₦airaland Forum

23 Banks That Have Met CBN’s New Capital Requirements

With the goal of strengthening financial stability, the Central Bank of Nigeria (CBN) recently mandated a recapitalization exercise.

Banks in the country are required to meet these new minimum capital requirements by 31
March 2026:

International banks: ₦500bn.
National banks ₦200bn.
Regional banks ₦50bn.

Below is the full list of 23 banks that have already met the CBN’s recapitalization requirements:

Access Bank Plc
Zenith Bank Plc
First Bank of Nigeria Limited (First HoldCo)
Guaranty Trust Holding Company (GTCO)
United Bank for Africa (UBA)
Fidelity Bank Plc
Wema Bank Plc
Citibank Nigeria
Standard Chartered Bank Nigeria
Ecobank Nigeria
Globus Bank
Stanbic IBTC Bank
PremiumTrust Bank
Providus Bank, including its merged entity
FSDH Merchant Bank
Greenwich Merchant Bank
Nova Bank
Rand Merchant Bank
Jaiz Bank
Lotus Bank
TAJBank
Sterling Bank
AltBank, also known as Alternative Bank

source

If you have money in any of them, congratulations, your money is safe

Money na water for access Bank. Always fronting

All hail the headmaster 😊👏

Union Bank missing
Wahala

I only use opay, hope my money dey kampe?

Kudos to all the banks. They raised the funds from the same Nigeria, ADC&obidence claimed is dead economically

Even Peter Obi bank is making lots of money but deceiving gullible youths that Nigeria economy is bad

To know that he and his Ipob want to collect $100 for registration from the same youth he claimed are poor because of current economic situation baffles me.

Nothing will ever change the fact that tinubu is a monumental disaster who only came to power to destroy Nigeria.

Freetech:
Peter Obi bank is making lots of money but deceiving gullible youths that Nigeria economy is bad

Tinubu is a disaster and he has destroyed Nigeria.

Building the health is what banks need to invest in

With less than two months to go, FCMB is no where to be found. I hope all is well though!

Thank God zenith bank is already there but I have some m in my Opay account, I hope is safe.

Sterling bank no dey abi na my eyes dey pain me ni.... Make person help me check am well
Make l no wertin to do before today close.
My money wey dey there, no be something to take play.

edwardaigb:
I only use opay, hope my money dey kampe?

oppression.



10 more characters needed

Freetech:
Kudos to all the banks. They raised the funds from the same Nigeria, ADC&obidence claimed is dead economically

Even Peter Obi bank is making lots of money but deceiving gullible youths that Nigeria economy is bad

To know that he and his Ipob want to collect $100 for registration from the same youth he claimed are poor because of current economic situation baffles me.

Stop wailing..
Topic is about banks and recapitalisation, but somehow you managed to insert Peter Obi in to the middle of your inebriated outburst.
Say something about the topic, abi you are incapable of saying anything meaningful?

Is FCMB that weak? Let me start preparing to shut my acc in that bank o!

I'm not seeing Jaiz Bank there o..

Nothing should do my 6k5 o..🤔

Wait...

OPay, Palm Pay and Fairmoney no dey among? Are my money safe there? God abeg ooo

Banks don do mop up of cash dem try wella otilor

FocusedDiva:
Union Bank missing
Wahala

Union Bank has been acquired by Titan Trust Bank, yet the new owner didn't make the list

FCMB is not on that list and I just opened a business account with then

Polaris, Polaris, Polaris!! How many times I call una?? Better behave o!

lanre316:
Wait...

OPay, Palm Pay and Fairmoney no dey among? Are my money safe there? God abeg ooo

The CBN should find a way to give some grace period to those neobanks because they are relatively new and are offering a unique banking solution, even though they've upgraded their licenses to national banks. Those neobanks shouldn't be watched to die. This government shouldn't kill something it cannot create.

Endinjustice:
Tinubu is a disaster and he has destroyed Nigeria.

Obi has done more bad to good in Anambra

He one con spoil Nigeria??

Hope my 78 million naira in my opay is safe

At least, 10 of them is secured for me. 😁😁😁

SmartPolician:
The CBN should find a way to give some grace period to those neobanks because they are relatively new and are offering a unique banking solution, even though they've upgraded their licenses to national banks. Those neobanks should be watched to die. This government shouldn't kill something it cannot create.

They should be watched to die or shouldn't be watched to die¿¿ Oya correct your self


Go school una say nooo

SmartPolician:
The CBN should find a way to give some grace period to those neobanks because they are relatively new and are offering a unique banking solution, even though they've upgraded their licenses to national banks. Those neobanks should not be watched to die. This government shouldn't kill something it cannot create.

Very true.

In addition, they offer employment to a lot of Nigerians. Millions of POS operators in Nigeria earn their living because of these neobanks. Many businesses are able to expand because of their quick loans too.

If the Nigerian government cannot create more jobs or help existing businesses, the least they can do is encourage those who are doing it for them.

Sonofgod1990:
They should be watched to die or shouldn't be watched to die¿¿ Oya correct your self


Go school una say nooo

Go kill yaself na...the comment wasn't for daft people

I can't see my own bank there
Keystone bank

Union
Keystone
Polaris
FCMB

They may downgrade their licenses to regional banks if they don't meet up.

FocusedDiva:
Union Bank missing
Wahala

merged with Titan Trust...