₦airaland Forum

Jeffy1206:
lol. I just must cos I saw the branch where I went... Unfortunately they couldn't open the account today. And I was told that it will take 5working days for the card to be ready. Keep you guys updated.

what's the minimum opening for stanbic

miqos02:
what's the minimum opening for stanbic

I was actually gonna ask too. But I'm sure 3K will cover all. Including the card.

Stanley08:
How long does their card take to be ready sef?

5 working days.

miqos02:
what's the minimum opening for stanbic

I dropped 2k with them and they will charge me 1050 for the card.

Jeffy1206:
I dropped 2k with them and they will charge me 1050 for the card.

Same as Diamond. 1050.

Pls guys,I need ur advice or suggestions. I made a transaction on Ebay today for an verizon iphone 4s which the seller stated has a clean imei. I requested for the imei from the seller and checked with verizon and was told the iphone was reported stolen. I payed via paypal linked to GTB naira mastercard and GTB is yet to effect the payment as my account details is still the same. How can stop GTB from effecting payment cuz am no more interested in going through with the transaction. No response from seller yet and have opened a dispute on paypal. My fear guys is the differing exchange rates our banks use when issuing refunds. I no want lose money unnecessary.

you are definitely going to loose money if you seek for a refund . banks normally charge two rates. the rate at which they buy and the rate at which they sell. the former is always lower than the latter .
In the first instance they are selling dollar to you-the rate is higher. Now they are buying dollar from you -the rate is lower

idokojerry:
Pls guys,I need ur advice or suggestions. I made a transaction on Ebay today for an verizon iphone 4s which the seller stated has a clean imei. I requested for the imei from the seller and checked with verizon and was told the iphone was reported stolen. I payed via paypal linked to GTB naira mastercard and GTB is yet to effect the payment as my account details is still the same. How can stop GTB from effecting payment cuz am no more interested in going through with the transaction. No response from seller yet and have opened a dispute on paypal. My fear guys is the differing exchange rates our banks use when issuing refunds. I no want lose money unnecessary.

Tho it's ridiculous, because i don't know how much is in the account, transfer out money so it is less than the amount you will be debited. Say if it's 100 dollars, leave only 10 or 15K in the account. Transaction should fail.

danniyal:
you are definitely going to loose money if you seek for a refund . banks normally charge two rates. the rate at which they buy and the rate at which they sell. the former is always lower than the latter .
In the first instance they are selling dollar to you-the rate is higher. Now they are buying dollar from you -the rate is lower

Funny thing is Ecobank never did this to me. They always refunded with the new dollar rate, sometimes to their own disadvantage.

Who has used UBA Africard to purchase recently? How much did they charge you. Which bank has the lowest exchange rate? I want to swap from UBA to the cheapest one.

EUGENE4GOO:
Who has used UBA Africard to purchase recently? How much did they charge you. Which bank has the lowest exchange rate? I want to swap from UBA to the cheapest one.

check page 1

Pls does anyone know how long it take do refund back money to diamond bank with paypal.. Cos i paid for something online yesterday with PayPal.. Only for the seller to contact me telling me.. My order was cancelled and a refund issued cos my billing address shows nigeria buh then it show that i placed d order from USA on their system.. Which made me confused bout how thats possible .. Buh am yet to get an allert in my bank account.. N thou on paypal is says refund complete...

chuchwhite:
Pls does anyone know how long it take do refund back money to diamond bank with paypal.. Cos i paid for something online yesterday with PayPal.. Only for the seller to contact me telling me.. My order was cancelled and a refund issued cos my billing address shows nigeria buh then it show that i placed d order from USA on their system.. Which made me confused bout how thats possible .. Buh am yet to get an allert in my bank account.. N thou on paypal is says refund complete...

Just give it 2-5 working days and u will have ur refund

EUGENE4GOO:
Who has used UBA Africard to purchase recently? How much did they charge you. Which bank has the lowest exchange rate? I want to swap from UBA to the cheapest one.

Latest UBA rate we have is 224. And i think dats from the 18th of March. And regarding lowest, many of us are going Stanbic. Lol.

chuchwhite:
Pls does anyone know how long it take do refund back money to diamond bank with paypal.. Cos i paid for something online yesterday with PayPal.. Only for the seller to contact me telling me.. My order was cancelled and a refund issued cos my billing address shows nigeria buh then it show that i placed d order from USA on their system.. Which made me confused bout how thats possible .. Buh am yet to get an allert in my bank account.. N thou on paypal is says refund complete...

PayPal into my Diamond Bank account took 3 business days. Refund done on Saturday, got it on Wednesday. So expect it anytime from Wednesday.
So I'll say 3 to 5 business days. But don't be surprised if it takes up to 10 business days (2 weeks). Maximum I've waited is 17 actual days lol. Not paypal tho.
Anyways, if you don't get it by Friday morning contact Diamond Care.

PS: Brace yourself to lose money, Diamond Bank charged me 204.08 on Paypal and refunded me at the rate of 194.02. Sad really.

UBA
30/03/2015

Alert: Debit
Acct:2XX..92X
Amt:N432.97
Rmks:WEB Dr¿00000001-PP*XXXXCODE

Bal:NXXX,Bleep.XX

432.97/1.95 (PAYPAL) = 222.0359

Jeffy1206:
it's 427....

