₦airaland Forum

One man's food is another man's poison.
Welcome home sister! 🙂

Dear Judith,
I do understand your point of view. Only if it were 11 years ago you made this move. However I totally disagree with you with the situations families went through those time and worse off; even now.
I hope you find what you are now looking for that you did not find where you left. But I personally would give up my citizenship to get what you left.

I have 2 advices for you:
1. If you wish to raise a child here make sure he/she has an option of whatever exposure you got that brought you back.
2. As much as possible let your opinion be unknown to all, in the case that it changes from what you published now.
I hope you have made enough to suffice as a breadwinner, daughter, mother and for yourself for the next 25 years.
Cheers to you dear

nedekid:
Don't let her talk deceive you, she is either from a rich home or she has saved enough of her earnings as a nurse in the US to relocate to naija and start a business.

She has secured her citizenship jare. Leave matter!

That's what gives them the room and impetus to make such statements.

I know many of them... Anyone with an American citizenship can afford to do this.

They know they can return back to America at the slightest whim.

Angelfrost:
Chief, I am well grounded in the way of life in Nigeria and Abroad...!

I know both systems intimately.

You are still talking and speaking for less than a fraction of Nigerians.

If you subsidise the Japa path by over 40% today, you will have no health care, engineering and other professionals left in Nigeria! Facts!

Even your universities will be devoid of lecturers.


Now, regarding the credit system abroad, it's still a working system with a way around it for anyone with good financial intelligence.

It was designed to give the average working American a chance at living a good life which is not bad.

It's just like an average wage earner in Nigeria being able to own a car by paying a fraction every month over 3 years... That's making lives better.


Those who suffer high debts are those lacking discipline with regards to spending through Credit limits


See bro, I don't prefer one system to the other, but claiming that absence of credit in Nigeria is better since it keeps most citizens debt-free is overreaching.


Your low tax net in Nigeria is not an advantage please... It is part of what makes the nation backward, coupled with corruption and poor leadership.

You are right about that because that is the illusion than has been sold to many that makes them sell their assets in the name of Japa. Reality only hits them after arriving with little to nothing to fall back to. You know it’s a world of “All man for himself”


Have you ever thought why US banks, Car dealerships and mortgage homes are always luring to pick up credit? How can someone be so happy to give you credit he/she knows is not guaranteed over time. It’s because they know they will always win at the end of the day.

Credit system is the new shackles for slavery. They drown you in it and they don’t need to chase you to work.

We have average salary earners in Nigeria who have a home, a car, and kids in the university who are debt free.

We have many 25 year old men who are debt free in Nigeria. The US system indirectly mandates credit. You cannot escape it. And vis interest rate, you will serve the system forever.

Also, you never own anything even after paying cash outrightly. you just need default and it will leave.

Healthcare, don’t even let us go there. That is a known demonic institution. It has rendered many useless and homeless. The best wish you can make as an American is not to have chronic health conditions cos you are a goner. A win for insurance companies if you have one, and death if you don’t.

You still won't get any quality life in Nigeria too without money. Family time is bullshit without money, except your nuclear family (you, your spouse and children).

My dear girl, in Nigeria everything is all about money

She go run go back soon. The level of insecurity, noise pollution with generator noise everywhere.
She has easily forgotten what Nigeria is. Her eyes go soon clear.
Make big money in Nigeria, kidnappers go dey look for you up and down. No peace.

Angelfrost:
She has secured her citizenship jare. Leave matter!

That's what gives them the room and impetus to make such statements.

I know many of them... Anyone with an American citizenship can afford to do this.

They know they can return back to America at the slightest whim.

Yes oo true talk. Let her stop deceiving people. One leg in one leg out. Any little thing she go run away.

Her prerogative!

MatrixCircle:
Yes oo true talk. Let her stop deceiving people. One leg in one leg out. Any little thing she go run away.

