₦airaland Forum

CoronaVirusPro:
Where did I state that Nigeria is better?

I only said they are more at peace than an average American. Nigerians have rest of mind. With little they have, they are secured.

Can you say same about the US? Ain’t you always running to make money? What do you PERMANENTLY own in the US today that wound not be taken away from you if you default in taxes or medical bills? Did I hear you say nothing?

When you have a house over your head in Nigeria, I mean YOURS, 50% of your problems are solved. You have something to hold on to even if you lose your job for 2 years, you only have to struggle to eat. Is that applicable in the US.

Nigerians don’t force it. The country is bad but citizens are perfectionist in adjusting to trends with what they have. Unlike the US, you could own 2024 range, and a house in palm beach, it doesn’t mean you secured? You just need a high paying job for 2 years to show as proof to own all that. The rest is debt.

Did I lie?

Tell me where else I lied.

is it really true that Nigerians in Nigeria are secured? What do you think is fueling the Japa syndrome?

Last year alone, I can count the number of classmates in Nigeria that we had rounds of donations for to offset medical bills of retired aged parents. These are not poor people, these are often retired government officials with some properties. One recently lost his mother to diabetes and it happened so fast. Some of these folks had to sell houses and practically everything due to unexpected situation.

Two years ago, a seemingly okay family faced harsh reality when their 2 acres of land that their dad acquired while in government and built several projects on became a subject of litigation with a notice to vacate the premises. They are still in court but now dead broke as millions of funds invested got stuck.

Nigeria is different story for different folks. Don't project your own comfortable situation on an average Nigerian. Some people are good risk takers, some are laid back, while others are plain lazy but to say Nigerians are secured to me is more like many Nigerians simply resigned to fate and when they run into trouble they scream out for help.

Kenn55:
It is not by force to buy anything on credit in the west. You can decide to buy a used car or not buy a house. People who are into business abroad making good money or senior management professionals in companies like Google, Apple etc. buy cash too.

By the way, A cash and carry society is not a good thing. This is why there is an epidemic of ritual killings, corruption, greed etc. People want to make the cash as fast as possible so they can buy the house, car outright cos that is the only way to acquire it.

For example, without engaging in corruption to make additional cash,how would a worker earning 1m in Lagos afford to own a house in Lagos? Have you checked the prices of real estate in Lagos?

I'm interested to know how a MIDDLE CLASS salary earner or business man living in lagos can own a property in lagos relying on only his salary the same way middle class person abroad can own a property abroad too.
Run the numbers for me but before you do that, check the prices of real estate in Lagos so you use real numbers

Look at what young people are doing, killing fellow human beings for rituals in the name of making money, I bet you if you find yourself in certain places, pray that your head wouldn't be found in a calabash of a babalawo

Because of desire to acquire cash, most goods in Nigerian market are fake. The custom, nafdac, SON, etc that should ensure the quality are compromised with their own share cos they too want to build house and buy car since their salary won't carry it.
Basic amenities is a luxury in Nigeria cos the politicians and leaders who should provide this with tax payers money will instead keep part of the money for themselves and share the rest during elections.

The net effect of a cash system like Nigeria is bad overall. The evidence is there. It has brought ritual killings, unprecedented corruption, heartless people who can do anything for money. In fact, it has led to dog eat dog survival of the meanest society.

The credit system is there so people don't kill themselves cos of money. Since the rich in every society is just a small percentage of the population, the credit system tries to level the playing field so the middle class can also enjoy some good things legitimately. With a credit system, the middle class lagosian can own a house or enjoy a brand new car in Lagos without having to do anything illegal or corrupt, wouldn't that be nice?
Why must the rich be the only ones to afford good things of life? Why should people be corrupt in other to make headway in life?

I sold the first house I bought abroad after 4.5 years. I paid off the mortgage and was lucky to make some healthy profit out of it and used the profit to get a property in Nigeria. How is that supposed to be a bad thing? If there was no credit system, would I have been able to afford it without doing criminal things?

