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Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad - Travel (11) - Nairaland

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Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Raalsalghul: 3:51pm On Mar 17, 2025
bea1234567:
Okay sir. This is my predicament. I'm not looking to go through the study route. I want to go to hustle for myself.. just to make moni sir.

I don't want to learn any skill..pole that learnt it are still here suffering..

I want to travel abroad sir. Abroad is the easiest way to make it sir.

My uncle is in Germany/Austria but he's somehow stingy. He wants me to process papers myself.. housing and feeding not an issue..

Pls sir I'm feeling sucyadal.. tunubu government have finished us. My family is suffering sir.. I really need to leave sir.. I regret the day I was born into this country
Quick question though at the bold. Why did you call your uncle stingy?
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by bea1234567: 3:55pm On Mar 17, 2025
Raalsalghul:
Quick question though at the bold. Why did you call your uncle stingy?
He doesn't want to spend a dime to bring me over. I'm his errand boy here in Nigeria.

I do sell all the things he ships for him and send everything to him. The highest he has given me was 6,000.

He knows I'm honest. He told my mum to look for money for my flight ticket. That he will house me.. but he knows we're poor.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by hkidola00(m): 4:00pm On Mar 17, 2025
as in that 12k euro go dey naija bank untouched , nothing must minus
Makamatic:
Modified
You gon learn . UK is actually the easiest and cheapest oo . Germany pof is almost 12k€ locked for one year . You no fit run dagbo oo because they must confirm that pof digitally . No allow any agent scam you with fake German pof letter oo
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Regex: 4:01pm On Mar 17, 2025
bea1234567:
Okay sir. This is my predicament. I'm not looking to go through the study route. I want to go to hustle for myself.. just to make moni sir.

I don't want to learn any skill..pole that learnt it are still here suffering..

I want to travel abroad sir. Abroad is the easiest way to make it sir.

My uncle is in Germany/Austria but he's somehow stingy. He wants me to process papers myself.. housing and feeding not an issue..

Pls sir I'm feeling sucyadal.. tunubu government have finished us. My family is suffering sir.. I really need to leave sir.. I regret the day I was born into this country
Do you have a pliable skill? If so, then look for a job that will sponsor you, other than that, you are on your own.

The issue of your uncle wanting you to do your papers yourself (I'd like to think it is the physical aspect) should not be a problem for you. If you can't do that, then it will be difficult for you to get going. If it is the financial involvement, bro I got news for you, he owes you nothing.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Gerrard59(m): 4:01pm On Mar 17, 2025
pocohantas:
Assistant branch manager is a portfolio. It is not a level that directly impacts your salary. So when people say, my sister was a branch manager, my cousin was this, I just know either they know nothing of banking or they just want to exaggerate the position of their loved one.

As an ET, I was an "asst branch manager" because it is for Sales staff and my boss and I were the only core staff. If I had japa'd to do care work, someone will na be on NL telling people I was an asst branch manager ba?😂 Does he or she know my actual level and monthly pay?
That said, I know many core staff that japa'd to do care work.
Thanks for the explanation and correction.

So why did those folks japa and later resorted to care work? At least, they were permanent staff not contract.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by hkidola00(m): 4:03pm On Mar 17, 2025
comical...stay there
Gerrard59:
Why would a former rector of a polytechnic japa in the first place only to end up in a factory?

Sometimes, I take these posts to be comical.

Those "bankers" were contract staff. Any previous permanent staff who works in a care agency must be very mad!
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Gerrard59(m): 4:06pm On Mar 17, 2025
hkidola00:
comical...stay there
So you don't find it funny that a former rector of a polytechnic (similar to an ex-VC o) japa'd only to end up in a factory? You don't find it funny? huh
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by hkidola00(m): 4:07pm On Mar 17, 2025
which county are you
fullclub:
That better quality of life is lame bro. I had a better quality of life while in Nigeria. Here u have to stress standing long hours working with ur feet wanting to pull off.

No party, its work home sleep work home sleep no outdoor cos of the massive cold we aren't used to

Although the children goes to good schools that's a compensation as they quickly learn their ascent
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Nazgul:
tensazangetsu20:
Honestly if a Nigerian can’t make it in the uk where English is spoken and black man has levels then they are better off returning to Nigeria and staying forever.
UK is over crowded. So getting jobs there is difficult.

I know a friend who went there in 2023. Dude is still struggling to stand on his feet.

US is far better than the UK when it come to job opportunities. Cos you can't compare the number of companies in the US to the UK.

