GTB today = 204.98 reported by wtech in Chinos thread.

Added to first post.

Please how long did it take to get the Visa card from application to delivery.

stanley083:
As i told u guys, was gonna get my Diamond bank VISA Card today. i got it. But from the letter that came with it seems Diamond bank also charges 2.5% for International transactions just like ecobank does. But i wouldn't worry about it too much, I'm sure every bank adds their own charge afterall no one does business without gaining. Just to worry about their actual conversion rate now, anyways look at the letter below.

Well gtbank charged me 210 today. Stanbic here I come

ibnquasale:
Well gtbank charged me 210 today. Stanbic here I come

Someone said 204.9 i think. Can anyone else confirm 210 for GT Bank today?
how much was in the alert? And the dollar value too...

osarodon:
Please how long did it take to get the Visa card from application to delivery.

Here is a post i made today in another thread

Diamond bank gives only VISA Card, No mastercard. I actually did the same. My account was dormant for about 3 or 4 years. Activated it in 24hrs. The next day it was ready. Went in, requested for Mobile banking, internet banking and Debit VISA card. The next day both mobile banking was ready, the second day internet banking was ready and on the third day my VISA Card was ready. Just 3 working days. Requested on Monday, got it on Thursday. They even texted me that it was ready. I got there, collected my Debit card, and even enrolled into the BVN stuff. By Monday dat was set. It's only Tuesday and i have used the card at least 5 times online. Bottomline, activate ur Diamond Bank.

Gtb 210 confirmed today! bought an item of $31 and was charged #6509.93

Jacobx007:
Gtb 210 confirmed today! bought an item of $31 and was charged #6509.93

Added to first post as 209.9

Stanbic is King!!!

charged 199.9 this morning

ibnquasale:
Stanbic is King!!!

charged 199.9 this morning

Updated in first post. Time to get a StanbicIBTC account.

Let me just give everybody a piece of advice, if you like urself and more importantly, ur money... STAY AWAY from Ecobank.

I added my mastercard to Google play store today and i was charged $1. Card authorization. It's called a pending, it will be refunded. However. i was charged 235.7 per dollar. Yes. 235.7! Ecobank MasterCard.

Ecobank always sends their own commission (2.5%) in a separate alert. See the two alerts below.

NGN229.95 debited from a/c no ****961 for trans. at GOOGLE *MARKETPLACE GOOGLE.CO POS on 25-Mar-15. Your Available Bal. is NGN XXXXX

NGN5.75 debited from a/c no ****961 for trans. at GOOGLE *MARKETPLACE GOOGLE.CO POS on 25-Mar-15. Your Available Bal. is NGN XXXXX

229.95 + 5.75 = 235.7

Stay away from Ecobank! Lol.

Stanbic or zenith on my mine.

tumababa:
hope you know that for cancelling the order after you have already been charged, you should expect a loss of like 8k when you get a refund. cancelling an order immediately you have been charged is not a good idea for a naira account

Stanley08:
It's not my first time. It's a lie, according to my experience. As long as they haven't shipped it out yet, the money hasn't been debited from ur account, it's just pending. Happened to me before. The refund took 17 days to return and when it came, the money was even more as Naira had lost value in that time. Regardless, I'll give u a feedback when it comes.

tumababa:
sorry for the lie. let us know when you get your refund and how much you gained.

I got the refund today, it's more like a reversal tho because Asos never actually takes the money until they ship out the items. And from the alerts in the pictures below, you can see that i didn't lose even 1 kobo, not 1! I don't know how GT Bank operates, but Ecobank doesn't swallow money like that, tho their rates are crazy high. Cheers!

DEBIT


CREDIT

tyconcepts:
DATE : March 16th, 2015
BANK : Access Bank Plc
CARD TYPE : Visa Card
CURRENCY : $
RATE : 225.5

Hear my story!!!

So I had cause to withdraw from the quoted transaction.

I was billed #184,008 ($816) at exchange rate #225.5 by Access bank on the 16th of March 2015.

I asked for a refund from the seller on the 18th of March 2015 for some reasons and the seller approved refund in full.

You need to see how messed up I looked and felt (I was 50 shades of crazy) when I got a credit of #162,384 from Access bank on the 20th of March 2015....As refund for the suppose #184,008 debit.

Question is, what happened to my #21,624.

Quickly I twitted at them on twitter (I choose that medium because severally times it has helped me resolve issues with banks faster)....And I got called from their contact center, I stated in details my complaint and they asked me to do a mail to them also stating for sure that the seller refunded in full.

I got across to the seller and had a confirmation message showing full refund which I forwarded to their mailbox.


Imagine the response from them ;

They charged me with exchange rate #225.5 but did the refund with exchange rate #199.


Access bank hasn't heard the last from me....My mind is set on getting my reversal in full and I know how to fight my battles. This won't be the first time.

Have taken the war public.....Twitter is my battle ground.


