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₦30m To Japa With Wife And Children? How Are People Doing It? - Travel (2) - Nairaland

Nairaland Forum › Nairaland General › Travel › ₦30m To Japa With Wife And Children? How Are People Doing It? (13908 Views)

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Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by RaptorX: 3:36pm On Oct 01
With N30 million you can be making N5 million a month even more easily in this Nigeria and live a better quality life than 90% of Nigerians living abroad, only a f..l will use N30 to Japa just to say you are living in some oyinbo country.
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Kobicove(m): 3:37pm On Oct 01
enemyofprogress:
You don't need that much to japa to Afghanistan, Pakistan, Libya, Iraq and Iran. The cost of living in those countries is very very ship.
Those countries you listed are also shitholes grin
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by borie4u(m): 3:46pm On Oct 01
I still believe that if you have 30million and choose to invest in Nigeria then anything that happens u take it like that. 30million naira is not much if u compare it to the current exchange rate. People who decides to Japa with that money are not necessarily stupid. That money is one sickness away, one bad policies away or one kidnap away and that money is finished. Not to mention if Tinubu enters for second time u will see Niger Republic self u go rush enter
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Gotocourt: 4:21pm On Oct 01
Australia all the particularly if you are a skilled tradesman with right qualification or STEM professionals.
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Princedapace(m): 4:23pm On Oct 01
yemmit90:
The category of people leaving Nigeria now are probably better than you in life. Do you think it is that easy to raise or save over 30 millions naira for relocation?

I don't blame your likes, I blame some Nigerians who are never contented with their lives despite living comfortably in their country.
A country where those whith 30m are not up to 2 percent is a completely shithole..
Do u know how much those abroad send to Nigeria that helps stabilize ur naira? Omo, without them, bro, ur naira would be hitting 2500 per dollar. Nigeria is extremely a poor country and dangerous country.
If u remove politicians, remove drug lords, remove ritual and organ harvesters, scammers, the country is practically broke. Those earning well outside the above listed are not up to 1.5 percent of the population.
Dont take my words for it, your data recently confirmed, to find Nigerians with 500k and above in their account or asset is not up to 4% of the population.
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Gerrard59(m): 4:28pm On Oct 01
If you are to japa via the school route, get a scholarship or two. I'm yet to see any format that defeats the model.
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Eniolohunda: 4:34pm On Oct 01
No one is even mentioning US again 😁 the big brother of all, the best country to relocate for the professionals especially the medicals. You don't need any proof of fund as a professional as long as you have an employer. You only need to get all your necessary documents which of course, you will spend money too in getting some of them. But not like bringing millions for POF
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by femi4: 4:43pm On Oct 01
razzydoo:
30m grin and you still want to Japa to make how much? 1 billion?😅
I think your aim is to keep up with the Joneses. You want to pepper people back home with abroad dumps monthly.
Look within.
30m that hou cant reproduce cannot be comparned to the one that is steady, regular and consistent
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Lekby25: 4:59pm On Oct 01
FSBoperator:
Anyone that can raise such amount and not consider engaging in at least farming but decides to opt for a dead end immigration path needs their heads examined.
Are you a successful farmer?
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by abbenism001(m): 5:00pm On Oct 01
Which country is the best for me.

Am a researcher.
If l can win fully funded scholarship abroad how much will it cost me to travel to west with family of 5
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Samuels90: 5:18pm On Oct 01
Kobicove:
Those countries you listed are also shitholes grin
😂 he knows, he did it on purpose!
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Pythagon(m): 5:46pm On Oct 01
Globalscholar1:
Thanks for sharing the details.

At 36, with 7 years in IT/Instrumentation Engineering, a BSc (Ed), and a family of 3, I wouldn't pick a country for you based on the ₦30M alone.

The part I'd want to check properly is how your actual IT/Instrumentation work maps to the occupation codes and qualification requirements of the skilled/employer routes available to you. That can change the options considerably.

So before spending money on applications, I'd first narrow down the routes that actually fit your profile and family situation.

