₦airaland Forum

bemeruca:
You are not experienced. People like you usually don't make it. and you tend to involve in illegal stuff

I am already making it bros. I drive a 2025 car. Feel sorry for your useless horrible life 😂😂😂😛😛😛

Bro u have ur point




Here or there or there or here


Work hard n Gods favour most important thing


But if I have 30mike to me I don't need to japa to anywhere



I can only go there if my 30mike don reach 30bike to go n c how another place b



People r still making it in this nation which I believe soonest I will b among them

jedisco:
Lol... You think people who japa do that with 1 naira?

30 million is just £15,000. E never even reach school fees.

You remind me of someone who around 2016 said that in this life, all he needs is to earn 100k and that once he earns that all his problems were over. I was earning well o er that and told him baba, no be so.

I am all for 9ja hustle and ludos to those still in the game..

There were folks earning much more that 30m who were brought to zero by kidnap or a health issue - both of which would be no worry for someone earning minimum wage in the UK

OlawaleBammie:
You see that guy... tensazangetsu20

He's a menace, one thing I noticed about the guy before he use desperation go chile be say, He's a type if person that want to use his success to rub others in the face but doesn't want others to succeed. How did I know this.

Around 2021 or so, I learnt that the guy is into tech from his numerous post, one time he even boasted about making 1.5m naira in a month them and he's always quick to say all these to the public. But ask him to put u tru in any tech related issue they weyrey will ignore you just the way Github use to ignore any file in .gitignore folder. Even if he want to answer you. U will be passed with his submission cus he would answer as if he was forced.

As u re looking at him so, he's always angry whenever a Nigeria resident say he or she is better off in Nigeria. He can abuse u cus of that, as if he gave u money to arrange for document and u squandered it

You've said the truth about the guy.

tensazangetsu20:
I am already making it bros. I drive a 2025 car. Feel sorry for your useless horrible life 😂😂😂😛😛😛

2025 car, 2025 Keke. Enjoy

FBIBOT:
He referenced that as well when he talked about the kind of field you work.... Then sum it up by saying japa isn't one size fit all (not universal solution).. even with that skill you need to be very strategic unless you're sought out for or recommended it's not that easy getting high paying jobs over there

Lol. It's easy. The guy was right. If you move to America or Europe, don't waste your time, learn a high in demand skill ASAP.
My experience. Moved to US, learnt a skill HVAC, my second year in America, just my second year, I grossed over $100k..... this year, I am aiming at $150k to $200k
Not capping, or bragging. But it's doable.
The truth is, if you are a cat, don't think you will come to Western world and turn into a lion.
But if you are a lion in nigeria, Western world will bring out the beast in you, making you that king of the jungle.
See attached see wetin HVAC techs dey earn, na Indeed ooo

Aonkuuse:
Many people will not agree oo, they want to go and test it themselves

Taste and see,leave all this story.

fullclub:
....
The car aspect am yet to pass their taste. You should have a valid licence to drive and passing a taste here is not a joke. U have to wait for 5 months for a practical test which most times have 60% failure rate. And if u faim u wait for another 5 months or so
Which country are u looking to get into.

You have a mindset of mediocrity. No offence.

I have seen people who failed the driving test multiple times and those who passed on first attempt (even without driving in Nigeria). Taking away exceptions, the overriding difference between both groups was their mindset. Those who approached the exam believing it to be hard kept failing. Those who saw the simplicity in it passed.

Any route you'd take on your test date would be one you have driven multiplen times with your instructor. There is no catch, you know what they'd ask, answer and go. Its so easy an exam but folks approach it believing they've failed even before taking it and have anxiety wreck them.

BTW, I passed both the theory and practical on first attempt. Its an easy test

@IbeOkehie

You tend to "share" posts these days rather than comment. I am curious, why?

AfahaAbia:
Im shocked you earn just 1700 to 1800 pounds when I know people in Nigeria who work for remote companies earning from 2400 to 2600 pounds a month. Hmm you people in UK are really trying.

The problem is that the people that make these post are on student visa with limited work hours. They have neither gotten papers for unltd work nor stayed long enough to understand how it works. But rather than focus on their hustle, they litter the internet with their inadequate info. If nigerians on unltd/work visa/PR/citizens post pay cheque for you, you will know you are wasting away your youth in nigeria honestly. The day I travelled to go see my bro in yankee and analyzed his pay cheque was the day I quit my banking job. It was not easy initially but with time e go balance. What is 30 million naira? Guys are saving at least $2k per month from one job (no side hustle included oo)

fullclub:
The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa

Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.

Breaking Down Earnings in the UK

For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.

Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships.
144 hours × £11.44 = £1,647.36 per month
After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.


