₦airaland Forum

EquityM:

That guy is spamming from his recent post I noticed here and on the mmf platform

LoriHamo:
I rebased my portfolio last week.... Cardinal Stone and Truastbanc(cowrywise) really surprised me... withdrawal was swift....

But you see Gtbank and Stanbic....I was forced to send mail walahi.....

If at least, the mail was responded to with a swift liquidation afterwards that's still ok.
I don't understand why some managers choose to employ paper or old withdrawal methods asking you to fill one form after another when that wasn't the case when you are making deposits or investments with them. The automated liquidation like Cardinal Stone and Cowrywise and Co. is still the best.

LoriHamo:
I rebased my portfolio last week.... Cardinal stone and Truastbanc(cowrywise) really surprised me... withdrawal was swift....

But you see Gtbank and Stanbic....I was forced to send mail walahi.....

Stanbic withdrawal is faster than that of cardinal stone. I have tried both. Next time u want to withdraw from Stanbic, use the website, u will receive your withdrawal within few hours.

No one beats Cardinal when it comes to liquidation.

Smattrader:
I have learned a great lesson that, in any investment, your greatest loss or failure isn't always about losing money (most probably at least the pegged +/-10 by Sec) but having your fund trapped or entangled with a manager with a frustrating and paper liquidation procedure.

Liquidation flexibility is as critical as your investment or capital.....this is why and will always respect CARDINAL STONE.

This is from my bitter experience take it or leave it; avoid manual liquidation if possible and always test every manager that's not among the top with little investment and then liquidation and see before you commit big.

EquityM:
No one beats Cardinal when it comes to liquidation.

Omo I sent CS messages to help me do global search and bring all my old stock to them which I won’t lie is not a lot. CS told me to get a million into my portfolio first before we can start talk. Omo the hustle long o

Zenith(equity) is obviously a big name in the industry but I have an issue with them using manual or old methods for liquidation.

Why should I have to fill out a form in this age of technology to liquidate? Imaoo

Bro, some fund managers prefer paper-based liquidation for record keeping, and others don't prefer it. Zenith's MMF does not have a paper liquidation; only the fixed income and equity do. It's up to you to choose whoever you want to go with. Zrosk also uses paper-based liquidation. If someone steals your phone or your email gets hacked, what would you do? There are always disadvantages and advantages for online and paper-based transactions.

Smattrader:
Zenith(equity) is obviously a big name in the industry but I have an issue with them using manual or old methods for liquidation.

Why should I have to fill out a form in this age of technology to liquidate? Imaoo

Lol. Try Meristem.

Niiade:
Omo I sent CS messages to help me do global search and bring all my old stock to them which I won’t lie is not a lot. CS told me to get a million into my portfolio first before we can start talk. Omo the hustle long o

LoriHamo:
I rebased my portfolio last week.... Cardinal stone and Truastbanc(cowrywise) really surprised me... withdrawal was swift....

But you see Gtbank and Stanbic....I was forced to send mail walahi.....

I want to go into Stanbic can you share the issue you had with them during your liquidation, what really happened and, what fund/investment ( equity or ?) you were referring to. Asking this question because I am curious and I have been hearing about how solid their liquidity is.

EquityM:
Bro, some fund managers prefer paper-based liquidation for record keeping, and others don't prefer it. Zenith's MMF does not have a paper liquidation; only the fixed income and equity do. It's up to you to choose whoever you want to go with. Zrosk also uses paper-based liquidation. If someone steals your phone or your email gets hacked, what would you do? There are always disadvantages and advantages for online and paper-based transactions.

If you observe my message deeply , you will find that paper or traditional liguidation wasn't really what I was complaining about but by position , being how swift they respond or liquidate for you. Who cares whether it is paper or even manual as far as they respond on time and make the process easy for you?

👇👇👇

This was my point
👇

I have learned a great lesson that, in any investment, your greatest loss or failure isn't always about losing money ( most probably at least the pegged +/-10 by Sec) but having your fund trapped or entangled with a manager with a frustrating and paper liquidation procedure.

Liquidation flexibility is as critical as your investment or capital.....this is why and will always respect CARDINAL STONE.

Stanbic is the biggest assest managers so far....I did withdrawal from my MMF to fund equity in SAME... Stanbic

I did that on Wednesday.....and got value into my wallet by weekend.... loosing valuable trading days and yields 😎😎😎

But Cardinal and cowrywise was faster.....

Someone suggested I use WEB any other time I want to withdraw..... that it's same day value

Smattrader:
I want to go into Stanbic can you share the issue you had with them during your liquidation, what really happened and, what fund/investment ( equity or ?) you were referring to. Asking this question because I am curious and I have been hearing about how solid their liquidity is.

LoriHamo:
Stanbic is the biggest assest managers so far....I did withdrawal from my MMF to fund equity in SAME... Stanbic

I did that on Wednesday.....and got value into my wallet by weekend.... loosing valuable trading days and yields 😎😎😎

But Cardinal and cowrywise was faster.....

Someone suggested I use WEB any other time I want to withdraw..... that it's same day value

I will hop on them now-app and Web. 👍👍

But...any info about their Equity and it's YTD figures as at today or the week?

Wishing everyone a green equity day today. 🇳🇬

No idea boss

Smattrader:
I will hop on them now-app and Web. 👍👍

But...any info about their Equity and it's YTD figures as at today or the week?

Wishing everyone a green equity day today. 🇳🇬

Bro, why is so difficult to sign up on cardinal stone?

It's giving me "error" when I wanted to submit finally

EquityM:
Afrinvest.

Gokoyer0:
Bro, why is so difficult to sign up on cardinal stone?

