₦airaland Forum

Please what's the difference between Zenith ESG and Zenith balanced fund? Anyone??

EquityM:
It has bonds in it; however, it brings huge profit. My 200k brings around 3400 naira on a sluggish day, and if the market is bullish, I see around 8-10k.

Oh, just saw this. Interesting.

I'm asking because it seems to be aggressively doing better than their ESG.

I used to think balanced funds are more conservative.

Salarys:
Hmm,that could be but I don't think so. The dates are usually indicated.

Also, It's not always updated by 12 noon. Rarely even. Sometimes 2pm. Other times 3pm, 4pm. It varies.

My afrinvest on cowrywise is updated by 12 daily. I check by 12 each day and it's always updated. Except on Mondays when it updates later in the afternoon.

I thought likewise; ESG still brings more returns when the market is bullish. Nonetheless, the balanced fund is more conservative and does not drop easily; it brings steady returns and sometimes much more than ESG.

Salarys:
Oh, just saw this. Interesting.

I'm asking because it seems to be aggressively doing better than their ESG.

I used to think balanced funds were more conservative.

I am doing Imaan fund...

I checked well before investing at all

I am doing Imaan and Equity ....

Seems most balanced funds dey misbehave...


Meanwhile gtbank gave positive equity and negative balanced fund today...

Lol

Uberchic1:
Stanbic balanced is so disappointing.

I will move the 100k in CD balanced fund to Zenith balanced fund

EquityM:
I thought likewise; ESG still brings more returns when the market is bullish. Nonetheless, the balanced fund is more conservative and does not drop easily; it brings steady returns and sometimes much more than ESG.

I just funded 100k

I will do my withdrawal from CD tonight after they update today trading....

So I will know the exact amount to withdraw


I will still maintain my equity with them for now....

Am exiting their balanced tonight

EquityM:
Choose KoraPay, try and start with 20k, and forget about it. " I started last year in October with 10k.

Alright, I am also topping up tonight.

LoriHamo:
I just funded 100k

I will do my withdrawal from CD tonight after they update today trading....

So I will know the exact amount to withdraw


I will still maintain my equity with them for now....

Am exiting their balanced tonight

LoriHamo:
Wow..... seriously?

I thought they do some magic there?

Please..... can you give a range of what your capital with Zedcrest is?

I want to check something please

No magic anywhere 😃. Capital is 5m

LoriHamo:
I am doing Imaan fund...

I checked well before investing at all

I am doing Imaan and Equity ....

Seems most balanced funds dey misbehave...


Meanwhile gtbank gave positive equity and negative balanced fund today...

Lol

Abeg where do I get the daily performance on fund managers.

Uberchic1:
Another red day loading.

Yesterday, UCap equity and Ucap balanced were green. Coral balanced fund - green. Paramount - tiny green. Afrinvest - tiny green. Everything else was just red.

UCap dey give me consolation these red days

@EquityM

I subscribed to ESG on the Quantum Zenith App on Tuesday, 24 February 2026 — my first investment with them.

I got an email from the team acknowledging my subscription, but it has been three days now and the amount has not yet reflected in my account on the app.

Is it normal for the fund to take this long to reflect on the app?

EquityM:
Quantum Zenith.

It might reflect today or tomorrow; sometimes they are very slow to deposit the funds. Keep an eye on it, and you will definitely see it. Once you have seen it, try the balanced fund as well.

Edecyri:
@EquityM

I subscribed to ESG on the Quantum Zenith App on Tuesday, 24 February 2026 — my first investment with them.

I got an email from the team acknowledging my subscription, but it has been three days now and the amount has not yet reflected in my account on the app.

Is it normal for the fund to take this long to reflect in the app?

Check Cowrywise.

https://fman.com.ng/pricelist/

https://sec.gov.ng/for-operators/keep-track-of-capital-market-data/net-asset-value-data/weekly-net-asset-value-for-cis/2026-weekly-nav-for-cis/

dammiecool:
Abeg where do I get the daily performance on fund managers.

EquityM:
Check Cowrywise.

https://fman.com.ng/pricelist/

https://sec.gov.ng/for-operators/keep-track-of-capital-market-data/net-asset-value-data/weekly-net-asset-value-for-cis/2026-weekly-nav-for-cis/

Thanks

You mean zenith balance fund brings that much. If yes kindly tell me the app to download and how to subscribe for it. Note I don't have account with zenith bank

EquityM:
It has bonds in it; however, it brings huge profit. My 200k brings around 3400 naira on a sluggish day, and if the market is bullish, I see around 8-10k.