#SayNoToFraud.


Or is this not fraudulent??

tyconcepts:


Hear my story!!!

So I had cause to withdraw from the quoted transaction.

I was billed #184,008 ($816) at exchange rate #225.5 by Access bank on the 16th of March 2015.

I asked for a refund from the seller on the 18th of March 2015 for some reasons and the seller approved refund in full.

You need to see how messed up I looked and felt (I was 50 shades of crazy) when I got a credit of #162,384 from Access bank on the 20th of March 2015....As refund for the suppose #184,008 debit.

Question is, what happened to my #21,624.

Quickly I twitted at them on twitter (I choose that medium because severally times it has helped me resolve issues with banks faster)....And I got called from their contact center, I stated in details my complaint and they asked me to do a mail to them also stating for sure that the seller refunded in full.

I got across to the seller and had a confirmation message showing full refund which I forwarded to their mailbox.


Imagine the response from them ;

They charged me with exchange rate #225.5 but did the refund with exchange rate #199.

Day light robbery, Corporate robbery. The best robbers are the ones in suit (no offence to anyone in any profession)
It's what tumababa was talking about. I never had this issue with Ecobank. Not once. I guess some banks do it and some don't. But are you saying that this was their reply? Because dats a terrible reply.
"They charged me with exchange rate #225.5 but did the refund with exchange rate #199."

UPDATE: Just saw the third photo. I'll be gutted if i was the one. This definitely means refunds should be avoided at all possible cost.

Stanley08:


Day light robbery, Corporate robbery. The best robbers are the ones in suit (no offence to anyone in any profession)
It's what tumababa was talking about. I never had this issue with Ecobank. Not once. I guess some banks do it and some don't. But are you saying that this was their reply? Because dats a terrible reply.
"They charged me with exchange rate #225.5 but did the refund with exchange rate #199."

Real daylight robbery.

Am surprised because have been rocking Access bank for years now and this isn't the first time am processing refunds, I usually get my refund in full (Not a dime missing).

I summarized their response.

See their original response in uploaded SS.

Edited :

I have the feeling someone at the helm of affairs is playing smart. Have been getting calls left, right and center from Access bank and they said i get positive response in 24hrs.


Will keep you guys updated here.

tyconcepts:
Real daylight robbery.
Am surprised because have been rocking Access bank for years now and this isn't the first time am processing refunds, I usually get my refund in full (Not a dime missing).

I summarized their response.
See their original response in uploaded SS.

Edited :
I have the feeling someone at the helm of affairs is playing smart. Have been getting calls left, right and center from Access bank and they said i get positive response in 24hrs.

Will keep you guys updated here.

It would be understandable, YET unfair if their current rate is 199. But i can bet u that access bank rate currently isn't less than 205. 210 is what i have in mind but still yes. It's unacceptable. And just crazy. I really hope u get ur money back. Someone mentioned something like this about 2 days back or so. Let me quote it below.

It's GTB in the firing line here

Habeebpain:
But in a situation whereby they charge you with a different rate for purchase and use a different rate for refund, I think that's robbery. GTB refunded me at a rate of 199 but still charged 215 for transactions made that day.

And here is another in favor of Access Bank.

frebor:
Exactly, my point. And Access bank did refunds with the prevailing exchange rates, I got more than the amount I paid initially.

Lol. It's all crazy, Please keep us updated on this issue.

Na god dey see access bank o.. I was charge 209(dollars rate) yesterday but I got refund of 199.89 right now

tyconcepts:


Hear my story!!!

So I had cause to withdraw from the quoted transaction.

I was billed #184,008 ($816) at exchange rate #225.5 by Access bank on the 16th of March 2015.

I asked for a refund from the seller on the 18th of March 2015 for some reasons and the seller approved refund in full.

You need to see how messed up I looked and felt (I was 50 shades of crazy) when I got a credit of #162,384 from Access bank on the 20th of March 2015....As refund for the suppose #184,008 debit.

Question is, what happened to my #21,624.

Quickly I twitted at them on twitter (I choose that medium because severally times it has helped me resolve issues with banks faster)....And I got called from their contact center, I stated in details my complaint and they asked me to do a mail to them also stating for sure that the seller refunded in full.

I got across to the seller and had a confirmation message showing full refund which I forwarded to their mailbox.


Imagine the response from them ;

They charged me with exchange rate #225.5 but did the refund with exchange rate #199.


Access bank hasn't heard the last from me....My mind is set on getting my reversal in full and I know how to fight my battles. This won't be the first time.

Have taken the war public.....Twitter is my battle ground.


#SayNoToFraud.


Or is this not fraudulent??

this is so absurd. For wetin na Tiff tiff!!!

tyconcepts:


Hear my story!!!

So I had cause to withdraw from the quoted transaction.

I was billed #184,008 ($816) at exchange rate #225.5 by Access bank on the 16th of March 2015.