If you want, send me your exact job role/duties and whether your wife is working, and I can tell you what part of the profile needs checking first.
AI generated response. Are you automated?
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by nedekid: 5:55pm On Oct 01
Na wah, if naija got better under this apc and blablablu will Nigerians be so desperate to japa?
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by ayomilore: 6:03pm On Oct 01
I have a background in Banking though I was silent on it in my last application but only emphasize on my solar panel sales business. I have applied 3 times for Canadian visa without success. First as a student, the other 2 as visitors with my two kids to visit my spouse who just completed her certificate course in health related field.

My question is what can I do differently next year that will guarantee a successful application.

How can my spouse who would have gotten her pgwp status help our application? She pointed out that we applied for visitors visa for the kids who are still minor instead of study visa.

The process has been so draining to be sincere.

The question is how can her new status help our application next year and how can we strengthen the application so that it won't be denied again.
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by WarehouseLagos: 6:38pm On Oct 01
OkanlawonB:
I will advise you to stay put in Nigeria, you can do alot with your 30M in Nigeria, which may be too little to relocate a family of 5 to any comfortable country in the West where a significant numbers of our people are just wasting away.

Even though Nigeria may be tough and challenging, crossing to the West does not automatically transforms to a better life.

Inspite of the astronomical inflation, the purchasing power of the Nigerian population still remains high because the people are hustling, reason why foreigners from Asia are flooding into Nigeria.
Bro you are doing Minister of information and Minister of economics at the same time. Lovely Post. The real problem is people love money and don't want to add value. Alot of people a dependent mentally on western thinking it's like alot of people cannot think for themselves. Uber, Bolt are Western creations and look at how people jumped on the bandwagon. Another Bandwagon is the need to travel out of Nigeria. We seem to worship people from abroad. Look at the Chinese coming into NIgeria and even lowering prices. If we are going into another country our mind would be to increase prices. There is alot wrong with our mindset. We are full of fear and cannot stand on our own. Look at all the south African leaders who died in their own hospitals. The best hospitals are in America, Germany and Europe. Why did South African leaders not travel out ? Because they believe they are just as good as any nation. We lack belief in Nigeria at the slightest problem it is to travel out. While others are sitting in their countries and developing it we are running out of our country. God Bless China for believing in us when we no longer believe in ourselves
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by lebete3000: 6:50pm On Oct 01
Globalscholar1:
₦30M IS NOT THE REAL PROBLEM. CHOOSING THE WRONG ROUTE IS. 🚨

Let me add this because this is where many people get it wrong.

If you have ₦20M, ₦25M or ₦30M and you're relocating with a wife/husband + children, please don't start by asking “Which country can I enter?”

Start with:

“Which pathway actually works for MY family?”

Because two people can have the same ₦30M and have completely different options.

One person's profession may fit an employer-sponsored route.

Another person's qualification may require recognition or licensing first.

Another person may discover that the route they were planning doesn't allow their spouse or children to come under the same conditions.

And someone else may spend millions on a route that looked attractive online, only to discover later that the numbers don't work for their actual family.

This is why “my friend did it” is one of the most dangerous ways to plan relocation. 😂

Your friend's age is not your age.

Your friend's occupation is not your occupation.

Your friend's family size is not your family size.

And their immigration status may not even be the same route you're considering.

₦30M should be enough to make you plan carefully, not gamble carelessly.

If you're currently planning to relocate with your family, drop just these 5 things:

Age | Profession | Highest qualification | Years of experience | Family size

Let's see how different the picture becomes when we stop talking about “japa” generally and start talking about actual profiles. 👀
Age- 39yrs

Profession-Medical Doctor (to be a Consultant in the next 2yrs)

Highest qualification- MBChB

Years of experience- 14yrs

Family size- nil, na only me dey waka come grin
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Iamblessed8888: 6:56pm On Oct 01
lebete3000:
Age- 39yrs

Profession-Medical Doctor (to be a Consultant in the next 2yrs)

