Ridhwan Abdullahi

Babangida Yushau (not real name), a Kaduna-based Federal Government worker, has told FIJ how his May salary was fraudulently taken from his First City Monument Bank (FCMB) account two hours after receiving it.

He said while over N160,000 was debited, a quick cash loan to the tune of N30,000 was also requested and got on the account.

He did not perform either of the two transactions, as he was returning to his family in Kaduna when the two transactions took place.

The situation had rendered him incapable of meeting his family duties, he told FIJ



“It happened on Friday, May 26, after my salary was paid. I was on my way to Kaduna. I had my ATM card and phone with me,” Yushau told FIJ.

“I noticed the debit alerts of N160,000, and another N30,000 fast cash loan. This prompted me to check my phone. I nearly collapsed in the event.

“I find it difficult to take care of my family. I find it difficult to feed my family, even to transport myself to work.

Yushau, who further explained that he had never shared his bank account’s personal details with anyone, wondered how such transactions could have taken place without his bank authorising them.

When Yushau contacted his bank, he was directed to take his case to the Bank’s head office in Lagos. But he couldn’t afford to travel to Lagos. He then contacted his account officer, who advised he should rather make a telephone call to the head office.



“I reached out to my account officer, but they told me to visit the FCMB branch at the Federal Secretariat in Abuja, where I could get an active landline to report my case to the bank’s head office in Lagos,” Yakubu explained.

Yakubu returned to his branch and lodged another complaint. However, two weeks after, nothing has been done by the bank.

“I further visited the National Assembly branch of the bank, and I submitted a written complaint. They told me they would investigate the issue, but nothing has been heard since,” he said.

When FIJ emailed FCMB customer service unit on Thursday, Temitope Akinwunmi, the representative of the unit replied late Friday that the bank was still investigating the matter.

⚡ Source: Foundation For Investigative Journalism fij ng
Email: info@fij.ng

Really sad

More yahoo boys and crooks are getting bank jobs these days...

How is this possible?

he was directed to take his case to the Bank’s head office in Lagos.

Whoever gave this directive is sick in the head

And should be dismissed immediately

Takara:
How is this possible?

very possible. His card details and PIN must have been 'skimmed' when he used it on a random POS device. This shows that you must be very very careful the kind of POS device you slot your card in. Also, he may have had his card secretly photographed (by the operator) and his PIN monitored while using a POS device. Never ever let the operator take your card out of your view for any reason. Personally, I don't use a card associated with my main account for POS transactions. In fact, I explore the option of doing a transfer for cash most of the time I need to use a POS terminal.

Them tie your destiny for fcmb? Open a salary account elsewhere please. Once you tell them you want a letter of non indebtedness, they'll act fast on this issue.

symbianDON:
very possible. His card details and PIN must have been 'skimmed' when he used it on a random POS device. This shows that you must be very very careful the kind of POS device you slot your card in. Also, he may have had his card secretly photographed (by the operator) and his PIN monitored while using a POS device. Never ever let the operator take your card out of your view for any reason. Personally, I don't use a card associated with my main account for POS transactions. In fact, I explore the option of doing a transfer for cash most of the time I need to use a POS terminal.

Thanks a lot.

Na family member close to him that can do that shiiit

It has happened to me before from Msport

Very unfortunate scammers everywhere

Haveyoueatentod:
Na family member close to him that can do that shiiit

Not necessarily, FCMB account are very venerable and prone to hack

I ones make withdrawal from Easy Monie POS machine and got message from Easy Monie that I am now qualified for a loan. Meaning they now have my details.

There was a time I was receiving in sufficient funds in your account for this transaction. I quickly called FCMB customer care and I was told someone was trying to make withdrawal from my salary account but which was virtually empty. But I just got a contract and the money was in my FCMB corporate account. The funds in my account was intact and no problem nor fraudulent transaction occurred.

Most Nirsal scammers and other government benefits schemes scammer's always asked potential victims do you have FCMB account or Access Bank account. So my conclusion that some FCMB details are already in the dark net.