And if you have strong knowledge in a field like tech, you'll live comfortably in the US.

I can't go to the UK to settle down. Unless maybe to visit.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by hkidola00(m): 4:08pm On Mar 17, 2025
grin grin grin grin grin grin grin grin funny..but you said you kind of find it untrue
Gerrard59:
So you don't find it funny that a former rector of a polytechnic (similar to an ex-VC o) japa'd only to end up in a factory? You don't find it funny? huh
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by tensazangetsu20(m): 4:10pm On Mar 17, 2025
Nazgul:
UK is over crowded. So getting jobs there is difficult.

I know a friend who went there in 2023. Dude is still struggling to stand on his feet.

US is far better than the UK when it come to job opportunities. Cos you can't compare the number of companies in the US to the UK.

And if you have a still in a field like tech, you'll like comfortably in the US.

I can't go to the UK to settle down. Unless maybe to visit.
If one can’t make it in the uk they won’t make it in the USA. The USA is way more competitive and way more harder than the uk. I knew a girl like that she was living in Poland and blamed not getting a job on racism she went to the USA and has been there for like 3 years and can’t find a job.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by fullclub(op):
Atk1nson:
Ok bro , you are right.

Sit and wait for the 6months queue.
Oga stop lies. Even self how can u get 3 slots in one month stop that big lies.. Go to the booking website and see ques.

As at today in most centers u can only book for August or September which is the earliest period.



Stop the lies

Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Gerrard59(m): 4:15pm On Mar 17, 2025
tensazangetsu20:
If one can’t make it in the uk they won’t make it in the USA. The USA is way more competitive and way more harder than the uk. I knew a girl like that she was living in Poland and blamed not getting a job on racism she went to the USA and has been there for like 3 years and can’t find a job.
That girl never still find work? To think her mama applied for green card on her behalf. So work authorisation isn't her problem.

In such a situation, isn't Nigeria a better option? This is what I'm saying: if it gets too tough in the abroad, leverage on the education and experience to get something tangible in Nigeria.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Nazgul: 4:18pm On Mar 17, 2025
tensazangetsu20:
If one can’t make it in the uk they won’t make it in the USA. The USA is way more competitive and way more harder than the uk. I knew a girl like that she was living in Poland and blamed not getting a job on racism she went to the USA and has been there for like 3 years and can’t find a job.
That's because she travelled to the US without any degree or skill.

I have a cousin in the US who sends me links of jobs in America. Do you know that out of every 5 jobs I apply to 4 would reach out to me telling me that they can't hire me because of my location.

So if I happen to be there, I should be able to get at least 2 jobs to begin with.

This is possible because I have a very rich CV. So once any prospective recruiter looks at it, he'll definitely want to reach out.

A lot of Nigerians travel out with incomplete papers, zero or poor academic records and no skill at all. So they usually find it very difficult in getting a job. Cos no cooperate firm in the US would hire you if you lack the skill and qualifications they need.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by pocohantas(f): 4:23pm On Mar 17, 2025
Gerrard59:
Thanks for the explanation and correction.

So why did those folks japa and later resorted to care work? At least, they were permanent staff not contract.
The longterm projection when they factor in exchange rate. They can put in work now they are young and achieve more faster. There is also room for growth. It is not like banking is a career for most bankers. Not when some of us studied Food&Nutrition. We were there for the money and we can still go elsewhere for same money.

What is bad about care work?
You seem to hate it a lot.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by tensazangetsu20(m): 4:24pm On Mar 17, 2025
Nazgul:
That's because she travelled to the US without any degree or skill.

I have a cousin in the US who sends me links of jobs in America. Do you know that out of every 5 jobs I apply to 4 would reach out to me telling me that they can't hire me because of my location.

So if I happen to be there, I should be able to get at least 2 jobs to begin with.

This is possible because I have a very rich CV. So once any prospective recruiter looks at it, he'll definitely want to reach out.

A lot of Nigerians travel out with incomplete papers, zero or poor academic records and no skill at all. So they usually find it very difficult in getting a job. Cos no cooperate firm in the US would hire you if you lack the skill and qualifications they need.
lol easy to say until you are in the system.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Nazgul:
tensazangetsu20:
lol easy to say until you are in the system.
Like I said. My post isn't for countries like UK and Canada. I understand that those countries are seriously overcrowded. So getting good jobs there is going to be a herculean task. My post is for the US only.