Highest qualification- MBChB

Years of experience- 14yrs

Family size- nil, na only me dey waka come grin
You mean herbalist doctor or?
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by cucumbar: 7:19pm On Oct 01
RaptorX:
With N30 million you can be making N5 million a month even more easily in this Nigeria and live a better quality life than 90% of Nigerians living abroad, only a f..l will use N30 to Japa just to say you are living in some oyinbo country.
Abeg, how dem Dey make 5m per month with 30m ?
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by professore(m): 7:31pm On Oct 01
Nice
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by yemmit90: 9:05pm On Oct 01
Princedapace:
A country where those whith 30m are not up to 2 percent is a completely shithole..
Do u know how much those abroad send to Nigeria that helps stabilize ur naira? Omo, without them, bro, ur naira would be hitting 2500 per dollar. Nigeria is extremely a poor country and dangerous country.
If u remove politicians, remove drug lords, remove ritual and organ harvesters, scammers, the country is practically broke. Those earning well outside the above listed are not up to 1.5 percent of the population.
Dont take my words for it, your data recently confirmed, to find Nigerians with 500k and above in their account or asset is not up to 4% of the population.
Maybe i will know how to reply you if you tell me your country.
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Deejah123(f): 9:20pm On Oct 01
Globalscholar1:
₦30M IS NOT THE REAL PROBLEM. CHOOSING THE WRONG ROUTE IS. 🚨

Let me add this because this is where many people get it wrong.

If you have ₦20M, ₦25M or ₦30M and you're relocating with a wife/husband + children, please don't start by asking “Which country can I enter?”

Start with:

“Which pathway actually works for MY family?”

Because two people can have the same ₦30M and have completely different options.

One person's profession may fit an employer-sponsored route.

Another person's qualification may require recognition or licensing first.

Another person may discover that the route they were planning doesn't allow their spouse or children to come under the same conditions.

And someone else may spend millions on a route that looked attractive online, only to discover later that the numbers don't work for their actual family.

This is why “my friend did it” is one of the most dangerous ways to plan relocation. 😂

Your friend's age is not your age.

Your friend's occupation is not your occupation.

Your friend's family size is not your family size.

And their immigration status may not even be the same route you're considering.

₦30M should be enough to make you plan carefully, not gamble carelessly.

If you're currently planning to relocate with your family, drop just these 5 things:

Age | Profession | Highest qualification | Years of experience | Family size

Let's see how different the picture becomes when we stop talking about “japa” generally and start talking about actual profiles. 👀
40 year
IT/Cyber security
MSc
7+
Single
16 million
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by OkanlawonB(m): 10:24pm On Oct 01
Deejah123:
40 year
IT/Cyber security
MSc
7+
Single
16 million
A sure plug in your case through the study route is the Technical University, Vienna. TU Wien has numerous IT masters programms taught in english.
Tuition is very affordable (about 727euros/semester), accommodation is affordable (about 400euros/month) and not difficult to find. Student Jobs are not diffficult to find as well.
Its a Do It Yourself process, it will be of advantage if you are resident in Abuja or somewhere closeby because of the rigorous process of document legalisation and authentication at the Austrian Embassy, Abuja.
Austrian Embassy accept Naira account for proof of fund.
Though for better integration, learning the basic German language may be important.
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Ade3131: 11:26pm On Oct 01
Globalscholar1:
₦30M IS NOT THE REAL PROBLEM. CHOOSING THE WRONG ROUTE IS. 🚨

Let me add this because this is where many people get it wrong.

If you have ₦20M, ₦25M or ₦30M and you're relocating with a wife/husband + children, please don't start by asking “Which country can I enter?”
What about a scenario whereby the intending applicant already has a foreign remote job, but he only wants to relocate his family and maybe return to Nigeria or stay with them depending on the realities on ground.

What would you advise such a person?
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by DextrousD: 1:21am On Oct 02
Globalscholar1:
Let’s be completely honest with ourselves. If you are a married professional with a spouse and two or three kids, the current exchange rate has likely ruined your immigration plans. You lie awake at midnight calculating the Proof of Funds (POF) for Canada Express Entry or a UK route, and you realize that showing ₦25 million to ₦35 million cash in a bank account is either impossible, or it will require you to sell your only house, your car, and completely empty your life savings.

