₦airaland Forum

MaiDeribe:
Lol, i told you my rent. Tell me yours.....I am driving at something.
I lived abroad before moving back (willingly) to Nigeria.
Dont mention 7 figures in Naira, you dont live in Nigeria.
Its can 15 figures in Dominican Peso's. Do you live in Dominican republic ?

MaiDeribe:
Finally, someone not afraid to speak the truth.

MaiDeribe:
Actually you are the cuck, for supporting Kemi......lol

swaggerjack:
She is the greatest Yoruba woman of all time and will continue to give the corrupt occultic leaders of this failed state Wotowoto.

descarado:
Write to govt.uk.
More than 3 monikers and 100 threads untop wetin.
You don't want to use your main moniker goo.d100. That isn't even your main moniker.
This must be a source of income for people like you.

Mindlog:
Drive at whatever you are....I didn't mention Lebanese Pounds.
After expenditure what remains for investments, holidaying, personal development etc?

MaiDeribe:
Lol....Nah,I am wealthier than Kemi and better educated than she is.
I write here for fun.
If this is your source of income,I feel bad for you.

MaiDeribe:
Why are you afraid of saying your rent ?
Mr i make 15 figures in Zimbabwean dollars.

Mindlog:
Why do I have to tell you what I pay for mortgage?

How does that advance the thread?

swaggerjack:
You are better educated and yet support corrupt leaders that have brought disgrace to the black race and failed their nation.

MaiDeribe:
We are comparing cost and affordability on UK and Nigerian salary.
Pros and Cons

Quintessence44:
Excellent article.

If Britain wishes to break off trade relations with Nigeria and Africa, then they can go ahead and make Kemi Badmarket their Prime Minister.

Just last month their foreign minister David Lammy was in Nigeria looking for investment opportunities.

Indian, French, German presidents last month all visited Nigeria to talk business.

Britain after Brexit, needs trading partners like yesterday..

We'll see what happens.

Mindlog:
A minimum wage earner who is single and working 40hrs werkly can have a take home pay of £1,640 monthly.

He gets a £500 per month room in a shared house, bills inclusive.

£640 for his/her other expenditures, having a monthly savings of £500.

Now calculate for the minimum wage earner of N80,000 in Nigeria who is also single.🤔

MaiDeribe:
She is a petty nuisance just like you. Even her work colleagues dont like her.

https://www.hrmagazine.co.uk/content/news/officials-accuse-kemi-badenoch-of-bullying-them-to-tears/

aribisala0:
Wherewith your president go for treatment?

Shameless country

MaiDeribe:
Below is the updated comparison table that includes Tax and National Insurance (NI) deductions for London’s income of £1,640 monthly alongside Kaduna’s ₦80,000 monthly income.

Category London (£1,640) Kaduna (₦80,000) Observations
Gross Monthly Income £1,640 ₦80,000 Gross income before any deductions or spending.
Tax & NI ~£300 - £350 ₦0 UK income below ~£12,570/year is tax-free, but NI starts at ~£12,570. Nigeria imposes minimal tax.
Net Monthly Income £1,290 - £1,340 ₦80,000 London income drops ~18-21% due to tax and NI; Kaduna income remains unchanged.
Monthly Rent (Room) £800 - £1,000 ₦30,000 - ₦50,000 Rent in London consumes 60%-75k% of net income; Kaduna rent uses 37%-62% of total income.
Utilities (Electricity, Water, etc.) £150 - £200 ₦10,000 - ₦15,000 London utilities remain costly; Kaduna has much lower utility expenses.
Groceries £200 - £300 ₦15,000 - ₦20,000 London groceries take a bigger share of income due to higher costs.
Transportation £150 - £250 ₦10,000 - ₦15,000 Public transport costs are higher in London. Kaduna’s public transport is far more affordable.
Healthcare & Insurance £150 - £200 ₦5,000 - ₦10,000 Healthcare costs are unavoidable in London due to insurance/private services; Kaduna is cheaper.
Internet & Phone £40 - £60 ₦8,000 - ₦12,000 Internet and phone services remain far cheaper in Kaduna.
Entertainment £100 - £150 ₦5,000 - ₦10,000 London entertainment costs significantly more due to lifestyle and city pricing.
Miscellaneous £50 - £80 ₦5,000 - ₦10,000 Unexpected expenses are notably higher in London.
Savings Potential £0 - £50 ~₦5,000 - ₦15,000 Savings are minimal in London, but Kaduna allows for some flexibility.

Key Adjustments with Tax and NI
1. UK Tax and NI Impact:
• At £1,640 monthly (~£19,680 annually), the UK applies:
• Personal Allowance: First £12,570 tax-free.
• Basic Rate (20%): Remaining income above £12,570 taxed.
• National Insurance: Kicks in above ~£12,570.
• Effective deductions bring take-home pay down to £1,290 - £1,340 monthly.
2. Kaduna Context:
• Nigeria’s taxation on ₦80,000 income is negligible for most individuals.
• No mandatory deductions like National Insurance.

Insights
• After tax and NI, London’s disposable income shrinks, pushing financial stress higher.
• Kaduna offers a higher proportional purchasing power with minimal deductions, allowing for a modest but potentially sustainable lifestyle.

