₦airaland Forum

Go uk with 30m?
Godforbid

anonimi:
Would you rather have kwashiorkor potbelly due to drinking water from shitty boreholes, or have a healthy life due to drinking water from piped supply to buildings



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Do you really think piped water in the UK is safe for drinking? People generally depend on bottle water. Piped water even in uk is not trusted to be good.

Rexie59:
This thing no get one answer o. Relocating abroad is not beans, but investing in Nigeria also comes with plenty wahala. It all depends on what you really want out of life.

If you decide to stay, ₦30m is enough to start building long-term wealth if you play it wisely. Not everything has to be business, you can split it. Some in safe instruments like T-bills or dollar savings, and some into assets that appreciate like real estate. These days you don’t even need to start buying full plots outright; platforms like Keble allow you to co-own properties and earn steady income from it. That way, your money is tied to something tangible and not just sitting in the bank losing value.

If you choose Japa, just know the money will finish fast, and you’ll be starting from scratch doing odd jobs till you find your footing (if you do). Nothing wrong with that, but you need to be sure that’s the life you want.

How does Kebble work, sir?

Azzik:
I will use the money to travel to the UK....30 million is not as huge as you think... forget all this one some people are saying that UK is hard, it's still far better than here...I know a lot of close friends there and they are never going to come back and live in this country again

you dey mind people wey no get passport, wey never near airport dey analyse UK.

If UK is bad as dey say, my relatives in England won't be paying almost 28million naira to extend their stay in the UK so they can try and get COS.

Them no wan hear come back to Nigeria...

It's better to reign in hell than to serve in heaven (Nam Angels).

Invest in Nigeria

Please, Stay in Naija. Personally if I have half of that invested in my biz, I am good for life.

richgang:
Hello everyone, if you have the opportunity to choose between using 30 Million naira to relocate to UK or to stay back in Nigeria and invest the 30 Million Naira . Which would be your preferred option?

inoki247:
Lol must I even invest in any business I will push my money in TBills and be guiding with the money wey TBills dey give me...




I will not goan use 30meter to sign up for Premium Modern slavee trade...

Treasury bill in Nigeria no to gather like that ooo

richgang:
Hello everyone, if you have the opportunity to choose between using 30 Million naira to relocate to UK or to stay back in Nigeria and invest the 30 Million Naira . Which would be your preferred option?

Did he make the 30million naira in the UK?
Why not continuing pressing the button for more

I will leave Nigeria, but not going to the UK.

I will not invest the money into Nigeria's economy because the bad news is too much everyday bad news..

I just want to escape the daily bad news and Nepa.

I will move into another country that's cool, with stable economy but not UK, Canada, US or Germany.

Beeron:
Sadly lots of people are really contemplating this question and don't mind selling their landed property or house to japa.

Yes, Nigeria is challenging and dysfunctional as a system because it's a failed state. Nigeria is a place for 2 set people. Rich and poor, It's either you are rich in Nigeria or you are poor, the middle class has since been removed from the system because, when you rich in Nigeria, you would keep getting rich and when you poor in Nigeria, you will stay poor.

So people with aspirations to find that middle man status with stability are the once that sell off their property and japa.


Yes, You can make money in Nigeria (especially when you already have money) but only if you are smart enough to understand investment and investment strategy that fits you.

Nigeria isn't a place to succeed in physical business and start ups innovation, the system will frustrate you, the tax man will frustrate your effort, lack of infrastructure and basic amenities will slow your growth, staff will steal from you, clients will frustrate you with debt.

Such money can be well invested in Nigeria stocks, Nigeria bond, U.S derivatives plus MMF. Then keep your job and reap the benefits of your investment.

You will only have insecurity and poor infrastructure and lack or power to battle.

Please can you share a bit more of your exposure with me. Thanks
"Such money can be well invested in Nigeria stocks, Nigeria bond, U.S derivatives plus MMF. Then keep your job and reap the benefits of your investment".

ayoncox:
Bros it's better to be in Nigeria oh, you will just burn your money moving to UK, Use 20 million naira to buy Treasury bill and compound it, with 10 million naira start a business that is scalable, if you make the right moves you can do 50 m upwards in a year. If you need detailed explanation chat me up on 08089456258

Dey way u talk say , make him chat U up.
Hope at end of day ... U no go ask 4 ur cut in d 30milluon naira

How to start this bro?

Offpoint1:
Dude comot 5m inside that money and invest in AI content... Within 2 years you'll make 3x of that 30m.


I'm not leaving Nigeria to any country in this world even for 100 billion dollars

Onewazobia:
Please can you share a bit more of your exposure with me. Thanks
"Such money can be well invested in Nigeria stocks, Nigeria bond, U.S derivatives plus MMF. Then keep your job and reap the benefits of your investment".

I would recommend you read the whole of the thread for a start https://www.nairaland.com/8597904/equity-investment/154

Then make your own research

Beeron:
I would recommend you read the whole of the thread for a start https://www.nairaland.com/8597904/equity-investment/154

Then make your own research

Thanks

Gotocourt:
Am regretting why I didn't Japa in 2017, am on full gear now. I'm working on skilled Migration NZ/AU

What's motivating this new drive?

What held you back then?

What do you know differently now?

ibechris:
Only if u are in the medical field if not,oboy come invest here.


Many guys in that UK are not finding it easy at all.