But here is the mistake that will cost you millions: out of desperation, people copy a single guy's pathway or buy a random "student package" from an agent, only to arrive abroad and find out their spouse cannot legally work, or childcare costs more than their single salary.

If you are moving with a family in this September 2026 reality, stop asking "Which country is easiest?"

The question that will save your family from structural disaster is: "Which skilled pathway allows my specific professional profile to override these impossible upfront cash pools?"

The rules are completely different across these 9 countries. Some routes don't require you to show a single Kobo in a bank account if you target the right skilled employment pathway. Let's look at the raw data and the hidden catches for each destination.



1. CANADA
Canada has several economic immigration routes where eligible family members can be included.

• Express Entry: A highly competitive selection system for eligible economic immigration programs.
• Provincial Nominee Programs (PNPs): Allows provinces and territories to nominate candidates according to their own local immigration priorities.
• Atlantic Immigration Program (AIP): This is employer-driven and focused specifically on the Atlantic provinces.

The POF Reality:
For Express Entry, proof of funds is currently required for the Federal Skilled Worker Program and Federal Skilled Trades Program unless an exemption applies. The current minimum liquid settlement funds are heavy:
• 1 person: CAD $15,263
• 2 people: CAD $19,001
• 3 people: CAD $23,360
• 4 people: CAD $28,362
• 5 people: CAD $32,168
• 6 people: CAD $36,280
• 7 people: CAD $40,392

For AIP, the cash required upfront is significantly lower:
• 1 person: CAD $3,815
• 2 people: CAD $4,750
• 3 people: CAD $5,840
• 4 people: CAD $7,090
• 5 people: CAD $8,042
• 6 people: CAD $9,070
• 7 people: CAD $10,098

The Catch: AIP is NOT simply a low-POF option or a cheap shortcut. You need an eligible job offer from a designated Atlantic employer and must satisfy the programme requirements. AIP applicants already working in Canada with a valid work permit do not need to show settlement funds.



2. AUSTRALIA
Australia uses skilled migration routes based on factors such as occupation, age, qualifications, English, and skilled employment.

• Skilled Independent visa 189: An independent points-tested route.
• Skilled Nominated visa 190: Requires nomination by an Australian state or territory.
• Employer Nomination Scheme 186: An employer-sponsored permanent residence route.

The POF Reality:
There is no single, fixed settlement-fund amount for the 189 and 190 visas comparable to Canada's Express Entry table. However, do not deceive yourself. You still need to budget heavily for application charges, skills assessment, English testing where applicable, health checks, police certificates, travel, and immediate settlement costs for your dependents.

The Catch: Meeting the minimum points requirement does not automatically guarantee an invitation. You can sit in the pool for months while your age points drop.



3. GERMANY
Germany runs employment-based residence routes for qualified professionals.

• EU Blue Card: Aimed at highly qualified professionals who meet strict qualification, employment, and salary requirements.
• Skilled Worker residence routes: Applies to people with recognised vocational or academic qualifications and qualifying employment.

The POF Reality:
There is no single fixed settlement-fund figure for everyone using a qualifying employment route because your employment and salary demonstrate that your livelihood is covered. Other accepted forms of financial evidence may apply depending on the particular route.

The Catch: Qualification recognition and hitting the salary thresholds are the actual barriers. For the 2026 EU Blue Card, the standard salary threshold is €50,700 gross/year (or €45,934.20 gross/year for certain high-demand categories). If your German job offer doesn't hit these numbers, moving with your family becomes a different structural ballgame.


4. UNITED KINGDOM
For skilled workers, the main option is the Skilled Worker visa. You need an eligible job with an approved sponsor and must meet the salary and skill criteria.

The POF Reality:
• Main applicant: £1,270
• Partner: £285
• First child: £315
• Each additional child: £200

You must hold these funds for 28 consecutive days unless your sponsor certifies maintenance on your Certificate of Sponsorship (CoS).

The Catch: Following recent UK policy updates affecting care and medium-skilled roles, not every occupation currently allows you to bring dependants. Do not rely on outdated 2024 information. If your job code falls under the restricted list, you might relocate alone and find out your family is legally barred from joining you.



