₦airaland Forum

I did a business about 2 years ago outside of my 9 -5 and got reimbursed a pretty sum.

I had a plan that I started working on late last year, hoping it will materialize by mid this year but it fell through.
This week I just decided I wasn't going that line again.

I need to chart a new course by max early 2026

What's been running through my head now is
1. Japa - Leave thru the Acad route and when done, see what's next
2. Land - Buy in a good location and possibly 2 (or multiple) plots
3. House - Buy a small piece in a modest location and build 2 units of small apartment, one for rent, one for personal usage


Just decided to put this out there anonymously - If you were in my shoes which option will you choose, which will you definitely avoid and importantly why ?

To give added context.
I am single, hoping to get married next year
Past my mid 30s.


The plan I had last year was a long term lease for a guest house, which didn't go thru after so many leg work. Even though the agents are showing me other offers, I decided I do not want to go that line again - it's a lucrative business though.

I am tired of my present location and I do not think I want to continue my regular 9-5 the way it is right now for much longer.


Note, I am not in Lagos presently, so don't imagine I have crazy money for me to be talking about real estate

Build a house please., and you will thank me later quote author=questioner post=136606952]
To give added context.
I am single, hoping to get married next year
Past my mid 30s.


The plan I had last year was a long term lease for a guest house, which didn't go thru after so many leg work. Even though the agents are showing me other offers, I decided I do not want to go that line again - it's a lucrative business though.

I am tired of my present location and I do not think I want to continue my regular 9-5 the way it is right now for much longer.


Note, I am not in Lagos presently, so don't imagine I have crazy money for me to be talking about real estate[/quote]

Small house for me any time. 18 characters more to

A small house is better for you than the others to get you out of the meeting.

Please remove rental from your plan, use the money for business instead or invest in money market.

After upgrading the R&P i got last year into R&P Self contain, I still blame myself for doing it. The ROI is quite far from realisation.

One thing I know is that one is more certain than the other. It also depends on where japa will land you. Do thorough research before you make this decision. A lot of factors are involved.

Don't buy land ,you will have asset but not liquid ,the same applies to building house except you need the house urgently.

I don't support Japa(personal opinion) but it's either that or you invest .

If you want to invest ,have multiple investment,one that gives you active income and one that has long term profit .

Agu, japa if you can. Forget land and house and the people wey dey advise you on that. Japa to a good country, you'll live to bless the day you did.

depending on your level or status i would have said japa cos i already have properties.... but 40 characters don make me talk too much

Am happy people are getting wiser on this Japa thing. And before you say stories, I do have a job good abroad. Please build a house as several people already advised.

Japa ooooo

Don’t think it 2 times. Convert the money you currently have into foreign currency and see that the money you value is currently peanut. Go abroad, double your hustle and make far more money then come back and build your dream house in any posh area of your choice

Lol whatever makes you happy....


Japa no be like back in the days oh...

why not put that money in Mutual Funds account make e dey born pikin for you pending when you got the slightest idea on how best to invest it.

japa is the only way to salvation bro

10 more characters needed

Them talk say Passport 32 pages na 100k now.
One Lady in the office was like "we die here!!!!!!".

questioner:
I did a business about 2 years ago outside of my 9 -5 and got reimbursed a pretty sum.

I had a plan that I started working on late last year, hoping it will materialize by mid this year but it fell through.
This week I just decided I wasn't going that line again.

I need to chart a new course by max early 2026

What's been running through my head now is
1. Japa - Leave thru the Acad route and when done, see what's next
2. Land - Buy in a good location and possibly 2 (or multiple) plots
3. House - Buy a small piece in a modest location and build 2 units of small apartment, one for rent, one for personal usage


Just decided to put this out there anonymously - If you were in my shoes which option will you choose, which will you definitely avoid and importantly why ?

Building houses for rent, except when properly done, rarely pays on time Ooo. No go start wetin go quench for road.

be sure the area is not a new site, also be 100% certain available funds would be able to 105% complete said project until rent starts coming in.

Mind you, also ensure you set other funds aside for emergencies make your own building no enter queue of uncompleted buildings

[color=#1987BC]If you can't japa, then buy land that will likely appreciate a few years from now....forget about building house for now, just focus on real estate investment and settling down.[/color]

jaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaapa

None of those options are good. Have you ever thought about the limitation of your mind and the questions you are supposed to ask that you are not asking, which could multiply that money geometrically, right where you are, without giving a dime to anyone?

Like I said, none of the options are great, your mind is limited, cos it seems you are not seeing the other options that are even more rewarding and can help you achieve much more.

Do not ask me - Think!

If you like... don't Japa... you hear?. However, when you do. Invest properly in home. Not all those build self contain or bungalow type. Think business or long term like industrialized farming.

questioner:
I did a business about 2 years ago outside of my 9 -5 and got reimbursed a pretty sum.

I had a plan that I started working on late last year, hoping it will materialize by mid this year but it fell through.
This week I just decided I wasn't going that line again.