Monthly Expenses in the UK
Here’s a breakdown of my fixed monthly costs:

House rent – £700
Gas & electricity – £120
Council tax – £110
Water bill – £43.46
Food – £200
Transport – £140
Phone bill – £52 (for two people

Total expenses: £1,365.46
Remaining balance: £114.09
Although i could have chosen to work up to 5 days which would have given me total income of 2059 and 1775 after tax but to give my partner a chance while i take turn to look after the kids

Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh

Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month.
Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.

More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay account for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k abeg na

A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income.
In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck


Comparing Life as a Single vs. Married Individual Abroad


Single individuals have a higher chance of saving since they have fewer responsibilities.

Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.

Families with children face higher expenses, including childcare, health insurance, visa fees.

This is why adequate preparation is crucial before relocating, especially for families


Is Dele Momodu Right? Should You Japa with ₦30M?
We should understand that Dele Momodu is an elder and vastly traveled and he knows what is obtainable in Europe and America.
His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.

Another thought is the issue of owning a house. An average 3 bedroom house cost over 300k pounds and i have worked with colleagues who are in their late 50s struggling to work and pay off their mortgage so as to be free while me in my 30s own over 3 house back in Nigeria . Some pays mortgage for over 35 to 40 years but shockingly most they end up selling it at old age hand over this money to care homes to take care of them till death. Note children dont have any responsibility of taking care of their age parents they leave their lives while the parents uses proceed from their house to offset this bill

Final Thoughts: Should You Japa?

Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.

Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.

Picture below is my phone bill

There other bills i chose to ignore like the tv bill. I didn't buy tv because i know that one will end in another billing

Fear God na. How can you say you can only safe £100 in a month? Madam no deh contribute for the rent, council, etc?
NB: Your pay too much in tax. I suspect your tax code I'd wrong.

Quelme:
exactly. No mind the OP.

They don't talk about the quality of life and other perks.

Food, security, jobs, unlimited data and calls, road etc.

Bills will make you forget all those things. You probably will be impressed and feel you living the life in the first month.

As time goes by, reality will start hitting you deep IF you failed to plan and have little to nothing to sell out.

Gerrard59:
Why would a former rector of a polytechnic japa in the first place only to end up in a factory?

Sometimes, I take these posts to be comical.

Those "bankers" were contract staff. Any previous permanent staff who works in a care agency must be very mad!

Sometimes it's just the mad rush to japa.

NiceLegs:
Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh grin


You see this line here.

This is the third or fourth time I'm hearing this from someone abroad.

And this is one of the reasons most people would want to Japa. Especially those struggling to feed themselves in Nigeria.

To go eat food after spending millions?

fullclub:
Thanks but all the same i like sharing my experience as i navigate and travel. Its part of experience and its nothing bad sharing what you have encountered be it positive or negative as it will be of help . But all the same happy Sunday and thanks for stopping by

I like your summation in the initial post.

But if you ask me, earning a minimum wage is a matter of choice. If in the same economy there are people earning £40+ per hour, then as individuals, trying to reach this level of earnings should be everyone's goal, but the reality is most of us quickly believe we're not good enough to learn this new trades/skills, but trust me, if the human brain has so much cells that we cannot use it to capacity till we die, we can achieve far more than we could think.

43Ronin:
The problem is that the people that make these post are on student visa with limited work hours. They have neither gotten papers for unltd work nor stayed long enough to understand how it works. But rather than focus on their hustle, they litter the internet with their inadequate info. If nigerians on unltd/work visa/PR/citizens post pay cheque for you, you will know you are wasting away your youth in nigeria honestly. The day I travelled to go see my bro in yankee and analyzed his pay cheque was the day I quit my banking job. It was not easy initially but with time e go balance. What is 30 million naira? Guys are saving at least $2k per month from one job (no side hustle included oo)

A friend dey do proxy gig for a guy in US. Tech job. Job pays 8k after tax, e dey drop my guy for naija $1500, and he get like 3 for hand. God punish who japa wey no still gree improve him/herself, whatever you earn is your damn choice.

Hmmm after much analysis and trying to understand your situation, I see that after spending 30m to japa, you could only save less than 200 pounds monthly (400k)which is more like peanuts in Nigeria now. Gracefully your wife is working to save more 500 pounds to help keep up your other expenses etc. I see you didn’t include entertainment in all that you listed like taking the kids out, shopping cloths etc. car payment etc. if you included all that I’m sure you’ll bearly have something to save including your wife working. Don’t forget you’ve spent (invested) 30m before leaving Nigeria. How long will it take you to save back this 30m working in the UK now after bills? Do you feel 30m you had let’s say last year will remain the same if you had invested it in Nigeria?

