₦airaland Forum

Nice one, Op! Threads like this are FP worthy!

ruffhandu:
By all means, Live below your means

u doubt me iffatel u sey u tight pass g-string, abeg chop E-knuckle joor..

Nice post ...

BeeBeeOoh:
Jotted down.. What about "8 wise habits that will be keeping you in credits??..na wetin I need naw abeg..


Yes!! Man up-front again??..d lawd is really rewarding my joblessness wit FTC cum FP tins. Wearing mai crash helment & bullet-proof 4a a teribul quaker oath, if u tiwa dis wawastic mendu hit like maka na d gods dikwa veri wise.




AYAM KARID..

Walk badastically and minus stumble....d gods r wize

ruffhandu:
I do not quite agree with No's. 5 & 8

5. Breaking Up Payments Into
Installments.
If for any reason you are indebted to the tune of 100k and your monthly earning is 40k. What do you do? Pay with blood so as to avoid payment by installments? In fact, the tinier you are allowed to break the installments, the more convenient, unless if unpaid balance attracts charges.

8. Using ATMs Outside Your Network
If what you mean by this the use of other banks' ATM, then you might as well advise against the use of ATM in the first place. ATM is for some kind of emergency. What if this emergency arises where you bank's ATM does not exist, what do you do? You wait? Or keep searching? You may not be able to afford that luxury at the time.

The point is not to owe above your income in the 1st place...... You want a 100k phone, for instance and you earn 40k per month (it's dumb anyways to earn that and want that), the smarter thing to do is to make instalmental payments (e.g 10k for 10months) and pick up the phone after completion... That way you don't owe, someone owe you!

The smartest is to get a phone with similar specifications at a lower cost, within your income bracket! After all the chinkos have made that feat easier... Lolz

Break free from financial limitation. Here are 4 business you can start with N10,000 and become financilly stable in less than six month. Download free book at http:///14HMUxA . just give it a try.

* buying of asoebi monthly

hrykanu231:
Walk badastically and minus stumble....d gods r wize

ua veri kari.....D, daz6 nagogo..

BeeBeeOoh:
Jotted down.. What about "8 wise habits that will be keeping you in credits??..na wetin I need naw abeg..


Yes!! Man up-front again??..d lawd is really rewarding my joblessness wit FTC cum FP tins. Wearing mai crash helment & bullet-proof 4a a teribul quaker oath, if u tiwa dis wawastic mendu hit like maka na d gods dikwa veri wise.




AYAM KARID..

Manya,wolk bembestic...A B uwaness!

mozinta:
Manya,wolk bembestic...A B uwaness!

1 finga miliki 4 unec, imbibe ad-infinitum. D gods ar solomon..

BeeBeeOoh:
u doubt me iffatel u sey u tight pass g-string, abeg chop E-knuckle joor..

Lol

jimngam:
The point is not to owe above your income in the 1st place...... You want a 100k phone, for instance and you earn 40k per month (it's dumb anyways to earn that and want that), the smarter thing to do is to make instalmental payments (e.g 10k for 10months) and pick up the phone after completion... That way you don't owe, someone owe you!

The smartest is to get a phone with similar specifications at a lower cost, within your income bracket! After all the chinkos have made that feat easier... Lolz

Pally, paying four times before you pick up the item still means payment by installments, OP says it should be avoided.

yomi007k:
I like these guys.
This is where I belong.
9)Not controlling spendin on flexing-i.e booze, party.
10)A parasitic bae.

11. Playing nairabet. Lol!

corruptst:
11. Playing nairabet. Lol!

For real bro? I tot some dudes were making chips from dat shit.

BeeBeeOoh:
uaray genius mehn, bar-man 1 bottle of Orijin 4 dis my man..

thanks

coolestca:
thanks

u most welcomed padi mi

BeeBeeOoh:
1 finga miliki 4 unec, imbibe ad-infinitum. D gods ar solomon..

Godamos Agbalagba...tika me in a guy guy way! For where 1 or 2 comradgic entities romans,deris serios anointing dat breaks d yoke!

All is see are 8 ways to limit yourself financially, what i see here is how to live a miserly life...



N.B: I am not against frugality.

Noted





but op u for tell us the wise habbits we need in to avoid falling into dept.

BUYING A FLASHY CAR AND NOT HAVING ANY TANGIBLE INVESTMENT

mikporch:
Stingy chicks be like
.

I wanna take u out for spending dude

Onyiido:
I wanna take u out for spending dude

I don even forget this comment sef

U sef like quarrel

Aya come take me out na abeg

mikporch:
I don even forget this comment sef

U sef like quarrel

Aya come take me out na abeg

I just remember the comment now "gives him a knock on the head and drags him out to spend on him

Onyiido:
I just remember the comment now "gives him a knock on the head and drags him out to spend on him

Nairaland no go kill me with laff
Smiling as she takes to spend

diesel86:
All is see are 8 ways to limit yourself financially, what i see here is how to live a miserly life...



N.B: I am not against frugality.

Can u suggest better ways?
I think not.