MaiDeribe:
How much is your rent in Nigeria? Mine is 60 thousand Naira monthly 30 Pounds.

Sapasenator:
You pay N60,000 monthly for rent? Are you living under the bridge or on a canal?

Can I have what you are smoking?

Mindlog:
If you are using London as comparison then use Lagos for Nigeria.

If you must use Kaduna then compare it with cities like Liverpool with cheaper rent, where £300 gets one a room in a shared house, bills inclusive. Go to spareroom.co.uk, there are also £600 rooms in London, utilities bills inclusive.

By the way, monthly bus & tram pass in London is £94.90.

Unlimmited calls, texts and nternet subscription to phone is less than £25 monthly and WiFi connection in most houses is part of the rent.

The £1,640 is after deductions, not gross pay for someone working 40hrs per week.

So N600 can take care of an adult feeding well in a day, in Kaduna?

MaiDeribe:
Groceries £200 - £300 ₦15,000 - ₦20,000 London groceries take a bigger share of income due to higher costs.
I never said 600Naira,i pasted it again 15k-20k, bulk purchase from the market on market days. No supermarket shopping, all organic food, fresh from the farm by the local farmers, you buy whats in season.

Mindlog:
That averages N600 daily by that range.

The price of bread at Tesco supermarket in Manchester, is the same as Tesco supermarket in London.

Ironically, Nigerian food is cheaper in London in comparison to other places I have lived in the UK. I also bulk purchase yam, potatoes, tomatoes, pepper, apples, avocado,onions, plantain, fresh vegetables, bananas, oranges, grapes etc from open markets here in London

MaiDeribe:
Groceries £200 - £300 ₦15,000 - ₦20,000 London groceries take a bigger share of income due to higher costs.
I never said 600Naira,i pasted it again 15k-20k, bulk purchase from the market on market days. No supermarket shopping, all organic food, fresh from the farm by the local farmers, you buy whats in season.

Starting salary 1600 pounds, for how long do you want to live in a single room as a grown man ? Do you know what it takes to move from monthly salary of 1600 pounds to 2600pounds. 99% of JAPA dont get that salary incerement. Unless you go back to school to get a certificate.
After 20 years you might not even have 20k pounds savings.
I am not knocking living abroad. But dont make it out to be a bed of roses. I have lived in Manchester, London and New york.

aribisala0:
We support Kemi 100%
Any frustrated person who misyarns will not see 2025

Nigeria is embarrassing

MaiDeribe:
"From her statements and actions she comes through as someone battling with internal demons leading to a crisis of identity, inferiority, cultural orientation, knowledge and education, and above all manners and etiquette."

"An impulsive person with a propensity to speak before weighing what she has to say."

"Mrs Badenoch’s erratic nature"

"Badenoch has serially demonstrated a disgraceful level of uncouthness and unbelievable lack of manners and etiquette."

"she wrote back in a silly and contemptuous manner saying rudely she had no time for Nigeria."

"she denigrated Nigeria the land of her forebears by saying that she was glad to have escaped childhood in a land where she witnessed the horrors of daily living where ‘’lizards flowed from water pumps’’.

"she was not contemplating doing a Public Relations job for Nigeria and that the country was full of thieving and corrupt leaders. The unkindest cut of all was her statement that she did not share any link with the northern part of Nigeria where the VP came from which was a haven for ‘’Boko Haram terrorists’’.

Kemi is the worst thing ever to be associated with Nigeria. If Kemi was a White person, she is the type that would spit on black people on the streets on London with impunity. Nobody likes her, not her political party, not her staff, probably not even her own family with this toxicity and impulsivity.

Mindlog:
Drive at whatever you are....I didn't mention Lebanese Pounds.

After expenditure what remains for investments, holidaying, personal development etc?

Olabestonic001:
I was most likely saving more money than most folks in the UK while I was still in Nigeria. When we talk about people who have savings after bills, you UK people should stop disturbing us, jooor. That country where most of you earn less than £30k in a year (gross) is not that much a country you can make wealth.

Xisnin:
What a load of crap.
Those foreign leaders didn't come to Nigeria to beg for investment from Nigeria.

Mindlog:
If you are using London as comparison then use Lagos for Nigeria.

If you must use Kaduna then compare it with cities like Liverpool with cheaper rent, where £300 gets one a room in a shared house, bills inclusive. Go to spareroom.co.uk, there are also £600 rooms in London, utilities bills inclusive.

By the way, monthly bus & tram pass in London is £94.90.

Unlimmited calls, texts and nternet subscription to phone is less than £25 monthly and WiFi connection in most houses is part of the rent.

The £1,640 is after deductions, not gross pay for someone working 40hrs per week.

So N600 can take care of an adult feeding well in a day, in Kaduna?

alanto:
No. They came to Nigeria with large ships guns and soldiers. They killed our ancestors into submission and loot but natural and our own man made resources.

The diamond on the English crown was stolen from Africa. Imagine we are still receiving Benin artifacts in 2024. When you support this white people against your people feel a little ashamed while you are at it. If they were so good to us. Why did we ask for independence? Why did we celebrate independence till this day?