Try creating it from your online banking profile because I use both cards and they work very well without issues

idokojerry:
Pls guys,I need ur advice or suggestions. I made a transaction on Ebay today for an verizon iphone 4s which the seller stated has a clean imei. I requested for the imei from the seller and checked with verizon and was told the iphone was reported stolen. I payed via paypal linked to GTB naira mastercard and GTB is yet to effect the payment as my account details is still the same. How can stop GTB from effecting payment cuz am no more interested in going through with the transaction. No response from seller yet and have opened a dispute on paypal. My fear guys is the differing exchange rates our banks use when issuing refunds. I no want lose money unnecessary.

if the money is still in your total balance, just cancel payment on PayPal... I don't think you should lose any money

unmask:
if the money is still in your total balance, just cancel payment on PayPal... I don't think you should lose any money

At the time of this post, paypal had already completed the transaction and seller shipped just 4hrs after I made payment. Turned out the problem was from verizon. It has been sorted out. Thanks

piscesgem:
Alert: Debit
Acct:2XX..92X
Amt:N432.97
Rmks:WEB Dr¿00000001-PP*XXXXCODE

Bal:NXXX,Bleep.XX

432.97/1.95 (PAYPAL) = 222.0359

Seems u sensored out the name of the bank too.

Jeffy1206:
I dropped 2k with them and they will charge me 1050 for the card.

Btw, are u sure it's a Master or VISA Card?

Their requirements on their website are:

Filled in account opening form.
Two reference forms.
Two sample signature cards properly signed by each signatory to the account.
Two recent clear passport photographs of each signatory to the account with their names written on the back.
Each signatory's current international passport or driver's license.
Proof of residential address such as electricity, water or waste bills (original must be shown to your account manager) or we will send someone to visit to your address

Did they ask for all these? Two Reference forms?

GTB

Item bought cost $84

GTB charged me N17,639.82
N17,639.82/$84=209.99~N210

idokojerry:
GTB

Item bought cost $84

GTB charged me N17,639.82
N17,639.82/$84=209.99~N210

Date and name updated on first page.

Stanley08:
Seems u sensored out the name of the bank too.

Sorry UBA

Stanley08:
Btw, are u sure it's a Master or VISA Card?

Their requirements on their website are:

Filled in account opening form.
Two reference forms.
Two sample signature cards properly signed by each signatory to the account.
Two recent clear passport photographs of each signatory to the account with their names written on the back.
Each signatory's current international passport or driver's license.
Proof of residential address such as electricity, water or waste bills (original must be shown to your account manager) or we will send someone to visit to your address

Did they ask for all these? Two Reference forms?

are these not for current account requirements?

For those who are interested, this mail is from Stanbic this morning. And their customer care reply is lightening fast! Another reason to like smaller banks. lol.

UBA
30/03/2015

Alert: Debit
Acct:2XX..92X
Amt:N432.97
Rmks:WEB Dr¿00000001-PP*XXXXCODE

Bal:NXXX,Bleep.XX

432.97/1.95 (PAYPAL) = 222.0359

piscesgem:
UBA
30/03/2015

Alert: Debit
Acct:2XX..92X
Amt:N432.97
Rmks:WEB Dr¿00000001-PP*XXXXCODE

Bal:NXXX,Bleep.XX

432.97/1.95 (PAYPAL) = 222.0359

Thanks for the Info, added to first post.

Jeffy1206:
are these not for current account requirements?

Lol. Yes. Made a mistake, dats why i made the other post with screenshots.

By the way, i just left Stanbic and i created a new account. Mhen, the form filling process is a long one oh! Like 4 pages.

Anyways, i can't get my own card till next week Tuesday or Even Wednesday as Friday and Monday are public holidays, i think. Good Friday, Easter Monday. They give only MasterCard. No Verve, and no VISA. Their VISA is Credit card and of course current account only.

KEYSTONE BANK
NGN431.03 DR from xxxxxxxxx (POS Transaction) Purchase: 654@ PP*CODE on 27-03-15. Bal is NGNxxxcCR, Call our contact centre on 07003682265
NGN431.03/1.95= 221.04

Stanley08:
Lol. Yes. Made a mistake, dats why i made the other post with screenshots.

By the way, i just left Stanbic and i created a new account. Mhen, the form filling process is a long one oh! Like 4 pages.

Anyways, i can't get my own card till next week Tuesday or Even Wednesday as Friday and Monday are public holidays, i think. Good Friday, Easter Monday. They give only MasterCard. No Verve, and no VISA. Their VISA is Credit card and of course current account only.

I'm planning on going there now... The idio*t guy that collect my cash has not even open my account for me

Jeffy1206:
I'm planning on going there now... The idio*t guy that collect my cash has not even open my account for me

Lol, u would have collected a phone number to call. Try getting the branch number online.

danniyal:
KEYSTONE BANK
NGN431.03 DR from xxxxxxxxx (POS Transaction) Purchase: 654@ PP*CODE on 27-03-15. Bal is NGNxxxcCR, Call our contact centre on 07003682265
NGN431.03/1.95= 221.04

New Bank Alert! Thanks for the info mate. Added to first post.

Just opened my stanbic account.
#TeamStanbic

Thespecialone:
Just opened my stanbic account.
#TeamStanbic

Lol. Na so we go rush them now. Them go increase dollar rate to 300 per dollar. Lol. When did they say u should come for ur card? And i wonder if i still have to fill anymore forms for Mobile and Internet banking after ticking it on the form.