5. NEW ZEALAND
New Zealand offers direct skilled pathways focused tightly on your employment status.

• Skilled Migrant Category Resident Visa: A points-based residence system.
• Green List Straight to Residence: Immediate residency for specific high-demand roles.
• Green List Work to Residence: A pathway to residency after working in a designated role for a set period.

The POF Reality:
There is no fixed, generic bank statement table like Canada's Express Entry. Instead, the focus is almost entirely on your job contract, your hourly or annual pay rate, and meeting the specific accredited employer conditions.

The Catch: Eligible partners and dependent children aged 24 or younger can be included. However, having a standard degree does not cut it. Everything depends on your specific occupation code matching an accredited employer job offer.



6. PORTUGAL
Portugal provides standard pathways for qualified non-EU professionals via the Residence visa for subordinate employment.

The POF Reality:
You must demonstrate sufficient means of subsistence relative to the national minimum wage. For family reunification, the legal reference structure is:
• First adult: 100%
• Second adult: 50%
• Each child/minor: 30%

The Catch: The documentation requirements for independent or contract workers are highly specific. Do not rely on old social media numbers or arbitrary figures quoted by random travel groups. The consulate evaluates your actual contract stability.



7. FRANCE
France targets international professional talent through the highly structured Talent residence routes, which includes their specific EU Blue Card category.

The POF Reality:
There is no single universal bank balance required upfront for these professional routes. Your qualifying employment, employment contract tier, and gross annual salary are what demonstrate that your family's livelihood is fully covered.

The Catch: The French professional framework is highly technical. If your degree evaluation or your specific contract tier does not align precisely with the "Talent" sub-class criteria, processing your family's files concurrently becomes difficult.



8. SWEDEN
Sweden runs work-permit options for non-EU nationals through their standard Work permit for employees.

The POF Reality:
There is no fixed liquid bank statement required for the main applicant. However, if your family is joining you, you must meet a strict maintenance requirement. After your monthly housing/rent costs are deducted, your remaining net income must cover these exact thresholds:
• Single adult: SEK 6,243
• Couple: SEK 10,314
• Child 0 to 6: SEK 3,336
• Child 7 to 10: SEK 4,004
• Child 11 to 14: SEK 4,672
• Child 15+: SEK 5,339

The Catch: The system evaluates your family's maintenance completely separately from your basic work permit eligibility. If your salary pays your rent but falls short of these household thresholds by even a small margin, your spouse and children's visas will be rejected.


9. NETHERLANDS
The Netherlands runs a streamlined pathway for international experts via the Highly Skilled Migrant residence permit.

The POF Reality:
There is no general liquid bank balance requirement for the main worker. The financial criteria are entirely met by securing a contract with an IND-recognized employer that meets the strict, non-negotiable monthly gross income thresholds for your age bracket.


The "Hidden" Professional Trap Most Married Nigerians Fall For

Let me drop one final raw truth that travel agents will never tell you because they want to sell you a generic admission package.

Your immigration destination should never be chosen because your friend went there. It must be chosen based on how that specific country’s immigration law evaluates your exact daily job duties, not just your job title.

For example, you might be a Senior Manager or a highly skilled supervisor in Nigeria, but when you evaluate your profile against Canada’s TEER categories, Australia’s ANZSCO codes, or Germany’s strict qualification framework, you might discover that your specific role either requires a local professional license you don't have, or it doesn't meet the minimum salary threshold required to bring dependents.

Worse still, some countries will grant you a worker visa but legally restrict your spouse from getting an Open Work Permit unless your job hits a specific high-tier skill classification. Imagine selling your properties, landing abroad, and realizing your spouse is forced to sit at home for two years doing nothing because you copied a single person's route.

Immigration is purely an individual mathematical and legal equation. Your specific combination of age, exact qualifications, family size, and available capital means there is exactly ONE country out of these nine where your probability of success is highest and your financial risk is lowest.

If you guess wrongly, you waste millions on credential evaluations and non-refundable visa fees before you even pack a single bag.

