₦airaland Forum

Segzy19:
You will see a lot of people giving you wrong advice here that it is a small income . Yet a lot of these people are online millionaires o... I'm real life, most of them are nothing to write home about.

Guy, if you are earning 500k just know that you are better than many many millions of people in Nigeria. No income is really enough... Find ways to add more... But then you didn't tell us your circumstances... Are you single or married? Are you sponsoring yourself or your siblings in further education? Do you actively cater for your parents? What other burdens are you bearing?

.... am single, I no dey cater for anybody, though I dey send my mama money most times.

So Bro, just try to resize your spending...
You may need to stoop low for a while. Just focus on work and feeding.... Maybe your clothes, shoes, perfumes, dressing accessories, phones/accessories, gadgets are too expensive...
You may need to tone down if that's the case...

Cos a single guy earning 500k is good o. Do you know that many couples (husband and wife) don't even net up to 400k combined? Infact 300k...
Husband 140k, wife 120k yet a single you earns 500k... When it's time to marry, abeg marry person wey go fit complement your earnings o... No be person wey go drag you down... Ehen!

I wish you more blessings o.

Cheers

Jega2000:
.... am single, I no dey cater for anybody, though I dey send my mama money most times.

I will just ignore you, simply.
OP has meaningfully and reasonably engaged me further, and I have responded to him...

You can offer him your advice and not me.
Except you are one of the online millionaires I referred to.... I have no business with you.

Bye Bye

Kobojunkie:
Saying he is better than millions of Nigerians means absolutely nothing. I would think many of you would have realized that at this point. If he is unable to chart a way towards his dreams with what he makes, it does not matter whether he earns more than 140 million Nigerians because he still can't meet his own goals with what he makes.

Stop with this disgusting tradition/religion of gauging your progress by considering the fate or plight of those less fortunate. It is a seriously disturbing behavior bothering on a mental problem too.

Don't mind idiots you are good to go coz many of fool spend lavishly... Don't get brainwashed if your income ways is safe you are good to go...

Jega2000:
I make roughly 500k-700k on average monthly but I am not really comfortable...

advanceDNA:
Just cut ur expense....500k is not small money in naija ....just that our leaders are heartless making some expense too high

No generator every night ...u won't die

If u have kids....DStv subscriptions should be during holidays....they wont die.....

If u have a car that u use daily to work that takes as little as 10litres per day ....that's roughly 10-11k per day and 220k per month minus Saturday and Sunday outing and servicing cost....Use public transport ..u won't die...

Buy satchet water instead of bottle...or check if ur tap water is drinkable...a friend told me he started taking his tap water when he calculated and found his cost on water was 80k month...

Reno Omokri well done ooo

advanceDNA:
Just cut ur expense....500k is not small money in naija ....just that our leaders are heartless making some expense too high

No generator every night ...u won't die

If u have kids....DStv subscriptions should be during holidays....they wont die.....

If u have a car that u use daily to work that takes as little as 10litres per day ....that's roughly 10-11k per day and 220k per month minus Saturday and Sunday outing and servicing cost....Use public transport ..u won't die...

Buy satchet water instead of bottle...or check if ur tap water is drinkable...a friend told me he started taking his tap water when he calculated and found his cost on water was 80k month...

i dey drink tap water oo, mine is very safe, tho people see it as poverty mentality, but I'm okay with it

Okay.
In wholesale or retail?

Jega2000:
... no raw food stuff

Jega2000:
I make roughly 500k-700k on average monthly but I am not really comfortable...

What type of question is this for God's sake

So me earning 55k monthly, wetin I go do??

bukatyne:
@Bold:

Even if he wanted to, he can't live that lifestyle with N650k in the Nigeria of today.

Anyone living like that and tells you he is earning N650k, run before he uses you to complete the next sacrifice.