If you're highly qualified most especially in tech, you can comfortably run 2 (or more) jobs concurrently.

It's all about your niche and your skill.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by samuelson06(m): 5:09pm On Mar 17, 2025
Treadway:
fullclub!

I remember you very well..I remember engaging with your earlier thread, and wishing you the best through your ordeal at the time.

But I can't understand why you are yet again creating a thread like this one, that achieves nothing, ultimately.

I'm sure if we could turn back time, to go back to where you were mentally when you began your journey to Japa, 10001 of these kain threads would not have deterred you. So I just wonder what you hope to achieve with it now. Even Dele Momodu wey dey cap, prolly spends more than half of the year overseas.

These kain decisions should be left to each person to make and deal with. No need for convincing or explaining. It is pointless! I don taya to dey read this kain threads for here aswear


Those that think it best to stay in Naija should be left alone, as they have the conviction that they know what they are doing. Those that think is best to Japa should be left alone, as they also have the conviction that they know what they are doing...

All this shalaye is not necessary
Don't mind fullclub. He is looking for who to deceive. This isn't the reality even with him. He's just trying to discourage others and that's his style.

He's not talking about impregnating his wife that's a dependant and allowed to work more hours than him. How can you, the man be a student and your wife a dependant and you impregnate the woman almost immediately you got to the UK? Now, you are complaining about things being tough. Only tough for you, bro!

Again, nigga hoards info a lot and no one is gonna show him the way as well. He's got no special skill apart from blogging that Google and AI have bastardized. Guy was once big in Nigeria doing numbers, but all that is past for him now.

Morever, rent comes with all those bills he's putting out here. That's a lie. No one should take his submission here serious.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Makamatic: 5:13pm On Mar 17, 2025
hkidola00:
as in that 12k euro go dey naija bank untouched , nothing must minus
Not naija bank oo . You go open german bank and them go they give you about 1000€ monthly for 1 year to pay house rent and feeding .

Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by femi4: 6:37pm On Mar 17, 2025
fullclub:
Note: for those attacking me. Please this post is not meant for everyone

Pictures.

Note that primary n secondary schools owned by government are free u only pay for private schools.
Health is not free as a migrant as we pay 1030 pounds per annum.

The second picture is water bill
The third is health insurance. Its a must as a migrant
The last is council tax different from income tax
Poor salary ...na who dey earn £1.5k

Average take home for career is £2k. No bobo us
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by lastkingsman: 6:43pm On Mar 17, 2025
tensazangetsu20:
If one can’t make it in the uk they won’t make it in the USA. The USA is way more competitive and way more harder than the uk. I knew a girl like that she was living in Poland and blamed not getting a job on racism , she went to the USA and has been there for like 3 years and can’t find a job.
Tech jobs?

Another challenge people don't talk about is full right to work.

In UK, companies are boldly stating on job adverts that they don't sponsor. In fact, that's the first interview question right now: "Do you need Sponsorship now or in the future"? Once you answer yes, forget the interview/job. If you lie, they will still find out through your share code.

International students/foreigners need sponsorship now or in the future unless they are on global talent visa which is not easy to get or on a dependent visa for 5 years with partner as main applicant.

One lady talked about this visa issue on twitter.

https://x.com/AdoraNwodo/status/1881747738263420937
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by erico2k2(m): 6:46pm On Mar 17, 2025
fullclub:
The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa

Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.

Breaking Down Earnings in the UK

For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.

Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships.
144 hours × £11.44 = £1,647.36 per month
After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.


Monthly Expenses in the UK
Here’s a breakdown of my fixed monthly costs:

House rent – £700
Gas & electricity – £120
Council tax – £110
Water bill – £43.46
Food – £200
Transport – £140
Phone bill – £52 (for two people

Total expenses: £1,365.46
Remaining balance: £114.09
Although i could have chosen to work up to 5 days which would have given me total income of 2059 and 1775 after tax but to give my partner a chance while i take turn to look after the kids

Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh grin

Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month.
Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.

More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay account for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k embarassed abeg na

A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income.
In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck


Comparing Life as a Single vs. Married Individual Abroad


Single individuals have a higher chance of saving since they have fewer responsibilities.

Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.

Families with children face higher expenses, including childcare, health insurance, visa fees.

This is why adequate preparation is crucial before relocating, especially for families


Is Dele Momodu Right? Should You Japa with ₦30M?
We should understand that Dele Momodu is an elder and vastly traveled and he knows what is obtainable in Europe and America.
His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.

