₦airaland Forum

Beeron:
Do you know Balanced Fund is another word for Equity?

Some Equity isn't all stocks. Stocks makes up 70% and and Fixed deposits or money market makes up the remaining 30%.

That's why when there is a fall in the stock market, Equity don't fall so deep.


However there are balanced fund that don't include stocks, shop around on cowrywise, you will see them.

That flexible to see everything is why I am using cowrywise app.

Care4:
From my experience, individual stock will give you greater gain/loss than equity within a period. The gain or loss now depends on what you invested in. Remember: equity is more like an average of the portfolio (stocks in it).
I use it as my conservative base, while individual stocks are my aggressive side for capital appreciation and dividend play.

welzyj2:
Yeah...I actually use cowrywise for trustbanc mmf at the moment

I actually want a balanced fund with a bit of equity...max 30% just to increase earnings better than mmf

Beeron:
What you need is "United Capital Equity" on cowrywise.

Buy that, it's 60% Equity and 40% fixed income.

welzyj2:
Kindly share link to this your report.

EquityM:
https://cowrywise.com/stocks/market-summary

EquityM:
Go to the app, search for "invest," click on "mutual funds," find "equity fund," and click "subscribe."

Saybal:
which of the payment method ,I have 2 options ,paystack and wallet.

welzyj2:
Thank you

Beeron:
That's not how it works.

For instance, all my Equity trade is via cowrywise app.

Does that mean because Cardinalstone is getting patronage, we at Cowrywise won't get increased market profit too?

That's not how it works.

All Equities funds in cowrywise and that of CardinalStone follow the same price action of individual stocks on NGX, now you have chosen to protect yourself by buying into Equity which in turn buys into various types of individual stocks likely doing well on the NGX, so if you Equity is gaining, it means the underlying stocks in the Equity basket are gaining. Not the influence of CardinalStone, what CardinalStone does is to analyze with professional experience, tools and metrics to help you pick those stocks and add into your Equity basket.

Now if all goes wrong tomorrow causing a market dip, it still not CardinalStone responsible, it technically the market likely reacting to external factors, influences or unfavorable news. However, it's temporary and you are again protected by the +10-10 policy, so you don't lose much before you pull out of the market.

The reason why most folks are scared to invest in Equity on the MMF Thread is because, they want to sleep better at night and most of them have huge volume of capital in MMF hence the cognitive dissonance.

Beeron:
Simply means, you investing a certain amount of money across all your investment via cowrywise.
Bloom is 10 million and above.
Bud is less than 5 million

Arizona86:
Welcome Beeron, glad to have you join us in this thread. Kindly explain further what you meant by +10-10 policy.

Crossblueart:
From what I’ve read, Bloom customers are eligible for High Yield Naira Investments.

What types of investments are typically included, and how competitive are the rates?

welzyj2:
Bonds over mmf...im not sure if the returns will be a lot if mmf drops.

I'm actually looking to move from mmf to balanced funds. Cardinalatone balanced funds is cheaper than stanbic balanced fund.

If anyone has an idea pls share on balanced funds

EquityM:
Go to the app, search for "invest," click on "mutual funds," find "equity fund," and click "subscribe."

froshroy:
Must the address on my utility bill be exactly the same as my residential address? I tried to upgrade to tier 2 but my request was declined

EquityM:
Paystack, select transfer.

froshroy:
Must the address on my utility bill be exactly the same as my residential address? I tried to upgrade to tier 2 but my request was declined

Keith05cool:
Bro I did cardinal stone equity, did like 30k let’s see how the market goes, na u make me do am oo, we came from the other investment group

froshroy:
Must the address on my utility bill be exactly the same as my residential address? I tried to upgrade to tier 2 but my request was declined

Arizona86:
You may want to check ARM ethical fund on palmpay. It has 46.95% equities.

Care4:
From my experience, individual stock will give you greater gain/loss than equity within a period. The gain or loss now depends on what you invested in. Remember: equity is more like an average of the portfolio (stocks in it).
I use it as my conservative base, while individual stocks are my aggressive side for capital appreciation and dividend play.

playces:
Do all stocks pay dividends?

I run equity fund with ibtc but i have afriinvestor 2.0 for months, my chn and cscs number have even been ready. Can I just go ahead to buy on it?

EquityM:
120k made today, glory to God in heaven. Let's keep investing gradually, and we will see the result.

EquityM:
Another green today. Kindly check your portfolio, as it has been updated. Bearish might come tomorrow or Friday. May God bless us all. It's 2 a.m. here; I will hit the hay.

EquityM:
You can go ahead and buy any stock since you have your CSCS and CHN. Not all stock pays dividends. Make sure you research well; don't enter one chance.

Allboiz:
Please how do I view this on cardinal stone app

playces:
Pls what are the things to look out for. I'm really a newbie in stocks. My plan is to keep buying and keep for long term

Thank you

EquityM:
@Beeron, can you answer this question?