₦airaland Forum

harmargedon:
like I always say, our banking system is messed up.

Onojanson:
I check my account balance Yesterday and saw that i have small change there. So this morning my son was Crying that he doesn't want to eat the food his mom cooked Yesterday, so i said i will go to POS and withdraw the little change and buy something for him. In trying the withdraw the money they said insufficient balance, when i check my account balance i found not #600 is missing and i didn't receive any alart to indicate why the money was withdrawn. I called the customer care they said the money was for ALART CHARGES. My question are: Are there any charges like that? And why with they withdraw my money without notifying me.

Onojanson:
They are codedly Stealing from us

iamadonis2:
Did same to me 31 night. 660 naira charged for SMS alerts. Basically these charges come from using your bank to buy airtime and data.

They pile it up and take it in one fell swoop at the end of every month.

iamadonis2:
Did same to me 31 night. 660 naira charged for SMS alerts. Basically these charges come from using your bank to buy airtime and data.

They pile it up and take it in one fell swoop at the end of every month.

harmargedon:
like I always say, our banking system is messed up.

moorevic:
I've been having similar issue with First bank. These idiots will debit me without alert or details for the debit. Bunch of thieves deducted 400 from this morning without alert.

harmargedon:
like I always say, our banking system is messed up.

layzie:
Our banking system is messed up
They are stealing from us
This and that.

All it will cost u is to get to the bank and print ur acct statement. Then check your transactions to see if the sms alert is justified or not. U can't be buying 100 naira credit everyday without being charged sms alert at the end of the month.






Our banking system is messed up
They are stealing from us
This and that.

All it will cost u is to get to the bank and print ur acct statement. Then check your transactions to see if the sms alert is justified or not. U can't be buying 100 naira credit everyday without being charged sms alert at the end of the month.
What the banks have done is to remove sms alert charges for transactions u didn't carry out by urself eg monthly charges. It doesn't make sense to charge u at the end of the month and still bill u 4 naira charge for the charges alert. That's y u don't get those charge alerts anymore.

harmargedon:
really, so they deduct close to 50 bucks whenever someone transfers money into my account too right. What's the answer to that. Like I always and will still say! Our banking system is totally and truly messed up.

rookidmart:
It's called Stamp Duty, and it's the federal government through FIRS that is charging that as tax, not the banks.

All deposit banks and financial institutions are required to charge stamp duties of NGN 50 on every eligible transaction above NGN 10,000

So you can see, the money doesn't go to the bank at all, but to your corrupt government.
If you're going to be angry at anyone, be angry at your government's politicians that embezzle the tax you pay

Onojanson:
I check my account balance Yesterday and saw that i have small change there. So this morning my son was Crying that he doesn't want to eat the food his mom cooked Yesterday, so i said i will go to POS and withdraw the little change and buy something for him. In trying the withdraw the money they said insufficient balance, when i check my account balance i found not #600 is missing and i didn't receive any alart to indicate why the money was withdrawn. I called the customer care they said the money was for ALART CHARGES. My question are: Are there any charges like that? And why with they withdraw my money without notifying me.

BluntTheApostle:
Yes, there is a bank charge called alert charge. Whenever you receive alerts (debit or credit) from your bank via SMS, you are charged a certain amount.

Alert charges are allowed to accumulate over a period of 1-3 months, and then debited from your account.

Onojanson:
They are codedly Stealing from us

Onojanson:
They should alart their customer when these charges.are deducted

harmargedon:
really, so they deduct close to 50 bucks whenever someone transfers money into my account too right. What's the answer to that. Like I always and will still say! Our banking system is totally and truly messed up.

layzie:
When the President and National assembly were passing the stamp duty act, where were you? Pls update yourself with the laws of our govt and stop crying like a wounded sheep

harmargedon:
Don't be so dumb. Do you think I don't know about the tax increment. Next time read properly before you come online making yourself look so stupid. Oh! sorry I forgot, you're the dumb tax collector. Next time try not to be a cry baby.

layzie:
U knew about the 50 naira stamp duty and yet u were crying it's the banks that stole ur 50 naira

Pls don't quote me again, u do, I ignore. U obviously aren't worth my time.