During early covid days, I used my line of credit to buy moderna shares hoping they will develop their vaccine and luckily they did and their share price skyrocketed times 3 of the price i bought. I sold after 2 years, paid back the money and made huge profit which i used to invest in real estate. Which bank in Nigeria would give a bloody middle class person like me access to credit of over $100k when my name is not Tinubu, Dangote, Akpabio etc? And you are ridiculing credit system? Guy, you have a lot of learning to do

You will always buttress my points of you try to attack it.

You bought a house and paid off in 4.5 years which i believe is a condo. What is the cost of the house, how much interest did you pay over stated period, and how much sales tax did pay. Deduct everything and tell me how much profit you made. It’s a false illusion that you would win after paying interest, property and sales taxes With poorly built structures, I know you invested a lot into that.

Credit system is a shackle to make you believe you winning while serving the system. I stated earlier. Yea, because you won, it’s easy for you to share your testimony. If that stock at hit $0.1, the bank itself would have been smiling to the bank. Why I called ot trap and why they always luring you into debt.

I know you have an idea about the system and why you were moving your investment back home. You planned for the unforeseen cos you know what the system can do.

Have you notice EVERY American cannot point to his grandfathers house? You know why? Cos you cannot keep it in the family line forever which is a norm in a place like Nigeria. The system is built not to make you hold for long.

lagonovo:
is it really true that Nigerians in Nigeria are secured? What do you think is fueling the Japa syndrome?

Last year alone, I can count the number of classmates in Nigeria that we had rounds of donations for to offset medical bills of retired aged parents. These are not poor people, these are often retired government officials with some properties. One recently lost his mother to diabetes and it happened so fast. Some of these folks had to sell houses and practically everything due to unexpected situation.

Two years ago, a seemingly okay family faced harsh reality when their 2 acres of land that their dad acquired while in government and built several projects on because a subject of litigation with a notice to vacate the premises. They are still in court but now dead broke as millions of funds invested got stuck.

Nigeria is different story for different folks. Don't project your own comfortable situation on an average Nigerian. Some people are good risk takers, some are laid back, while others are plain lazy but to say Nigerians secured to me is more like many Nigerians simply resigned to fate and when they run into trouble they scream out for help.

False narratives. Reality hit many after leaving.

CoronaVirusPro:
Where did I state that Nigeria is better?

I only said they are more at peace than an average American. Nigerians have rest of mind. With little they have, they are secured.

Can you say same about the US? Ain’t you always running to make money? What do you PERMANENTLY own in the US today that wound not be taken away from you if you default in taxes or medical bills? Did I hear you say nothing?

When you have a house over your head in Nigeria, I mean YOURS, 50% of your problems are solved. You have something to hold on to even if you lose your job for 2 years, you only have to struggle to eat. Is that applicable in the US.

Nigerians don’t force it. The country is bad but citizens are perfectionist in adjusting to trends with what they have. Unlike the US, you could own 2024 range, and a house in palm beach, it doesn’t mean you secured? You just need a high paying job for 2 years to show as proof to own all that. The rest is debt.

Did I lie?

Tell me where else I lied.

living on debt and credit in the US is a choice. Know this and have peace. There are people earning over 100k/year and still drive a 5k car they bought cash down. car note na choice
- So much talk about your house not being your own until you pay off. You wan buy house 300k(them say oya bring 30k...u go dey pay the rest with interest)- u think if peole in Nigeria can drop 10million naira and have First Bank borrow them the remainder 90million, you think they will not take it?
- ALso not every good earner in the US is on mortgage, some earn well but rent, because mortgage does not align with their investment goals and realities. I have seen people with net income of 7k maintain a rent of 1.5k to 2k monthly...i have also seen people with net income of 4.5k take up mortgage of 3k monthly. Life na choice

You missed the point. What's fueling the Japa syndrome if they are secured in Nigeria? It speaks for itself.