Those who can't japa and are giving themselves hope in Nigeria won't understand this.

Most relocations out of Nigeria by adults are done with the main aim of securing that American, British or European Citizenship.

Once that is done, staying back over them becomes purely optional.

Angelfrost:
Chief, I am well grounded in the way of life in Nigeria and Abroad...!

I know both systems intimately.

You are still talking and speaking for less than a fraction of Nigerians.

If you subsidise the Japa path by over 40% today, you will have no health care, engineering and other professionals left in Nigeria! Facts!

Even your universities will be devoid of lecturers.


Now, regarding the credit system abroad, it's still a working system with a way around it for anyone with good financial intelligence.

It was designed to give the average working American a chance at living a good life which is not bad.

It's just like an average wage earner in Nigeria being able to own a car by paying a fraction every month over 3 years... That's making lives better.


Those who suffer high debts are those lacking discipline with regards to spending through Credit limits


See bro, I don't prefer one system to the other, but claiming that absence of credit in Nigeria is better since it keeps most citizens debt-free is overreaching.


Your low tax net in Nigeria is not an advantage please... It is part of what makes the nation backward, coupled with corruption and poor leadership.

It's actually a 55:45 thing in a scale of preference for me.

Nigeria should be slightly better for people that want to live less under pressure and debts. And also for people that strive to build resources.

Honestly, an average American and even the govt have been trained to over-spend which is put their entire system in a hazardous status. Not to talk of an African immigrant's plight tru such a process.

The country (US) is currently in debt of over $37 trillion.

How on earth will they ever be able to pay such. Even the entire worth of the American mineral resources (combined) is just about $45 trillion.

Imagine if US is currently not the clearing house for international trade, thus creating a global demand for dollar, their economic crisis would have been massive.

Food security, overall security, better access to utilities and city infrastructure, abroad is better thou. It depends on your choice.

franchasng:
There is no husband in Nigeria, Tinubu's destroyed economy has rendered many young men financially useless, so dear Miss Okoli, I hope you are ready to be the breadwinner of your marriage? No sensible, ambitious man will even take you serious after hearing about your irrational decision borne out of laziness, foolishness and stupidity.


That husband that made you leave United States of America where Nursing professionals are highly rewarded to come back to labor foolishly in Nigeria without first setting up a thriving business or investment to fall back on should things go south, you may not find one because most of them are struggling to survive Tinubu's harsh economy.


Time will teach you a hard lesson.

That small dollar you saved that is making you feel like you can survive Tinubu's damaged economy will soon finish, na today? You go soon start Lekki/VI hookup for survival, time will tell.


I suspect she is a lazy girl looking for an easy way out of life, a waste to her family and community that she ought to have helped working in the US as a Nurse

It is lazy people that relocates abroad for better life. People are making more money here than those living abroad. All the properties, companies scattered all over Nigeria, Lagos, pH, kano, Kaduna, Enugu , Onitsha, Abuja etc. How many of them are owned by people living abroad.

CoronaVirusPro:
People who have never travelled and don’t know what plays will have more to say than those who have actually passed through the system.

I love what the lady said, go get a visa and experience that life of you choose to.

The western life will put you on your toes till you die. You will never have rest of mind. Don’t let TikTok videos and American movies deceive you. That system is a modernized and equipped slave market.

Those that say for the future of the kids don’t even know they are praying for their kids to get into debt from a young age and serve the system till they stop breathing. How many can pay the fees for a top university outrightly.

Even the education is wack. How many Nigerians live in top tier zip codes with highly rated schools. They only appreciate those quack schools in low rated zip codes based on what they have in Nigeria.

A country where medical bills can send you back to the streets homeless.

If you study the system, you will realize it’s a trap.

“The American dream is an illusion”

They soak you in debt to make you believe you are doing fine, and you will work for the system till you die.

Even in death, your corpse will still pay heavily to have a grave and still be owing the government sales tax when your family want to liquidate your property.

