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I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin - Travel (3) - Nairaland

Nairaland ForumNairaland GeneralTravelI Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin (21837 Views)

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Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by ledaman: 2:55pm On Mar 27, 2025
I don't know why an average Nigerian is a scammer
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by AngelicBeing: 2:56pm On Mar 27, 2025
Enemyofpeace:
I'm sure the guy also chop her pussy buraciously. She didn't tell us that part of the story
Hian, chop her puss.y ke , Huh shocked
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by JoeEeL(m): 3:01pm On Mar 27, 2025
givedemwotowoto:
Any sensible woman will insist you marry her before she takes that risk for you. If he had married her both of them will owe the debt, nowhere to hide for him
She thought he was in the process of marry her. See how she emphasises that the guy japa'd and married another woman.

Read in-between the lines.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Kennybright24: 3:05pm On Mar 27, 2025
This is why faithful one like me seeking help and assistance here and there and no one is coming forth because only one person has a bald head in one town at Ekiti and this makes everyone other person called bald headed. Too bad.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Enemyofpeace: 3:06pm On Mar 27, 2025
AngelicBeing:
Hian, chop her puss.y ke , Huh shocked
yes now. I learned that pricks dey very scarce for Canada, especially, Naija pricks
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by rickleye: 3:09pm On Mar 27, 2025
And people would say I am inconsiderate when I say No to loans. However, I believe the OP was in a romantic relationship with the dude . No way , you just co-sign on a $20k vehicle .
Anyways …What a story !!
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by RevenuesBoost(f): 3:09pm On Mar 27, 2025
Wow
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by papiilo(m):
adedayoa2:
🤣🤣🤣🤣 I borrowed a church member money in 2016, as youth to youth o, I asked for my money, e say I no go forget the 20k. Months later his elder sister came for the same favour, I didn't even report the brother to her, I just told her I don't have.
can you borrow me hhh?
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Lekan239(m): 3:17pm On Mar 27, 2025
NewDigitalWorld:
Source: https://www.zikoko.com/citizen/abroad-life/my-nigerian-friend-ghosted-me-after-i-helped-him-get-a-loan/
which kind of car will cost 20,000$ in 2021. Some1 that don't have moni can't buy better tokunbo to grade for Canada. He went for new car ni. Omo people dey o
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by samnaija: 3:17pm On Mar 27, 2025
femi4:
Stop borrow people money in abroad. There are many credit facilities there..show them that direction
But no be credit facility she show am. Where did she borrow the man money.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by dabbyz(f): 3:18pm On Mar 27, 2025
Wow, so sorry I feel your pain
It is well, God will locate that you helped n turned it to a crime ijn Amen 🙏
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by femi4: 3:24pm On Mar 27, 2025
samnaija:
But no be credit facility she show am. Where did she borrow the man money.
She input her signature into the deal

After he started the conversation with them, they contacted me again and asked if I could help him co-sign so he could take out a loan to buy the car.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by 79733139(m): 3:27pm On Mar 27, 2025
She must have been romantically interested in the guy. That's the only logical explanation for that... in most cases, ladies wouldn't do that.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Metrofox(m): 3:28pm On Mar 27, 2025
You were trapped by your greed, $1000
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Mcslize:
You chose Canada cuz Canada is better? You dey whine me?

Australia is better than Canada 💯%, don't sugar coat it. I will never trade Australia for Canada.

Even New Zealand is by far way better than Canada, let alone Australia of all place. Come off it my friend!

By the way, I will say this for whoever that wants to read this: Do not stand in for anyone with anything that has to do with large sum of money even if the person is your relation. We call it gbese.

Majority of persons will default paying. And if the person doesn't pay, it's you that will be held responsible.

I repeat, do not allow anyone take loan or buy a property on credit using you as a guarantor or a cosigner. Many will purposely not pay so that you will end up being the one to pay from your own pocket.

