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Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria - Travel (5) - Nairaland

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Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Ituobaroanthony: 2:28am On Apr 08, 2025
TimeManager:
I can't agree more, a lot of Nigerians abroad are seeking to return home. If Trump will not give you peace of mind, why not carry your load and return to Daddy Tinubu.
And if anyone knows her, please give her my contacts or tell her to dm me, she's going to be a good ambassador for brand Nigeria. Her accomodation and job will be covered upon return. Let's encourage one another, God bless Nigeria.



-Kiss the truth!
How many people have you helped in your family and outside your family? Cos she came back from America, you done dey find pussy wey you wan quash. Double standard humans. You done give your relatives and friends work and accommodation? Ozuor!
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Nobody: 2:29am On Apr 08, 2025
Angelfrost:
So, it's Nigerians living in Nigeria that always say the truth?!!

You have tried and continued to fail to make your point because there is really no point.

Anyone who thinks money flows freely abroad is the one you are referring to, and such people are not serious.

Debt abroad is largely down to lifestyle choices... I know this largely from experience.

My cousins and close friends paid off their housing mortgages within 10 years by being strict and disciplined about money... Today, they are balling.

Indians even live communally and build wealth abroad... It's about mastering the system and staying financially prudent.

Those who go abroad and choose to live like kings and Queens are the ones that get into trouble.


Please, stop lying and pushing false narratives.

Some people even earn high wages yet live cheaply with high savings! I have proof of this.

How many can earn high in Nigeria for starters?!@

Where are the opportunities in Nigeria for high incomes?!!

I already asked. How many Nigerians working good jobs can even dream of owning homes?!!


Someone abroad can save as low as 500 Dollars monthly which can become a tidy sum in 2 years. That person can choose to use it to build or buy real estate when converted to Naira.

How many of their Nigerian counterparts can achieve that in the same time frame?!!



Bro, this is not an argument you can win... Please, stop!!!
You did not point out the lies. Just state where I lied and will throw fact at you.

Do you outrightly own your home in the US after paying it off? Why you will forever keep running. Cos it can be taken away from you if you default or taxes go haywire.

How about health unforeseen health complications? Do you have an idea how low it can take you? How many peeps got exclusive health insurance that could hold a million dollars?

Why if you hold much in the country and winning, you keep running till you stop breathing.

You own nothing! As a matter a fact, it is a business yo wait for people to get broke so you can scoop their homes cheap.

The system is built to make you keep running. A successful person in Nigeria is happier and more at peace than 90% of Americans irrespective of Nigerias economic woes.

Do you even know that system, I can take you deeper. It’s a structure I have studied for long. Illusion that you winning and own it when you own nothing!
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by tunapawizzy: 2:30am On Apr 08, 2025
123yes:
It is lazy people that relocates abroad for better life. People are making more money here than those living abroad. All the properties, companies scattered all over Nigeria, Lagos, pH, kano, Kaduna, Enugu , Onitsha, Abuja etc. How many of them are owned by people living abroad.
Those properties scattered all over Nigeria, Lagos, pH, kano, Kaduna, Enugu , Onitsha, Abuja etc. what percentage of Nigerians living in Nigeria own those properties? YOu dey see properties owned by very few in the midst of plenty people struggling to rent and u think that is positive.

Home ownership rate in Niaja is about 25%, In the US it is about 65%.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by MatrixCircle: 2:32am On Apr 08, 2025
Angelfrost:
Those who can't japa and are giving themselves hope in Nigeria won't understand this.

Most relocations out of Nigeria by adults are done with the main aim of securing that American, British or European Citizenship.

Once that is done, staying back over them becomes purely optional.
Na so, the once in Uk immediately they get thier ILR they will hide it and be deceiving people on social media how I relocated back to start a farm or business in Nigeria, while they have already spent 5 yrs in Uk collect papers and go back dey make deceptive noise. One leg in one leg out.
The Nurse should tell us how long she stayed in U.S, that's equal to U.S passport. Come dey deceive people.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Fujiyama:
CoronaVirusPro:
Trust me, you won’t appreciate that peace till you find yourself a position where you have to keep running.
^^^
The question is this: do the majority of us here in Nigeria really have peace? Or do we just have different problems?

