₦airaland Forum

Thundafireseun:
I have never borrowed money from anyone or anywhere…

Berankis:
You don't truly know what God has done for you...
Please, keep it that way, very healthy!

Neoteny:
Ever heard of Terms of Service? No one bothers to read the small print of the agreement, else you'll see all kinds of crazy provisions as conditions for taking the loan.

Once you opt in, shouldn't complain. Otherwise stay away.

Uchesis:
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When you reason that they collect double of what they give you, will you be encouraged to repay?

tuoyoojo:
That's good to know

It's a high risk, high reward enterprise

But the interest rate of some of these loan app is really exploitative

Not to forget the unethical cyber bullying for people who fail to pay

But why person go collect money from loan app and refuse to pay sef

vetrovialMan:
Most of these loan sharks actually push people not to pay, I had 2 days to go before my loan was due for payment o, the agent called and insisted I make payment before 9am that morning but I told her I had 2 days to go and had planned to pay it on due day. These lady told me that I must pay it that day because they had updated their app and I was using the old one that's why it was still showing 2 days to go. I couldn't believe what I heard, as in how stupid did she think I am? Merely counting from the day it was disburse is enough to show how many days I had left. She started calling me a liar and I thief, that if I didn't make that payment before 9am that I would use that money to buy coffin for myself and that she dares me not to pay it. I said issorite I accept your dare. At 9 she called and refused taking her calls and she started texting me on whatsapp. The kind of curses and threats are not suited to be printed, I took screenshots and forwarded to the provided email address, with a mail complaining about the harassment. It's been 4months now and no reply and I told the last one who called to beg me to pay even if it's the initial loan without interest. I told him I won't pay it until that unruly female prints a public apology. It's been 8 months now and nothing from them.

tuoyoojo:
The question we should be asking is

Did you agree to the terms and conditions attached to collecting the loan

You agree abi you nor agree?

Like Wike would say

"Agreement is Agreement"

Uchesis:
Even Wike doesn't keep to agreement.

He promised that he would support Obi in the 2023 elections but he didn't.

Is there any politician that keeps to an agreement?


So don't use Wike as an example abeg

tuoyoojo:


Actually wike was a bad example.

Abeg don't be vex

But I believe that you got my drift

The loan was collected with a agreement of paying the exorbitant interest it's accrues.

As long as you don collect the loan willingly howbeit under serious financial pressure, you just gas pay back