₦airaland Forum

Jaay2:
Even as a long term investor, you can't just buy and leave it for years. You will always need to reevaluate your portfolio and goal for each stock.

No need to pause all. You can be strategic by taking some profits and wait- safe option

Or you take risk of waiting till Jan and see how January plays out

Bluearrow:
The bold is d meaning of longterm
You buy & leave for years
If u need to be reevaluating portfolio after short term, that is no longer long term. Imagine someone that bought stocks January 2026 is reevaluating portfolio December 2026 because of elections, that is not long term. If u are long term investor, nothing concern u with election, just keep buying.

Jaay2:
As an investor, my perspective is dont just buy and forget.

Reevaluating doesn't mean you have to sell. It can mean a profit goal has been met and you need to take profit and invest somewhere else. Or cash out your total investment and put somewhere else. Or you set a new profit margin to attain.

Real investors are ready for the long term if need be. If your goals are achieved in a shorter term, you need to reevaluate.

The main idea is your investment goal- if you want to sit on the company board, you have to keep buying till you get to 5%

That idea of buy and leave for 10/20years without reevaluating is very risk from my POV if you not chasing to sit on the board as a NED

Bluearrow:
Without wishing to sound obnoxious, u are just writing long note for nothing. This thing is simple, if u are long term investor, u buy & forget for certain duration of years, nothing concern u with reevaluation. If u need to be reevaluating your portfolio because of election, whether to lock in profit, u are short term investor.

Jaay2:
Buy and forget

Cheers

dammiecool:

This ur response u just want peace to reign.

I get ur point, one need to check companies' performances look out for new policies that might affect your investment. Long Term Investment is not just buy and forget or else person eyes go peel.

dammiecool:
Long Term Investment is not just buy and forget or else person eyes go peel.

Bluearrow:
You never ready for long term be that
All my assets I bought & forgot has made me the most money. If u are not ready to buy an asset & hold for minimum of 5 years without monitoring it up & down like a pregnant woman, then u are not ready for long term. Alot of u people mistake short term for long term here. Like I said in my previous comment, person wey dey hold asset for long term no get business with election.

dammiecool:
Even if I'm investing for long term I will always check the companies financial and be up to date with government policies that can affect my investment. Its ur choice to buy and forget. Me I no dey buy and forget I have to calculate my risk.

Iamblessed8888:
Ermm.

1. There’s no trophy for holding long term.

2. That you held for 5 years does not make it the benchmark definition for long term

3. The ultimate goal of investing is to make money. If you can achieve that short term, you’re better off than a so called long term investor

4. There are some stocks on NGX that if you had bought and forgotten some years ago, it would be worth zero today. Infact they have been delisted.

5.God forbid but what if an election leads to the total collapse of a country? No one would reward you because you invested long term, rather they would say such a person is foolish for not doing a basic risk assessment and readjusting / diversifying their portfolio

6. When FTSE russel delisted Nigeria from frontier status some years back, alot of institutional foreign investors took flight. Would u say they are not long term investors? We are talking huge funds with hundreds of years of investment track record. They simply responded to the risk exposure of their investments and took their money elsewhere

7. I dare say “long term” even means staying in the market overall more than it means staying in a particular market. E.g if i move my investment from Nigeria to USA, i am still invested but not stuck in a particular market. If i short some stocks and go long on another, i am still a long term investor . Had it been i forgot about my porfolio, how will i know which stock to go long on and which to short?

8. If you subscribe to equity funds, you would know that fund managers regularly rebalance their portfolio. Cardinal stone publishes their model equity portfolio every quarter or so. Would you say they are not long term investors because they always monitor their portfolio and respond to fundamental and market risks?

Bluearrow:
Long term comes with its risk & reward
This thing is self explanatory
If u can't hold an asset for a certain duration, it is short term. If u are holding long term, even when the stock market is crashing u are not selling, talk more of election. Your only responsibility as a long term investor is to invest in good assets, if it fails, so be it. But I can confidently tell anyone long term will make u the life changing money, there is a limit to how much u can make from short term.

Ogborokiri:
Please who is using first-ally here am having issues with my app

CSblackpink:
Service maintenance, it'll be online soon.

Ogborokiri:
Baba I couldn't sleep the whole night are you using them too and do you still have same issue?

CSblackpink:
I'm currently encountering the same issue, and I hope it gets resolved soon.

Jaay2:
Pls give us examples of some you have held for 10 years and your current % profit

Jaay2:
Pls give us examples of some you have held for 10 years and your current % profit

Bluearrow:
Bitcoinn
I bought Bitcoinn in 2016 & forgot about my wallet. Despite the black swan & negative news that happened to Bitcoinn all these years, I never bothered. My friend we bought together sold when China banned cryptto because he was constantly monitoring. It is possible bitcoinn could have crashed, but I took the risk. Reason I said long term also has its own risk. When u constantly monitor your portfolio, fear will creep in & u are likely to make hasty decision. If u want to evaluate portfolio because of election, what will u do in d event of black swan in the stock market & u call yourself a long term holder? Lol. Go check how long Warren Buffet has held most of his stocks. Do I have investment I monitor, yes I do but for short term. There are fund managers I only install when I want to deposit, those are for long term. I don't keep their app on my phone.

I understand not everyone can handle long term. There are people that can't stay a day without checking their portfolio, those ones no fit do long term & na them plenty for here. So I understand the argument.

Jaay2:
Bitcoin is a digital currency...you can't compare it with stock

Warren buffet stock ownership has controlling interest- this changes the perspective of his ownership. He won't buy shares where his voice won't be heard and stay invested for 10 years

ollypass:
has the market topped? is the Dangote hype over ? are we begining to see a reversal from here ? CS peeps ..how was your returns yesterday?

LoriHamo:
CS was negative yesterday

ollypass:
does this dividend also apply to Equity funds or....

CSblackpink:
No, this is the quarterly payment for the MMF.