Yes, the US system does keep you running. But the Nigerian system keeps you running too - its just that its a different kind of running.

The USA isn't anywhere near a model to hold up as a template for balanced, fulfilled living. That country is actually living on borrowed time. But in the US there is still a system that has some rules at least. You just have to know what those rules are.

Nigeria also has a 'system'...but the capriciousness of that system will upend you one time, every time.

I have some simple rules I try to live by here in Nigeria: avoid with all your might, anything that will take you to the police station, the courtroom or the medical emergency room. The odds are against you from the get go. Avoid these places and one may, one just may get the peace we are all looking for.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Nobody: 2:37am On Apr 08, 2025
Fujiyama:
^^^
The question is this: do the majority of us here in Nigeria really have peace? Or do we just have different problems?

Yes, the US system does keep you running. But the Nigerian system keeps you running too - its just that its a different kind of running.

The USA isn't anywhere near a model to hold up as a template for balanced, fulfilled living. That country is actually living on borrowed time. But there is still a system that has some rules at least. You just have to know what those rules are.

Nigeria also has a 'system'...but the capriciousness of that system will upend you one time, every time.

I have some simple rules I try to live by here in Nigeria: avoid will all your might, anything that will take you to the police station, the courtroom or the medical emergency room. The odds are against you from the get go. Avoid these places and one may, one just may get the peace we are all looking for.
Let me use a cheap example- Having a home in Nigeria will give you life time security. In the US, you can buy a million dollar house today cash down, and lose it within a year just because you you failed to pay property tax.

Have you heard where hospital collected someone’s house in Nigeria? In the US, when your debt is passed to collectors, a lien is coming for your house.

Have seen a Nigeria student heavily indebted to the system for studying Engineering or medicine? It’s a norm in the US. It a system than cannot give you peace of mind even when you try to fake it. Even while sleeping, you running.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Angelfrost(m): 2:41am On Apr 08, 2025
CoronaVirusPro:
You did not point out the lies. Just state where I lied and will throw fact at you.

Do you outrightly own your home in the US after paying it off? Why you will forever keep running. Cos it can be taken away from you if you default or taxes go haywire.

How about health unforeseen health complications? Do you have an idea how low it can take you? How many peeps got exclusive health insurance that could hold a million dollars?

Why if you hold much in the country and winning, you keep running till you stop breathing.

You own nothing! As a matter a fact, it is a business yo wait for people to get broke so you can scoop their homes cheap.

The system is built to make you keep running. A successful person in Nigeria is happier and more at peace than 90% of Americans irrespective of Nigerias economic woes.

Do you even know that system, I can take you deeper. It’s a structure I have studied for long. Illusion that you winning and own it when you own nothing!
Let's assume you are right, and they don't own it despite paying off the mortgage... Did you also miss the part where I mentioned they also own properties in Nigeria?!!

Do some research... There is hardly a Japarian earning well abroad that doesn't own at least a property in Nigeria. Matter of fact, they and politicians are the ones truly balling in this country.

You have failed to answer my question... How many Nigerians working hard and legitimately can afford to own houses in Nigeria?!! How many?!!

Some young men with plots of land in Nigeria actually obtained them by inheritance, which more than likely passed down 4 generations.


There can be no arguments sir.

Anybody working and earning well above average abroad can own properties back here, but the same can never be said about those in Nigeria.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Angelfrost(m): 2:45am On Apr 08, 2025
tunapawizzy:
Those properties scattered all over Nigeria, Lagos, pH, kano, Kaduna, Enugu , Onitsha, Abuja etc. what percentage of Nigerians living in Nigeria own those properties? YOu dey see properties owned by very few in the midst of plenty people struggling to rent and u think that is positive.

