₦airaland Forum

GeneralDae:
Lol. Your arguments are usually funny to me. You are the type that argues that white is black even when you see it clearly that it is white.
You are saying Ghana is a bigger fintech player than a country that hosts the likes of Flutterwave, Opay, Paga, Palmpay, Moniepoint, etc.
Only Kenyan Mpesa (which is a monopoly) can rub shoulders with any of these.
Stop smoking early in the morning 🤣

I do not need to attack you personally, I observed you are decorum with your choice of words therefore no need to attack your personality even if you fumble this time .

Straight to the point , there are many fintech payment in GH. From the likes of Ghanapay , zeepay, kowri , expreespay etc and many options I can't remember for now.. I am aware Ghana has about 200 company in the fintech landscape. Ranging from digital credit entities to remittances and transfer platforms.


Though based on volume of transactions, Nigeria might have an edge due to population. But we are taking about a 30 million population doing about 200 billion dollar volume transactions that is about 3.1 trillion GHC

vaxx:
I do not need to attack you personally, I observed you are decorum with your choice of words therefore no need to attack your personality even if you fumble this time .

Straight to the point , there are many fintech payment in GH. From the likes of Ghanapay , zeepay, kowri , expreespay etc and many options I can't remember for now.. I am aware Ghana has about 200 company in the fintech landscape. Ranging from digital credit entities to remittances and transfer platforms.


Though based on volume of transactions , Nigeria might have a bigger edge but when it comes to success of the

but when it comes to the success of the kini? Ur brain don hibernate?😁

vaxx:
I do not need to attack you personally, I observed you are decorum with your choice of words therefore no need to attack your personality even if you fumble this time .

Straight to the point , there are many fintech payment in GH. From the likes of Ghanapay , zeepay, kowri , expreespay etc and many options I can't remember for now.. I am aware Ghana has about 200 company in the fintech landscape. Ranging from digital credit entities to remittances and transfer platforms.


Though based on volume of transactions , Nigeria might have a bigger edge but when it comes to success of the

What exactly are you saying? I am listing African unicorns in the Fintech space and you are telling me about Ghanapay and Zeepay? What da fvck.

GeneralDae:
What exactly are you saying? I am listing African unicorns in the Fintech space and you are telling me about Ghanapay and Zeepay? What da fvck.

Ogbeni, hubtel, zeepay are rising giant.


At least evidence has shown MTN Ghana ( Momo) is a successful fintech company . And when it comes to Giant, only the likes of mpesa come close in subsharan Africa

theenchanter:
but when it comes to the success of the kini? Ur brain don hibernate?😁

yours is shutting down ( a small country of about 30 million is doing about 200 million dollars transaction

vaxx:
Ogbeni, hubtel, zeepay are rising giant.


At least evidence has shown MTN Ghana ( Momo) is a successful fintech company . And when it comes to Giant, only the likes of mpesa come closed in subsharan Africa

calm down. Breath in, breath out. Relax.

Ur brain is working beyond it's capacity and it's overheating. Just rest. Tomorrow is another day.

vaxx:
yours is shutting down ( a small country of about 30 million is doing about 200 million dollars transaction

congratulations.

theenchanter:
calm down. Breath in, breath out. Relax.

Ur brain is working beyond it's capacity and it's overheating. Just rest. Tomorrow is another day.

I can't argue about your description, you know yourself more than vaxx

theenchanter:
congratulations.

it is about learning from the best ogbeni

vaxx:
I can't argue about your description, you know yourself more than vaxx

I'm not the one running around with hot air blazing out of d anus like a rocket.😂

vaxx:
it is about learning from the best ogbeni

which is Ghana fintech ecosystem, I I get it.

theenchanter:
which is Ghana fintech ecosystem, I I get it.

the regulative framework. That is if your bra..in is still functioning.

vaxx:
the regulative framework. That is if your bra..in is still functioning.

ok.

[quote author=POKUASI2 post=135463041][/quote]Uneducated buf*foon did you see 138 Nigerian or you saw Nigerien ? 😂🤣

You should have taken your education serious

Lagos City

Lasgidi

Lagos - World’s fastest growing tech city in 2025. A fintech powerhouse.

https://nairametrics.com/2025/05/22/lagos-emerges-the-worlds-fastest-growing-tech-city-in-2025/

GeneralDae:
MTN is a monopoly in Ghana especially with the mobile payment there which worked. They couldn’t dominate with mobile payments in Nigeria amongst the middle class and rich because the middle class/ rich already had several fintech options. MTN have also been closely matched by Airtel and Glo all through their history in Nigeria and are now more closely marked by Airtel.

they dominated the market with great service provision

Mobile Money transaction for the first 4 months of 2025 has already hit 120 billion dollars.
Neither Kenya or Nigeria will get close this year

Nominal GDP 1.4 trillion cedis (120 billion dollars)
Total public debt .... ( 49 billion dollars)
Debt to GDP - 47%
Remittance - 7 billion dollars
Trade Sur*plus - 4.7% of GDP

Total export Jan- April ( 16 billion dollars *60% up)

If the BOG does not intervene, we might end June with the Cedi at 5 to a dollar

The day he said Ghana launched the first TV station in Africa na that day I comot mind.

GeneralDae:
It’s crazy 😊😆

Just40:
they dominated the market with great service provision

Even at that , it is not a completely monopolize market like it happens in some other countries.


Close to two hundred thousand Ghanaian owns a share with MTN.

Gh might actually be the largest cocoa producing country in the world. most of the cocoa exported in ivory coast are from Gh.

A typical example is this news today .

Will the cedis fall anytime soon? Well, with this new policy, if all hands are on deck, I don't see it happening now.

A dollar may be traded for 5 cedis soon

vaxx:
Will the cedis fall anytime soon? Well, with this new policy, if all hands are on deck, I don't see it happening now.

A dollar may be traded for 5 cedis soon

expatiate more on this.

theenchanter:
expatiate more on this.

Banks to Hold Reserves in Original Deposit Currencies from June” means that starting in June 2025, banks will be required to keep a portion of their reserves in the same currency in which the deposits were originally made"(Bank of Ghana).

Currently, When banks receive deposits in foreign currencies (like the dollar and Euro), they might convert some of those into the local currency (e.g., Ghanaian cedi) for reserve or regulatory purposes. But the new rule is if a customer deposits dollars, the bank must hold a portion of that reserve in dollars— not cedis or any other currency.

The benefits of this policy's is too numerous for the economy stability.