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Re: Monitoring Dollar Rate Ourselves (CLOSELY) by stanley083: 9:12pm On Mar 21, 2015 |
ibnquasale: ARE YOU SERIOUS?! That's just wrong! So wrong. Anyways we are hearing StanbicIBTC is 199.5 and Diamond Bank yesterday 204.08. Honestly, those are the lowest i know now... I think someone mentioned Zenith bank doing 199.8 earlier |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by frebor(m): 7:36am On Mar 22, 2015 |
stanley083: Yh, that's true. The transaction was a proper refund. Habeebpain: Exactly, my point. And Access bank did refunds with the prevailing exchange rates, I got more than the amount I paid initially. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by frebor(m): 7:48am On Mar 22, 2015 |
ibnquasale: stanley083: That's how GTbank does their stuff o. When I shop using their Mastercard, I get an email immediately after checkout that the said amount has been authorized, the amount is held in the account but does not reflect in available balance. The 'when the merchant comes for his money', they process the charge at the prevailing exchange rates. It pays if the rates have improved but most times you pay more cos the rates is always on the rise. Before this time, I can cancel the order and get my money back. Access bank charges the account immediately, so in case the exchange reduces before the item ships, you can't cancel the order so as to place the order at the new rates. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by stanley083: 8:08am On Mar 22, 2015 |
frebor: Exactly yo! Happened to me not once, not twice. tumababa: tumababa: @tumababa see wetin him write oh. He got more money when he was refunded because naira lost value. When i talk am, e be like say na me be James Bond. frebor: Seems more people should stay away from GT Bank. I believe about 80% of people that shop online use GTB Mastercard. That's why they can afford to do Jackie Chan with your money. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by stanley083: 8:22am On Mar 22, 2015 |
Can confirm today again Diamond Bank VISA Card rate. 204.08. No change since 2 days apparently. i bought an app of $0.99 from playstore got the alert below Debit Alert! Acc#: ******4951 Amt:202.04 Desc: GOOGLE *Afterlight Time:22/03/15 8:15 AM Avail Bal: XXXXX So 99% of $1 is 202.04. Which means 100% is (202.04 x 100) / 99 = 204.08 I think I'm starting to like this bank. Lol. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by unmask: 8:47am On Mar 22, 2015 |
seems I would consider diamond too.....gtb robbed me and it still hurts till date. if only paypal can allow us fund our paypal accnts without having to extract funds from our bank accts everytime. for now I only leave the exact amount I want to pay with in my gtb account. when they don't see money, they can't take it. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by stanley083: 10:05am On Mar 22, 2015 |
unmask: Lol I was gonna suggest that sef. Leave around the exact amount. I'm happy with Diamond Dollar rate so far. That GTB thing isn't cool. Never happened with Ecobank even. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Stanley08(m): 10:40am On Mar 22, 2015 |
Seems this account is back online. Anyways, I have decided to keep updating the first post with the most recent rates posted. As at today... StanbicIBTC = 199.5 (17th March) Zenith Bank = 199.8 (20th March) Diamond Bank = 204.08 (22nd March) Sterling Bank = 206.7 (18th March) First Bank = 208 (7th March) Access Bank = 210 (20th March) Ecobank = 217.5 (2nd March) GT Bank = 219.96 (21st March) UBA = 224 (18th March) Fidelity Bank = 224 (20th March) Cheers! |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by unmask: 12:12am On Mar 23, 2015 |
was able to get my stuffs on amazon for 208.6 using gtb card..... I just checked out in naira |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Stanley08(m): 12:17am On Mar 23, 2015 |
unmask: When did you make the purchase mate? Can u post the alert value and dollar value? |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Thespecialone(m): 8:23am On Mar 23, 2015 |
March 23rd N209.99/$ GTB master card Stanbic ibtc on my mind |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Thespecialone(m): 8:30am On Mar 23, 2015 |
The stanbic rate quoted here, is it for master card or visa? And that's how verve card has gone into oblivion. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by sinebaba(m): 8:34am On Mar 23, 2015 |
Zenith and ibtc Stanley08: |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Stanley08(m): 9:04am On Mar 23, 2015 |
sinebaba: Lol. Don't be quick to rush into anything, watch it for a while. Dat was how Access Bank jumped from 206 to 225 in 0.000002 seconds. Thespecialone: Updated GTB value in first post. The advice i gave above is for you too. Don't rush. lol. Thespecialone: I saw a StanbicIBTC newspaper advert a few days ago showing. It showed only verve and mastercard. So I'm guessing it's MasterCard, maybe they don't even give VISA. Dats what most banks are doing now, retreating to only one card. Even Ecobank has stopped giving VISA Card, mine is expiring in October and they said they won't renew it. The main reason they switched to Master was PayPal tho. My Ecobank verve card is still very much precious to me. Using it on Quickteller app on my phone. Seamless. It's advisable to always have a verve and a master/visa card, preferably visa tho cause verve is the best for local transaction. But worldwide, VISA is more acceptable. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by frebor(m): 4:19pm On Mar 23, 2015 |
Stanley08: He is correct. So i made some orders on Amazon today. Amazon's rate is N208.6, they charged the same amount when I checked out in Naira I bought some other stuffs but I tried checking out in dollars. When I checked out in dollars, they charged N215. Normally, Amazon usually charges than the normal exchange rates when you check out in Naira before now, things have changed for now. Bought some stuffs on Aliexpress today also and na N210 dem charge. Its enough to say Diamond's N204 is the median charge, I can go with the bank.
