₦airaland Forum

I’ve just stated MMF in February this year and I invested 10m and I have made 500k plus in just three months. I need to be guided to other trading that can make me money make inflation no marry my
Money

Nemesisobaara:
I’ve just stated MMF in February this year and I invested 10m and I have made 500k plus in just three months. I need to be guided to other trading that can make me money make inflation no marry my
Money

If you don't have any other spare fund to invest in a more risky investment to beat inflation. Don't make the mistake of withdrawing that 10 million.

Consider using the returns from the MMF to invest in Equities or Stocks.

Stocks or Equity will help you beat inflation, MMF will be the steady supply cash flow to enable you wait out the volitility of the Stock market.

Nemesisobaara:
I’ve just stated MMF in February this year and I invested 10m and I have made 500k plus in just three months. I need to be guided to other trading that can make me money make inflation no marry my
Money

Continue mmf oo.. equity is bleeding for now..
Mmf is better for now. U can try stocks buh study it well before u onboard

I just sent again with another email, maybe the first one went into your junk/spam folder.

One bloody scammer already called me on whatsapp with this number +1 587 690 1099 claiming to be beeron

Beeron:
I really do respond to all email I get, please check from your end if the mail was actually sent.

Try send again.

mikeayus:
I just sent again with another email, maybe the first one went into your junk/spam folder.

One bloody scammer already called me on whatsapp with this number +1 587 690 1099 claining to be beeron

please be very careful bro.

I don't call and I don't use Whatsapp for the the group.

I have just replied your email now.

Jaay2:
This is clearly an error from cowrywise

Lol it’s an AI picture

Emzedz:
I hv sold all equity since.. foreign stocks is my next focus.. omo yakubu no be here oo.. this wan na patience ozokwor

Lol

Based on this information from sec's website, regarding the rise and fall of each equity's house percentage for the week, i noticed that Cowrywise rose the most with 15%, from the 1st of june to 5th of June, while Zedcrest fell the most by 10%.
Using these 2 houses, can one easily say that they both have totally different opposing stocks in their basket??

And for the house that recorded 0% changes and didnt move at all, e be like say no trading was done on the stocks they invested in, or the kukuma pulled out totally because of the yakubu in the stock market.

My small brain is trying to analyse what stocks Zedcrest them invested in that threw them far, and still crashed them back, and what stocks Cowrywise invested in that made them 15% when every other person was still reading -ve on investments that week.

Omo, to be a fund manager no go be an easy something o, i imagine them leaving their offices and their heads will constantly be on fire, but i know that they are making their money sha...

Iamblessed8888:
Lol it’s an AI picture

Nawa oo 😅🤣🤣

auschris:
Hi guys,

Is there anyone that has been in the group created by Beeron?
2 individuals with different numbers have reached out to me claiming to be Beeron. Can the real Beeron show up?

Since the issue of creating a separate group away from the thread came up, I suspected it won't be a good idea based on my experience with nairaland. The thread is a great community already.

Be careful out there folks

mytrugistslog:
Since the issue of creating a separate group away from the thread came up, I suspected it won't be a good idea based on my experience with nairaland. The thread is a great community already.

Be careful out there folks

The separate group is more like people looking for handout or advise without wanting to learn based on my perspective

If you have a reasonable amount of cash invested, I don't think you won't read and want to learn instead of focusing on bargain hunting

Las Las your money your choice

princezzz:
Based on this information from sec's website, regarding the rise and fall of each equity's house percentage for the week, i noticed that Cowrywise rose the most with 15%, from the 1st of june to 5th of June, while Zedcrest fell the most by 10%.
Using these 2 houses, can one easily say that they both have totally different opposing stocks in their basket??

And for the house that recorded 0% changes and didnt move at all, e be like say no trading was done on the stocks they invested in, or the kukuma pulled out totally because of the yakubu in the stock market.

My small brain is trying to analyse what stocks Zedcrest them invested in that threw them far, and still crashed them back, and what stocks Cowrywise invested in that made them 15% when every other person was still reading -ve on investments that week.

Omo, to be a fund manager no go be an easy something o, i imagine them leaving their offices and their heads will constantly be on fire, but i know that they are making their money sha...

Fund managers don't just invest 100% of investors money into stocks.

How it works is, they have already bought with their own money from days when those stocks are very cheap and undervalued, you are only buying from them (like a secondary market) which is why they allot you some NAV unit after confirming your payment.

They don't make loss like you think, they only record day to day paper loss or gain to know how to allot you your percentage gain or loss for the day to match up with reality of the market. Plus you will pay them fund manager fee on both days you make loss or gain.