I asked for a refund from the seller on the 18th of March 2015 for some reasons and the seller approved refund in full.

You need to see how messed up I looked and felt (I was 50 shades of crazy) when I got a credit of #162,384 from Access bank on the 20th of March 2015....As refund for the suppose #184,008 debit.

Question is, what happened to my #21,624.

Quickly I twitted at them on twitter (I choose that medium because severally times it has helped me resolve issues with banks faster)....And I got called from their contact center, I stated in details my complaint and they asked me to do a mail to them also stating for sure that the seller refunded in full.

I got across to the seller and had a confirmation message showing full refund which I forwarded to their mailbox.


Imagine the response from them ;

They charged me with exchange rate #225.5 but did the refund with exchange rate #199.


Access bank hasn't heard the last from me....My mind is set on getting my reversal in full and I know how to fight my battles. This won't be the first time.

Have taken the war public.....Twitter is my battle ground.


#SayNoToFraud.


Or is this not fraudulent??

I feel your pain bro. Had a similar issue when I made an urgent withdrawal from one of my forex account using Access Bank... those banks are criminal.. I have had my share of their dubious act especially from gtbank and access bank.
I feel ur pain bro

ibnquasale:


I feel your pain bro. Had a similar issue when I made an urgent withdrawal from one of my forex account using Access Bank... those banks are criminal.. I have had my share of their dubious act especially from gtbank and access bank.
I feel ur pain bro

Lol. She is a lady.

Gtbank master card
N209.997/$

March 25th,2015

Let us help you exchange your paypal funds at very attractive rates depending on the amount. Prompt and reliable same day bank payment available. Contact System Link at exchange@hisen.org or BBM 79813E19 or whatsapp 0803-217-4894

unmask:
seems I would consider diamond too.....gtb robbed me and it still hurts till date.

if only paypal can allow us fund our paypal accnts without having to extract funds from our bank accts everytime.

for now I only leave the exact amount I want to pay with in my gtb account. when they don't see money, they can't take it.

hisenjos:
Let us help you exchange your paypal funds at very attractive rates depending on the amount. Prompt and reliable same day bank payment available. Contact System Link at exchange@hisen.org or BBM 79813E19 or whatsapp 0803-217-4894

They have come oo.

Stanley08:


Lol. She is a lady.

no mind me jare LOL

Thespecialone:
Gtbank master card
N209.997/$

March 25th,2015

is your own special? Cos I was charged higher than this.

Jeffy1206:
is your own special? Cos I was charged higher than this.

I'm thespecialone

Jeffy1206:
is your own special? Cos I was charged higher than this.

How much were u charged?

tyconcepts:


Hear my story!!!

So I had cause to withdraw from the quoted transaction.

I was billed #184,008 ($816) at exchange rate #225.5 by Access bank on the 16th of March 2015.

I asked for a refund from the seller on the 18th of March 2015 for some reasons and the seller approved refund in full.

You need to see how messed up I looked and felt (I was 50 shades of crazy) when I got a credit of #162,384 from Access bank on the 20th of March 2015....As refund for the suppose #184,008 debit.

Question is, what happened to my #21,624.

Quickly I twitted at them on twitter (I choose that medium because severally times it has helped me resolve issues with banks faster)....And I got called from their contact center, I stated in details my complaint and they asked me to do a mail to them also stating for sure that the seller refunded in full.

I got across to the seller and had a confirmation message showing full refund which I forwarded to their mailbox.


Imagine the response from them ;

They charged me with exchange rate #225.5 but did the refund with exchange rate #199.


Access bank hasn't heard the last from me....My mind is set on getting my reversal in full and I know how to fight my battles. This won't be the first time.

Have taken the war public.....Twitter is my battle ground.


#SayNoToFraud.


Or is this not fraudulent??

That bank? they are too fraudulent. The refunded money should be higher because the dollar rate is high now. Anyway,if they didn't give you a positive answer. send a mail to cpd@cbn.gov.ng and copy access bank. attach your communication with them as evidence. Also try and call them on phone then record your conversation with them as you are asking them question.

mavinc4u:


That bank? they are too fraudulent. The refunded money should be higher because the dollar rate is high now. Anyway,if they didn't give you a positive answer. send a mail to cpd@cbn.gov.ng and copy access bank. attach your communication with them as evidence. Also try and call them on phone then record your conversation with them as you are asking them question.

I like your suggestions. Am just waiting for the promised 24hours to get a positive response else I will take your line of advise as quickly as possible.


Thank you.

[quote author=Stanley08 post=32011343]

How much were u charged? [/quo PayPal was expensive compared to alipay.
I was charged 209.99 on alipay... PayPal 214

Thespecialone:


I'm thespecialone

hmmm no worries I'm just changing my name soon to be the happy one

Please let me confirm something, stanbic and zenith cards is it visa or master cards I'm still confused about the two banks... I'm looking at consistency not a one chance bank like access


Please any advice?