CoronaVirusPro:
False narratives. Reality hit many after leaving.

OChimex:
How can you have peace of mind and rest of mind. When you don't know where your next meal will come from? Can you comfortable eat or drink whatever you want? Can you pay your kids school fees now and fuel your cars and pay house rents comfortably without sleepless nights? 😆
I don't run around for money, I work 4 days a week, 26 hours a week and I make good money a year, so one running around for money is personal decision.
Whatever debt you owe, there is always option for payment plan, where you can set up to pay little into the debt every month, once you are paying that little amount nobody takes your thing. And if you can't, you can declare bankruptcy and the debt forgiven.
Come build house for nigeria again make I see. Na 30k minimum wage you go take build am? Nobody struggles to eat in the US, in fact food they throw away can feed Nigerian poor yearly. If you struggle to eat in nigeria inside the house you built, how can you be happy? A hungry man is an angry man.
Dude, a madman who beg for arms on the street in the US makes more money than most nigerians, doctors and engineers. 😆
Nigerians doesn't adjust to hardship, that's why they are wicked, frustrated, mean, inhuman, thieves, impatient, depressed because they are all on survival mode. When you drive in American road and nigeria road you will understand the difference. 😆. People yield easily, no rush.
Being in debth in America is carelessness and not becasue they don't have money. They spend like crazy. Want the newest of everything and have zero saving culture. Only the old school do.
I have no debt on my name here. Lol

Trust me, you won’t appreciate that peace till you find yourself a position where you have to keep running.

The American system will put you on your toes.

She emphasized on how the pursuit of economic gain overseas often strips people of the things that matter most — community, connection, and contentment.

“Look at what the Western world is doing to us,” she said. “Families are scattered. One child is in Germany, another in Canada, another in Dubai. Six siblings haven’t seen each other in three years — all in the name of seeking a better life, but forgetting about the quality of life.”

I do not agree entirely with her statement. With technology, siblings, or even families apart can always be in touch and seeming like they are together. What's whatsapp and Zoom there for? My siblings and I are always on whatsapp, we have a group call almost every weekend. Makes the distance more bearable.

Really? This is clear exaggeration bro. Are you confusing America with Europe? Yes, the work ethic is high but many are simply happy to grab opportunities that they never had at home. You will keep running if your lifestyle is way above your means. I know many Nigerians in America that are consistently at peace and always having fun traveling everywhere on most weekends, partying in Dominican Republic, Mexico, Costa Rica etc at regular intervals. All these things are more of personal choices and being organized.

CoronaVirusPro:
Trust me, you won’t appreciate that peace till you find yourself a position where you have to keep running.

The American system will put you on your toes.

Leave our people with exaggerations whenever they want to make a point.

This is not the old days of writing letters that will take weeks to reach the destination. Most people are on video calls with their parents at home every blessed day and for many even several times a day. People will always come up with all sorts of angles to justify their position. Many people are actually closer to their folks now than when they were at home.

Bankowner:
I do not agree entirely with her statement. With technology, siblings, or even families apart can always be in touch and seeming like they are together. What's whatsapp and Zoom there for? My siblings and I are always on whatsapp, we have a group call almost every weekend. Makes the distance more bearable.

lagonovo:
You missed the point. What's fueling the Japa syndrome if they are secured in Nigeria? It speaks for itself.

The false narrative that there is a better life somewhere. Do you think Nigerians who travel abroad say the truth. 90% don’t. You can only know when you join them.

That narrative as led many astray. Some people cannot stay where some Nigerians reside reside in UK and US based on where they currently live in Nigeria. But that mentality that once you travel abroad, you are living big is fiction.

It’s an everlasting race. You just have to keep running or you will hit the street. Losing a job is like a death sentence, cos it will over if you don’t pick another one fast enough.

You won’t really understand. Experience is the best teacher.

