₦airaland Forum

Tinubu must do all this? Your state governors only need to collect allocations, do as they please, and wait for the next election cycle?

Tap0lane:
Tinubu still need to do a lot more to make his administration a success.

He must increase Nigeria electricity generating capacity to 10,000 minimum in his first 4 years.

Ensure herdsmen are cut to size with no room for killing in the middlebelt under guise of whatever name it can be called.

Exchange rate should come down to atleast ₦1000 if he can't return it back to the ₦700 he met it. Personally both Edu n Cardoso should be sacked cos they have not shown any attribute they can handle the ministry they were saddled with.

He should end oil thief n ensure the entire management both senior n junior staff of the NNPC is sacked if the refinery does not start producing refined product this August which they claim will start after several shifts with billions of dollars n not naira down the drain.

Large scale farming should be embraced n invested on vigorously like it a number one priority to ensure food security.

Arostar2023:
Not disabling environment, but crippling environment. Try starting a business in Naija from scratch, without "connections" and bags of money. You will see that passion, creativity and hardwork aren't enough to excel in our dear country.

Creativity, hardwork and passion channeled wrongly never yield profitable results.
Businesses need money to run, if you don't have enough capital for long term as well as short term running, u won't survive in business anywhere in the world.

Tohsynetita1:
Boss, these are common profession (hustle) of Nigerians. Please tell me if they are taxable.
Pos, forex trading,, crypto, sport betting, MC, housing agent, content creation, teaching, and most are business owners.
Now are these profession or hustle taxable?
Those loans would be eventually forgotten.

Brands are taxable, so if any of what u mentioned falls under a brand, a business name, an organization, then it's taxable.
I'm sure if u are into crypto or sports betting and your accounts attached to ur BVN keeps moving alot of digits, deduction will of 10% will kick off.

Kobojunkieee:
419!😂😂😂😂😂😂😂😂😂😂😂

This person appears devoid of mental healthiness. Going about calling who you've never had an encountering with—a total stranger with no idea who/what you are—is definitely diagnostic of a threat to the society. The fact it's funny to you. Approach a psychiatric hospital before you do somn bad to yourself or nearby peeps, dude.

Trust me, I know what I'm talking about. Peace out anyway

SaidaBoj3:
Thanks. Check PM Pls

Hi, I just scanned my mails. Couldn't point to your message. Anyway, it's also okay to make your points on here too.

haybhi1:
Hi, I just scanned my mails. Couldn't point to your message. Anyway, it's also okay to make your points on here too.

Pls sir, can u assist me with something to buy some food pls 🙏🙏🙏🙏🙏

haybhi1:
Hi, I just scanned my mails. Couldn't point to your message. Anyway, it's also okay to make your points on here too.

🙏🙏🙏

🛢👉 Seen

Monimaker22:
U that have always being a perpetual beggar even to pay your school fees you still depend on government intervention that's meant to enslave you for life.

Other countries are in the era giving grant, your own country is still giving loan to goto school, you dont see the side effects because you are meant not to be useful to yourself and the society at large . Loan with temporal solution and forever enslavement. Emilokan indeed people.

Obama studied in Harvard on student loan, not grant o, loan.

One dirty pig is opening his dirty akpu mouth to talk trash.

As at when the Western Region instituted free education, your ancestors were still using teeth to hunt animals. You are here talking trash.

Student loan will end what is left of education in Nigeria lol
I'm saying this as an American. This will be the end

Kobojunkieee:
I don't see the sense in offering student loans to students in a country where the vast majority of graduates are without jobs. It just does not make sense of any kind.

What alternative would you propose ? Not sure its sustainable for government to provide free tuition

JagabanB:
Creativity, hardwork and passion channeled wrongly never yield profitable results.
Businesses need money to run, if you don't have enough capital for long term as well as short term running, u won't survive in business anywhere in the world.

You are right in a way. However, there are different classes and sizes of businesses, and not every business should require a humongous amount of money to run. In an unfavorable environment, it’s tough for small businesses to thrive. A lot has changed in Nigeria; presently, to set up even the smallest barber shop, you will need a standby generator. When you factor in the prices of petrol and a generator set, you will realize that a school leaver from a poor background may not be able to establish and run such a business profitably. And this applies to many small businesses that used to be easy to setup and run.