I want you to help me clarify something @EquityM.
I saw on on of your post earlier on where you said you earn a daily interest of 6k+ on your capital of 10 million+ on First Ally HYIS Premium. My question is Is there any extra or additional interest on top of the normal 18.6% that is quoted on the HYIS Premium that will give that 6k+ on a capital of 10 million+
I am asking this because an interest rate of 18.6% on a capital of 10 million+ will give about 5k+

EquityM:
Alright, I am also topping up tonight.

Paramount users how market. Is it a huge red too?

The daily interest was high at that time, around 19%-20%, and my capital was 10m+. Monthly compounding means your interest on your capital will be earning interest every month, which makes the returns higher in general.

geoeast:
I want you to help me clarify something @EquityM.
I saw on on of your post earlier on where you said you earn a daily interest of 6k+ on your capital of 10 million+ on First Ally HYIS Premium. My question is Is there any extra or additional interest on top of the normal 18.6% that is quoted on the HYIS Premium that will give that 6k+ on a capital of 10 million+
I am asking this because an interest rate of 18.6% on a capital of 10 million+ will give about 5k+

Don't go with a high expectation for now. The market is bearish for now.

cyrilex202:
You mean zenith balance fund brings that much. If yes, kindly tell me the app to download and how to subscribe for it. Note I don't have account with zenith bank

Huge, I like it; the market will bounce back aggressively.

Gratefulme:
Paramount users how market. Is it a huge red too?

EquityM:
Huge, I like it; the market will bounce back aggressively.

Yeah. It's one L after the other. I know zedcrest will be even worse. Next week should be better abeg. Is all this red also due to profit taking or what?

Profit-taking and the recent rallied market also initiated a lot of profit-taking. By next week, there should be some price correction and a lot of buying interest.

Uberchic1:
Yeah. It's one L after the other. I know zedcrest will even be worse. Next week should be better abeg. Is all this red also due to profit taking or what?

Thanks for the advice. I wanted to pull out 3m from my mmf into equity fund. What is your advice?

EquityM:
Don't go with a high expectation for now. The market is bearish for now.

Well, try 500K to analyze and navigate the market well. Once the market is back on track, you can now top up. "Warning": your 500k might drop heavily; if you are okay with that, you're good to go.

cyrilex202:
Thanks for the advice. I wanted to pull out 3m from my mmf into equity fund. What is your advice?

Both Stanbic Imaan and Equity gave me better RED REDDER REDDEST yesterday...I was not "esperit" it....

Na only Gtbank equity pity my poor soul yesterday....the only consolation be say na the accrued interest the Spartacus dey feast on..

Una good morning o

LoriHamo:
Both Stanbic Imaan and Equity gave me better RED REDDER REDDEST yesterday...I was not "esperit" it....

Na only Gtbank equity pity my poor soul yesterday....the only consolation be say na the accrued interest the Spartacus dey feast on..

Una good morning o

Same here. I'm waiting for ucap to drop theirs dis morning

Uberchic1:
Yeah. It's one L after the other. I know zedcrest will be even worse. Next week should be better abeg. Is all this red also due to profit taking or what?

I invested in Zed crest equity this week, lost 4k

I also don't see daily log like my cowrywise account
What is obtainable here?
Hello uberchic

Waiting for Zenith to update.

LoriHamo:
Both Stanbic Imaan and Equity gave me better RED REDDER REDDEST yesterday...I was not "esperit" it....

Na only Gtbank equity pity my poor soul yesterday....the only consolation be say na the accrued interest the Spartacus dey feast on..

Una good morning o

Guys I put 15m from my mmf into Stanbic balance but it has depleted badly. I may withdraw the money once it bounces back sha. The red is too much oh

Always try and check the historical performance before investing in any equity fund. "That amount is huge."

Mixology:
Guys I put 15m from my mmf into Stanbic balance but it has depleted badly. I may withdraw the money once it bounces back sha. The red is too much oh

EquityM:
Always try and check the historical performance before investing in any equity fund. "That amount is huge."

U forgot to mention huge returns too.

I took same risk. Anytime it's green expect huge returns n when it's red it's also huge loss. By the time u add and subtract it's still profitable. No pain no gain.