₦airaland Forum

I no even know say that usel*ss bank still dey exist... I dumped Ecobank longtime ago, currently I have also dump similar useless banks like Accessbank and GtBank that deducts unsolicited amounts from my account for maintenance fee

dejavuh0007:
AMF is charged base on debit turnover on your account for a period, and the fee is usually #1 per mille if no concession is granted, i.e N1 is deducted for every debit of N1000 to your account. Using your bank statement, sum the total of debits to your account for the period they wrote in the debit alert narration and divide by 1000, if your answer aligns wt d 5,300 debit, you have no case.

E.g. debit turnover from 1/02/2026 - 28/02/2026 = 5,300,000.
5,300,000/1000
AMF for d period under review = 5,300.

So there is monthly and annual maintenance fee
Is that not fraud
How can you be debiting same account every month for maintenance then you go ahead to debit on yearly basis too

If may ask,how much do you have in The Account,like how much money and is it an Account for business.if so I think they calculate the money in your Account and remove the tax

guobe:
I want to see them face to face and see their eyes explaining it to me

You wan go demo for them. U Don vex

Did you withdraw upto NGN5,300,000 from your account in February?; Banks charge NGN1 for every NGN1000 withdrawal as maintenance fee

Before GTB shows e sege, let me quickly move.

That bank is becoming increasingly annoying for its unnecessary deductions

No matter the outcome. Stop your salary from coming there. Run

Same happened to my UBA, I just abandoned them!

guobe:
The account is a salary current account and the maximum money for maintenance fee ever since have been just around 1,000 naira.
I was surprised when I got an alert of 5,300 naira deep into the night that it is for account maintenance fee.
Well I will be going to the bank on Monday to ask if they have started doing yahoo with customers money because you are suppose to inform your customers if there are any policy changes.

Thats to say your account being scatter scatter(too much multiple screams of income) . To maintain am stress them too much so dem ask more charges

The way GT bank charges me this days. You would wonder if I once robb3d them.
Nigeria bank now legalised crimin@ls and our legislative arm of the government are just watching them exploit the citizens.

Let anyone that has been abroad, challenge me if the banks deduct money for any of this nonsense happening in Nigeria.

Some people will still come out to defend this criminality.

Are you using current account?

advanceDNA:
Ecobank ?
Who on earth still banks with Ecobank?

for them to deduct #5300 then he must really have big money they are maintaining for him. I prefer Opay, Moniepoint and Palmpay. Even when I borrowed from Opay dem no deduct am.

guobe:
The account is a salary current account and the maximum money for maintenance fee ever since have been just around 1,000 naira.
I was surprised when I got an alert of 5,300 naira deep into the night that it is for account maintenance fee.
Well I will be going to the bank on Monday to ask if they have started doing yahoo with customers money because you are suppose to inform your customers if there are any policy changes.

Account Maintenance fees increases as your account balance increases.


Seem like you have millions in that account right now.

Hemanwel:
OP, you wey your account balance dey in millions, you wan go complain about an ordinary N5,300 deduction. Dem nor go take you serious, aje!

Exactly why they do what they do.
They assume the average millionaire will reason like you and so continue the impunity...#NonsenseTheft

Since it is a current it is not unexpected.

[quote author=advanceDNA post=138623951]Kerosene stove is still available but no sensible person using it….[/quot

When last do you go out of that your one room??the ponmo you eat that is what they use in burning it and that is the reason why you can still find kerosene in all filling station you go

Always think before you commit and stop saying rubbish

What you would have done is to close that account and open another salary account with another bank;

Man all these online bank you mentioned is not good for savings,is yahoo boys bank

Shimbo96:
for them to deduct #5300 then he must really have big money they are maintaining for him. I prefer Opay, Moniepoint and Palmpay. Even when I borrowed from Opay dem no deduct am.

jom28gy:
Man all these online bank you mentioned is not good for savings,is yahoo boys bank

yes you are right that's why they deducted #5300 for legit transaction.

Mine is fidelity bank…
I can’t meet the exact amount I left in my account any day I login the app.
They deduct me 100 naira everyday and they don’t send debit alert….
If I have 1000 today and login tomorrow,the money can never be 1k

5,300 means there's was turover of 5.3 million for the Month.

Do you understand how AMF is charged? Aside salary, maybe you received other payments into the account for the month too

I can see it’s a current account

FCMB debited my account 18,000 plus and after few days they wiped out the accumulated alert on my phone away.... Though I had already screenshot the said debit... Knowing that was could only be fraudulent act from the management I choose to ignore and I have vowed NEVER to use the bank account ever again. Evil souls.
Account Details:- FCMB, Account title:- David Samaila Bature, Account number:- 1986114012, Account Type:- Target savings
My phone contacts:- 08062748377.

Them want build one branch for you.....

Shimbo96:
yes you are right that's why they deducted #5300 for legit transaction.

maybe you don't understand me

That looks like a standard automated maintenance charge description, but the amount is unusually high compared to what you were used to, so the right move is exactly what you plan to do, go to the bank and request a clear breakdown of the fee, ask if there was a recent tariff update, and request the official charges guide for your account type because banks are required to disclose fee changes, and sometimes a different account classification or accumulated periodic charges can trigger a larger debit, which they should be able to explain or reverse if applied in error.

advanceDNA:
Ecobank ?
Who on earth still banks with Ecobank?

Yorubademon001:
When last do you go out of that your one room??the ponmo you eat that is what they use in burning it and that is the reason why you can still find kerosene in all filling station you go

Always think before you commit and stop saying rubbish

The point has nothing to do with kerosene
If u dont get it please forget it.. all this ur insults just shows u dont get it

I was deducted ₦13,000 plus at the middle of the night. It was the text message that even woke me up and to sleep back na problem.

guobe:
The account is a salary current account and the maximum money for maintenance fee ever since have been just around 1,000 naira.
I was surprised when I got an alert of 5,300 naira deep into the night that it is for account maintenance fee.
Well I will be going to the bank on Monday to ask if they have started doing yahoo with customers money because you are suppose to inform your customers if there are any policy changes.

advanceDNA:
Ecobank ?
Who on earth still banks with Ecobank?

Eco Bank is better than first bank that deducted almost 7000 naira from my account

Agugbadin:
Eco Bank is better than first bank that deducted almost 7000 naira from my account

First bank, who the hell still banks with first bank ??

Probably that's the cause of the problem.. also first bank too are found of it.. imagine first bank deducted money from my account in the name of charges, and annoying part of it is that they won't notify you of it, only you just realize a deduction in your account..all is well

Kastonkastroll:
Is it accumulated charges abi wetin? Guy go there and scatter the bank with shout!

Thats why I don gradually dey turn to fintechs for my financial transactions. Even if you go banking hall, those idiotic teller and customer care service must just provoke u

guobe:
I want to see them face to face and see their eyes explaining it to me

it includes SMS charges, go and disable it, Gtbank did it to me and i disabled the SMS service and I am free today, no more deductions.

Is from most banks not only ECO Bank pls.