It's crazy walai

harjay1986:
That means you buy food every time, if possible find way to cook your own meal, it will reduce to some extent, I earn 300k with three kids and my wife, after every every I still save like 100k every month

Really. does your wife also earn, i am asking because i earn 3 times more, just over 900K per month with 3 kids and every month i am not okay, no savings nothing, although my wife is not working and i do not get any other side income, do you get tips at work, and do you live in the north or village area. my salary is no longer enough for me as i do not get any savings again at the end of the month.

harjay1986:
That means you buy food every time, if possible find way to cook your own meal, it will reduce to some extent, I earn 300k with three kids and my wife, after every every I still save like 100k every month

Nigerians wants to be living like a celebrity... Government no fit help many people... Still a certain news today where Osinmehen gave his childhood friend 5k euros and the guy said he was expecting like 50k euros cus he wants to start business with it ... Some said in the comment section that 8m is too small to start a business in Nigeria ... I was just laughing

harjay1986:
as today I still have like 7 local turkey on free range and Noiler like 8 , so I feed them once in a day with finisher.. a bag is around 21 to 22k

Thank you.

1Salaam:
650k in Lagos is 250k
650k in osogbo is - 500k
650k in Jos is 850k
650k in Bauchi is 1m


WHERE ARE YOU EARNING THE 650k

Bro 😂😂😂

Love800:
Okay.
In wholesale or retail?

.. wholesale, I dey buy from inside village, dey supply both retailers and final consumers

Segzy19:
So Bro, just try to resize your spending...
You may need to stoop low for a while. Just focus on work and feeding.... Maybe your clothes, shoes, perfumes, dressing accessories, phones/accessories, gadgets are too expensive...
You may need to tone down if that's the case...

Cos a single guy earning 500k is good o. Do you know that many couples (husband and wife) don't even net up to 400k combined? Infact 300k...
Husband 140k, wife 120k yet a single you earns 500k... When it's time to marry, abeg marry person wey go fit complement your earnings o... No be person wey go drag you down... Ehen!

I wish you more blessings o.

Cheers

... Amen, eventually I go marry person with good income..

Fearurcreeator:
Nigerians wants to be living like a celebrity... Government no fit help many people... Still a certain news today where Osinmehen gave his childhood friend 5k euros and the guy said he was expecting like 50k euros cus he wants to start business with it ... Some said in the comment section that 8m is too small to start a business in Nigeria ... I was just laughing

... 8millon go start something reasonable sha...

advanceDNA:
Just cut ur expense....500k is not small money in naija ....just that our leaders are heartless making some expense too high

No generator every night ...u won't die

If u have kids....DStv subscriptions should be during holidays....they wont die.....

If u have a car that u use daily to work that takes as little as 10litres per day ....that's roughly 10-11k per day and 220k per month minus Saturday and Sunday outing and servicing cost....Use public transport ..u won't die...

Buy satchet water instead of bottle...or check if ur tap water is drinkable...a friend told me he started taking his tap water when he calculated and found his cost on water was 80k month...

I DONT THINK YOU HAVE KIDS

Segzy19:
So Bro, just try to resize your spending...
You may need to stoop low for a while. Just focus on work and feeding.... Maybe your clothes, shoes, perfumes, dressing accessories, phones/accessories, gadgets are too expensive...
You may need to tone down if that's the case...

Cos a single guy earning 500k is good o. Do you know that many couples (husband and wife) don't even net up to 400k combined? Infact 300k...
Husband 140k, wife 120k yet a single you earns 500k... When it's time to marry, abeg marry person wey go fit complement your earnings o... No be person wey go drag you down... Ehen!

I wish you more blessings o.

Cheers

NICE 1

bukatyne:
N450k per annum on accommodation is 'heavily?

THEY DONT KNOW

Nazgul:
Draw out a budget and spend according to your budget.

And if you must date, go for someone with a reasonable income. Don't waste your time dating a liability.

Co-sign'd

Jega2000:
... 8millon go start something reasonable sha...

Business wey e never start , i can give anything to expand but to start omo na small i go give you , run am first make i know if you have what it takes

mister you wont die... U will die oo, u have to level up ur game if u are a fast heavy sender like me

advanceDNA:
Just cut ur expense....500k is not small money in naija ....just that our leaders are heartless making some expense too high

No generator every night ...u won't die

If u have kids....DStv subscriptions should be during holidays....they wont die.....

