₦airaland Forum

6fit:
lol...yur analysis is logical. I will say they made a fairly good decision....at d long run, they will b better of when they return home in 10yrs. In all, bfor relocating to husstle abroad, u need to avaluate yur achievement back home in d last 5yrs if it not encouraging, then seeking greener pasture abroad if d opportunity show is ok

ayodele234:
Save up and find somewhere to go this year? It is a shame in 2015 Nigerians still count traveling abroad as achievement. You are a big donkey.

Trying to take things personal. I have been feeding Americans since I was just 21 years. Talking about motor park, I have given out over 5 million naira to total strangers since 2014.

Since you want to make it personal-they say help and keep quiet but the only reason you are quiet is because you never gave to anyone. Send me your account so I help you with 20k for the weekend, you be real hungry man

Obiwannn:
omoh...35K pounds translates to about 800k per month in Naija oh..Mhen..and thinking that this is the richest bracket, its not that greener on the other side oh...

ayodele234:
God bless you for this observation. You try to tell people reality and they call you a hater. The US. and UK. are miles away from heaven, not anywhere near. 62% of Americans don't even have $1,000 for an emergency and are just one paycheck away from living on the street but Hollywood propaganda keeps feeding gullible Africans lies

londoner:
The cost of living in America is much more and a lot of oil workers in Nigeria get allowances which mean they hardly have to touch their pay. How much tax do oil workers on 150k dollars pay in Nigeria?

Obiwannn:
Yeah true..The Tax thingy is the big problem here. I however feel that An oil worker in America working with em Shell, Chevron et al should comfortably be able to send their kids to these same schools irrespective of living costs.

goodgate:
Brother, living well has levels ooh,but that's still different from building a house in Lekki not Mowe Sango or Ikorodu.

erico2k2:
Y do you say so, The cab man could have had a loan from the bank to buy a N25M land in lekki

goodgate:
NO NIGERIAN BANK WILL GRANT LOANS TO BUY LAND. YOU CAN ONLY MORTGAGE A HOUSE THROUGH THEM,OF WHICH THE TAXI DRIVER WOULD NOT BE ABLE TO MEET THE REQUIREMENTS.

Obiwannn:
Well from the detailed analysis you gave about the UK, I thought you were based there. Well, I am currently doing a Masters in Engineering in Germany, and although I would love to work here as the place is very orderly as you mentioned, I feel I would easily make it to the very peak of my career in another region like the US, Canada or Australia. Then again, there is the language barrier, and the heavy taxation of residents which the German economy thrives on.

EgunMogaji:
Thank you for this.

They can't pick on his turf, but he can pick on the US.

If UKs free healthcare is so great how come Brits are the brunt of bad dental hygiene jokes?

I recognize UK and her contribution to the world, the sun never sets on the British empire, my hobby is restoring classic little British cars (mg, Austin, triumph) but I would never put the UK above the US in anything today.

londoner:
I have spent a great deal of time in the US. I have seen veterans begging on the highway in Texas as well as the dirt poor who can not afford necessary medications let alone dental care. If the US healthcare was great there would have been a push for Obama care. Sorry but it is actually the US that is not all that. Go to Santa Monica beach and see the rich on one side but the beaches filled with homeless at night. The rich in the US live well just as anywhere else in this world the rest is just hype from what I've seen with my own eyes. Let me not even get started with the police
killing black's like its a sport.
For most black people the US is still a plantation.

ayodele234:
Stop converting currencies. You guys know nothing about economics. Poverty is defined by where you live. It is very clear most Nigerians are clueless because you always convert currencies then think how how you will be spending back in Nigeria. Your 35k pounds should be defined by UK. standard which is nothing. It will take someone making 35k pounds over 10 years to save for a 20% down payment for a average 200k pounds house in London. Someone making just 200k monthly in Nigeria will build his house in less than 7 years. In America if you earn 12,000 dollars a year you are living in extreme poverty but some clueless Nairaland poster will see 12,000 dollars and think that's like 2.5 million. Married couple who make 25k usd are consider to be living in poverty in America. Do you guys know someone making $150,000 can't afford to pay for a private college for their kids? People who make 150k take loans to send their kids to school. You guys need to learn how the western world works