Secondly, they don't invest all your money into Equity, they set aside some cash for investors looking to redeem fund and also invest some into fixed income market like old bond with high yield or even MMF but you wouldn't know this.

So the best you can do is take a leaf from their play book, keep 60% of fund in fixed income and use 40% to trade yourself expecially now that the market is about to reset.

And when you begin to trade yourself and you feel you making losses on trades you taking, use the returns from the fixed income to average down, in the end, you will beat inflation, beat equity fund managers returns and beat the market in the long run and also get your dividends straight to your bank account.

Invest9ja is already eating into my capital 🤐🤐🤐🤐

Intel, AMD, and Micron: if you can find Micron, you will be rich for the rest of your life. It did 239% last year and 250% from Jan 2026 till now.

Emzedz:
I have sold all equity since... foreign stocks are my next focus.. omo yakubu no be here oo.. this wan na patience ozokwor

CSblackpink:
Intel, AMD, and Micron: if you can find Micron, you will be rich for the rest of your life. It did 239% last year and 250% from Jan 2026 till now.

Are these stocks or ETFs?

Stocks, it might be hard to get ETFs from Nigeria.

Iamblessed8888:
Are these stocks or ETFs?

It is not eating your capital; only if you liquidate are you going to lose your money. Equity or the stock market needs a lot of time; nevertheless, if you had gotten in earlier, you might have seen a lot of gains. My foreign stocks and ETFs returned 10 and 20% as of now; if I had started in January, each of my portfolios would be up to 80-100%.

mhoreh:
Invest9ja is already eating into my capital 🤐🤐🤐🤐

Thank you for always taking your time to give detailed explaination, i am still gathering momentum for self trading.
I put the 60/40 ratio you talked about on gemini with real figures for 20% market downtime, it really did beat equity funds.
Equity portfolio lost 20.62% and my own DIY porfolio lost 3.2%.
I understand the logic though, just not confident in DIY for now. I will ride out Equity for the long run.
I can be very patient as long as life dey, minus external forces, readings and teachings, do you take beginners classes?🫣 or everyone starts with the same scheme of work on the group??🫣

Beeron:
Fund managers don't just invest 100% of investors money into stocks.

How it works is, they have already bought with their own money from days when those stocks are very cheap and undervalued, you are only buying from them (like a secondary market) which is why they allot you some NAV unit after confirming your payment.

They don't make loss like you think, they only record day to day paper loss or gain to know how to allot you your percentage gain or loss for the day to match up with reality of the market. Plus you will pay them fund manager fee on both days you make loss or gain.

Secondly, they don't invest all your money into Equity, they set aside some cash for investors looking to redeem fund and also invest some into fixed income market like old bond with high yield or even MMF but you wouldn't know this.

So the best you can do is take a leaf from their play book, keep 60% of fund in fixed income and use 40% to trade yourself expecially now that the market is about to reset.

And when you begin to trade yourself and you feel you making losses on trades you taking, use the returns from the fixed income to average down, in the end, you will beat inflation, beat equity fund managers returns and beat the market in the long run and also get your dividends straight to your bank account.

CSblackpink:
Stocks, it might be hard to get ETFs from Nigeria.

You can actually find some foreign ETFs on Bamboo.

CSblackpink:
Stocks, it might be hard to get ETFs from Nigeria.

Nice.

Yakubu is dealing with SpaceX.😂😂😂😂😂😂😂😂😂😂

No dulling, chief.

Iamblessed8888:
Nice.

Why are NGX investors so afraid, see massive sell off?

Ensol:
Why are NGX investors so afraid, see massive sell off?

Many of them were never investors but gamblers attracted because of the noise about ngx. I saw this coming because the noise about stock market was too much. The market needed this cool off abeg

Bluearrow:
Many of them were never investors but gamblers attracted because of the noise about ngx. I saw this coming because the noise about stock market was too much. The market needed this cool off abeg

Make only serious people remain

princezzz:
Based on this information from sec's website, regarding the rise and fall of each equity's house percentage for the week, i noticed that Cowrywise rose the most with 15%, from the 1st of june to 5th of June, while Zedcrest fell the most by 10%.
Using these 2 houses, can one easily say that they both have totally different opposing stocks in their basket??

And for the house that recorded 0% changes and didnt move at all, e be like say no trading was done on the stocks they invested in, or the kukuma pulled out totally because of the yakubu in the stock market.

My small brain is trying to analyse what stocks Zedcrest them invested in that threw them far, and still crashed them back, and what stocks Cowrywise invested in that made them 15% when every other person was still reading -ve on investments that week.