TimeManager:
https://www.vanguardngr.com/2025/04/everything-is-not-money-nurse-on-leaving-us-to-seek-quality-life-in-nigeria/

Who know her very well should advice her to remain there,my prayers is that those village pple manipulating her should all die by fire

I don't know what you mean here, I live abroad so I don't know what exactly you assume I won't really understand.

You are promoting a fallacy because what you described is not general. I don't even know what data gave you the 90% figure that you added to sound authoritative and knowledgeable. Losing a job is never death sentence in America as you are entitled to at least 6 months of unemployment income giving you enough time to find another job. Are you sure you know what you are talking about?

Where in America did you live?

CoronaVirusPro:
The false narrative that there is a better life somewhere. Do you think Nigerians who travel abroad say the truth. 90% don’t. You can only know when you join them.

That narrative as led many astray. Some people cannot stay where some Nigerians reside reside in UK and US based on where they currently live in Nigeria. But that mentality that once you travel abroad, you are living big is fiction.

It’s an everlasting race. You just have to keep running or you will hit the street. Losing a job is like a death sentence, cos it will over if you don’t pick another one fast enough.

You won’t really understand. Experience is the best teacher.

lagonovo:
Really? This is clear exaggeration bro. Are you confusing America with Europe? Yes, the work ethic is high but many are simply happy to grab opportunities that they never had at home. You will keep running if your lifestyle is way above your means. I know many Nigerians in America that are consistently at peace and always having fun traveling everywhere on most weekends, partying in Dominican Republic, Mexico, Costa Rica etc at regular intervals. All these things are more of personal choices and being organized.

Anyone with a credit card can party, club and travel. Do you think that’s a metric to judge happiness? So you feel everyone in a Range Rover is happy? You will never understand that system till you fall in it.

Read what I stated earlier. The country will sell you an illusion that makes you believe you are fine while you are on your toes. You can practically afford anything with a good job and credit score.

Everyone in America won’t tell you that other part. How much debt are they soaked in. Everyone will claim they are not in debt.

I am not talking about credit card. I have just one credit card and I hardly use it except when car rental insist on it. I can't recall any other situation where I'm left with no choice but to use my credit card.

CoronaVirusPro:
Anyone with a credit card can party, club and travel. Do you think that’s a metric to judge happiness? So you feel everyone in a Range Rover is happy? You will never understand that system till you fall in it.

Read what I stated earlier. The country will sell you an illusion that makes you believe you are fine while you are on your toes. You can practically afford anything with a good job and credit score.

Everyone in America won’t tell you that other part. How much debt are they soaked in. Everyone will claim they are not in debt.

lagonovo:
I don't know what you mean here, I live abroad so I don't know what exactly you assume I won't really understand.

You are promoting a fallacy because what you described is not general. I don't even know what data gave you the 90% figure that you added to sound authoritative and knowledgeable. Losing a job is never death sentence in America as you are entitled to at least 6 months of unemployment income giving you enough time to find another job. Are you sure you know what you are talking about?

Where in America did you live?

What percentage of your earning is unemployment benefit?

Are you saying someone earning $5000 and having rent at $2500 will get $3000 unemployment benefit?

Unemployment benefit is peanut! What bills can it pay? And what happens after 6 month of you unable to secure a job? Your home starts sliding into foreclosure or you get evicted from your lease.

Na lie. She follow for people wey do expo for the exam. Uk government don push her commot for UK

lagonovo:
I am not talking about credit card. I have just one credit card and I hardly use it except when car rental insist on it. I can't recall any other situation where I'm left with no choice but to use my credit card.

You doing it unknowingly but you playing smart. Credit is very good if you certain about your plan and game. Cos the moment it fails, the bank will be smiling to the bank.

You know like that adage, if you must eat the devil, use a long spoon, but abstinence is best cos the repercussions burns hard

CoronaVirusPro:
Have you notice EVERY American cannot point to his grandfathers house?

^^^


This made me laugh and I don't even know why.

For some reason, old images of Sanwo-Olu pointing at everything just kept popping into my mind.