I will be online to reply to general questions below. Drop your thoughts or share your current relocation challenges, and let's discuss them organically in the thread.
Great thread. Highly informative
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by TheEnforcer: 2:04am On Oct 02
Eriokanmi:
Very crude mentality. Maybe they did so in the name of the so-called love. Last October, I visited my age-,long coursemate. He lives in Scarborough area of Toronto. He told me to meet him at the STC. On getting there, I was expecting him to talk about his wife but he kept quiet. After he entertained me, we headed for his house. I now asked him, where's madam. He said baba, na long story. His wife had left him. He said as a pastor he's not had any intimate encounter with any woman years after she left him, even in the face of temptations.hes planning to remarry now. He said the greatest mistake he made was bring her to Canada. Truthfully, he said she was well behaved and without issues while in Nigeria.He said she was influenced by the so-called influencers the moment they secured their PR.

I met a lady too, she said, any man who intends to bring his wife and family to Canada must rethink because once she gets in, won maa fęę do pa. Only if she truly loves him would such not happen cos temptations are much over there, same with usa and the UK. We've heard cases of a married man and a married woman run tinz while at work and they got caught.

The above is one scenario, another scenario is the economic balancing. In 2016, I took my childhood friend and a close relation to the US. I told my manufacturer there that 2 of my staff would be coming with me and they sent both of them an invitation each. Their visa was approved and we headed for NY, upstate together. After the training I came back while they stayed back One of them got his green card in 4 years, 10 years validity. Before he got it, he had started building his house at egbeda area, 1 year, after securing his green card, he was able to complete it. He's almost finishing his hotel now at fagba area, very massive. My friend works all randa, nobody to distract him, even doing security work join. His family is in Nigeria, doing very fine, he comes home every December.

Meanwhile, the other guy got a link a year after his arrival in the US and his wife and children went with him. Though schooling is free for kids, there are some inevitable fees ypu will still pay. 2 years ago, having tried to secure his green card but failed interview twice, him and his wife went into mortgage. Last year, he lost his job as AI had been deployed to do most of their jobs. Now, he's struggling to meet up with mortgage. His wife has started acting funny lately. I keep telling him to take things easy with her.

As a couple, except you're really sure of landing a great job over there on arrival with security papers along with it, don't try relocating all at a time.Get your footings firmly before relocating with him. Starting a life abroad as a 2nd class citizen is very hard. You may not enjoy yourself and your freedom till you're old. You'll work your heart out.
you always chip in in stories like this with your experience
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by wayodude(m): 7:37am On Oct 02
Stay in your country and fix it! angry
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Haymus007(m): 11:46am On Oct 02
Fix your own country fgs!!!!
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Globalscholar1(op): 7:22pm On Oct 02
BITTER TRUTH: SOME IMMIGRATION PLANS HAVE AN EXPIRY DATE. 🔥🔥🔥🔥

This is one thing I don't see people talk about enough.

You can research a route today.

You can meet the requirements today.

You can start gathering documents today.

You can even have the money ready today.

…and the rules can change before your family has actually completed the move.

Let that sink in.

A route can make sense for you TODAY and still create a problem for your family LATER.

That means:

“I checked the requirements” is not enough.

You need to understand WHEN those requirements will be tested and WHAT HAPPENS AT EACH STAGE of the journey.

Take Sweden for example.

As of 1 October 2026, Sweden introduced changes affecting family immigration.

Among other things, the maintenance requirement is now also examined when certain residence permits are extended, and the amount required has increased.

But here's where it gets interesting.

The rules don't simply depend on:

“I'm going to Sweden.”

They can depend on WHAT TYPE OF PERMIT YOU HAVE.

Who is the principal applicant?

What type of residence permit does that person hold?

Which family members are applying?

What type of permit will the spouse or children receive?

What maintenance requirements apply?

What evidence has to be provided?

And what happens when the permit reaches the extension stage?

This is where a lot of people stop researching too early.

Someone sees:

“Sweden allows you to bring your spouse and children.”

And concludes:

“Perfect. Family relocation sorted.” 😂

No.

That sentence alone doesn't tell you enough.

Because immigration isn't just:

GET VISA → ENTER COUNTRY → EVERYTHING IS FINE.

There can be several stages after the initial approval.

Application.

