₦airaland Forum

Saturnalia:
The gorimapa head of the person that compiled this nonsense list is not correct.

Why is No. 6 and No. 8 duplicated with contradictory figures?

Or do you think this is your Facebook & WhatsApp groups where you just pull out figures from your anus & disseminate to the gullible public?

Anyways, I don’t believe any of these doctored figures from this nonsense compilation; because there’s no Corporation or Business in Nigeria that thrives without perpetrating one form of fraud or the other.

Zenith Bank is a good example. (Stealing & Diverting customers dividends & shares. Case in Point - Zenon Petroleum and Aquitane Oil & Gas both sued Zenith Bank for diverting their shares). And I know that ALL THE NIGERIAN BANKS are doing it.

Do you even know the meaning of market capitalization or you just advertising your emotions?

Abufo:
A banks size is better measured by its balance sheet and deposits........too much mago mago in the nigerian stock exchange!

balance sheet and deposits on a stock market, are you for real?

motymop:
There are lot of metrics to know if a bank is big or not but i will use total asset, customer base and also asset under management(asset they manage for clients

A bank's total assets are the sum of all its financial and nonfinancial assets. This includes cash, loans, securities, and reserves.

what is the customer deposit?, they are actually liabilities but then again, they are a source of liquidity for a bank.

the biggest bank in South africa SBG has $170 billion in asset while GTB, our biggest bank in Nigeria has $1.12b in asset

SGB has19million customers and manages more than $81b in asset, GTB has 32.8 million customers and manages $219m in asset

even if they naira was strong, SA banks will still be bigger because they have more liquidity and asset

Your may be right but has nothing to do with market capitalization which the stock price multiply by the number of stock outstanding. Nigerian commercial banks have the habits of frequently issuing through IPOs, right of issue and shares bonus to raise money which keep devalues shares value and reduce or stagnant their market capitalization.

SatoshiX:
All these old glory banks.
Moniepoint and Opay are far bigger than most of them combined.

That's fact but Nigerians don't know

Gboss247:
Your may be right but has nothing to do with market capitalization which the stock price multiply by the number of stock outstanding. Nigerian commercial banks have the habits of frequently issuing through IPOs, right of issue and shares bonus to raise money which keep devalues shares value and reduce or stagnant their market capitalization.

Where did I write about market capitalization in what I wrote down?

Jagabanarmy:
That's fact but Nigerians don't know

How did you come to Conclude like that?
What are your Statistics survey and research you carried out and the fact that these OPay,etc,uses transfers through phone-lines,is not sufficient?
How many Loans do they Offer the Public and what is their Liquidity and Stability Ratios in real Economic Sectors?

lordm:
Where is sterling bank

You get shares there

ATEAMS:
Opay finish work

Those guys make banking easier

I just love Guarantee Trust Bank GTB

aicon4s:
What of Opay

opay is fintech not a full commacial bank

The thieves bank came first four

All thanks to gtco fr giving us more reasons to believe we can do great things with their loan without too much interest. Unlike every other banks wey I no wan mention. Nagode

Jungleluv5:
opay is fintech not a full commacial bank

Ow I thought Opay is Central bank.
Una no dey sabi catch joke sef

sonsomegrigbo:
No single bank from the DOT IN THE CIRCLE

Na your pa pa get some of those banks on the list abi?

Or you failed to check the names of their owners or CEOs before ra nting like a rab id d og?

BabaIbo:
Na your pa pa get some of those banks on the list abi?

Or you failed to check the names of their owners or CEOs before ra nting like a rab id d og?

Are you really from the DOT IN THE CIRCLE?

psychologist:
Zenith bank suppose turn their banks to mirror manufacturing company

Haba,a whole Zenith Bank you reduce to mirror company....there is God ooo.

Kobicove:
Una go just dey talk rubbish.

Na Moniepoint and Opay wey be on--man business you wan use compare to banks wey get properly constituted Board of Directors?

You're just a small child. Run along.

Racoon:
https://www.legit.ng/business-economy/money/1639883-10-valuable-commercial-banks-nigeria-2025/

Where is Big Strong Unriable Bank

lordm:
Where is sterling bank

That’s a one customer bank They are poor

Zenith is always big on papers and news majority of us there customers feel zero impacts oo of their so called elevations

Elon musk can buy all the whole banks in Nigeria, including online banks like opay.

PremiumTrust Bank Becomes First National Commercial Bank to Meet CBN's N200bn Capital Requirement

PremiumTrust Bank has achieved a significant milestone by becoming the first national commercial bank in Nigeria to successfully meet the Central Bank of Nigeria's new minimum capital requirement of N200 billion.

With just seven months remaining until the March 2026 deadline, PremiumTrust Bank has demonstrated exceptional strategic planning and execution by completing its recapitalisation ahead of schedule. This achievement positions the bank as a frontrunner in the Nigerian banking sector's compliance with the CBN's stringent capital adequacy requirements.

The Central Bank of Nigeria, in March 2024, directed all commercial banks to raise fresh equity to meet higher paid-up capital thresholds as part of efforts to strengthen the banking sector. National commercial banks like PremiumTrust were required to raise their minimum capital base to N200 billion, while international banks face a higher threshold of N500 billion.

PremiumTrust Bank's early achievement of the N200 billion capital requirement reflects the institution's robust financial position and strong investor confidence. While many banks in the national category are still working towards meeting the deadline, PremiumTrust's proactive approach has set it apart as a leader in regulatory compliance.

The recapitalisation exercise has created significant pressure across Nigeria's banking sector. While a few banks including Access Holdings, Zenith Bank, and Stanbic IBTC have met the international bank threshold of N500 billion, the national banking category has seen limited success until PremiumTrust's breakthrough.

Other national banks including Wema Bank, Providus Bank, and Globus Bank have also reportedly met their requirements, but PremiumTrust Bank's position as the first to achieve this milestone marks a significant competitive advantage.

With its recapitalisation now complete, PremiumTrust Bank is well-positioned to expand its operations, enhance service delivery, and pursue new growth opportunities in the Nigerian financial services market. The increased capital base provides a stronger foundation for lending activities and supports the bank's long-term strategic objectives.

As other banks continue to race against the March 2026 deadline, PremiumTrust Bank's early completion of its capital requirements demonstrates the strength of its management team and the confidence of its shareholders in the bank's future prospects.