I just spent 731k monthly expenses on my family from food, transport, school, drugs and fuel. There is still no food in the house by next week my wife will be asking again most likely.

I am convinced I can't survive here in Nigeria any more. The contracts are not coming and my rent is 1.2m
I am now ready to sell off stuff and relocate

Then that's a lesson you need to learn about America. Most Nigerians are totally ignorant about the system.

There are several benefits when you lose your job including mortgage assistance programs backed by law. I know a Nigerian that lost his job in 2009 and suffered for 5 months out of ignorance. That was during a recession. A friend later enlightened him and he enrolled and started getting several benefits. There are homeowner assistance fund programs, emergency mortgage assistance, local nonprofits etc. Almost everything you need has a program covering it.

CoronaVirusPro:
What percentage of your earning is unemployment benefit?

Are you saying someone earning $5000 and having rent at $2500 will get $3000 unemployment benefit?

Unemployment benefit is peanut! What bills can it pay? And what happens after 6 month of you unable to secure a job? Your home starts sliding into foreclosure or you get evicted from your lease.

Kenn55:
It is not by force to buy anything on credit in the west. You can decide to buy a used car or not buy a house. People who are into business abroad making good money or senior management professionals in companies like Google, Apple etc. buy cash too.

By the way, A cash and carry society is not a good thing. This is why there is an epidemic of ritual killings, corruption, greed etc. People want to make the cash as fast as possible so they can buy the house, car outright cos that is the only way to acquire it.

For example, without engaging in corruption to make additional cash,how would a worker earning 1m in Lagos afford to own a house in Lagos? Have you checked the prices of real estate in Lagos?

I'm interested to know how a MIDDLE CLASS salary earner or business man living in lagos can own a property in lagos relying on only his salary the same way middle class person abroad can own a property abroad too.
Run the numbers for me but before you do that, check the prices of real estate in Lagos so you use real numbers

Look at what young people are doing, killing fellow human beings for rituals in the name of making money, I bet you if you find yourself in certain places, pray that your head wouldn't be found in a calabash of a babalawo

Because of desire to acquire cash, most goods in Nigerian market are fake. The custom, nafdac, SON, etc that should ensure the quality are compromised with their own share cos they too want to build house and buy car since their salary won't carry it.
Basic amenities is a luxury in Nigeria cos the politicians and leaders who should provide this with tax payers money will instead keep part of the money for themselves and share the rest during elections.

The net effect of a cash system like Nigeria is bad overall. The evidence is there. It has brought ritual killings, unprecedented corruption, heartless people who can do anything for money. In fact, it has led to dog eat dog survival of the meanest society.

The credit system is there so people don't kill themselves cos of money. Since the rich in every society is just a small percentage of the population, the credit system tries to level the playing field so the middle class can also enjoy some good things legitimately. With a credit system, the middle class lagosian can own a house or enjoy a brand new car in Lagos without having to do anything illegal or corrupt, wouldn't that be nice?
Why must the rich be the only ones to afford good things of life? Why should people be corrupt in other to make headway in life?

I sold the first house I bought abroad after 4.5 years. I paid off the mortgage and was lucky to make some healthy profit out of it and used the profit to get a property in Nigeria. How is that supposed to be a bad thing? If there was no credit system, would I have been able to afford it without doing criminal things?

During early covid days, I used my line of credit to buy moderna shares hoping they will develop their vaccine and luckily they did and their share price skyrocketed times 3 of the price i bought. I sold after 2 years, paid back the money and made huge profit which i used to invest in real estate. Which bank in Nigeria would give a bloody middle class person like me access to credit of over $100k when my name is not Tinubu, Dangote, Akpabio etc? And you are ridiculing credit system? Guy, you have a lot of learning to do

God bless you... I just had to leave that guy abeg.

Any small thing, they start talking down on America's credit system, as if most Nigerians living in Nigeria can afford to even live at all if not for low taxing and beggy beggy.

