₦airaland Forum

SuperWriter:
You didn't talk about the high tax rate.

Gerrard59:
When they were in Nigeria, they paid taxes but queued to buy petrol, spent money on generator maintenance, had to deal with a criminal police force, insecurity, horrible roads, unending ASUU strikes etc.

What's wrong with paying taxes? Why are you people against paying taxes?

Honestly, I don't understand you people's grievances with paying taxes. Good a thing Agbado will win next year's election. That "tax" you're not paying, you will pay through your nose. If you complain about its misuse, police will teargas your face!

CountVersailles:
Some recent threads coming up here have just been plain, unadultrated lies about cost of living in Canada or some other advanced countries. But I'm choosing Canada because it's the one I know best about that it's just outright lies. Many of them will post and will start claiming that you can't save $200 per month or that bills will kill you and you won't be able to save more than $100 after all bills. Nothing is farther from the truth. Don't let all these dreamkillers and wretched Nigerians who are looking for company in their naija hellholes lie to you about the realities in Canada. Things are much better than they claim.

Typical cost of living in Canada if you have your head screwed on right and are not one of those crazies looking for social media approval or tryin g to show that you have finally arrived after living in extreme poverty in Nigeria.

Accommodation --- $1500 (this is the average you pay for a good, clean place to stay). Obviously not in downtown areas of any city, but why would you want to stay downtown anyways? Who are you seeking to impress? You were not staying in Victoria Island or Ikoyi before you left Nigeria. Instead you were staying in Egbeda, Iyana Ipaja or some other Lagos shithole, but suddenly you are in Canada and you must stay in central Toronto. Hunger wey you reach you dey do press-up. Except you are living in Alberta or Manitoba where $1500 will get you something super high-end, in places like Toronto this gets you something relatively comfortable and YOU WILL BE FINE.



Parking - $85 per month. Extreme case. Most times it's less.

Groceries - $300. You shouldn't spend more than this in a month. Except you are one of those stupid Nigerians who think they must be going to African store every time and buying Naija indomie when significantly cheaper walmart indomie of various flavours yapa anyhow.

research

You did well on the accommodation issue. You have folks who were staying in rundown areas while in Nigeria suddenly believe they should stay in the Ikoyi and GRA replicas in Canada within the first year of relocation. No delayed gratification, just immediate residence in the posh areas.

At the bold, thank you. I don't get the fascination with eating African foods regularly YET complain about the prices of groceries. You cannot be interested in eating Agbado and cassava and expect prices to be affordable. Agbado and cassava aren't native to Canada.

Anyway, like I always say, those who create those threads:

Gerrard59:
I talk am!!!!!!!

The people who are against Nigerians from emigrating fall into three groups:

- Those who wished to japa but for some reasons couldn't.
- Deportees
- Nigerians who hold passports of developed countries are envious that other Nigerians are emigrating. These ones are very wicked in real life.

OP falls into the first category. Envious riff-raffs!

Munamoqel! Come and see your hypocritical yansh shown to the world!!!!

One request, just one and pls tell the truth as God is your witness. I want one person currently in Canada to tell me.

1. How long you have been in Canada
2. What assets your wealth has bought you in Nigeria in that time or elsewhere. Not borrowed assets or installment payments/mortgage o. Actual liquid assets you have paid for in full in that time frame. I want to compare something.

I thought there'd be responses by now. It's just redundant always reading, 'i know people who are making xyz' or 'my friend is doing abc'. I would like to read true to God honest responses on the above, from someone directly, not a friend or someone they know. This notion of significant prosperity as described in this thread and other threads, should be a commonplace thing with many attested beneficiaries.

Treadway:
One request, just one and pls tell the truth as God is your witness. I want one person currently in Canada to tell me.

1. How long you have been in Canada
2. What assets your wealth has bought you in Nigeria in that time or elsewhere. Not borrowed assets or installment payments/mortgage o. Actual liquid assets you have paid for in full in that time frame. I want to compare something.

U won't get an answer on this.
If u live in Nigeria and know what u are doing,u will know how rich Nigeria is.

Make una dey go una Canada we go fight our way to right the wrongs of this country.

Treadway:
I thought there'd be responses by now. It's just redundant always reading, 'i know people who are making xyz' or 'my friend is doing abc'. I would like to read true to God honest responses on the above, from someone directly, not a friend or someone they know. This notion of significant prosperity as described in this thread and other threads, should be a commonplace thing with many attested beneficiaries.

The mansions been built on daily basis across Nigeria from monies from Canada and other European countries,is it spirit that is sending those monies?

How much is your own worth too?

