₦airaland Forum

raumdeuter:
Vidic has a CL where he was a starter. How many world cup games did Kimpembe start

Boateng played for a top country and top club and has CL and world cup to show
Terry plays for a top country no CL no world cup on the field
Vidic played for a top club and has a CL

Mount>> KDB

Who say no?

raumdeuter:
Why can't we mention coaches like Cuntay and Mourinho instead

Cuntay wey dey crash out of CL group stages

Mourinho already proved himself

Treble twice with different clubs..

Mourinho is part of great managers like ancelotti and zidane.

Fraudiola is not even close.

NinjaXmetahuman:
right..
And how many top 4 after that?

Lol, for arsenal abi for Wenger?

donstan18:
Mount>> KDB

Who say no?

Na this argument dey always hook am for throat. His best answer has always been to wait until the end of their careers


Maybe we can say Mikel >>> Fernandinho Instead.

Jodera:
Lol, for arsenal abi for Wenger?

both.

Abi Wenger managed another club after leaving arsenal ni?!
We are relating it to fraudiola though.

Wenger managed the club for 22 years and failed to qualify for top 4 twice yeah? But that was it. It's enough to get him sacked.

The argument is not about arsenal or Wenger though.. just an example.

Fraudiola spent 1.5 billion 6 years and managed to go trophyless twice (with caraboa being the only thing he showed for the second one) and almost went trophyless again this year if Gerald hadn't sl8pped again.
But he is still managing man city and he is being called greatest manager of all time.

Isn't that madness?

Why is the south silent about the gruesome murder of a pregnant Muslim woman and her 4 kids by these Ipob cretins? The silence is deafening.

USM/ESN/IPOB are fanning the embers of war. I hope they can dance to the beat.

Mikel won UCL on the field with one of the most acclaimed performances of all time. Mikel led his team to AFCON glory on the field.

Fernandinho found wanting on the biggest stage, not even appearing in the final of ordinary copa América


Mikel >>>>> Fernandinho

The news from Anambra about the the killing of Fatima and her kids is just deviating! I’m lost for words

NinjaXmetahuman:
both.

Abi Wenger managed another club after leaving arsenal ni?!
We are relating it to fraudiola though.

Wenger managed the club for 22 years and failed to qualify for top 4 twice yeah? But that was it. It's enough to get him sacked.

The argument is not about arsenal or Wenger though.. just an example.

Fraudiola spent 1.5 billion 6 years and managed to go trophyless twice (with caraboa being the only thing he showed for the second one) and almost went trophyless again this year if Gerald hadn't sl8pped again.
But he is still managing man city and he is being called greatest manager of all time.

Isn't that madness?

It depends. Not saying he's the greatest manager of all time tho, but is there any season (apart from the first season) in which guardiola didn't compete for the league or win a trophy?

Joezinho:
Why is the south silent about the gruesome murder of a pregnant Muslim woman and her 4 kids by these Ipob cretins? The silence is deafening.

USM/ESN/IPOB are fanning the embers of war. I hope they can dance to the beat.

Na this news I just dey read presently. I'm surprised it didn't garner much attention than that Deborah's own

I just want to read it to know the full gist

Jodera:
It depends. Not saying he's the greatest manager of all time tho, but is there any season (apart from the first season) in which guardiola didn't compete for the league or win a trophy?

his 4th year when he barely won caraboa cup after spending another 300 million

By the way, the argument is not for you if you are not part of those who believed fraudiola is the greatest.


Everyone knows fraudiola is just a decent manager.. and that's it.
What people like us have problem with is the hype they give him for doing lowest minimum expected of him.

Luckiest manager of all time.

Jodera:
Na this news I just dey read presently. I'm surprised it didn't garner much attention than that Deborah's own

I just want to read it to know the full gist

I am extremely surprised too bro. How can a pregnant woman and her 4 kids be killed in a senseless way and most people that wanted the killers of Deborah lynched are mute like nothing happened?

It's sickening...

NinjaXmetahuman:
his 3rd year when he barely won caraboa cup after spending another 300 million

By the way, the argument is not for you if you are not part of those who believed fraudiola is the greatest.


Everyone knows fraudiola is just a decent manager.. and that's it.
What people like us have problem with is the hype they give him for doing lowest minimum expected of him.

Luckiest manager of all time.

Lol... I know the argument wasn't for me sha.
I just chook mouth to correct that error of Wenger not finishing top4 once and was sacked.

No mind me

FG needs to intensify the crackdown on the miscreants in IPOB and the Eastern Security Network (ESN).

Itsrm:
What's there to play for Jorginho? Una dey sabi hype rubbish for here

This is to warn others not to waste their data watching. Just basic one, two yard obvious passess that any dumbo can make

If you watch jorginho keenly you would have easily noticed the things he could learn from Gilmour's game.