Home ownership rate in Niaja is about 25%, In the US it is about 65%.
What do you mean by 25%?!! Maybe you are adding inherited ones. grin

I doubt that number is up to 15% tbh.

If not for those abroad sending money to develop and build, it would have been far worse.


Na people wey never chop belleful under Tinubu wan build or buy house?!!
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Fujiyama: 2:46am On Apr 08, 2025
CoronaVirusPro:
A successful person in Nigeria is happier and more at peace than 90% of Americans irrespective of Nigerias economic woes.
^^^
That's the whole point. How many Nigerians are 'successful'? (I am assuming we are talking here about financial success)...

Its a numbers game - and the numbers don't lie. Nigeria and India were going head to head a few years ago for the title of 'poverty capital of the world'. undecided How do we then get to the point where comparisons are being made between 'successful' Nigerians and 90% of United states nationals? It doesn't compute.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Nobody: 2:50am On Apr 08, 2025
Angelfrost:
Let's assume you are right, and they don't own it despite paying off the mortgage... Did you also miss the part where I mentioned they also own properties in Nigeria?!!

Do some research... There is hardly a Japarian earning well abroad that doesn't own at least a property in Nigeria. Matter of fact, they and politicians are the ones truly balling in this country.

You have failed to answer my question... How many Nigerians working hard and legitimately can afford to own houses in Nigeria?!! How many?!!

Some young men with plots of land in Nigeria actually obtained them by inheritance, which more than likely passed down 4 generations.


There can be no arguments sir.

Anybody working and earning well above average abroad can own properties back here, but the same can never be said about those in Nigeria.
You are right about that. That is probably the line the lady towed after facing the reality. The moment you realize the system, you will start thinking home.

So people blaming the lady have no idea. If you see someone who has been in the US for a decade, he was running for a decade.

That system has no pity irrespective of your condition. A system where someone’s failure is a business/profession for others. People just waiting for you to fail.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Angelfrost(m): 2:54am On Apr 08, 2025
CoronaVirusPro:
Let me use a cheap example- Having a home in Nigeria will give you life time security. In the US, you can buy a million dollar house today cash down, and lose it within a year just because you you failed to pay property tax.

Have you heard where hospital collected someone’s house in Nigeria? In the US, when your debt is passed to collectors, a lien is coming for your house.

Have seen a Nigeria student heavily indebted to the system for studying Engineering or medicine? It’s a norm in the US. It a system than cannot give you peace of mind even when you try to fake it. Even while sleeping, you running.
You are laughably eulogizing a welfare system that has been run down with absolutely nothing to show for it.

Where did the subsidy and welfare system take Nigeria to?!! What did Nigerians truly benefit from such system?!!

You speak of peace of mind... I ask yet again, how many Nigerians are financially secure today?!!

I challenge you to bring the figures (I have done the research). undecided

Remove subsidy in most things (yes, fuel and electricity are still being subsidised partially), and watch the nation descend into desolation in less than a week.

The advantage you claim Nigeria has over America is being enjoyed by less than 15% of a population of over 250 Million people.

So, what peace of mind are you really talking about sir?!!

The peace of mind of financial security and stability solely enjoyed by a fraction of the population which are mostly corrupt criminals, their business cronies, and few others?!!

Imagine what would have happened if people abroad were not dutifully sending money to their families from their work abroad... Just imagine it!

The facts and figures don't lie!

So, what really is the basis of your comparison since page 1 of this amusing thread?!! tongue
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Nobody: 2:55am On Apr 08, 2025
Fujiyama:
^^^
That's the whole point. How many Nigerians are 'successful'? (I am assuming we are talking here about financial success)...

Its a numbers game - and the numbers don't lie. Nigeria and India were going head to head a few years ago for the title of 'poverty capital of the world'. undecided How do we then get to the point where comparisons are being made between 'successful' Nigerians and 90% of United states nationals? It doesn't compute.
90% of Americans are not secured. Forget those TikTok videos or American movies. Forget the lifestyle they live. It’s a norm based on the credit system.