Approval.

Travel.

Family reunification or accompanying family members.

Permit conditions.

Extension/renewal.

And eventually, the next immigration stage.

Every stage can have its own conditions.

And sometimes the thing that causes trouble isn't even the original visa requirement.

It could be:

The dependant rules.

The maintenance requirement.

The amount of money you need to show.

The type of accommodation required.

The evidence you must provide.

The conditions attached to your permit.

The rights of your spouse.

Or whether your children qualify under that particular category.

THIS IS WHY OLD INFORMATION CAN BE DANGEROUS. 🔥

Google can show you an article from 2024.

Someone on TikTok can confidently explain a requirement from 2025.

An agent can send you a PDF that was prepared months ago.

Your friend can tell you:

“Don't worry. That's how I did mine.”

But immigration rules don't care about how your friend's application went.

Your friend's approval is evidence of your friend's situation.

It is not automatically evidence that YOUR FAMILY will qualify under the same conditions.

And this is one of the biggest mistakes I see people make.

They copy a route instead of understanding the route.

“My friend used this route.”

“My brother moved through this route.”

“Someone on WhatsApp said this country is easy.”

“I saw somebody with ₦25M relocate there.”

Okay.

But who exactly was that person?

What was their occupation?

What qualifications did they have?

What type of job were they doing?

What permit did they apply for?

Were they single?

Did they have a spouse?

How many children did they have?

Was the spouse applying at the same time?

What were the family's financial circumstances?

What rules were in force when they applied?

Same country does NOT mean same route.

Same nationality does NOT mean same outcome.

Same amount of money does NOT mean same eligibility.

Two families can each have ₦30M and still have completely different immigration options.

One person may have an occupation that fits a particular route.

Another may not.

One family may have three people.

Another may have six.

One spouse may have qualifications and work experience that strengthen the family's options.

Another spouse may not.

One person may already have an employer willing to sponsor them.

Another may be starting from zero.

Money is only one part of the equation.

And this is another bitter truth:

₦30M is not an immigration strategy. 😂🔥

It is simply a financial resource.

What matters is what you can legally and realistically do with it based on your profile.

That's why I always tell people:

Don't start with “Which country can I go to?”

Start with:

[center]“What routes can MY profile actually support?”[/center]

Then go further.

Ask:

What happens to my spouse?

What happens to my children?

Can they accompany me immediately?

If they cannot, when can they join me?

What permit will they receive?

Can my spouse work?

What happens when my permit expires?

What financial requirements apply at extension?

What happens if the rules change before then?

Now you're thinking about relocation properly.

Because relocation isn't just about getting in.

It is about understanding what happens after you get in.

That distinction can save someone a lot of money, time and unnecessary stress.

And please...

Stop building ₦20M–₦30M relocation plans from one friend's experience. 🔥

Your friend's route may have worked for your friend.

It doesn't automatically make it your route.

Your friend's immigration story is not your immigration strategy.

Immigration law is not a screenshot.

It changes.

Requirements change.

Financial thresholds can change.

Family rules can change.

Permit conditions can change.

And sometimes the change happens after you've already started planning.

So don't only ask:

“Can I qualify?”

Ask the bigger question:

[center]“IF I QUALIFY TODAY, WHAT DOES THIS ROUTE LOOK LIKE FOR MY FAMILY ALL THE WAY THROUGH?”[/center]

That is the question people should be asking. 🔥🔥🔥

Because sometimes the expensive mistake isn't choosing the wrong country.

It's choosing a route without understanding the whole journey.

And by the time you discover the missing piece...

You've already paid for documents.

Paid application fees.

Paid agents.

Made plans.

Maybe even resigned from work.

That is when “I didn't know” becomes very expensive. 🔥

So, if you have a general question about anything I've discussed here, drop it in the thread.

Let's keep the general discussion here so other people can learn from the answers too.

But if what you actually need is someone to look at YOUR OWN profile, documents, occupation, qualifications, family situation and available funds and determine which routes genuinely fit...

That's a different thing entirely.

That's not a “which country?” question.

That's a proper profile assessment.