Unlimited22:
Na this argument dey always hook am for throat. His best answer has always been to wait until the end of their careers


Maybe we can say Mikel >>> Fernandinho Instead.

Aside Bant, this is a fact.

Joezinho:
I am extremely surprised too bro. How can a pregnant woman and her 4 kids be killed in a senseless way and most people that wanted the killers of Deborah lynched are mute like nothing happened?

It's sickening...

Very disheartening.
I even saw some responses criticising Reno for criticising the gruesome death.

It's just so bad. I mean, what was her and that of the little children's crime?

Jodera:
Very disheartening.
I even saw some responses criticising Reno for criticising the gruesome death.

It's just so bad. I mean, what was her and that of the little children's crime?

I hope they won't chicken out and run to social media when the northerners resumes their reign of terrors..

Because no one has monopoly of violence..

BlueMann:
Chelsea now open to the sale of Ziyech

Alele,make him dey go.

A001:
FG needs to intensify the crackdown on the miscreants in IPOB and the Eastern Security Network (ESN).

Absolutely!

Joezinho:
I hope they won't chicken out and run to social media when the northerners resumes their reign of terrors..

Because no one has monopoly of violence..

Worst part is that some Igbos in the eastern region sometimes don't see wrong in this.

What's the difference between them and the religious fanatics? I just hope this doesn't escalate more between the northern and eastern parts in terms of retaliation

So, Atiku’s influence couldn’t even help Dino win a Senatorial ticket.

Ibime:
lol.

I'm sure you don't know how mortgages work, which is why I told you to stick to what you've experienced and stop trying to put yourself in the shoes of what you read.

How can a 0.5% increase in interest rate lead to 3x on mortgages.

A bank will charge you the countries interest rate plus 1 or 2%. The additional 1 or 2% is the banks profit. So you borrow from bank, bank borrows the same money from CBN and passes on a 1 or 2% uplift.

You can enter mortgage calculator into Google. Let's say US interest rate is 0.5%, the bank will give you circa 3% mortgage which includes their own profit. 1st pic shows you will pay £665k over 20 years to satisfy a £500k mortgage in USA.

If I'm a Russian looking for the same mortgage, I will pay around 20% interest (17% Russia interest rate plus 3% profit for the bank). Same exact deal in Russia and I will pay over £2m to buy the same house over the life of the mortgage as the 2nd picture shows. Monthly payments of £2.7k in USA now become £8.4k in Russia.

Russian houses matter! I will leave you to imagine the impact on their Housing market. But no, na USA 0.5% interest rate concern you pass, not Russia 17% interest rate

I challenge you to pull up any stats on Russian housing market since the war. They have stopped publishing economic indices entirely. A proud person usually hides when they are hurting badly. That's Russia. But because US is open and democratic with a free media that will discuss every small change in data openly, you have a wrong sense of proportionality.

American mortgage system and the Russian system are very different, it’s telling that despite having higher rates than America, there are more homeless people in America, and sadly most have jobs but can’t afford a home

Amusingly you are the one with a wrong sense of proportionality, how can you compare 2 countries with different variables at play as the same, is the housing market in Russia a bubble like the American market?

I mean the kind of house you will get in Russia for a particular price is significantly cheaper compared to similar sizes in America, also I was mostly talking about adjustable rate mortgages, not fixed mortgages and I was right about the increase, it’s currently above 4%, a few percent increase in mortgages and people are walking away already

And it’s funny that you are boasting about American housing, meanwhile sometime last year, I read a report that more and more people are being priced out of owing a home in America

raumdeuter:
My man Larride
What course and certification person fit take to be delegate.
I dey reason relocate to Naija to become election delegate
Any advice will be appreciated

Election period is when delegate makes money sha from consultant and all. Any aspirant wey come do consultation go drop something.

I wasn’t chosen in my ward to represent our LG.

larride:
Election period is when delegate makes money sha from consultant and all. Any aspirant wey come do consultation go drop something.

I wasn’t chosen in my ward to represent our LG.

you didn’t print out your Nairaland assertions and present to them?

Havertz10:
you didn’t print out your Nairaland assertions and present to them?

Why?

Time exposes the hypocrites from sincere, and how quick is time in doing it. As for those who are sincere I salute you, and may the mercy of God descend on you and me.

larride:
Why?

just teasing, wanted your politicking to pay off in a grand way, so you will troll those people that were mocking you for hustling

Then I saw your profile

Joezinho:
I hope they won't chicken out and run to social media when the northerners resumes their reign of terrors..

Because no one has monopoly of violence..

[color=royalblue]Abeg, make Una no join the whole Igbo race as IPOB

IPOB are Igbos
All Igbos are not IPOB

Some of us can't wait to see that group erased from the surface of the earth
[/color]

Ibime:
City were neck and neck at the top of the table when Pep signing was announced in January. After that Pellegrini went to the beach and so did his players

Leave this kind of talks for Hens.ben now.