Having house in Nigeria is a win. It’s a security. Whether in Sango or Ikorodu. Our medical bills are expensive but not astronomically inflated.

Those things don’t exist in the US. Owning a million dollar house is not security. A medical bill can send you to the street. Student debt can hunt you for a decade plus.

Let me conclude my point, you will never appreciate what you have until you lose it.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Kenn55: 2:56am On Apr 08, 2025
CoronaVirusPro:
You doing it unknowingly but you playing smart. Credit is very good if you certain about your plan and game. Cos the moment it fails, the bank will be smiling to the bank.

You know like that adage, if you must eat the devil, use a long spoon, but abstinence is best cos the repercussions burns hard
Why do some of you make stupid arguments for the sake of arguments. You have agreed that credit is good so why have you been ranting?
If an idiot misuses the credit system to damage himself, is it the fault of the system or the person?

A system has been put in place for people who are not rich to use wisely and better their life. It is not compulsory to use credit so I don't understand the brouhaha.

I'm getting close to living in the west for a decade yet I haven't owned a brand new car not cos I can't walk into a dealership to finance one but cos I don't finance liabilities which I consider a car to be, I instead finance assets. I know with time, I'll own a brand new car but time never reach, I'm not in a hurry.

I have seen some people who drive brand new Mercedes cos they can finance it, paying ridiculous money monthly so they can do big man for us in church. i have seen someone who used money from his line of credit to throw a big party in Nigeria to appear rich etc. When kasala burst, will it be the fault of the system that they were stupid or their fault?

I saw an emerging opportunity with morderna and I capitalized cos I had access to credit. There are smart guys in Nigeria who can't capitalize on oportunnities cos they lack access to credit. There are people who have been renting a house in Lagos for over 20 years cos they just can't afford to own one, if 20 years ago, they were offered a mortgage, wouldn't they have finished paying for it while still living in it and enjoying it?

If billionaires still leverage on credit even when they can generate cash to fund their businesses, why can't we leverage credit to build our assets?

Brother, credit is the best thing after slice bread. If you are not disciplined or financially literate enough to effectively use it to your advantage, it is on you and not the system.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Angelfrost(m): 2:57am On Apr 08, 2025
CoronaVirusPro:
You are right about that. That is probably the line the lady towed after facing the reality. The moment you realize the system, you will start thinking home.

So people blaming the lady have no idea. If you see someone who has been in the US for a decade, he was running for a decade.

That system has no pity irrespective of your condition. A system where someone’s failure is a business/profession for others. People just waiting for you to fail.
Of course, it is a brutal world out there that eats up the gullible and financially naive.

Isn't that the whole purpose of relocating for most Nigerians?!!

Gone are the days when people relocate with no plans to return... The idea is to go there, secure as much money as you can earn, get the citizenship, and relocate funds and eventually yourself back to your country.

Why would any adult born and raised in Nigeria want to retire and die abroad?!! Except he has nothing waiting on him back here.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Nobody: 3:03am On Apr 08, 2025
Angelfrost:
You are laughably eulogizing a welfare system that has been run down with absolutely nothing to show for it.

Where did the subsidy and welfare system take Nigeria to?!! What did Nigerians truly benefit from such system?!!

You speak of peace of mind... I ask yet again, how many Nigerians are financially secure today?!!

I challenge you to bring the figures (I have done the research). undecided

Remove subsidy in most things (yes, fuel and electricity are still being subsidised partially), and watch the nation descend into desolation in less than a week.

The advantage you claim Nigeria has over America is being enjoyed by less than 15% of a population of over 250 Million people.

So, what peace of mind are you really talking about sir?!!

The peace of mind of financial security and stability solely enjoyed by a fraction of the population which are mostly corrupt criminals, their business cronies, and few others?!!

Imagine what would have happened if people abroad were not dutifully sending money to their families from their work abroad... Just imagine it!

The facts and figures don't lie!