Another thought is the issue of owning a house. An average 3 bedroom house cost over 300k pounds and i have worked with colleagues who are in their late 50s struggling to work and pay off their mortgage so as to be free while me in my 30s own over 3 house back in Nigeria . Some pays mortgage for over 35 to 40 years but shockingly most they end up selling it at old age hand over this money to care homes to take care of them till death. Note children dont have any responsibility of taking care of their age parents they leave their lives while the parents uses proceed from their house to offset this bill

Final Thoughts: Should You Japa?

Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.

Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.

Picture below is my phone bill

There other bills i chose to ignore like the tv bill. I didn't buy tv because i know that one will end in another billing
Where in the UK do you live huh I
PS I know you wont answer.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by fullclub(op): 6:47pm On Mar 17, 2025
femi4:
Poor salary ...na who dey earn £1.5k

Average take home for career is £2k. No bobo us
U didn't read where i said i could work 45hrs to ger at least 2100 but i decided to do 36 hrs. Even if u earn 2000 ur take home is 1700 max
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by tensazangetsu20(m): 6:47pm On Mar 17, 2025
lastkingsman:
Tech jobs?

Another challenge people don't talk about is full right to work.

In UK, companies are boldly stating on job adverts that they don't sponsor. In fact, that's the first interview question right now: "Do you need Sponsorship now or in the future"? Once you answer yes, forget the interview/job. If you lie, they will still find out through your share code.

International students/foreigners need sponsorship now or in the future unless they are on global talent visa which is not easy to get or on a dependent visa for 5 years with partner as main applicant.
The person has her green card sponsored by her mother so she has full rights to work yet she still no make am
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by lastkingsman: 6:48pm On Mar 17, 2025
tensazangetsu20:
The person has her green card sponsored by her mother so she has full rights to work yet she still no make am
Wahala dey
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by fullclub(op): 6:49pm On Mar 17, 2025
erico2k2:
Where in the UK do you live huh I
PS I know you wont answer.
Then why did u ask
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by erico2k2(m): 6:54pm On Mar 17, 2025
fullclub:
Then why did u ask
So you are guilty as charge, you will never say what part of the UK right?
if not tell us how you live in a £700 month room and still pay council taxhuh huh huh
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by erico2k2(m): 6:55pm On Mar 17, 2025
femi4:
Poor salary ...na who dey earn £1.5k

Average take home for career is £2k. No bobo us
these lots haveno clue. Who earns £1400 Imagine.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Regex: 7:02pm On Mar 17, 2025
tensazangetsu20:
The person has her green card sponsored by her mother so she has full rights to work yet she still no make am
She can not survive in USA
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by tensazangetsu20(m): 7:04pm On Mar 17, 2025
Regex:
She can not survive in USA
She dey do menial job sha like working in walmart and co. Person wey no fit make am for UK no go make am for USA too. Both countries are literally the same. One is just richer.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by samuelson06(m): 7:23pm On Mar 17, 2025
bea1234567:
He doesn't want to spend a dime to bring me over. I'm his errand boy here in Nigeria.

I do sell all the things he ships for him and send everything to him. The highest he has given me was 6,000.

He knows I'm honest. He told my mum to look for money for my flight ticket. That he will house me.. but he knows we're poor.
Sigh.

Regardless, maintain your honesty with him. It may be that he's struggling over there.
Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Mcslize: 7:23pm On Mar 17, 2025
SocialJustice:
Give me 5 billion naira I will still japa. Nigeria will erode your capital to zero and poor living conditions that even the rich can't escape but I will visit monthly at least.

Our economy has no credit and is lawless too, one big man from nowhere or government policy can reduce you to ashes. Mortgage is not bad, the mistake people do is living in the first house they buy. It should be rented out to generate good money and pay off itself but people do not know.

Also with 50 million in the UK, I can access up to 500 million without knowing anybody. The longer I stay and build a reputation, that 50m can get me 1 billion in credit to buy real estate or a business. This will never happen in Nigeria.

Credit is the reason no amount of money will make me stay here, because I have access to leverage elsewhere without joining ogboni or some cult to know people that will connect me.
Brother, you just opened my eyes. Wow. No wonder some people said they are having 2 to 3 houses abroad. So, this is how they do it. I am saving this. You see how smart some people think? Most people mind won't even reason towards this aspect. With this, you don't need to worry about not meeting up cuz others are paying and you are using what they pay to settle the mortgage bit by bit. This is an eye opener.
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