₦airaland Forum

WiseBizInvestor:
Generational assets are rarely built through hesitation.

They’re built through informed timing...

Kanwulia:
Absolutely NONE! I don’t believe in that concept. Let them go work for theirs.😎

I am not even keeping a savings account. I plan to spend ALL my money while alive and well.👍🏽

I can live off my pension comfortably. No hoarding of assets. Thanks.

WiseBizInvestor:
Brother, your view is actually very common and I respect the honesty.

Truth be told, many people feel the same way:
"Let children build their own life."

And to be fair, there is nothing wrong with teaching independence.

But there is[b] another angle to this conversation that is worth thinking about.[/b]

Throughout history, the families that moved ahead economically did[b] two things at the same time:[/b]

• They trained their children to work.
• They also left behind productive assets, not just cash.

Not luxury cars.
Not empty houses.

Assets that produce income every year.

Because here is the quiet truth about wealth:

If every generation starts again from zero, the family keeps running on a[b] financial treadmill forever.[/b]

But if one generation plants something that keeps producing value, the next generation starts five steps ahead.

That is why many cultures pass down things like:

• Farms
• Rental property
• Businesses
• Orchards and plantations

Not to make children lazy — but to give them a platform to build further wealth.

And interestingly, some of the most powerful inheritance assets are not even flashy.

For example, perennial crops like Cocoa or Oil Palm is planted just once, and it quietly produce annual harvests for 40–70 years once established.

Meaning the person who plants it may enjoy it in retirement…
and the next generation can still benefit from it.

So the real question is not necessarily:

"Should children inherit money?"

The better question is:

"Should one generation plant something that continues producing value long after they are gone?"

Even if the children never depend on it, a producing asset in the background can still:

• pay school fees
• fund business ideas
• support family emergencies
• or simply provide additional income streams to pay several other bills

And sometimes that one decision by a parent or grandparent changes the financial story of an entire family.

Food for thought.

Curious to hear from others here:

👉 If you had the opportunity to plant an asset today that could generate income for 50+ years, would you consider it?

Kanwulia:
Where are all the Abiola and Nwigwe wealth today? In places like Nigeria, the wealth dies with the owners. The offsprings are often too useless to maintain or improve on what they inherit.

WiseBizInvestor:
Generational assets are NOT built through hesitation.

They’re built through informed timing.

WiseBizInvestor:
Generational assets are rarely built through hesitation.

They’re built through informed timing.

Samantha125:
If some of us speak, we'll get attacked and be called arrogant... So we'll just sit back and read the comments.

Samantha125:
If some of us speak, we'll get attacked and be called arrogant... So we'll just sit back and read the comments.

Samantha125:
If some of us speak, we'll get attacked and be called arrogant... So we'll just sit back and read the comments.

WiseBizInvestor:
Some are already positioning themselves for the massive improvement in the Agricultural sector revenues...