So, what really is the basis of your comparison since page 1 of this amusing thread?!! tongue
As of date, Nigerians are happier, secured and more fulfilled people. You talk about 15% of Nigerians being able to live the life I stated, how many Americans have $10,000 reserved cash in their bank account- you won’t want to Google that. What percentage of Americans are living pay check to check.

Nigerians buy and own security. They pay to study and graduate without debt. At 25, they don’t have the chains of debt on their neck. Can you say same about the US?

Where I can live a luxurious life in debt and lose it all the next year after paying massive interest while the going was good.

Sir, I know that system too well. I mean really well. At some point, I derived pleasure studying the system and why I no so much about it. Even the loop holes.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Nobody: 3:11am On Apr 08, 2025
Angelfrost:
Of course, it is a brutal world out there that eats up the gullible and financially naive.

Isn't that the whole purpose of relocating for most Nigerians?!!

Gone are the days when people relocate with no plans to return... The idea is to go there, secure as much money as you can earn, get the citizenship, and relocate funds and eventually yourself back to your country.

Why would any adult born and raised in Nigeria want to retire and die abroad?!! Except he has nothing waiting on him back here.
You nailed it.

It’s a place make money and exit. Not letting health complications catch up with one in the country, and planning ahead of time to make sure, your kids don’t get soaked in debt from a young age.

All these people don’t think about. They celebrate a system that heaps a $80k debt on a young child who barely knows what he is signing up for.

You can see some of the residents already coming for my head. The truth I am throwing at them really hurting many and they just don’t want to face that reality.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Angelfrost(m):
CoronaVirusPro:
As of date, Nigerians are happier, secured and more fulfilled people. You talk about 15% of Nigerians being able to live the life I stated, how many Americans have $10,000 reserved cash in their bank account- you won’t want to Google that. What percentage of Americans are living pay check to check.

Nigerians buy and own security. They pay to study and graduate without debt. At 25, they don’t have the chains of debt on their neck. Can you say same about the US?

Where I can live a luxurious life in debt and lose it all the next year after paying massive interest while the going was good.

Sir, I know that system too well. I mean really well. At some point, I derived pleasure studying the system and why I no so much about it. Even the loop holes.
How many Nigerians are happier?!!

We have over 250 Million Nigerians living and breathing in Nigeria today... How many are not living paycheck to paycheck?!! How many can even boast of a paycheck?!!

Look at the massive number of medium and large scale businesses folding up quarterly due to low profits occasioned by horribly low sales... Why are the very happy citizens not patronising these businesses to keep them in profit?!!


You say 25 year olds are debt-free, and I challenge to bring the numbers.

What is your definition of debt free?!! Having no money borrowed or owing nothing while living from hand to mouth and depending on wealthier family and friends!

Is that what you call living?!!

America Credit system will never trap those smart enough to live prudently! This is a well known fact.

People who owe student loan debts can pay them off when they start working... That's why a lot of them don't go to college until they have worked or have started working.

The credit system is designed to lend a hand to young people and keep them from waiting too long before living well.

Only those who abuse it suffer.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Miramonica:
I wonder how she intends to cope in Nigeria. Bad everything, ranging from roads to Power supply, to healthcare system and the rest.

Well, if life tire am here, she can always run back to yankee.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Fujiyama: 3:18am On Apr 08, 2025
CoronaVirusPro:
Let me use a cheap example- Having a home in Nigeria will give you life time security. In the US, you can buy a million dollar house today cash down, and lose it within a year just because you you failed to pay property tax.
^^^
Ok.

But as long as the US person doesn't default on property taxes to begin with - there won't be any problems. That's what I said earlier about knowing what the rules are.


CoronaVirusPro:
Have you heard where hospital collected someone’s house in Nigeria? In the US, when your debt is passed to collectors, a lien is coming for your house.
^^^
While I haven't heard about hospitals collecting someone's house here in Nigeria, banks do foreclose on homes pledged as collateral - when the borrower cannot meet his obligations. It happens all the time. Not just a US thing. If I took a loan from a bank to meet medical expenses here in Nigeria and I couldn't pay back, my home would be seized if I had pledged it as collateral.

