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Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? - Investment (3) - Nairaland

Nairaland Forum › Nairaland General › Investment › Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? (15568 Views)

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Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Rayjay45: 1:11pm On Sep 27
Morizo:
How much did you invest bro

Cos I invested 3 million in Stanbic Mutual Funds and getting a little over 40k monthly.

There was some months it dropped to 38-39k

I am contemplating removing the money to hut Dangote shares if the returns will be better

Can you advise?
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Gboss247(m): 1:16pm On Sep 27
dauntless15:
Why would i wait that long for such chicken change, they're making more profit holding your money for 90days then give you the crumbs, i rather trade futures with it.
At your age, you should know the difference between working for money and putting money to work
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by omojeesu(m): 1:29pm On Sep 27
All you mentioned are within the official vertical economy rigged against the 95%+ "have nots" in favour of the less than 5% "haves". The old and original Ponzi scheme.

The way out of the Rat Race and Rabbit Hole is the horizontal, peer-to-peer, connected economy which the 95%+ is largely ignorant of and even when aware are so programmed to reject it even calling it scam and Ponzi.
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by amazonguru001: 1:39pm On Sep 27
ogolemati:
shocked shocked shocked shocked shocked shocked shocked shocked shocked shocked shocked shocked shocked shocked which one is baron business
White substance baron na.

IYDGIFAI (IF YOU DON'T GET IT FORGET ABOUT IT)
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by BigManny: 1:48pm On Sep 27
herald9:
Mutual funds returns are better when you invest substantial sum. For instance, my Stanbic IBTC Mutual funds gives me at least a 100k monthly
How much did you invest that gives you 100k monthly?
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by chybyke2(m): 1:56pm On Sep 27
[quote author=omojeesu post=140758818]All you mentioned are within the official vertical economy rigged against the 95%+ "have nots" in favour of the less than 5% "haves". The old and original Ponzi scheme.

The way out of the Rat Race and Rabbit Hole is the horizontal, peer-to-peer, connected economy, which the 95%+ is largely ignorant of, and even when aware, are so programmed to reject it, even calling it a scam and Ponzi.

You ended up saying nothing.
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by chybyke2(m): 1:58pm On Sep 27
omojeesu:
All you mentioned are within the official vertical economy rigged against the 95%+ "have nots" in favour of the less than 5% "haves". The old and original Ponzi scheme.

The way out of the Rat Race and Rabbit Hole is the horizontal, peer-to-peer, connected economy which the 95%+ is largely ignorant of and even when aware are so programmed to reject it even calling it scam and Ponzi.
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Davoneskay(m): 2:12pm On Sep 27
I'm coming to re-read this.
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Lastmankc(m): 2:20pm On Sep 27
oneMalik:
Baron business na .

Yes , Baron business !
Oya, explain am

Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Lastmankc(m): 2:21pm On Sep 27
omojeesu:
All you mentioned are within the official vertical economy rigged against the 95%+ "have nots" in favour of the less than 5% "haves". The old and original Ponzi scheme.

The way out of the Rat Race and Rabbit Hole is the horizontal, peer-to-peer, connected economy which the 95%+ is largely ignorant of and even when aware are so programmed to reject it even calling it scam and Ponzi.
Nah English you dey speak
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Davoneskay(m): 2:39pm On Sep 27
Sensiblerealist:
I swear. I sure say somebody ho work am out if this comment was on first page. As quacks and oversabi with nothing full here, naso experts dey although dem noor many
Use A.I. to calculate it. No forget to add info. such as the year, bank, etc to your search.
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by herald9: 3:02pm On Sep 27
Naturalgbola:
With how much capital? Hun
8m
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Treg123: 3:04pm On Sep 27
herald9:
Mutual funds returns are better when you invest substantial sum. For instance, my Stanbic IBTC Mutual funds gives me at least a 100k monthly
how much do you invested that gives you such amount
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by herald9: 3:06pm On Sep 27
Sphinx419:
For how much capital boss ?

So you dey tell me to lock my 7.5m for 9ja bank and in return I get 100k every long 30dayss oo not even 2wks. Man abeg go collect your money.. start baron business and get that 7.5m in a week. That kind investment na nonsense 100k every 30days. I frown to such angry
I used to leave the money in savings account and get deductions instead. It didn't grow. I left it in mutual funds and it's giving me those returns.