SaidaBoj3:
Pls sir, can u assist me with something to buy some food pls 🙏🙏🙏🙏🙏

That... first, I'm not sir in anyway; doesn't pander to me, plus you may even be older than I am or we're age-like.
Okay, I don't have much though... Can you manage 1k? If yes, drop Aza. I know it can barely do a thing but can't afford much. Also, it can't sustain you at all. You've gotta have some plans to forge ahead. Why not draw some plans? If you don't mind my suggestions:

1. Why not take up free courses on coursera on in-demand skills?
2. Why not take the nelfund loan? They pay your school fees and you get 20k stipends?
3. Why not take up some relevant vocational skills around—plumbing, POP, Welding, Mechanic, Solar engineering e. t. c (never barbing or tailoring though)? You could be proficient enoug in either of them to make some dough. Yet, with sound knowledge, you take up internationally recognized vocational exams, you can easily japa with them than the average japa aspirant.

Note: Whatever vocational skill you're learning, it's important to learn and understand the business part of it—that's how all these Igbo guys make money through business, not the artisanry itself.
4. This will be the best recommendation from me, fella—whatever you can do to make the best of grades you could from the university, do it! Almost all my friends with good grades outta the the university are overseas on sponsored visa and living really good because they made best grades.

Never listen to 'school na scam' crooner or people like Gerrard59 who scoff at good grades as a pedestrian for life successes. Walai na lie! Most recent and unlikeliest of cases I know of: a guy studied Anatomy—the course I rate so low for its stifled economic opportunities—and scooped first class, took some administrative/politics/sporting roles in his department and he barely finished his service before he got overseas calling, to the Wests. Second class uppers are winning too; just add up lots of vital extracurricular activities, especially ones that weave in leadership. I bet it'll be smooth after school for you.

Kobojunkieee:
I don't see the sense in offering student loans to students in a country where the vast majority of graduates are without jobs. It just does not make sense of any kind.

people can employ themselves
That should be an outcome of good education
You don't have to be an employee
If people who did not go to university do it why can't graduates
Let us stop moaning and help ourselves

fsb:
↪What alternative would you propose ? Not sure its sustainable for government to provide free tuition

Still on the loan issue, according to reports, the Government's student loan problem expects to disburse a total of Naira 10 billion Naira in loans to students in universities across the country meaning that a majority of the students in the country, all of them equally deserving of the loans, would not be able to able to get their hands on it. https://www.premiumtimesng.com/news/top-news/720454-student-loan-nelfund-disburses-more-funds-to-nigerian-students.html

Anyways, as for the proposal, the major issue with the Nigerian school system remains the shoddy standard of education. So many are quick to assert that college students are expected to employ themselves after graduation, conveniently ignoring the fact that for the last 25 years, the Nigerian school system has majorly produced graduates incapable of either employing themselves or lacking minimum employment requirements for even entry-level graduate job market. I don't see how giving loans to students from already poor backgrounds when there are likely no jobs waiting for them after it all solves anything, either for the students themselves or for the nation as a whole.

Some say these students are not being forced to take the true loan. Many of them are beyond desperate at this point and would take anything that presents itself to them. So does it make this the right thing? Is it right for the government to take advantage of the desperation of its people in this manner? Of course not!

haybhi1:
This person appears devoid of mental healthiness. Going about calling who you've never had an encountering with—a total stranger with no idea who/what you are—is definitely diagnostic of a threat to the society. The fact it's funny to you. Approach a psychiatric hospital before you do somn bad to yourself or nearby peeps, dude. Trust me, I know what I'm talking about. Peace out anyway

419!😂😂😂😂😂😂😂😂😂😂😂

JagabanB:
Are you hoping for someone to graduate and 3 years after graduation don't have anything to do?
One of the key functions of education is to teach the recipient productivity, someone who can't be productive in any form is not worth educating, the loan makes a lot of sense.
Tuition fees were hiked, subsidies pulled out, and this loan makes a lot of sense.

It makes a lot of sense but payment is going to be an issue. This scheme will die naturally.

gbagyiza:
↪It makes a lot of sense but payment is going to be an issue. This scheme will die naturally.

What about the debt incurred by the students before that happens?

yoruboid:
This will not trend

What is there to celebrate that a university student got a loan of $92 (N147k) for one academic year?

seunmsg:
Well, it makes a lot of sense to those obtaining the loan and they are not complaining.