CoronaVirusPro:
Have seen a Nigeria student heavily indebted to the system for studying Engineering or medicine? It’s a norm in the US.
^^^
On this matter, you are largely right. No argument here.

CoronaVirusPro:
It a system than cannot give you peace of mind even when you try to fake it. Even while sleeping, you running.
^^^
cheesy

The system here doesn't give you peace of mind either. We are also running (sometimes literally!) here while sleeping.

Peace of mind?! The erosion of value that insecurity (from boko haramists or rogue herdsmen or bandoleros or whatever you want to call them) has caused this country would have toppled governments in other parts of the world. Just a couple of years ago I used to waybill household items to relatives across the country and the goods would be delivered same day. Nowadays, because travellers are fewer (this is also because of high fuel costs - but that's a story for another day) these goods are sometimes delivered 4 to 5 days later. I asked why and found out that people have readjusted their risk profiles. As the head of one household once said to his children who wanted to go on an unnecessary road trip: "We don't pay ransom in this family".

Nigeria is not an easy place to live.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by shinaola21(m):
🌺

Yes it not about the money after she don make a lot of money over there...

Owo ni koko ooo
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by spiceadole(f): 3:22am On Apr 08, 2025
Agbegbaorogboye:
If she's really a registered nurse, getting a good paying job won't be difficult for her in Nigeria
At least by Nigerian standards
There's a dearth of top level professionals in Nigeria's health sector
You don't know what's happening in Nigeria.
The govt is not employing
The private setting prefers quacks called Auxiliary nurses because they are cheaper..20-50k salary a month.
She will learn lessons in few months
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Nobody: 3:29am On Apr 08, 2025
Fujiyama:
^^^
Ok.

But as long as the US person doesn't default on property taxes to begin with - there won't be any problems. That's what I said earlier about knowing what the rules are.




^^^
While I haven't heard about hospitals collecting someone's house here in Nigeria, banks do foreclose on homes pledged as collateral - when the borrower cannot meet his obligations. It happens all the time. Not just a US thing. If I took a loan from a bank to meet medical expenses here in Nigeria and I couldn't pay back, my home would be seized if I had pledged it as collateral.



^^^
On this matter, you are right. No argument here.



^^^
cheesy

The system here doesn't give you peace of mind either. We are also running (sometimes literally!) here while sleeping.

Peace of mind?! The erosion of value that insecurity (from boko haramists or rogue herdsmen or bandoleros or whatever you want to call them) has caused this country would have toppled governments in other parts of the world. Just a couple of years ago I used to waybill household items to relatives across the country and the goods would be delivered same day. Nowadays, because travellers are fewer (this is also because of high fuel costs - but that's a story for another day) these goods are sometimes delivered 4 to 5 days later. I asked why and found out that people have readjusted their risk profiles. As the head of one household once said to his children who wanted to go on an unnecessary road trip: "We don't pay ransom in this family".

Nigeria is not an easy place to live.
Nigeria is messed up and I agree. The system has some peculiar things that will make you miss the country. It’s not all bad.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Kenn55: 3:42am On Apr 08, 2025
CoronaVirusPro:
You nailed it.

It’s a place make money and exit. Not letting health complications catch up with one in the country, and planning ahead of time to make sure, your kids don’t get soaked in debt from a young age.

All these people don’t think about. They celebrate a system that heaps a $80k debt on a young child who barely knows what he is signing up for.

You can see some of the residents already coming for my head. The truth I am throwing at them really hurting many and they just don’t want to face that reality.
First of all, America is not the only western country. Canadian and European kids aren't saddled with those kind of debt. Even me that arrived as a bloody immigrant, I went back to school using government grant which luckily covered all my schoo fees. I didn't pay a dime for my school fees.