I don't do individual profile checks from random comments or casual DMs based on two lines of information.

Because there is no responsible way to assess somebody's relocation options from:

“I'm 35, married, have ₦30M. Which country can I go to?” 😂

General questions → thread.

Detailed, profile-specific relocation guidance → consultation.

Simple.

Learn first.

Plan properly.

Then spend your money. 🔥🔥🔥
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Globalscholar1(op): 7:25pm On Oct 02
That's actually a very different scenario, and I would approach it differently.

If the person already has a foreign remote job and the plan is to relocate the wife/husband and children while he may continue moving between Nigeria and the destination country, I would not start by choosing a country.

I would first establish the legal basis for the family's residence.

The foreign remote job is useful, but having a foreign employer does not automatically give the employee the right to live and work remotely from another country. The employer's location, where the work is physically performed, the destination country's immigration rules and the person's tax position can all matter.

Then I would ask four main questions:

1. What legal status will the principal applicant have in the destination country?

Is it a work permit, digital-nomad/remote-work route, self-employment route, another residence permit, or something else?

2. What status will the spouse and children have?

Can they accompany the applicant?

Can they join later?

Are they dependants under the principal applicant's permit?

Are there separate financial, accommodation or other requirements?

3. What happens if the principal applicant returns to Nigeria?

This is the part I would pay serious attention to.

If the family's right to remain is based on the principal applicant's residence permit, you cannot simply assume:

“They have entered already, so they can stay there while I work from Nigeria.”

The conditions of that particular permit determine what happens.

For example, Sweden's current family rules require a reference person in Sweden to meet certain maintenance and housing requirements for family members in relevant categories, and the rules also cover extensions of family members' permits.

So the question is not just whether the family can enter.

It is whether they can legally continue living there under the arrangement you are proposing.

4. What are the tax and employment implications?

If someone is physically working from another country for a foreign employer, that can create tax and employment questions that need to be checked separately. So I wouldn't tell someone, “You already have a foreign remote job, just move your family there.”

I'd first make sure the immigration status + remote-work arrangement + family status + tax position + long-term plan all fit together.

So for the person who asked the question, my suggestion would be:

Don't spend the ₦20M–₦30M yet choosing a country.

First establish the legal structure of the move.

If the objective is specifically:

“I have a foreign remote job, I want my wife/husband and children to live abroad, and I may continue living between Nigeria and that country,”

then that should be assessed as a family-residence strategy, not simply a normal “japa” plan.

And that's exactly the lesson from my main post:

The right route depends on what you are actually trying to achieve, not just how much money you have.

If you want to give more details about the job, employer's country, family size and whether the intention is for the applicant to remain abroad or return to Nigeria, I can explain the scenario more specifically.
Ade3131:
What about a scenario whereby the intending applicant already has a foreign remote job, but he only wants to relocate his family and maybe return to Nigeria or stay with them depending on the realities on ground.

What would you advise such a person?
Re: ₦30m To Japa With Wife And Children? How Are People Doing It? by Globalscholar1(op): 7:29pm On Oct 02
40 years, IT/Cybersecurity, MSc, 7+ years experience, single and ₦16M.

On the surface, that's a profile worth exploring.

The first thing I'd want to know is your exact Cybersecurity role and job duties, because “IT/Cybersecurity” covers different occupations and the available immigration routes can vary depending on what you actually do.

Your MSc and 7+ years of experience are also important, while being single makes the financial planning a bit more straightforward.

The ₦16M is useful, but I wouldn't start by asking, “Which country can ₦16M take me to?”

I'd start with:

What occupation does your experience actually place you under, and which countries currently have routes that fit that occupation?

Then we look at your age, qualifications, experience, English/language status, finances and the specific requirements of those routes.

So yes, there are countries you can potentially look at with this kind of profile, but I wouldn't honestly name one country and tell you that's the answer from these few details alone.

The missing piece is the exact nature of your Cybersecurity work.

Once that is clear, the options become much easier to narrow down.

If you drop your exact job title and briefly explain what you do, we can use that to make the discussion more specific here.

Deejah123:
40 year
IT/Cyber security
MSc
7+
Single
16 million
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