The country is poisoned literally with beggars in high and low places, from airports to malls! It's deeply disturbing and EMBARRASSING.

The crime rate is beyond staggering too... Yet the reality is that over 70% of Nigerians still can't afford to live average lives in their very own country.

123yes:
It is lazy people that relocates abroad for better life. People are making more money here than those living abroad. All the properties, companies scattered all over Nigeria, Lagos, pH, kano, Kaduna, Enugu , Onitsha, Abuja etc. How many of them are owned by people living abroad.

Actually, there is a report on Businessday.ng that showed 70%+ of the real estate deals in Nigeria are financed by those in the abroad.

https://businessday.ng/real-estate/article/70-of-nigerias-real-estate-investment-from-diaspora-expert/

I don't think I understand your point. Yes, I will use credit if I need it but I do not need it yet.

CoronaVirusPro:
You doing it unknowingly but you playing smart. Credit is very good if you certain about your plan and game. Cos the moment it fails, the bank will be smiling to the bank.

You know like that adage, if you must eat the devil, use a long spoon, but abstinence is best cos the repercussions burns hard

I did not even know about this and I mentioned it earlier. Diaspora people and government thieves rule real estate world

Gerrard59:
Actually, there is a report on Businessday.ng that showed 70%+ of the real estate deals in Nigeria are financed by those in the abroad.

https://businessday.ng/real-estate/article/70-of-nigerias-real-estate-investment-from-diaspora-expert/

tunapawizzy:
Sister Judith is a Registered US Nurse
- Sister Judith has a US passport
- Sister Judith has been single, possibly on low rent in US while cashing out steady for years
- Sister Judith with her money and US passport cannot put herself out there in Nigeria for 2 years and not find a sane young man(REASONABLE one o, not yahoo boy or lowlifers)
-Reasonable boy too managing with his decent job with decent income of 250k-350k/month will not see Sister Judith's green flag and not rush her, considering the relationship will come with likelihood of US residency. If the boy get better IT skill- the idea of sister Judith a US citizen will look to him like-"this is God sending me an angel to reward me for all the wahala PDP and APC have put me through
- Dont forget Sister Judith is a registered US nurse, if she steps foot on US soil on a Sunday morning, there is a very high possibility that she will resume as a Nurse somewhere by Monday Morning.

Sister Judith is living her life on a working template. Go abroad, secure papers, go back home, get a reasonable boy, after he has successfully impreganated you, bring him to the US as husband. The worst that will happen to sister Judith is that the boy will leave her- but child support will be sure.

If your profile is not similar to sister Judith's, dont mind Sister Judith, customize your own path.

Abeg tell them o!

These are the hard facts these anti-japa individuals will never point out.

Pretentious and deceptive fake patriotism to a failed system.

Amalekki:
Most of those houses are owned by people currently or previously in government or those connected with those in government. Most of them go broke in a matter of years and those properties often get sold to those returning or investing from abroad. I know this for a fact because I am from a family of age-long real estate brokers. A large chunk of real estate in Nigeria is a competition between diaspora people and our government thieves. Also, many companies that you see out there are with foreign-based investors and partners.

Corroborates the report by Business Day: https://businessday.ng/real-estate/article/70-of-nigerias-real-estate-investment-from-diaspora-expert/

Thank God for facts and figures, not fats and figos

lagonovo:
Then that's a lesson you need to learn about America. Most Nigerians are totally ignorant about the system.

There are several benefits when you lose your job including mortgage assistance programs backed by law. I know a Nigerian that lost his job in 2009 and suffered for 5 months out of ignorance. That was during a recession. A friend later enlightened him and he enrolled and started getting several benefits. There are homeowner assistance fund programs, emergency mortgage assistance, local nonprofits etc. Almost everything you need has a program covering it.

How long do those programs last.

You know what will really give you an idea, check how many houses under foreclosed in YOUR county. You think they don’t all know about those programs. They do and their limits to which they would stand.