My kids have funds which I and the government contribute to and it is invested. It will mature at the time they are going to university. If they decide not to go to university or college, the government will take back the money they have contributed for them over the years and I'll take back mine at that time. By the time my kids are due for university, there would be enough money for their school, if more is still needed, then government grants can cover the rest. I don't need to worry about their school I have done my part.

Some people won't take this serious but will be wasting money on frivolities but when the time comes, they start blaming the system for their woes. I'm sure there are also ways in America but some people wouldn't plan well

The reason why I'm taking time to respond to you cos I want to cure your ignorance. Unfortunately a lot of people open their mouth to talk when they don't have a full understanding of what they are talking about.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by 7demons: 3:44am On Apr 08, 2025
Angelfrost:
Chief, I am well grounded in the way of life in Nigeria and Abroad...!

I know both systems intimately.

You are still talking and speaking for less than a fraction of Nigerians.

If you subsidise the Japa path by over 40% today, you will have no health care, engineering and other professionals left in Nigeria! Facts!

Even your universities will be devoid of lecturers.


Now, regarding the credit system abroad, it's still a working system with a way around it for anyone with good financial intelligence.

It was designed to give the average working American a chance at living a good life which is not bad.

It's just like an average wage earner in Nigeria being able to own a car by paying a fraction every month over 3 years... That's making lives better.


Those who suffer high debts are those lacking discipline with regards to spending through Credit limits


See bro, I don't prefer one system to the other, but claiming that absence of credit in Nigeria is better since it keeps most citizens debt-free is overreaching.


Your low tax net in Nigeria is not an advantage please... It is part of what makes the nation backward, coupled with corruption and poor leadership.
I no know say you get sense like this o??
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by miketayo(m): 3:49am On Apr 08, 2025
DaddyCoool:
It's just NOT for her. Doesn't mean it can't be for you!



How about you have all those things BUT you're losing your mind? You're thinking, "At least in Nigeria I was NOT going crazy"
Christ said it best: "What does it profit a man..."
What she is complaining about, is similar to what's in Nigeria. Or am I missing something
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Fujiyama: 3:50am On Apr 08, 2025
CoronaVirusPro:
90% of Americans are not secured. Forget those TikTok videos or American movies. Forget the lifestyle they live. It’s a norm based on the credit system.
^^^
And 90% of Nigerians are secure? cheesy

I very rarely watch tik tok - and I haven't watched any movies in years. I make my assessments on real world experience. I have nothing against the credit system per se - just like the offside trap in football, it can be beaten.

Choices. As they say: choose your hard.

CoronaVirusPro:
Having house in Nigeria is a win. It’s a security. Whether in Sango or Ikorodu.
^^^
Yes...but what are home ownership rates in Nigeria compared to other countries? Someone on this thread said home ownership rates in Nigeria stand at 25% vs the USA's 65%. Let's start the discussion from there.

CoronaVirusPro:
Our medical bills are expensive but not astronomically inflated.
^^^
This is why I didn't want to use the US as a standard. It is the last 'first world' country to adopt a universal health insurance scheme - and there is still virulent opposition to the scheme as we speak. There are far better examples in other countries of cost effective yet relatively efficient public healthcare schemes - and what we have here in Nigeria doesn't come even come close to those working systems.

CoronaVirusPro:
Owning a million dollar house is not security. A medical bill can send you to the street. Student debt can hunt you for a decade plus.
^^^
The one thing I will agree with you on here is student debt. Other than that, Nigeria doesn't offer any better alternatives to the admittedly broken US system.

CoronaVirusPro:
Let me conclude my point, you will never appreciate what you have until you lose it.
^^^
This is true as a general life lesson. But in the case of this returnee nurse - you have to dig deeper.