BTW, the smart play here is to dump your annual expenses like say rents into mutual funds. Before your next rent, you must have gotten grown parts of that rent back.

What's baron business, mbok?
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by herald9: 3:09pm On Sep 27
This is the last email I got from Stanbic IBTC about my effective yield

Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by herald9: 3:10pm On Sep 27
oneMalik:
your brain is working !

someone can not just come forward to tell people he/she earn 100K/months just like that ... without justification/explanation .
Already responded to this
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by fcdgrand(m): 3:15pm On Sep 27
Hezzyluv:
Na people wey get plenty money this this dey make sense for pass. Just imagine you have 50m with 20% interest p.a, you roughly have 10m interest. Around 27k per day with your money saved.
20%?, which of the investment app?
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by herald9: 3:16pm On Sep 27
Morizo:
How much did you invest bro

Cos I invested 3 million in Stanbic Mutual Funds and getting a little over 40k monthly.

There was some months it dropped to 38-39k

I am contemplating removing the money to hut Dangote shares if the returns will be better

Can you advise?
My initial capital was 8m. The effective yield too has increased as per their email. Thing is, just put money you'll likely leave in your savings or rent and forget about it.

Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Tobimayor: 3:16pm On Sep 27
oloshun:
Although 100 might small but if you put the money in REI in the US. Now that inflation is here, you buy cheap stocks and the economy is going to be booming
You go cry.

Have it at the back of your mind. Nothing is guaranteed.

If you know how much people loose in stocks even in the US, you will be shocked.

The best investment without with the least risk factors are government securities.
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Againstthewall: 3:34pm On Sep 27
herald9:
Mutual funds returns are better when you invest substantial sum. For instance, my Stanbic IBTC Mutual funds gives me at least a 100k monthly
How much did you invest?
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Hezzyluv: 3:37pm On Sep 27
fcdgrand:
20%?, which of the investment app?
There you go

Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Againstthewall: 3:38pm On Sep 27
Sphinx419:
For how much capital boss ?

So you dey tell me to lock my 7.5m for 9ja bank and in return I get 100k every long 30dayss oo not even 2wks. Man abeg go collect your money.. start baron business and get that 7.5m in a week. That kind investment na nonsense 100k every 30days. I frown to such angry
What is baron business? One important factor to consider when making investment decisions is the RISK factor
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Againstthewall: 3:46pm On Sep 27
Jocdon:
If I come fix 50k for 10 years the interest go reach 50miter? Just asking.
Dey play
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by egojeny1(f): 3:54pm On Sep 27
Mutual Funds anyday anytime
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Againstthewall: 3:54pm On Sep 27
ogolemati:
shocked shocked shocked shocked shocked shocked shocked shocked shocked shocked shocked shocked shocked shocked which one is baron business
Carefully look at his moniker, there lies your answer
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by egojeny1(f): 3:54pm On Sep 27
Naturalgbola:
With how much capital? Hun
7.5/8m
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by egojeny1(f): 3:55pm On Sep 27
Sphinx419:
For how much capital boss ?

So you dey tell me to lock my 7.5m for 9ja bank and in return I get 100k every long 30dayss oo not even 2wks. Man abeg go collect your money.. start baron business and get that 7.5m in a week. That kind investment na nonsense 100k every 30days. I frown to such angry
Go do your business in peace and leave people with their choices
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Againstthewall: 3:56pm On Sep 27
herald9:
I used to leave the money in savings account and get deductions instead. It didn't grow. I left it in mutual funds and it's giving me those returns.

BTW, the smart play here is to dump your annual expenses like say rents into mutual funds. Before your next rent, you must have gotten grown parts of that rent back.

What's baron business, mbok?
Carefully look at his moniker, there lies the answer to your question
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by victorazyvictor(m): 4:13pm On Sep 27
herald9:
Mutual funds returns are better when you invest substantial sum. For instance, my Stanbic IBTC Mutual funds gives me at least a 100k monthly
From how much investment plz?
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by Slimplush: 4:26pm On Sep 27
FSBoperator:
No.
no problem sir.
Re: Fixed Deposit Vs Mutual Funds: Which Pays Returns With ₦100k Investment? by olarent: 4:28pm On Sep 27
please sir,on which amount?
herald9:
Mutual funds returns are better when you invest substantial sum. For instance, my Stanbic IBTC Mutual funds gives me at least a 100k monthly
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