Some people condemn this kind thread.....see them as discouragement ...when in fact it is one that can help someone to be better prepared for migration. Many have made the decision to japa ... considered their present position.. qualifications and experience and figured out as a Bank Manager with 10 years experience he can no doubt get into the banking system and will accept a supervisor position for starters ... checked out the salary for the position and even did some budgeting ...expenses based on typical Nigerian expenses. If he travels based on this ...he is likely to find himself in hot water hen he gets there when things don't go according to plan. If he reads a thread like this ...he can learn that there are a lot of other expenses that he didn't consider and how much they bite out of the salary. The thread is not trying to convince anyone to stay or go ... but making us aware of some basic expenses and the extent to which they reduce the salary. We can take it...or ignore it .

A friend of mine got visa and was super anxious to travel. I advised him not to rush to travel because of the cold ...winter...wait until late Spring or better ...summer. ..that winter requires appropriate clothing which is not cheap and can't be used on his return. He said he loves the cold ... used to A/C. His choice...he travelled. Spent a month locked in where he was staying ...watching TV and looking through the window. ....he didn't expect it to be so cold.

If you fail to prepare ...prepare to fail.

SocialJustice:
Shuuu, na im you dey threaten me. Your wife no dey work dey share bill with you, what you are paying is too much.

Them no dey do man of the house for UK, before you know your wife go build house here and you have nothing. Your kids are almost no expense too, school is free and government pays you stipend for each child abi no be so?

You and @Atk1nson have tried to clear the OP . He is obviously on a mission to misinform or too arrogant to learn. He is using is second year in the UK to decide if UK is better than Nigeria, like just year 2
He works minimum wage for minimum hours possible ,enjoys luxurious recurring expenses all in the name of "quality of life" . He needs to calm down ,meet people and learn how Dem dey do am. Another obvious thing here is no mention of future plan, he is doing care job and sounds like he want to continue it for life. While I am sure no reasonable person with 30M naira will based their Japa or no Japa decision on OP analysis. I pity the few that will believe he is giving the general picture of things.

OlawaleBammie:
If una need pof ooh, just 5% pere

U know wetin be block account for Germany so ?

OkanlawonB:
The POF you won`t need to touch before you settle in within 4 months with your 8M naira.

You are talking balderdash

fullclub:
e while me in my 30s own over 3 house back in Nigeria.

No be you write this thing?

Did you buy/build the houses in Nigeria before traveling?

If you were in Nigeria would you have afforded those houses?
Listen up everyone, if you see a way to japa, Japa. Don't look back, don't think twice about it

Do what works for you,this country get as e be o

fullclub:
The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa

Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.

Breaking Down Earnings in the UK

For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.

Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships.
144 hours × £11.44 = £1,647.36 per month
After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.


Monthly Expenses in the UK
Here’s a breakdown of my fixed monthly costs:

House rent – £700
Gas & electricity – £120
Council tax – £110
Water bill – £43.46
Food – £200
Transport – £140
Phone bill – £52 (for two people

Total expenses: £1,365.46
Remaining balance: £114.09
Although i could have chosen to work up to 5 days which would have given me total income of 2059 and 1775 after tax but to give my partner a chance while i take turn to look after the kids

Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh

Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month.
Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.

More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay account for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k abeg na

A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income.
In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck


Comparing Life as a Single vs. Married Individual Abroad


Single individuals have a higher chance of saving since they have fewer responsibilities.

Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.

Families with children face higher expenses, including childcare, health insurance, visa fees.

This is why adequate preparation is crucial before relocating, especially for families


Is Dele Momodu Right? Should You Japa with ₦30M?
We should understand that Dele Momodu is an elder and vastly traveled and he knows what is obtainable in Europe and America.
His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.

Another thought is the issue of owning a house. An average 3 bedroom house cost over 300k pounds and i have worked with colleagues who are in their late 50s struggling to work and pay off their mortgage so as to be free while me in my 30s own over 3 house back in Nigeria . Some pays mortgage for over 35 to 40 years but shockingly most they end up selling it at old age hand over this money to care homes to take care of them till death. Note children dont have any responsibility of taking care of their age parents they leave their lives while the parents uses proceed from their house to offset this bill

Final Thoughts: Should You Japa?

Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.

Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.

Picture below is my phone bill

There other bills i chose to ignore like the tv bill. I didn't buy tv because i know that one will end in another billing

if u make upto 1m monthly in Nigeria and u decide to relocate abroad u are mad.when they cite insecurity and all in Nigeria I laugh.wigwe left unsecure Nigeria to go and die in secure USA.life na God hand e Dey.when my kids finish uni here they will go and do masters abroad.thats d standard.