This woman has options. She has a measure of financial wealth from her savings (after working for years in the US) and she also has the flexibility of a second passport (and a quite powerful one at that). Most Nigerians do not have these options.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by miketayo(m): 3:51am On Apr 08, 2025
CoronaVirusPro:
Nigeria is messed up and I agree. The system has some peculiar things that will make you miss the country. It’s not all bad.
Yes food, but I don't the can find solution to the other problems in Nigeria.
Nigerians work as hard as any other nationality probably harder plus in hard conditions.
RN in US and 9ja is different.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Nobody: 3:53am On Apr 08, 2025
Kenn55:
First of all, America is not the only western country. Canadian and European kids aren't saddled with those kind of debt. Even me that arrived as a bloody immigrant, I went back to school using government grant which luckily covered all my schoo fees. I didn't pay a dime for my school fees.

My kids have funds which I and the government contribute to and it is invested. It will mature at the time they are going to university. If they decide not to go to university or college, the government will take back the money they have contributed for them over the years and I'll take back mine at that time. By the time my kids are due for university, there would be enough money for their school, if more is still needed, then government grants can cover the rest. I don't need to worry about their school I have done my part.

Some people won't take this serious but will be wasting money on frivolities but when the time comes, they start blaming the system for their woes. I'm sure there are also ways in America but some people wouldn't plan well

The reason why I'm taking time to respond to you cos I want to cure your ignorance. Unfortunately a lot of people open their mouth to talk when they don't have a full understanding of what they are talking about.
Europe is not on the table. The topic stated US
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Edusouls(m): 3:54am On Apr 08, 2025
franchasng:
There is no husband in Nigeria, Tinubu's destroyed economy has rendered many young men financially useless, so dear Miss Okoli, I hope you are ready to be the breadwinner of your marriage? No sensible, ambitious man will even take you serious after hearing about your irrational decision borne out of laziness, foolishness and stupidity.


That husband that made you leave United States of America where Nursing professionals are highly rewarded to come back to labor foolishly in Nigeria without first setting up a thriving business or investment to fall back on should things go south, you may not find one because most of them are struggling to survive Tinubu's harsh economy.


Time will teach you a hard lesson.

That small dollar you saved that is making you feel like you can survive Tinubu's damaged economy will soon finish, na today? You go soon start Lekki/VI hookup for survival, time will tell.


I suspect she is a lazy girl looking for an easy way out of life, a waste to her family and community that she ought to have helped working in the US as a Nurse angry
calm down is not like that bro, the whole Nigeria is not dead I understand ur points but u have to look at it from another perspective that USA don get k leg I mean serious one
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by miketayo(m): 3:56am On Apr 08, 2025
CoronaVirusPro:
As of date, Nigerians are happier, secured and more fulfilled people. You talk about 15% of Nigerians being able to live the life I stated, how many Americans have $10,000 reserved cash in their bank account- you won’t want to Google that. What percentage of Americans are living pay check to check.

Nigerians buy and own security. They pay to study and graduate without debt. At 25, they don’t have the chains of debt on their neck. Can you say same about the US?

Where I can live a luxurious life in debt and lose it all the next year after paying massive interest while the going was good.

Sir, I know that system too well. I mean really well. At some point, I derived pleasure studying the system and why I no so much about it. Even the loop holes.
You don't need 10k in your account to be comfortable in US.
They run a credit system so they still have access to many things we call luxury in 9ja.
Anybody paying rent and earning below 200k as a single person now is broke. How many people in 9ja earns above 200k as a single person. Now add the married ones with kids.
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by OChimex: 3:59am On Apr 08, 2025
CoronaVirusPro:
Trust me, you won’t appreciate that peace till you find yourself a position where you have to keep running.

The American system will put you on your toes.
By choice, at least it gives you other opportunities not to be on your toes. Which Nigerian system doesn't. Forces you to be on your toes without a choice
Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by olaniyilukman(m): 4:03am On Apr 08, 2025
TimeManager:
I can't agree more, a lot of Nigerians abroad are seeking to return home. If Trump will not give you peace of mind, why not carry your load and return to Daddy Tinubu.
And if anyone knows her, please give her my contacts or tell her to dm me, she's going to be a good ambassador for brand Nigeria. Her accomodation and job will be covered upon return. Let's encourage one another, God bless Nigeria.



-Kiss the truth!
useless man, have you helped the one at home...
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