Brexxit:
The mansions been built on daily basis across Nigeria from monies from Canada and other European countries,is it spirit that is sending those monies?

How much is your own worth too?

Are you in Canada? How long have you been in Canada? Do you have one of these assets? The questions are pretty basic and clear. Answer clearly, if you can. Cheers

Treadway:
Are you in Canada? How long have you been in Canada? Do you have one of these assets? The questions are pretty basic and clear. Answer clearly, if you can. Cheers

Let me tell you something you don't seem to get. I understand you can't get it because of your exposure. Those who have made money and have these assets will not come here to tell you anything. I know because I'm one of them. They don't care about your opinion or what you think of them because they have the money already. They are not seeking your validation or your approval. Abi you want to give them contract ni or what? Why do they need to tell you what they have or the nature of their assets? Of what benefit is that to them. It's left to you to believe whatever you want. They really don't care.

Ok. So, no one. Got it. Cheers!

leody:
But one guy said food is expensive in Canada like here in Nigeria too. He even posted some pictures of what he bought at a very costly rate.
I'm even less concerned about that, all that matters is a good healthcare system where I can treat myself,good economy,24/7 electricity,good roads,and fast Internet...

General food is relatively cheaper like rice, pasta but if you're talking about food for Nigerians like beans, Garri, those ones are expensive

ednut1:
is there low tax rate in Nigeria I was paying around 24% as paye while in nigeria. Currently pay 31% in Canada. Any significant difference

7

ednut1:
Let me not use myself. My friend in similar company i worked was getting about 4,400 cad dols net. He was saving 2k monthly. His net salary in Nigeria was about 400k naira. Note he was working for same company in Nigeria and continued at same company when he got to Canada.

Another was making 3500 a month and was saving 1200 to 1500.

Another is making about 6k net and saving about 2,500
All in Toronto area.

The problem is many Nigerians especially females they want to love above their means. I know someone still doing hustle job ( customer care) while she doing some tech courses. Salary 2200 a month, but is staying in an apartment costing 1700. Well na fine babe so maybe clitocurrency will augment her other bills. Some want to drive benz , some want to eat on uber eats or restaurant daily. One bed room condos in a luxury condo in Toronto is about 2200 now, but there are other apartments you can get for 1500

Canada slave Man don talk. �. This guy can sell his generation to be in the good book of the white people. Canada my foot. With the loneliness, working my ass off just to get taxed to death and enduring the harsh weather.

Well, I still want to go. It's a joy to be a slave in Canada

dajobi:
Canada slave Man don talk. �. This guy can sell his generation to be in the good book of the white people. Canada my foot. With the loneliness, working my ass off just to get taxed to death and enduring the harsh weather.

Well, I still want to go. It's a joy to be a slave in Canada

too many lunatics on this forum. Served in 2018 probably still jobless and chatting shit from his foam mattress

ednut1:
too many lunatics on this forum. Served in 2018 probably still jobless and chatting shit from his foam mattress

Lol. I have an Msc in the US within that time till now And I'm back in Nigeria. Talk another one

dajobi:
Lol. I have an Msc in the US within that time till now And I'm back in Nigeria. Talk another one

keep fooling yourself. Went to usa and returned to become a troll Joker

ednut1:
keep fooling yourself. Went to usa and returned to become a troll Joker

I'm just letting u know these Western countries are not the paradise you and ur illks claim them to be. Stop shoving these things in our guts idiot

Brexxit:
The mansions been built on daily basis across Nigeria from monies from Canada and other European countries,is it spirit that is sending those monies?

How much is your own worth too?

You people always say this. But can u show us one mansion that is built this way in Nigeria

dajobi:
I'm just letting u know these Western countries are not the paradise you and ur illks claim them to be. Stop shoving these things in our guts idiot

no one is shoving anything. You probably don’t qualify anyways. No company offered you a job offer in the usa. Says alot about you. Just seeing your redpill posts i be think say i dey engage better person. Good night

Depressed and lonely people wanting others to come share in their mishap.

This needs to be updated. I just filled my fuel tank with $90 and i fill the tank every week. Insurance is like $450 monthly in Brampton.

SuperWriter:
You didn't write about high tax rate.

Treadway:
One request, just one and pls tell the truth as God is your witness. I want one person currently in Canada to tell me.

1. How long you have been in Canada
2. What assets your wealth has bought you in Nigeria in that time or elsewhere. Not borrowed assets or installment payments/mortgage o. Actual liquid assets you have paid for in full in that time frame. I want to compare something.