Omo, to be a fund manager no go be an easy something o, i imagine them leaving their offices and their heads will constantly be on fire, but i know that they are making their money sha...

These FMs are still raking in money oo,, so don't pity them.. have u seen most banks 1st quarter financial reports.. billions profit after tax.
They are all making money regardless..

Does the NGX market move with the news? Trump just announced that Intel will team up with Apple to make local chips in the states; currently, Intel is already up to 8% in pre-market. I hope NGX will catch up with the rest of the world. The only time I see NGX moving is dividend and Christmas season.

Beeron:
If you don't have any other spare funds to invest in a more risky investment to beat inflation. Don't make the mistake of withdrawing that 10 million.

Consider using the returns from the MMF to invest in Equities or Stocks.

Stocks or Equity will help you beat inflation, MMF will be the steady supply cash flow to enable you wait out the volitility of the Stock market.

CSblackpink:
Does the NGX market move with the news? Trump just announced that Intel will team up with Apple to make local chips in the states; currently, Intel is already up to 8% in pre-market. I hope NGX will catch up with the rest of the world. The only time I see NGX moving is dividend and Christmas season.

You right with NGX moving during Dividend season.

Trump pronouncements barely affects NGX except it's issues surrounding oil because if crude price moves, it affects virtually all sectors in the NGX especially, Oil sectors and FMCGS.

What moves Nigeria market are the health of the Banks, Crude prices, Dividend season, New listings, Nigeria Government policies (e.g Tax issue etc), interest rates and FPI inflow and general sector rotation and corrections.

Any of the events above are majorly what drives the NGX.

Currently what is happening in Nigeria is purely the beginning of a correction.

Beeron:
You right with NGX moving during Dividend season.

Trump pronouncements barely affects NGX except it's issues surrounding oil because if crude price moves, it affects virtually all sectors in the NGX especially, Oil sectors and FMCGS.

What moves Nigeria market are the health of the Banks, Crude prices, Dividend season, New listings, Nigeria Government policies (e.g Tax issue etc), interest rates and FPI inflow and general sector rotation and corrections.

Any of the events above are majorly what drives the NGX.

Currently what is happening in Nigeria is purely the beginning of a correction.

But isn't there suppose to be a relief rally during correction phase? The red seems to be consistent, no days of relief at all. It has been days of consistent loss across these fund managers.

Bluearrow:
But isn't there suppose to be a relief rally during correction phase? The red seems to be consistent, no days of relief at all. It has been days of consistent loss across these fund managers.

Boss, it's fear.

Fear and nervousity has taken over the market. Every consolidation on the top now is a red flag because smart investors are actively trying to leave the market without crashing the price, so they sell little by little and it takes days to complete sales because they actively trying to sell millions of naira worth of shares that's why you notice this pattern.


Now guess who are buying them?

You correct, Dips buyers. People who always buy the dip without knowing when it will bottom.

I see them on the stocks thread and X(twitter), I laugh because without them, the market won't stabilize, they are helping the market stabilize but sad thing is, they don't have the kind of money smart money has so smart money will continue to sell till they finish selling then the correction will be over.

This whole process takes days/weeks/months sometimes.


This is why, I have stopped recommending Nigeria stocks in my group for now. I am actively tracking bottom so we enter from bottom.

That is why I prefer the foreign market; no matter how Yakubu messes around, any positive news will turn it to green right away. In the last two weeks, all my portfolios were down, and at the moment, I have recovered some with extra dollars by buying the dip and am really satisfied with what I am seeing.

Bluearrow:
But isn't there supposed to be a relief rally during correction phase? The red seems to be consistent, no days of relief at all. It has been days of consistent loss across these fund managers.

Beeron:
Fund managers don't just invest 100% of investors money into stocks.

How it works is, they have already bought with their own money from days when those stocks are very cheap and undervalued, you are only buying from them (like a secondary market) which is why they allot you some NAV unit after confirming your payment.

They don't make loss like you think, they only record day to day paper loss or gain to know how to allot you your percentage gain or loss for the day to match up with reality of the market. Plus you will pay them fund manager fee on both days you make loss or gain.

Secondly, they don't invest all your money into Equity, they set aside some cash for investors looking to redeem fund and also invest some into fixed income market like old bond with high yield or even MMF but you wouldn't know this.

So the best you can do is take a leaf from their play book, keep 60% of fund in fixed income and use 40% to trade yourself expecially now that the market is about to reset.

And when you begin to trade yourself and you feel you making losses on trades you taking, use the returns from the fixed income to average down, in the end, you will beat inflation, beat equity fund managers returns and beat the market in the long run and also get your dividends straight to your bank account.

Flesh n Blood did not reveal this to you comrade