₦airaland Forum

dammiecool:
Zedcrest,zrock and quantum Zenith suppose settle u. I got to knw about them thru u. At a point i tot u were working for them.

EquityM:
No, bro.

truthbetold22:
Boss, I registered with Zedcrest on Thursday night. My profile is 60% completion. Just the address verification which I also uploaded my utility bill at the same time. The whole of Friday; there was no notification that it had been verified. Still no change as of this message.

My concern is that this is usually a litmus test as to how these companies are efficient and reliable.

Does it take this long with Zedcrest for address verification??

EquityM:
@Uberchic1 should guide you on this issue; however, kindly reach out to their customer care service. Furthermore, I did not subscribe to Zedcrest, as I am unable to download the app from my location. Presently, I only have accounts with CardinalStone, Zenith, Zrosk, and Paramount for my equity.

EquityM:
I noticed a Zedcrest rep on this thread. Hahaaaa, fear of the unknown—our money won't vanish. Try and watch this clip in your free time, chief. It's a financial clip with details on how to build an investment portfolio.

https://www.youtube.com/live/XsSkwQAR2Ew?si=0mwl1HH3hqM8tZAc

truthbetold22:
Thank you for your quick response. I ll just wait for @uberchic1 to respond. Maybe he/she will have an idea.

Rejoice04:
Please can someone help me with the screen shot of the right app to download for cardinalstone equity.Thanks

EquityM:
Let's thank God and others that made this thread alive.

Iamblessed8888:
Lol you are right. They should have official reps here.
I used to think equity is where you put money and wake up and it vanishes. Come to find out there’s even a +|_ 10% daily shield on upside and losses.

Uberchic1:
Address verification takes several working days. You initiated it on Friday, be patient. You can send them a msg on twitter if you're unhappy about the delay. They respond. If you're not comfortable with waiting for verification or having to reach out to cs, then just do Cardinal Stone instead. Their's is instant, I believe.

Iamblessed8888:
Lol you are right. They should have official reps here.
I used to think equity is where you put money and wake up and it vanishes. Come to find out there’s even a +|_ 10% daily shield on upside and losses.

LoriHamo:
I do not understand why even some bank staff discourage people from even MMF.... talking about insurance bla bla bla..

I had that same fear.... infact....I started with fixed deposit @7% ....then migrated to Tbills......MMF.....Equity

I first read about MMF from Facebook but didn't bother...I later decided to search for info on Google and landed in Nairaland from there.....

But this thread altimately led me into investing in equity....

welzyj2:
This is the critical info most people don't know and are not even wanting to understand

Iamblessed8888:
Banks don't want to loose money lol. Funny enough they take people’s deposit and do thesame thing they are advising others against.

Fixed deposit and MMF have thesame underlying instruments. Lets say the Bank gets 14% in the market, they keep 7% and offer the customer 7%, whereas the customer could have gotten the entire 14% if they were informed.

Mental laziness has a price. The things we say on this thread, on a normal day, they aren’t fun and it stresses the brain, but it’s the price to build wealth. These days i see every free money as capital and it gives me more joy to transfer to my wallet than spending on stuff.

It’s an emotional moment when you get to a point where the monthly returns on your capital can take of your monthly expenses. The realization that you dont have to work anymore can make you shed a tear. Something in your head would just scream, “Finally, i won the money game”

Emzedz:
This ARM ethical fund n ARM aggressive income fund on palmpay,, who does it here pls.. equitym any advice on them pls

EquityM:
I'm not sure about ARM; however, I think they are doing well. Check the SEC factsheet on pages 70-71 to view their recent performance.

Emzedz:
Link pls.. didn't see factsheet on SECs website

EquityM:
https://sec.gov.ng/for-operators/keep-track-of-capital-market-data/net-asset-value-data/weekly-net-asset-value-for-cis/2026-weekly-nav-for-cis/

ARM's YTD does not correspond with what they have on their website. For equity, go with Zedcrest, Paramount, or Zrosk. These are the top three equity fund managers as of 27/02/2026.

Ogborokiri:
Please which app do you recommend for me I just want to start investing my money is just sitting in my account doing nothing

EquityM:
Nigerian banks are nuts, and every naira in your account goes immediately to other channels to make extra cash for them. They are not joyful if a customer makes an inquiry about MMF, as it will be a loss for their shady system. Nowadays, I only have like 2k and 3k in my bank account; I basically use the FirstAlly MMF and savings as my bank now. Moreover, I saw on the news yesterday a man being robbed of 10m in front of the bank. Literally, who keeps that amount in a bank? Even though I need to make a huge transaction, I would rather use online channels.

EquityM:
What is your risk level? Are you comfortable seeing your money dance awilo? How much do you want to invest? Furthermore, this is a high-risk investment; it takes a lot of time and patience. Once you provide the answers, I will tell you which app you can download.

Ogborokiri:
Well for me I like taking risk as long as life is not involved am ready to take any risk everyday is a risk you go out and come back home is a risk aside that am the kind of person when I invest I just forget the money and face my life I might not even check it again till December and I want to start with 100k

Iamblessed8888:
Honestly Bro. Watch them frustrate withdrawal efforts once its a hige amount and they know its for MMF. Even worse when your account officer knows you are abroad.

Emmanuel72:
This platform gives me joy daily ....because with the right financial education,poverty will eventually be defeated.

Besides,I use Piggyvest for annual safelock and cowrywise app for my naira mutual funds...I think the two app are also good for those making enquiries about app to invest.

EquityM zedcrestt=138698962:
Alright, try Paramount and CardinalStone. 50k each. Download Investnaija and CS Alpha on the Play Store.

EquityM:
Do you subscribe to equity funds via Cowrywise?

Ogborokiri:
Thanks chief this investnaija is giving me hard time to input the amount I wanted to use Zedcrest and CS how do you see it

Emmanuel72:
I invested on the Aggressive mutual funds (there are 5 different funds under aggressive).