Post modified as I realized that u weren’t worth my time… peace be unto u

seunpinky:
I know my response won’t change your opinion but ….
1. I have been in Canada for 16months landed July 2021.
2. I call Canada home for now till the foreseeable future and I don’t need to buy assets in Nigeria before u can term me to be successful or not. Within my 16months in Canada, I have acquired two houses before u shout mortgage note I had to pay 120k cad in cash as down payments for the two houses. You can decide to go Tru my previous posts to get to know more about me.
If I had channeled that 120k cad to assets in Nigeria that would be approximately 70million naira using exchange rate of 590 to 1 cad. I am very sure that with 70million naira I can afford to buy a choice property on the mainland and part of the island.

So let me ask you, have you made 70million as income not savings ooo?

I don't believe you on the 120k.
No, I haven't made 72m, but even this 72m you mentioned is just for now. TRF it now and cash it. Only then does it become real. At a time just 2yrs ago, CAD was 215, so if something out of the ordinary happened today (it still happened last week) and the exchange rate dropped, you wouldn't have 72m, and won't be able to buy the house on the island or mainland, except from japa crew wey dey find ticket money sha. And no, you don't have two houses yet. I have mine though.

Also what is my opinion? I have an inkling you don't even know it to begin with. Pls tell me so I know that you are on the mark.

Meanwhile, congrats on your choices. Not doing bad with mine either.

Treadway:
I don't believe you on the 120k.
No, I haven't made 72m, but even this 72m you mentioned is just for now. TRF it now and cash it. Only then does it become real. At a time just 2yrs ago, CAD was 215, so if something out of the ordinary happened today (it still happened last week) and the exchange rate dropped, you wouldn't have 72m, and won't be able to buy the house on the island or mainland, except from japa crew wey dey find ticket money sha. And no, you don't have two houses yet. I have mine though.

Also what is my opinion? I have an inkling you don't even know it to begin with. Pls tell me so I know you are on the mark.

Meanwhile, congrats on your choices. Not doing bad with mine either.

You don’t have to believe me on the downpayment amount. There are people that know me on this forum, and they know it’s not empty blabbing.

Anyways good luck to both of us as we continue our life’s journey

seunpinky:
You don’t have to believe me on the downpayment amount. There are people that know me on this forum, and they know it’s not empty blabbing.

Anyways good luck to both of us as we continue our life’s journey

baba me don learn to ignore all these people. I dey part of the people wey know you , we dey work for same company lol

ednut1:
baba me don learn to ignore all these people. I dey part of the people wey know you , we dey work for same company lol

My brother I no dey like post for this forum based on say I dey see all the rubbish wey people they yarn for here. You dey even try to dey keep up with NL

Please o... I'm trying to come to Canada, with my spouse.

She has B.Ed Mathematics Education

I have Msc Mechanical engineering

Hope we'd be able to do well...?

We just want to write our ielts

seunpinky:
You don’t have to believe me on the downpayment amount. There are people that know me on this forum, and they know it’s not empty blabbing.

Anyways good luck to both of us as we continue our life’s journey

no blame me my guy. It would be foolhardy to believe every rubbish you read on social media. Cheers to more successes and wins bro.

Ps: CNBC suppose interview you oo if you have proof of the 120k (not even total earnings o, but house down payments only) in just 16mths in Canny. You don bench this lady wey make news headlines cos she save total 100k in 3.5 years in the USA by far. Seriously I would like to read your interview soon. That would be something

www.cnbc.com/amp/2019/08/28/i-saved-100000-in-3-years-at-age-27-here-are-my-money-saving-tips.html

CountVersailles:
Some recent threads coming up here have just been plain, unadultrated lies about cost of living in Canada or some other advanced countries. But I'm choosing Canada because it's the one I know best about that it's just outright lies. Many of them will post and will start claiming that you can't save $200 per month or that bills will kill you and you won't be able to save more than $100 after all bills. Nothing is farther from the truth. Don't let all these dreamkillers and wretched Nigerians who are looking for company in their naija hellholes lie to you about the realities in Canada. Things are much better than they claim.

Typical cost of living in Canada if you have your head screwed on right and are not one of those crazies looking for social media approval or tryin g to show that you have finally arrived after living in extreme poverty in Nigeria.

Accommodation --- $1500 (this is the average you pay for a good, clean place to stay). Obviously not in downtown areas of any city, but why would you want to stay downtown anyways? Who are you seeking to impress? You were not staying in Victoria Island or Ikoyi before you left Nigeria. Instead you were staying in Egbeda, Iyana Ipaja or some other Lagos shithole, but suddenly you are in Canada and you must stay in central Toronto. Hunger wey you reach you dey do press-up. Except you are living in Alberta or Manitoba where $1500 will get you something super high-end, in places like Toronto this gets you something relatively comfortable and YOU WILL BE FINE.