Do you live in America?
Have you lived there before?
If yes, where?
If the answer to these questions is no, then you have no morals right to talk about a place, syatem and where you haven't lived yourself, only what you read on the news.
No place is perfect, but Whatever you said is lies. No matter how bad you say it is in America, it's haven compared to nigeria.
We can argue this out, I have my facts. I live there and have lived there for years.

Agbegbaorogboye:
If she's really a registered nurse, getting a good paying job won't be difficult for her in Nigeria
At least by Nigerian standards
There's a dearth of top level professionals in Nigeria's health sector

Nurses are poorly remunerated in Nigeria. Even at top hospitals such as Nordica and Evercare, nurses are poorly paid. The man you quoted is married to a doctor. My sister is a nurse. The United States is one of the few countries where nurses are well paid globally. Nursing isn't a lucrative career in most parts of the world. In fact, if not for Covid-19, it was not so essential.

Another japada story. The road to 2030 continues...

MatrixCircle:
She go run go back soon. The level of insecurity, noise pollution with generator noise everywhere.
She has easily forgotten what Nigeria is. Her eyes go soon clear.
Make big money in Nigeria, kidnappers go dey look for you up and down. No peace.

U are actually describing wherenu are living.


Is it everybody living in such getto area of yours

Gerrard59:
Nurses are poorly renumerated in Nigeria. Even at top hospitals such as Nordica and Evercare, nurses are poorly paid. The man you quoted is married to a doctor. My sister is a nurse. The United States is one of the few countries where nurses are well paid globally. Nursing isn't a lucrative career in most parts of the world. In fact, if not for Covid-19, it was not so essential.

I said by Nigerian standards
Nurses are well paid by Nigerian standards

This is Propaganda. Fake.

I could have managed it if it was a man, but a woman? Not possible please.

TimeManager:
https://www.vanguardngr.com/2025/04/everything-is-not-money-nurse-on-leaving-us-to-seek-quality-life-in-nigeria/

Many people would be appalled by her decision to return to the warm embrace of motherland instead of remaining in the US to be deprived of what appeals to her the most - inner peace of mind and contentment.


What's the essence of staying in another man's country while being made to suffer indignities all in the name of seeking greener pastures?


East or west, south or north, home remains the best!






@hotseat

OChimex:
Do you live in America?
Have you lived there before?
If yes, where?
If the answer to these questions is no, then you have no morals right to talk about a place, syatem and where you haven't lived yourself, only what you read on the news.
No place is perfect, but Whatever you said is lies. No matter how bad you say it is in America, it's haven compared to nigeria.
We can argue this out, I have my facts. I live there and have lived there for years.

Which lie do you want to debunk. State it out.

franchasng:
There is no husband in Nigeria, Tinubu's destroyed economy has rendered many young men financially useless, so dear Miss Okoli, I hope you are ready to be the breadwinner of your marriage? No sensible, ambitious man will even take you serious after hearing about your irrational decision borne out of laziness, foolishness and stupidity.


That husband that made you leave United States of America where Nursing professionals are highly rewarded to come back to labor foolishly in Nigeria without first setting up a thriving business or investment to fall back on should things go south, you may not find one because most of them are struggling to survive Tinubu's harsh economy.


Time will teach you a hard lesson.

That small dollar you saved that is making you feel like you can survive Tinubu's damaged economy will soon finish, na today? You go soon start Lekki/VI hookup for survival, time will tell.


I suspect she is a lazy girl looking for an easy way out of life, a waste to her family and community that she ought to have helped working in the US as a Nurse

You be fool. You dey miserable

Only people who have almost seen it all and unpretentiously believe that money is just a means to an end, but not an end itself, will understand and appreciate her position and decision respectively.

Besides, the economic policies of the current administration in the country notwithstanding; it's easier for an average Nigerian (or a legally resident foreigner) who is resourceful to accumulate wealth with limited means in Nigeria (as a developing country with vast needs) than in the USA and other developed economics in general.