Just like a regular health insurance. Pray you never have complications. When the bills start going haywire, insurance will dump you stating terms you don’t understand. In most cases, you still live with a debt close to a mortgage.

Again, there are extremes but your odds of sailing through is very high and most people are doing just that.

People survived the recession and came out strong. Debt and even bankruptcy is part of the financial system in America, it is not death sentence just be aware of your choices. Health complications is a problem everywhere including Nigeria, you even need more prayers in Nigeria. We have seen health issues totally turn some people into paupers in Nigeria. Good luck getting any form of decent treatment with no cash at hand.

CoronaVirusPro:
How long do those programs last.

You know what will really give you an idea, check how many houses under foreclosed in YOUR county. You think they don’t all know about those programs. They do and their limits to which they would stand.

Just like a regular health insurance. Pray you never have complications. When the bills start going haywire, insurance will dump you stating terms you don’t understand. In most cases, you still live with a debt close to a mortgage.

CoronaVirusPro:
The false narrative that there is a better life somewhere. Do you think Nigerians who travel abroad say the truth. 90% don’t. You can only know when you join them.

That narrative as led many astray. Some people cannot stay where some Nigerians reside reside in UK and US based on where they currently live in Nigeria. But that mentality that once you travel abroad, you are living big is fiction.

It’s an everlasting race. You just have to keep running or you will hit the street. Losing a job is like a death sentence, cos it will over if you don’t pick another one fast enough.

You won’t really understand. Experience is the best teacher.

So, it's Nigerians living in Nigeria that always say the truth?!!

You have tried and continued to fail to make your point because there is really no point.

Anyone who thinks money flows freely abroad is the one you are referring to, and such people are not serious.

Debt abroad is largely down to lifestyle choices... I know this largely from experience.

My cousins and close friends paid off their housing mortgages within 10 years by being strict and disciplined about money... Today, they are balling.

Indians even live communally and build wealth abroad... It's about mastering the system and staying financially prudent.

Those who go abroad and choose to live like kings and Queens are the ones that get into trouble.


Please, stop lying and pushing false narratives.

Some people even earn high wages yet live cheaply with high savings! I have proof of this.

How many can earn high in Nigeria for starters?!@

Where are the opportunities in Nigeria for high incomes?!!

I already asked. How many Nigerians working good jobs can even dream of owning homes?!!


Someone abroad can save as low as 500 Dollars monthly which can become a tidy sum in 2 years. That person can choose to use it to build or buy real estate when converted to Naira.

How many of their Nigerian counterparts can achieve that in the same time frame?!!



Bro, this is not an argument you can win... Please, stop!!!

TimeManager:
https://www.vanguardngr.com/2025/04/everything-is-not-money-nurse-on-leaving-us-to-seek-quality-life-in-nigeria/

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She might not tell you all the main reason for her relocating back to Nigeria and nobody knows if she's from an influential family that can easily support her.
It's just like saying DJ Cuppy is returning back to Nigeria.
Everyone has their own life goal and it shouldn't be a yardstick to judge one's success.
Humans are very self centred and especially 9ja people. They will never really tell you the main source of their wealth rather they will use you to gain more through mentoring programmes.

lagonovo:
Again, there are extremes but your odds of sailing through is very high and most people are doing just that.

People survived the recession and came out strong. Debt and even bankruptcy is part of the financial system in America, it is not death sentence just be aware of your choices. Health complications is a problem everywhere including Nigeria, you even need more prayers in Nigeria. We have seen health issues totally turn some people into paupers in Nigeria.

You are right.why I stated that, you will always be on your toes. You just have to keep running.

KingRSHD2:
U are actually describing wherenu are living.


Is it everybody living in such getto area of yours

The late legislation from Anambra that was kidnapped and Major General Tsiga (Rtd) all the live for ghetto abi ??
A country where even a whole army Generals are not safe then who is safe ?? Even Generals