It's giving me "error" when I wanted to submit finally

The app does that for whatever reason. Sign up via the web app.cardinalstone.com/

Smattrader:
I will hop on them now-app and Web. 👍👍

But...any info about their Equity and it's YTD figures as at today or the week?

Wishing everyone a green equity day today. 🇳🇬

Wait till like 4pm and check, it should have updated for today. www.stanbicibtcfundsmanagement.com/invest-now-dw6gy99x

Use the web.

Gokoyer0:
Bro, why is so difficult to sign up on cardinal stone?

It's giving me "error" when I wanted to submit finally

I'm really curious as regards the stocks Afrinvest are with. Been trying to track them but have met a dead end thus far. It isn't publish as did CS and the likes.

The ASI is currently up 0.43%..... however they're up 2.54% today.

Before investing in any equity fund, check their yearly performance; 60YTD should be your target. However, be patient, as it is too early to call a shot for now.

https://sec.gov.ng/for-operators/keep-track-of-capital-market-data/net-asset-value-data/weekly-net-asset-value-for-cis/2026-weekly-nav-for-cis/

Salarys:
I'm really curious as regards the stocks Afrinvest is with. Been trying to track them but have met a dead end thus far. It isn't publish as did CS and the likes.

The ASI is currently up 0.43%..... however they're up 2.54% today.

Using more than one fund managers is the game changer for me o...GTbank equity was beautiful yesterday....I got flat on Afrinvest(it's wasn't RED)... got RED on Cardinal stone....


I have Stanbic Imaan and equity....got RED on Imaan and GREEN on Equity...

Thanks boss

EquityM:
Before investing in any equity fund, check their yearly performance; 60YTD should be your target. However, be patient, as it is too early to call a shot for now.

https://sec.gov.ng/for-operators/keep-track-of-capital-market-data/net-asset-value-data/weekly-net-asset-value-for-cis/2026-weekly-nav-for-cis/

Cool. If you have huge funds, don't forget Zrosk if you don't mind the management fees. Have made 1.6M on my 10.2M capital in just 3 weeks.

LoriHamo:
Using more than one fund manager is the game changer for me. GTbank equity was beautiful yesterday....I got flat on Afrinvest(it's wasn't RED)... got RED on Cardinal stone....


I have Stanbic Imaan and equity....got RED on Imaan and GREEN on Equity...

Thanks boss

EquityM:
Before investing in any equity fund, check their yearly performance; 60YTD should be your target. However, be patient, as it is too early to call a shot for now.

https://sec.gov.ng/for-operators/keep-track-of-capital-market-data/net-asset-value-data/weekly-net-asset-value-for-cis/2026-weekly-nav-for-cis/

Nope, my yearly target is 50%. They did that comfortably last year and were even ahead of CS.

Any other addition is a welcome bonus.

Reason I've not left Afrinvest despite trailing behind the Zeniths of the moment.

I just wonder because when I expect the fund to do really well after keeping an eye on the day's trade, it doesn't. But when I'm not expectant, I get a shocker.

EquityM:
Cool. If you have huge funds, don't forget Zrosk if you don't mind the management fees. Have made 1.6M on my 10.2M capital in just 3 weeks.

Impressive

Me sef no understand o o....

There was a day I was really hopeful....ómó na 0.001% increase I later see at the end of that days trading....

Salarys:
Nope, my yearly target is 50%. They did that comfortably last year and were even ahead of CS.

Any other addition is a welcome bonus.

Reason I've not left Afrinvest despite trailing behind the Zeniths of the moment.

I just wonder because when I expect the fund to do really well after keeping an eye on the day's trade, it doesn't. But when I'm not expectant, I get a shocker.

This is huge....I was have funds by July ending pending TBilss maturity

Salarys:
Impressive

This is massive...

I will wait till July

EquityM:
Cool. If you have huge funds, don't forget Zrosk if you don't mind the management fees. Have made 1.6M on my 10.2M capital in just 3 weeks.

I will top up again; however, this Trump or USD is messing up my plans.

LoriHamo:
This is huge....I will have funds by July ending pending TBilss maturity

We will all know by the end of the year; may God keep us safe.

Salarys:
Nope, my yearly target is 50%. They did that comfortably last year and were even ahead of CS.

Any other addition is a welcome bonus.

Reason I've not left Afrinvest despite trailing behind the Zeniths of the moment.

I just wonder because when I expect the fund to do really well after keeping an eye on the day's trade, it doesn't. But when I'm not expectant, I get a shocker.

EquityM:
Cool. If you have huge funds, don't forget Zrosk if you don't mind the management fees. Have made 1.6M on my 10.2M capital in just 3 weeks.

What is Zrost minimum for equity?

5M.

Smattrader:
What is Zrost minimum for equity?

I was actually expecting to see a red yesterday considering ASI performance and I saw green on Stanbic equity. Was quite surprised 😮

LoriHamo:
Using more than one fund managers is the game changer for me o...GTbank equity was beautiful yesterday....I got flat on Afrinvest(it's wasn't RED)... got RED on Cardinal stone....


I have Stanbic Imaan and equity....got RED on Imaan and GREEN on Equity...

Thanks boss

EquityM:
I will top up again; however, this Trump or USD is messing up my plans.

Wow.
That restless dude.

EquityM:
Cool. If you have huge funds, don't forget Zrosk if you don't mind the management fees. Have made 1.6M on my 10.2M capital in just 3 weeks.

What is Zrosk management fee, GT equity returned for me ₦10,343,514.87 on Feb 9 to ₦11,803,114.95 yesterday, United cap equity ain’t doing well just 336k on ₦5m from Monday to yesterday, dollar is really crashing but thinking of moving ₦5m into Zrost equity and test it’s growth