Kadoso Mutairu aka seunmsg

Kobojunkieee:
I don't see the sense in offering student loans to students in a country where the vast majority of graduates are without jobs. It just does not make sense of any kind.

governments role is to provide the environment for jobs to exist and not create the jobs.....if after providing the education for you interest free you decide to sit on your hands that part is on you.....

leokid866:
↪ governments role is to provide the environment for jobs to exist and not create the jobs.....if after providing the education for you interest free you decide to sit on your hands that part is on you.....

But the government has in the last 25 consecutive years failed to do exactly that very thing which is to provide the environment for jobs. You will note that to this very day, not a single community, LGA, or even State in the nation can boast of at least one of the following essential amenities which as a collective constitute an environment for jobs to exist in this 21st century era we live in.
■ Electricity
■ Clean Water Supply
■ Sewage
■ Good Roads(roads built by the ancient Romans thousands of years ago are still very much available to this day)
■ Passenger Rail
■ Security
■ Reliable internet and mobile services
■ Waste Management
■ Strong healthcare system
■sturdy educational & training System
■a Welfare/Social system
■ Pro-business & pro-people policies...

So tell us, why are the people to blame?

allabig:
look like a trap.
cause even after school.
one might tlbe restricted from travelling out with outstanding loan.

Nd the nature of jobs in nigeria wont allow for quick repayment

if you like go to the moon ti go find work....your bill will be waiting for you.....

mycar:
What about trader money?
Good project like this does not last

na trader money you wan use go school?

Arostar2023:
Oga it doesn't work like that. There's what is called "enabling environment". They people protesting and crying of hunger do think they are all jobless? If there is an enabling environment, a lot of things will sort itself out.

things are not as rosy as should be, but the environment is still quiet vibrant....I personally know an uneducated market who sells Perishable goods and spaghetti she can clear close to 200k per month in profits from spagh sales alone, I know she has a son in the Uni, for someone like her this will help her keep more of her profits cause she won't have to worry about his fees anymore.......

Kobojunkieee:
I don't see the sense in offering student loans to students in a country where the vast majority of graduates are without jobs. It just does not make sense of any kind.

So what makes sense? Allow them to drop out of their program for lack of ability to pay their fees? Lecture us please.

Kobojunkieee:
But the government has in the last 25 consecutive years failed to do exactly that very thing which is to provide the environment for jobs. You will note that to this very day, not a single community, LGA, or even State in the nation can boast of at least one of the following essential amenities which as a collective constitute an environment for jobs to exist in this 21st century era we live in.
■ Electricity
■ Clean Water Supply
■ Sewage
■ Good Roads(roads built by the ancient Romans thousands of years ago are still very much available to this day)
■ Passenger Rail
■ Security
■ Reliable internet and mobile services
■ Waste Management
■ Strong healthcare system
■sturdy educational & training System
■a Welfare/Social system
■ Pro-business & pro-people policies...

So tell us, why are the people to blame?

Oga electricity has been taken off the exclusive list since last year, if you want 24hr light talk to your governor.....besides there are pockets of places around the country with constant electricity it's you as business person that should look around and be prepared to pay for it......waste management is also handled by states....FG has since deregulation the telecom sector but you still want them to be providing you with internet? Also states control their water rights in fact some states have sued the FG For giving other states control over their water rights, and this student loan is sure to strengthen the education system.....things may not be perfect but we are moving forward......if you want to sit and focus on what we don't have then Suite yourself

Funkyswagzz:
Are you sure the 20k is free?

Yes. Certain.

Funkyswagzz:
Oh wait is the 20k free? Like seriously

Yes it is.

leokid866:
↪Oga electricity has been taken off the exclusive list since last year, if you want 24hr light talk to your governor.....
↪besides there are pockets of places around the country with constant electricity it's you as business person that should look around and be prepared to pay for it......waste management is also handled by states....

1. Since the same last year, the Naira has been devalued and now goes for about Naira1600 to a dollar, an environment which has proven unconducive for both businesses and foreign investors coming to help rectify the problems of electricity generation even at the State level. So, what should the poor Nigerian people do or who should they hold responsible for that?

2. Pockets of places in a country with at least 65 million households & businesses combined with 24-hour power supply, all this from the measly 5600KW epileptic capacity the country has been battling with for decades now? Who do you this thing abeg?