You don't have to belong to the ruling party or like the leader in charge and his economic policies to see that opportunities abound.

In fact, at the risk of sounding thoughtless, citing the plight of many people in the country, the new economic policies have created new avenues for a new generation of wealthy people to emerge. And of course, only the resourceful people will maximize the opportunities.

Agbegbaorogboye:
I said by Nigerian standards
Nurses are well paid by Nigerian standards

No, they aren't. And worse so for someone who has gotten used to a Western style of living.

Please ask how much Evercare and Co pay. Why did many flee to the UK?

CoronaVirusPro:
Which lie do you want to debunk. State it out.

The lie is, that it is better in nigeria. And i tell you that no matter how bad you say it is in America, it's 1 million times better than Nigeria.
Pray never to have an emergency in nigeria, if you do, na God hand your life dey. There is no value of life in nigeria

Most of those houses are owned by people currently or previously in government or those connected with those in government. Most of them go broke in a matter of years and those properties often get sold to those returning or investing from abroad. I know this for a fact because I am from a family of age-long real estate brokers. A large chunk of real estate in Nigeria is a competition between diaspora people and our government thieves. Also, many companies that you see out there are with foreign-based investors and partners.

123yes:
It is lazy people that relocates abroad for better life. People are making more money here than those living abroad. All the properties, companies scattered all over Nigeria, Lagos, pH, kano, Kaduna, Enugu , Onitsha, Abuja etc. How many of them are owned by people living abroad.

Basicend:
It's actually a 60:40 thing in a scale of preference for me.

Nigeria should be slightly better for people that want to live less under pressure and debts. And also for people that strive to build resources.

Honestly, an average American and even the govt have been trained to over-spend which is put their entire system in a hazardous status. Not to talk of an African immigrant's plight tru such a process.

The country (US) is currently in debt of over $37 trillion.

How on earth will they ever be able to pay such. Even the entire worth of the American mineral resources (combined) is just about $45 trillion.

Imagine if US is currently not the clearing house for international trade, creating a demand for the dollar, their economic crisis would have been massive.

Food security and better access to utilities and city infrastructure is in abroad thou. It depends on it choice.

Brother, your words are the words of one who is privileged or has been fortunate to get ahead in Nigeria.

With all due respect, that's currently not even up to 30% of Nigerians in Nigeria.

I personally also prefer to live in Nigeria than America, but only because I am wealthy.

If you are not wealthy in Nigeria, you are more or less in DEBT! Whether you like it or not.

Getting by through the helping hands and facilitation of national subsidies (we are practically a welfarist society), low taxes and tariffs, extended families, community of friends, etc, will mask the reality of how dire the situation is.

The Credit and debt trap in America is pitiable but people who are smart find a way around it.

Besides, any Nigerian living and working abroad is smart or should be smart enough to know that returning back to invest and establish remains the goal, and that is easier from there than here.


Comparatively speaking, how many Nigerians can honestly claim to own cars or properties from their monthly incomes?!! How many?!!

How many retired civil servants can point out a meaningful achievement after decades of working?!!

OChimex:
The lie is, that it is better in nigeria. And i tell you that no matter how bad you say it is in America, it's 1 million times better than Nigeria.

Where did I state that Nigeria is better?

I only said they are more at peace than an average American. Nigerians have rest of mind. With little they have, they are secured.

Can you say same about the US? Ain’t you always running to make money? What do you PERMANENTLY own in the US today that wound not be taken away from you if you default in taxes or medical bills? Did I hear you say nothing?

When you have a house over your head in Nigeria, I mean YOURS, 50% of your problems are solved. You have something to hold on to even if you lose your job for 2 years, you only have to struggle to eat. Is that applicable in the US.