masterp204:
There's a saying " people perish for lack of understanding or knowledge".
That's what you get when You board a plane from Nigeria and land your ass in London.
What happened to Manchester, Newcastle and other cities ?
I've been to the uk and am talking from experience.
I've met so many Nigerians who summoned courage to leave London and settle in other cities in the uk and are making more money while paying very little for rent .
I stayed in Sunderland And visited friends in Newcastle and Bradford. These guys (students)do part time jobs , pay their tuition fees and accommodation themselves and still send money home while some folks work their ass off and end up spending their money alone on rents in London.
If you want to make it in the UK please stay away from London. It has been messed up my ur fellow country men that's why the police stops and ask you for documents . They don't try that shit* anywhere in the uk except London.
Also, living in the uk as an illegal immigrant is something you wouldn't want to do because you won't be able to do anything with your life.
As for the taxi matter, I and a friend paid £50 from heathrow to our hotel the last time I visited there. And who says that guy can't make £300 (90,000 naira) everyday. FYI , he owns the car. So while some ppl rant about staying in naija and drinking garri just like I read earlier when you havent traveled and seen things first hand is absolutely your choice, because it's a case of "who no go, no know". You don't judge by the posts & comments you read here. Do your research. Lastly, You'll enjoy your stay in diaspora if you live there legally.
My 2 cents.

cyberdurable:
APC member spotted! In ur Dreams, we are promised 1N=1$

Ilaje44:

Well, if you're doing Engineering, you have a very good chance of landing a good job in Germany. With a German master degree in Engineering, Canada out of the three named countries might be the best destination. I know that Canada does organise a kind of job trade show. I once attended one with a friend in Frankfurt/Main.

Regarding taxation, I think Germany has a moderate tax regime. Though the social charges are quite high, but the health care is quite elaborate.

Westerhagen - Es geht mir gut


https://www.youtube.com/watch?v=zUEe8JKvN4U

gbosaa:
It still won't affect the taxi fare in the UK or how much taxi drivers earn or save in four years.

That N40 million Naija lekki house would probably cost N133000. Bankers would probably be paid 265 naira a month, a plate of rice with plantain and ponmo would cost about one naira thirty kobo (N1.30).

There are lots of things that give extra money in the UK outside of the regular job but taxi business won't give you the equivalent of N40m in four years.

Tinyemeka:
Your argument doesn't sound logical because you are still trying to force our products/services prices to reflect 1GBP = NGN300.

But that aside, would Nigerians still want to fight to move to the UK if the Naira and GBP were on par?

Obiwannn:
Thanks.. Appreciated.. Would look up the Canada option.
Yes there are engineering jobs, getting to the very peak, as in ability to boss the Germans is my fear.
Yeah.. Health care is best here in the world..
And by moderate taxes, you mean 40 percent is moderate? The tax here is higher than in Canada for example.

Ilaje44:
Hey, if you know your onions, you don't need to "boss" over anyone. The respect will come naturally even though one can never have only admirers regardless if it's Germany or any other place in the world.

Regarding high tax, like I said before, the tax regime is actually very moderate when you do cost and benefit comparison. You get something for the tax you're paying. Besides, you don't get to pay 40%, because you would be earning a lot to be taxed at that percentage. The German tax system is very progressive which means you pay more when you earn more. 40% is called "Spitzensteuersatz" because it's the highest percentage of tax you can pay, and only a few people get to pay that.

At the end of the year, you're required to do tax declaration, and you can always set off the cost of transport and some other cost against your tax liability.

If I remember correctly, to be taxed at 40%, you have to earn above €75000pA. You equally have some kind of tax credit. The amount of tax you pay is also influenced by your status. If you're single you pay naturally more than a single father, or a married person, or married persons with children. As you can see, the German tax system is not simple, but it's very moderate.

You can read more about the Tax in the "Einkommensteuergesetzbuch" (EstG) which you can get in the library of your school. Make sure to get the one of the current year to be up to date.