If u have a car that u use daily to work that takes as little as 10litres per day ....that's roughly 10-11k per day and 220k per month minus Saturday and Sunday outing and servicing cost....Use public transport ..u won't die...

Buy satchet water instead of bottle...or check if ur tap water is drinkable...a friend told me he started taking his tap water when he calculated and found his cost on water was 80k month...

Jega2000:
... is not possible for me to dey cook everyday based on the type of hustle wey I dey do...

U are very correct. Cooking takes time.

advanceDNA:
Lol....when u start to view these cost per year u will realize u have been drinking two years rent because u want to take bottle water

Honestly, we were raised on tap water, which doesn't harm anyone. Just ensure your overhead tank is cleaned regularly and covered.

power44t:
Really. does your wife also earn, i am asking because i earn 3 times more, just over 900K per month with 3 kids and every month i am not okay, no savings nothing, although my wife is not working and i do not get any other side income, do you get tips at work, and do you live in the north or village area. my salary is no longer enough for me as i do not get any savings again at the end of the month.

Are you serious with the no savings?
Even if your job may be secured, it's a cause for concern.
Have you drawn a budget to identify your cost drivers and see how to work around them?
I do hope you have investment vehicles before your family expanded.

Angelfrost:
I can authoritatively tell you that more than 70% of hard working and hustling Nigerians have never earned up to half a million in their lives...!

Like NEVER!

Many have never managed to save up to that amount in their earthly existence.

This is just the problem with social media today... Young people coming online to paint unrealistic financial pictures for others to get perturbed over.


How can a young person earning 700k claim that it's insufficient to live a good life?!!
Like what the fvck does that even mean?!!

Has the term good life changed meanings?!! Haba!!!


No wonder there is so much insecurity and desperation for wealth... Such nonsense like the topic above create these greedy and desperate menace to society.

Pls loud it, LOUDER!!!

Esthered:
Are you serious with the no savings?
Even if your job may be secured, it's a cause for concern.
Have you drawn a budget to identify your cost drivers and see how to work around them?
I do hope you have investment vehicles before your family expanded.

It's not that easy, 3 kids in this present country is no jokes. Especially in lagos. Go around and price School fees, do you know the cost of fueling your car for a week, food etc. family men are trying honestly. House rent is still there as in minimum 3 bedroom. Omo

zeestone99:
It's not that easy, 3 kids in this present country is no jokes. Especially in lagos. Go around and price School fees, do you know the cost of fueling your car for a week, food etc. family men are trying honestly. House rent is still there as in minimum 3 bedroom. Omo

I agree it isn't easy but one has to look for means to reduce cost.
3 bedroom in a low scale area and 2 in an upscale area is realistic for such family o.
That car fueling, hhmm!
If his job is available in another state, he should move away from Lagos, e.g seek transfer to a branch in a low cost state.
I don't know what else to say before I'll be accused of insensitivity, but if he's over 40, he needs to take action as he wouldn't be too far from retirement (civil service) and retrenchment (private sector).

Jega2000:
...if am able to dey make like $1500 equivalent in naira monthly, e go make sense

You need to work smart and hard.

Esthered:
I agree it isn't easy but one has to look for means to reduce cost.
3 bedroom in a low scale area and 2 in an upscale area is realistic for such family o.
That car fueling, hhmm!
If his job is available in another state, he should move away from Lagos, e.g seek transfer to a branch in a low cost state.
I don't know what else to say before I'll be accused of insensitivity, but if he's over 40, he needs to take action as he wouldn't be too far from retirement (civil service) and retrenchment (private sector).

Chief, reality is different. I don't even believe in staying far from work because of cost, you will spend that money on transport, traffic, getting home late and tired etc. Omo it's not easy, companies won't just agree to transfer u because u want, u might even set urself up cos they feel u doing too much.
Last last inflation is a very bad thing.

zeestone99:
Chief, reality is different. I don't even believe in staying far from work because of cost, you will spend that money on transport, traffic, getting home late and tired etc. Omo it's not easy, companies won't just agree to transfer u because u want, u might even set urself up cos they feel u doing too much.
Last last inflation is a very bad thing.

Your points are valid. It is well.