That's the worst situation you will ever find yourself as a person.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Bukola94(m): 3:45pm On Mar 27, 2025
Olachase:
You self done over do

You go day borrow Nigeria person money

Go and ask easy-buy and palmpay what their eyes saw in the hands of Nigeria citizen

Na wicked president really fit us, we are too self centred in this country

Someone owes me 55k going to 4 years the guy still day ask me Wetin I won do 😏😏
report and arrest him, find a good IPO make them lock him up, by the time u lock him up for 18hrs to 23hrs, is family or himself go find your money
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Positiveme2020: 3:49pm On Mar 27, 2025
Ibecon:
If you believe this story, I have an ocean, a mountain, and a jar of wind to sell for you
I don't believe oh.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by 43Ronin: 3:58pm On Mar 27, 2025
Aunty! You helped your boyfriend. & because he was giving you steady prick & probably promised you marriage you threw caution to the wind. 9ja girl go help random stranger with money? Dey play
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Iamicekid(m): 4:04pm On Mar 27, 2025
Some people sef, u too get mind, why will some that needs a car and has bad credit have a taste for luxury, 20k on your own expense, he should be looking not more than a car of 3-5k, no be to dey use am rough am from point A to B, that alone na red flag
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Mcslize: 4:07pm On Mar 27, 2025
koondog:
Three things you can do.

1) Remove the account from your credit
Contact the credit bureaus in Canada, report the account as fraud. They may seek police report but most will remove it within 30 days. This is a normal occurrence. If they need police report, just complete the form simply as "fraudulent account." Don't add anything more. The reason is fraudulent account can mean many things from identity theft, to consigning for someone whose intent was to ghost and defraud you, which is your case. Once they remove the account, credit reports will block it from reporting.

2) Gangster move - repossess the car
Yes you have right to repossess it since you are on the loan. Work with a repossession company, repossess the car and park it in your garage. Tell them they have two options, sell the car and payoff the loan or refinance it alone.

3) Legal
Since you are the cosigner, you are still liable for the debt if they default and can be sued too. So, if you want to save yourself from that, file a lawsuit, provide evidence of them ghosting you and missed payments, which is causing you undue hardship. The judge will relieve you from the contract and send the lender a copy, or force him to return the car
I have copied and saved this post somewhere in my archive for future reference just in case.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Metrofox(m): 4:21pm On Mar 27, 2025
bemeruca:
Na aproko put her for this condition. I am sure she is not talking about the lust she has for him.

Na she carry her hand they contact car dealers for someone wey Wan buy car.
You forgot the part where her long throat for 1000$ trap am
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by bemeruca: 4:29pm On Mar 27, 2025
Metrofox:
You forgot the part where her long throat for 1000$ trap am
She carry the 1000k give the guy 😂
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by AngelicBeing: 4:31pm On Mar 27, 2025
Enemyofpeace:
yes now. I learned that pricks dey very scarce for Canada, especially, Naija pricks
like seriously 😳
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Olufemiolaolu(m): 4:41pm On Mar 27, 2025
Hmm too bad. She is a gentle lady. That's the reason she didn't take a drastic step.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by Thunderfayamods: 4:49pm On Mar 27, 2025
Enemyofpeace:
I'm sure the guy also chop her pussy buraciously. She didn't tell us that part of the story
You no well whalai!!! 🤣🤣! Lmao 😂🤣.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by adedayoa2(f): 5:41pm On Mar 27, 2025
papiilo:
borrow me 50k dear
I no get dear
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by AfDapone: 5:42pm On Mar 27, 2025
Kobicove:
Why would you even make such a mistake?

You should know by now that most Nigerians generally do not like to repay loans!
The so called friend brother must have lashed her very well for to go to the extent of standing for a $20k loan.
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by HajiaNotu: 6:59pm On Mar 27, 2025
The guy paid 200$ back for how many months?

I am lost..
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by papiilo(m): 7:04pm On Mar 27, 2025
adedayoa2:
I no get dear
lol na cruise
Re: I Helped A Nigerian Friend Get A Loan In Canada, But He Ghosted Me Without Payin by adedayoa2(f): 7:12pm On Mar 27, 2025
papiilo:
lol na cruise
ofcourse
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