SmallmebigGod:
You and @Atk1nson have tried to clear the OP . He is obviously on a mission to misinform or too arrogant to learn. He is using is second year in the UK to decide if UK is better than Nigeria, like just year 2
He works minimum wage for minimum hours possible ,enjoys luxurious recurring expenses all in the name of "quality of life" . He needs to calm down ,meet people and learn how Dem dey do am. Another obvious thing here is no mention of future plan, he is doing care job and sounds like he want to continue it for life. While I am sure no reasonable person with 30M naira will based their Japa or no Japa decision on OP analysis. I pity the few that will believe he is giving the general picture of things.

OP is in a right spot for now but definitely not forever. He has family and a nursing wife. That's the reason for his high expense. When his wife starts working and adding to the budget, life will improve a lot.

fullclub:
No i didn't say i regret i was only responding to what Dele Momodu said and what infuriated me was when egungun of Lagos was interviewing a lady and asked her if she was given 50m and japa which she will chose . She bluntly say japa that 50m has no value and the comment got me upset people saying even 100m they will japa

While in reality those who spent over 10 to 20 years are still paying mortgage in reality

Give me 5 billion naira I will still japa. Nigeria will erode your capital to zero and poor living conditions that even the rich can't escape but I will visit monthly at least.

Our economy has no credit and is lawless too, one big man from nowhere or government policy can reduce you to ashes. Mortgage is not bad, the mistake people do is living in the first house they buy. It should be rented out to generate good money and pay off itself but people do not know.

Also with 50 million in the UK, I can access up to 500 million without knowing anybody. The longer I stay and build a reputation, that 50m can get me 1 billion in credit to buy real estate or a business. This will never happen in Nigeria.

Credit is the reason no amount of money will make me stay here, because I have access to leverage elsewhere without joining ogboni or some cult to know people that will connect me.

I never read someone talking about New Zealand

AfahaAbia:
Im shocked you earn just 1700 to 1800 pounds when I know people in Nigeria who work for remote companies earning from 2400 to 2600 pounds a month. Hmm you people in UK are really trying.

You must export something
Either you export your body to work

Or export your mind to work

Nigeria has several million if people earning below 40 pounds a month
At the same time

We still have people earning 3000 pounds a month's without any tax though we get taxed on some other ways

The citizenry are not just value oriented enough
Millions doing nothing daily but praying for the magic moment

SIRTee15:
Forget it. None of these japarians have 30 million swimming in their bank accounts.
They raise that money when they need to relocate by selling their cars, land or house or borrow from friends/families.
I repeat nobody has 40 million lying in one bank account and then decide to waste it on relocation.
U guys don't even know what 40 million is. Only politicians and yahoo/shady dealers have such amount in their account.

99% of genuine hustlers do not even have 50 million lying dormant in one account just like that. They know what to do with the money if they have one.

Well, which ever way, we are still bring colonised.

Treadway:
fullclub!

I remember you very well..I remember engaging with your earlier thread, and wishing you the best through your ordeal at the time.

But I can't understand why you are yet again creating a thread like this one, that achieves nothing, ultimately.

I'm sure if we could turn back time, to go back to where you were mentally when you began your journey to Japa, 10001 of these kain threads would not have deterred you. So I just wonder what you hope to achieve with it now. Even Dele Momodu wey dey cap, prolly spends more than half of the year overseas.

These kain decisions should be left to each person to make and deal with. No need for convincing or explaining. It is pointless! I don taya to dey read this kain threads for here aswear


Those that think it best to stay in Naija should be left alone, as they have the conviction that they know what they are doing. Those that think is best to Japa should be left alone, as they also have the conviction that they know what they are doing...

All this shalaye is not necessary

You won't understand bro
This message is not for everybody...

Your submission is not too different from the folks I know. However everyones destiny is different.. UK is just bills and insha Allah

Gerrard59:
Why would a former rector of a polytechnic japa in the first place only to end up in a factory?

Sometimes, I take these posts to be comical.

Those "[b]bankers" were contract staff. [/b]Any previous permanent staff who works in a care agency must be very mad!

That's not true. My own blood sister was a manager in first bank before she japa to Canada. Why did she japa? Because she see that as an achievement. She had everything here already but as per na japa dey reign now. Her saving grace is that her husband has plenty businesses and investments that are flourishing here. People are just brainwashed!

Gerrard59:
Why would a former rector of a polytechnic japa in the first place only to end up in a factory?

Sometimes, I take these posts to be comical.

Those "bankers" were contract staff. Any previous permanent staff who works in a care agency must be very mad!

Dey whine. My former course mate was assistant branch manager in a very big bank in Nigeria starting with G. He already had a masters before doing another one in the UK. He was the first to join carework while I was doing factory work as a student. Baba still dey nhs dey do support. His yearly pay in Nigeria is not up to what he makes in two weeks