Even so, they would rather stay there than come back here. I have few that even when they complain, they don't even want to hear about coming back To do what exactly?
I'm into business. Do you think it's easy to run one in Nigeria?

Onewazobia:
Treasury bill in Nigeria no to gather like that ooo

17 to 18 percent per annum is enough for me nd my family yearly I don't live in Lagos or Abuja and for me to have 30m I already have my own house...


If I break it down to monthly at least monthly I will have 400k. All I need to do is mind my business and don't do more than myself. Take 50k out of it monthly for family health insurance... How many people even earn 300k monthly in Nigeria..

Starhearts:
Dey way u talk say , make him chat U up.
Hope at end of day ... U no go ask 4 ur cut in d 30milluon naira

lol
What do you expect.
Majority of the analysts here don't have 300k in their accounts as we type, infact, not all have 30k their accounts

It's actually a dicey situation and depends on op's options. Not a direct answer.

Nigeria's business environment and economy is extremely volatile. One systemic failure event (health crisis, business shock, security breach etc) will turn 30m into dust.

You will notice all of them keep saying "business, invest" bla bla without being specific. Again, Naija biz environment is very unstable.

God's guidance to the op

inoki247:
17 to 18 percent per annum is enough for me yearly I don't live in Lagos or Abuja and for me to have 30m I already have my own house...

Are you sure of 17 to 18%?

ayoncox:
Bros it's better to be in Nigeria oh, you will just burn your money moving to UK, Use 20 million naira to buy Treasury bill and compound it, with 10 million naira start a business that is scalable, if you make the right moves you can do 50 m upwards in a year. If you need detailed explanation chat me up on 08089456258

He can still in the UK and do that you know. Even better is that he can do that with pounds sterling.

What the f00k is 30 million in naira? How much value does it have?

Onewazobia:
Are you sure of 17 to 18%?

If I break it down to monthly at least monthly I will have 400k. All I need to do is mind my business and don't do more than myself. Take 50k out of it monthly for family health insurance... How many people even earn 300k monthly in Nigeria..


16percent is still fair treasury bill have done 19 20 sef na this year own low...


16 percent per annum is not bad I don't live in Lagos or Abuja and for me to have that I already have my own house...

This mentality of most of our people when it comes to "Abroad" dey vex me.
I think Govt should educate and set stringent and very uncomfortable rules and regulations that will help reduce the influxes of our people abroad.
How can someone with 30 million naira be thinking like this? Just because you want to be seen as " Onye Abroad" while your mate with such amount of cash are secretly cashing out living big here in Nigeria.
You would end frustrated after squandering that money in Europe and before you know it, we would be reading different embarrassing news about Nigerians continually messing up the name of this country.
Can't you people stay put in your country and save yourselves some dignity, then you can travel out for fun?

richgang:
Hello everyone, if you have the opportunity to choose between using 30 Million naira to relocate to UK or to stay back in Nigeria and invest the 30 Million Naira . Which would be your preferred option?

Depends on what you are travelling to do in UK.
If you are relocating on a work visa, excellent.
If on a student visa, 30 million is small.. Be ready to suffer but the end will be worth it.

Humblesam:
This mentality of most of our people when it comes to "Abroad" dey vex me.
I think Govt should make sure educate and set stringent and very uncomfortable rules and regulations that will help reduce the influxes of our abroad.
How can someone with 30 million naira be thinking like this? Just because you want to be seen as " Onye Abroad" while your mate with such amount of cash are secretly cashing out living big here in Nigeria.
You would end frustrated after squandering that money in Europe and before you know it, we would be reading different embarrassing news about Nigerians continually messing up the name of this country.
Can't you people stay put in your country and save yourselves some dignity, then you can travel out for fun?

If I had not left Nigeria when I did,even if I have 100 million now, I would leave Nigeria.

Eastcoastboy:
What's motivating this new drive?

What held you back then?

What do you know differently now?

International experience and better life

Nigeria was sweet back then

Team saner clime, ain't you see what's happening bro, things ain't getting any better 🤷🏿

Xzevian:
How to start this bro?

. Do you have the funds?

-Get a good gaming PC (Used or New) budget 800-1.5m
-Go to YouTube and learn prompt engineering or how to make AI your prompt engineer
-Pay for premium ChatGPT or Claude Ai and Higgfield AI (these 2 should cost you 100-300k depending on the plan you wish to start with)
-Pick a content niche you wish to start (Short movies or story) let AI guide you on type of stories or movies to start with. Once you conclude on that, start creating your content.
Learn video editing or employ the service of editor.

-setup your YouTube channel and other social media platforms and start posting. (secret of success is good storyline and CONSISTENCY.

Within 1-6 months you should get monitize on YouTube, Facebook or Tiktok....

ayoncox:
Bros it's better to be in Nigeria oh, you will just burn your money moving to UK, Use 20 million naira to buy Treasury bill and compound it, with 10 million naira start a business that is scalable, if you make the right moves you can do 50 m upwards in a year. If you need detailed explanation chat me up on 08089456258

Why must he chat you up ehn?...M*MU scammer

Due to Iran war, that money is at a risk. Convert 70% of it to dollars to hedge against inflation and use the rest to start a business you are very conversant with. Note "conversant".

SamuraiXXX:
So you would rather prefer to spend 30 millions to travel just to go and be working in a care home cleaning the nyash of old white people?!

Omoh, I thought about that shit, and gave up that pursuit.

I can't imagine myself doing that shit.