Nigerians don’t force it. The country is bad but citizens are perfectionist in adjusting to trends with what they have. Unlike the US, you could own 2024 range, and a house in palm beach, it doesn’t mean you secured? You just need a high paying job for 2 years to show as proof to own all that. The rest is debt.

Did I lie?

Tell me where else I lied.

CoronaVirusPro:
You buttressed my point unknowingly.

People have fallbacks in Nigeria. Nigerians outrightly buy with the government not chasing them.

A American will pick up any car to fake it on debt. Nigerians own houses outrightly whether built in Ikorodu or Sango. They own it forever.

Nigeria is cash economy. People buy phones, houses, cars and jewelry’s with cash. They are never indebted for years.

They attend schools with cash, not credit.

Yes, Nigeria got bad leaders and economy not good, but trust me, we are happier than an average American.

It is not by force to buy anything on credit in the west. You can decide to buy a used car or not buy a house. People who are into business abroad making good money or senior management professionals in companies like Google, Apple etc. buy cash too.

By the way, A cash and carry society is not a good thing. This is why there is an epidemic of ritual killings, corruption, greed etc. People want to make the cash as fast as possible so they can buy the house, car outright cos that is the only way to acquire it.

For example, without engaging in corruption to make additional cash,how would a worker earning 1m in Lagos afford to own a house in Lagos? Have you checked the prices of real estate in Lagos?

I'm interested to know how a MIDDLE CLASS salary earner or business man living in lagos can own a property in lagos relying on only his salary the same way middle class person abroad can own a property abroad too.
Run the numbers for me but before you do that, check the prices of real estate in Lagos so you use real numbers

Look at what young people are doing, killing fellow human beings for rituals in the name of making money, I bet you if you find yourself in certain places, pray that your head wouldn't be found in a calabash of a babalawo

Because of desire to acquire cash, most goods in Nigerian market are fake. The custom, nafdac, SON, etc that should ensure the quality are compromised with their own share cos they too want to build house and buy car since their salary won't carry it.
Basic amenities is a luxury in Nigeria cos the politicians and leaders who should provide this with tax payers money will instead keep part of the money for themselves and share the rest during elections.

The net effect of a cash system like Nigeria is bad overall. The evidence is there. It has brought ritual killings, unprecedented corruption, heartless people who can do anything for money. In fact, it has led to dog eat dog survival of the meanest society.

The credit system is there so people don't kill themselves cos of money. Since the rich in every society is just a small percentage of the population, the credit system tries to level the playing field so the middle class can also enjoy some good things legitimately. With a credit system, the middle class lagosian can own a house or enjoy a brand new car in Lagos without having to do anything illegal or corrupt, wouldn't that be nice?
Why must the rich be the only ones to afford good things of life? Why should people be corrupt in other to make headway in life?

I sold the first house I bought abroad after 4.5 years. I paid off the mortgage and was lucky to make some healthy profit out of it and used the profit to get a property in Nigeria. How is that supposed to be a bad thing? If there was no credit system, would I have been able to afford it without doing criminal things?

During early covid days, I used my line of credit to buy moderna shares hoping they will develop their vaccine and luckily they did and their share price skyrocketed times 3 of the price i bought. I sold after 2 years, paid back the money and made huge profit which i used to invest in real estate. Which bank in Nigeria would give a bloody middle class person like me access to credit of over $100k when my name is not Tinubu, Dangote, Akpabio etc? And you are ridiculing credit system? Guy, you have a lot of learning to do

Sister Judith is a Registered US Nurse
- Sister Judith has a US passport
- Sister Judith has been single, possibly on low rent in US while cashing out steady for years
- Sister Judith with her money and US passport cannot put herself out there in Nigeria for 2 years and not find a sane young man(REASONABLE one o, not yahoo boy or lowlifers)
-Reasonable boy too managing with his decent job with decent income of 250k-350k/month will not see Sister Judith's green flag and not rush her, considering the relationship will come with likelihood of US residency. If the boy get better IT skill- the idea of sister Judith a US citizen will look to him like-"this is God sending me an angel to reward me for all the wahala PDP and APC have put me through
- Dont forget Sister Judith is a registered US nurse, if she steps foot on US soil on a Sunday morning, there is a very high possibility that she will resume as a Nurse somewhere by Monday Morning.