I need to chart a new course by max early 2026

What's been running through my head now is
1. Japa - Leave thru the Acad route and when done, see what's next
2. Land - Buy in a good location and possibly 2 (or multiple) plots
3. House - Buy a small piece in a modest location and build 2 units of small apartment, one for rent, one for personal usage


Just decided to put this out there anonymously - If you were in my shoes which option will you choose, which will you definitely avoid and importantly why ?

ignore anything land Banking (or buy now, wait and sell in the future). Land wey dey idle dey risky especially in this part of the country and that risk over increases if you're in Yoruba part of the country except you intends to fence and gate it.

But to me, buying land just to keep to sell later isn't a smart move except the funds doesn't make up to 10% of your investments

Brotherly advice, I would say you should japa since you still have lot of work on your desk. Japa through academic route is the best bet for you bro, it will pave lots of way if you know what you are doing. Then give your self max 3 years then you can think of buying a bigger land and putting out a mad structural edifice on it, marriage can come in later so that when the time comes you can beat your chest that you can wave any billing that comes your way. Cheers man

questioner:
I did a business about 2 years ago outside of my 9 -5 and got reimbursed a pretty sum.

I had a plan that I started working on late last year, hoping it will materialize by mid this year but it fell through.
This week I just decided I wasn't going that line again.

I need to chart a new course by max early 2026

What's been running through my head now is
1. Japa - Leave thru the Acad route and when done, see what's next
2. Land - Buy in a good location and possibly 2 (or multiple) plots
3. House - Buy a small piece in a modest location and build 2 units of small apartment, one for rent, one for personal usage


Just decided to put this out there anonymously - If you were in my shoes which option will you choose, which will you definitely avoid and importantly why ?

japa to the great country if you love your self. Either building mini flat or getting land won't solve issues in the long run. Japa to either UK, Canada, Germany, USA or Australia. Just japa to pro immigrants country that will help you financially here. Alot of people that japa to pro immigrants countries 5 years ago are now the one buying huge properties in Nigeria. Once you have enough money, you can buy plots of lands and also build house of your choice. Japa in academic route and rest your head small. Just give yourself a target and also pray along with it. In 3 - 5 years, you will have been silent millionaire. Japa if you have the means and the resources.

Build house oooooooooooooo
Ooooooooooooooooo

questioner:
I did a business about 2 years ago outside of my 9 -5 and got reimbursed a pretty sum.

I had a plan that I started working on late last year, hoping it will materialize by mid this year but it fell through.
This week I just decided I wasn't going that line again.

I need to chart a new course by max early 2026

What's been running through my head now is
1. Japa - Leave thru the Acad route and when done, see what's next
2. Land - Buy in a good location and possibly 2 (or multiple) plots
3. House - Buy a small piece in a modest location and build 2 units of small apartment, one for rent, one for personal usage


Just decided to put this out there anonymously - If you were in my shoes which option will you choose, which will you definitely avoid and importantly why ?

Ordinary 3.5 Million naira invested in Mutual funds with any bank gives you nothing less than 55,000 naira monthly and should you decide not to withdraw it, means in less than 1-year, monthly earnings should be more than 70,000 naira and it would continue to increase all thanks to compounding.


Except you really know what you doing, don't attempt to JAPA at all. and if you must JAPA, ensure you don't strip yourself off all you have just to JAPA so should things not turn out well, you don't get stuck after loosing it all

Napa if you are sure of your stay and can legally work or you have skills like mechanic or panel beater.

bassdow:
Building houses for rent, except when properly done, rarely pays on time Ooo. No go start wetin go quench for road.

be sure the area is not a new site, also be 100% certain available funds would be able to 105% complete said project until rent starts coming in.

Mind you, also ensure you set other funds aside for emergencies make your own building no enter queue of uncompleted buildings

one of best advice here. Japa is the solution here.

HydraFeeds:
Don't buy land ,you will have asset but not liquid ,the same applies to building house except you need the house urgently.

I don't support Japa(personal opinion) but it's either that or you invest .

If you want to invest ,have multiple investment,one that gives you active income and one that has long term profit .

What are the multiple investments he should invest in?

questioner:
I did a business about 2 years ago outside of my 9 -5 and got reimbursed a pretty sum.

I had a plan that I started working on late last year, hoping it will materialize by mid this year but it fell through.
This week I just decided I wasn't going that line again.

I need to chart a new course by max early 2026

What's been running through my head now is
1. Japa - Leave thru the Acad route and when done, see what's next
2. Land - Buy in a good location and possibly 2 (or multiple) plots
3. House - Buy a small piece in a modest location and build 2 units of small apartment, one for rent, one for personal usage


Just decided to put this out there anonymously - If you were in my shoes which option will you choose, which will you definitely avoid and importantly why ?

If in your shoes. I will build buy 2 plots of land. Build one for personal use , could build the other for rent or decide later on what to do with it. Then whatever is left of the money, I will go into business with it .

God willing , the business booms well, i will be traveling to any country of my choice later on. Japa isn't for everyone. Your happiness does matter . Imagine having enough money to go spend time in the Maldives and back, Santorini and the likes. You could even japa later as long as you have the money.

Or what's your purpose of Japa? You might want to ask yourself that too.