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Re: Monitoring Dollar Rate Ourselves (CLOSELY) by sinebaba(m): 4:22pm On Mar 23, 2015 |
Been using zenith bank for the past 5 years...They always have cheaper price Stanley08: |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Mizzzbeee(f): 4:59pm On Mar 23, 2015 |
sinebaba:I tink I wud go for Zenith bank.... |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Stanley08(m): 5:55pm On Mar 23, 2015 |
frebor: Wait oh, are u saying that on Amazon, no matter what card or bank u are using, if you check out in Naira you will be charged an Amazon fixed rate? But if you checkout in dollars then ur bank will decide according to their own conversion rate? Or is it only for GT Bank? Sorry if the question sounds stupid but I've not bought Anything on Amazon. Mizzzbeee: I might do so too. But judging from what access bank did. I think it's wise to monitor it for sometime first. But if Diamond Bank can stay steady at 204.08. Mhen! I don't have a problem with that oh. Zenith will chill first. Lol. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by frebor(m): 7:55pm On Mar 23, 2015 |
Stanley08: Yes, if you check out in Naira, you will be charged the Amazon fixed rate. Amazon clearly states that the rate includes their fees and charges, this usually translated to paying more than the exchange rate determined by the bank if you check out in dollars. With my experience today, that seems to have changed and the Amazon rate is better. BTW, I used Access for all my transactions today. It's been a while I used my Gtbank card for any online payment, I've noticed in a long time that their rates are higher. However, I'm sure if I use it and check out in Naira, I'll be charged at Amazon's rates. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Stanley08(m): 8:10pm On Mar 23, 2015 |
frebor: Oh! Thanks for clearing that up. Amazon. Never tried. Good stuff on there? Do u also use Chinos to ship? Many ppl complaining about his lack of communication. And nothing is worse than that. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by frebor(m): 8:25pm On Mar 23, 2015 |
Stanley08: Yh, good stuff. I use an established freight forwarder, with an office on the Island. I get my stuffs without any fuss. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by unmask: 8:53pm On Mar 23, 2015 |
frebor:how much does your freight forwarder charge |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Stanley08(m): 9:38pm On Mar 23, 2015 |
frebor: I also want to know the same. How much does ur forwarder charge? Because Chinos rates are pretty awesome. But well, as i said earlier... |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Time2Smile(m): 10:34pm On Mar 23, 2015 |
Very good and useful thread March 22 FCMB 210.10/$ MASTER CARD |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Stanley08(m): 11:06pm On Mar 23, 2015 |
Time2Smile: Thanks mate and thanks for adding a new bank to the list too. Please update us as soon as you do any transactions. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by frebor(m): 11:41pm On Mar 23, 2015 |
Stanley08: unmask: $5/lb (real weight, not dimensional weight) no hidden charges, no flat rates, nor special items. Cc tumababa Stanley08
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Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Stanley08(m): 5:53am On Mar 24, 2015 |
frebor: Dats kinda high. but how's the communication? And can u please give me examples of how much you've paid for what? |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Nobody: 6:00am On Mar 24, 2015 |
frebor: can you tell us their name and contact? if possible website 1 Like |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by frebor(m): 7:32am On Mar 24, 2015 |
Stanley08: You think it's higher? Chinos charges $50 flat rate for a laptop, I pay $35. He charges $30 for a tablet, I pay $15. I understand that he has to add a commision as profit. I buy lots of stuffs- laptops and accessories, phones, tablets, shoes, wrist watches etc |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Stanley08(m): 9:27am On Mar 24, 2015 |
frebor: Lol. Ur own sounds decent too. Nobody is doubting that. If you may, Give us the contact. |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Stanley08(m): 9:31am On Mar 24, 2015 |
DIAMOND BANK $ value update. Their dollar rate has increased but ever so slightly. From 204.08 to 204.74. Difference of 0.7 Made a purchase on Aliexpress today for $45 got the alert below. Debit Alert! Acc#: ******4951 Amt:9,213.47 Desc: WWW.ALIEXPRESS.COM Time:24/03/15 8:41 AM Avail Bal: XXXXX 9213.47 / 45 = 204.74 |
Re: Monitoring Dollar Rate Ourselves (CLOSELY) by Stanley08(m): 11:21am On Mar 24, 2015 |
Access Bank Rate this morning. 214.94 Reported by azpekuliar in Chinos thread. Added to first post. 1 Like |
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