Sister Judith is living her life on a working template. Go abroad, secure papers, go back home, get a reasonable boy, after he has successfully impreganated you, bring him to the US as husband. The worst that will happen to sister Judith is that the boy will leave her- but child support will be sure.

If your profile is not similar to sister Judith's, dont mind Sister Judith, customize your own path.

CoronaVirusPro:
Where did I state that Nigeria is better?

I only said they are more at peace than an average American. Nigerians have rest of mind. With little they have, they are secured.

Can you say same about the US? Ain’t you always running to make money? What do you PERMANENTLY own in the US today that wound not be taken away from you if you default in taxes or medical bills? Did I hear you say nothing?

When you have a house over your head in Nigeria, I mean YOURS, 50% of your problems are solved. You have something to hold on to even if you lose your job for 2 years, you only have to struggle to eat. Is that applicable in the US.

Nigerians don’t force it. The country is bad but citizens are perfectionist in adjusting to trends with what they have. Unlike the US, you could own 2024 range, and a house in palm beach, it doesn’t mean you secured? You just need a high paying job for 2 years to show as proof to own all that. The rest is debt.

Did I lie?

Tell me where else I lied.

How can you have peace of mind and rest of mind. When you don't know where your next meal will come from? Can you comfortable eat or drink whatever you want? Can you pay your kids school fees now and fuel your cars and pay house rents comfortably without sleepless nights? 😆
I don't run around for money, I work 4 days a week, 26 hours a week and I make good money a year, so one running around for money is personal decision.
Whatever debt you owe, there is always option for payment plan, where you can set up to pay little into the debt every month, once you are paying that little amount nobody takes your thing. And if you can't, you can declare bankruptcy and the debt forgiven.
Come build house for nigeria again make I see. Na 30k minimum wage you go take build am? Nobody struggles to eat in the US, in fact food they throw away can feed Nigerian poor yearly. If you struggle to eat in nigeria inside the house you built, how can you be happy? A hungry man is an angry man.
Dude, a madman who beg for arms on the street in the US makes more money than most nigerians, doctors and engineers. 😆
Nigerians doesn't adjust to hardship, that's why they are wicked, frustrated, mean, inhuman, thieves, impatient, depressed because they are all on survival mode. When you drive in American road and nigeria road you will understand the difference. 😆. People yield easily, no rush.
Being in debth in America is carelessness and not becasue they don't have money. They spend like crazy. Want the newest of everything and have zero saving culture. Only the old school do.
I have no debt on my name here. Lol

CoronaVirusPro:
People who have never travelled and don’t know what plays will have more to say than those who have actually passed through the system.

I love what the lady said, go get a visa and experience that life of you choose to.

The western life will put you on your toes till you die. You will never have rest of mind. Don’t let TikTok videos and American movies deceive you. That system is a modernized and equipped slave market.

Those that say for the future of the kids don’t even know they are praying for their kids to get into debt from a young age and serve the system till they stop breathing. How many can pay the fees for a top university outrightly.

Even the education is wack. How many Nigerians live in top tier zip codes with highly rated schools. They only appreciate those quack schools in low rated zip codes based on what they have in Nigeria.

A country where medical bills can send you back to the streets homeless.

If you study the system, you will realize it’s a trap.

“The American dream is an illusion”

They soak you in debt to make you believe you are doing fine, and you will work for the system till you die.

Even in death, your corpse will still pay heavily to have a grave and still be owing the government sales tax when your family want to liquidate your property.

that's the type of system Tinubu wants to recreate in Nigeria