Internet - $85 (this is high-end, super-fast, rarely disappointing internet). Not mtn that only works in the night, or spectranet that doesn't work that well in the Egbeda you were staying back in Lagos.

Hydro - $50 (except you are cooking every single day, you shouldn't pay more than this) And why should you be cooking everyday anyways? Don't you have something better to do with your time?

Car insurance - $200 (most people will pay only $200 for car insurance). But if you are working minimum wage, you are already pushing it. If you don't have absolute need for a car, there's no reason you should be buying one. Not everybody drives. Parking is expensive. You don't automatically translate your life from nigeria to canada and think because you were driving in Nigeria you should be driving in Canada. But let's even say you are stubborn and want to buy a car. Okay, I have included it. Bus pass of $50 per month should do you. There are incentives to buy bus passes for cheap if you are a low-income earner. Low-income earner go still earn 18m naira net per annum o! Wait until I get to the earnings. But let's sha add you car, since you are stubborn anyway.

Parking - $85 per month. Extreme case. Most times it's less.

Groceries - $300. You shouldn't spend more than this in a month. Except you are one of those stupid Nigerians who think they must be going to African store every time and buying Naija indomie when significantly cheaper walmart indomie of various flavours yapa anyhow.

We are already at $2220. If this is your monthly spending, you have a problem already. But let's sha say this is what it is.

Now, how much do you earn? Let's say you are doing one of the lowliest possible jobs working in walmart and telling people 'thank you for coming to walmart" everyday, and helping them checkout and putting on a forceful smile. Let's just assume. And you combine that with car wash cash jobs no weekends. There's no reason you should not be making at least $3000 net in a month. This is the least. Possible to make more.


So, now we have arrived at someone doing one of the poorest jobs and living one of the most comfortable lives, and he's still looking at saving at least $700 every month. So, where are those $200 or $100 ideas coming from? Or those who are claiming you will even be in debt? It's just preposterous to suggest that you can't save.

Now, at $3000 monthly, you are earning $36000 net in a year, which is just ridiculous if you are a professional. If you look well enough, educate yourself well and market yourself too, you will get a professional job (even if na customer service or something else), and you will earn net above $40,000. There are plenty Nigerians, and I mean plenty, who are earning net above $40000. Now, think about how much more you can save since this comes down to $3300 monthly. You will be saving at least $1000 every month!

Obviously, these calculations are for a single person. If you are married just multiply it by two as long as the woman is not the lazy type who just wants to sit at home and not work.

Additionally, there's no reason you should be incuring too many costs if you are earning little. Some of the things you are chasing in Canada you did not have in Nigeria. But suddenly you have arrived and things must change? Cut yourself some slack.

In conclusion, don't let anyone lie to you. You can save a lot of money working in Canada. This is truer if you are a working professional. Most working professionals earn north of $80000 gross. Think about how much more they can save even with those expenses above. And that's just for one person. If it's double income with a couple, you are looking at $160,000 gross. Honestly, by the end of the month, you guys will think you won a jackpot. Little wonder you see Nigerian couples here buying 4, 5 houses on mortgage and paying without hassles. Do your research

Are those bills on the US$ or CAN$

You also talk about highly educated Nigerians earning over 40k$ net a year... And 36k$ for those who are doing the least jobs + weekend side jobs. How about those who are skilled but not highly educated... maybe ended in secondary school in what you guys call high school.... what is their minimum annual pay?

https://www.clevergirlfinance.com/blog/how-i-saved-100k/

Same girl on this page too.
Seunpinky, you should be the one in this article, not this equally amazing lady. You should be the one being celebrated for a very very very rare feat, if true. And I'm not being cheesy. If you can have 120k with more to spare in 16mths in Canny and someone is making news headlines for 100k total in 3.5yrs in the USA, they need to meet you asap

Treadway:
https://www.clevergirlfinance.com/blog/how-i-saved-100k/

Same girl on this page too.
Seunpinky, you should be the one in this article, not this equally amazing lady. You should be the one being celebrated for a very very very rare feat, if true. And I'm not being cheesy. If you can have 120k with more to spare in 16mths in Canny and someone is making news headlines for 100k total in 3.5yrs in the USA, they need to meet you asap

Thanks I ll pass, there are lot of folks doing much more than this in a year. D koko is don’t allow anyone push u from achieving your dreams either in Nigeria or abroad