If you can read German, this wiki page (https://de.m.wikipedia.org/wiki/Einkommensteuertarif) explains how to calculate income tax in the German speaking countries of Germany, Austria, and Switzerland.

Obiwannn:
Thank you so much for this piece. I have really been touched. Yes, it's true that about single tax and the tax reduces as you marry and give birth. I'd look up the links and books you recommended. One last question if you may, I tried searching but couldn't get a definitive answer.
Please help me rank the following countries from low to high in terms of taxes.
Switzerland, Germany, Canada, UK, Australia, USA.
VIELEN DANK.

Ilaje44:
Hello, I can only comment on countries (Germany and Ireland) that I know their taxes.
However, if you allow me to give you just one advice. I would advice you, if you are looking to take up employment, to not use Taxation as a yardstick to decide where to go. These countries may have different percentage of tax, but the difference is at the end of the day very minimal. Taxation is not a simple arithmetic, and if it says you're going to be taxed 40%, it does not mean your whole salary will be taxed at that percentage. It's not Nigeria where government collect tax without considering the expenses the person incurred in the course of fulfilling the terms of the job contract.

tspun:
http://thenationonlineng.net/nigerians-in-london-the-never-told-stories/

darlingbas:
stopped reading at the 9th paragraph where he wrote that peckham is in North London, you couldn't be more wrong even people who have never visited UK knows peckham is in the south east of London

Obiwannn:
Thanks.. Appreciated.. Would look up the Canada option.
Yes there are engineering jobs, getting to the very peak, as in ability to boss the Germans is my fear.
Yeah.. Health care is best here in the world..
And by moderate taxes, you mean 40 percent is moderate? The tax here is higher than in Canada for example.

saxywale:
Bro, pls go to Australia and forget about canada except you can afford a second masters in Canada.

tspun:
http://thenationonlineng.net/nigerians-in-london-the-never-told-stories/

Shymm3x:
Lol. They don't ask folks to "show your papers" in the UK. The UKBA thing you sound on YouTube is something they just do randomly from time to time, just like they do in the US with Mexicans - nothing serious. The only difference is that black people aren't more than 3% of the UK's population, unlike US where AAs make up about 13% and it's easier to differentiate a black person from the UK from an immigrant, by just the way folks dress and mannerism - without even hearing them speak. Hence during the random checks (only in isolated cases), they tend to spot immigrants easily. And folks don't even get deported like that from the UK (The EU laws protect most people) - they just keep them in detention camps and allow them to seek asylum...and after a while the overwhelming majority of them always get released.

Also, whatever the OP wrote up there is the same for all Nigerians living in foreign countries not just the UK. A lot of Nigerians just like picking on the UK for reasons I'll never understand.

- Cab drivers: I'd even wager that there are more Nigerian cab drivers in the US (based on what I know and I've seen) than in the UK. I've never seen a Nigerian black cab driver, or even a proper cab company owned by a Nigerian in the UK - apart from a few part time private hire here and there, and those who do the airport cabbie. But in the US - there are loads of yellow cab drivers in New York City that are Nigerians. And that's just New York alone.

- Nurses and care workers: it's the same everywhere, from UK, to US, to Canada, to Australia. These countries need people in that field - and a lot of Nigerian immigrants, especially females work there. Big deal?

- Security: it's the same everywhere.

The problem is that these folks won't focus on the tons of Nigerian professionals/academics and gazillion of Nigerian business thriving in the UK. I don't think there's any Nigerian diaspora community with more thriving businesses than we've in the UK. Nigerians are everywhere.

Don't even get me started on the young Nigerians doing big things in the UK - making that pounds sterling and living large.

These folks just hate the UK.

Shymm3x:
Isn't it the same story with Nigerians living in the US? You mean all those Nigerian cab drivers all over New York City just have naij accent but they aren't Nigerians, no? All those Nigerians on canal street aren't Nigerians? The ones all over Brooklyn who look like they just left the boat aren't Nigerians?

When did the population of Nigerians in the UK get to 2million where there aren't even 2million black Africans in the UK? A lot of you just get gassed off London and start throwing millions around. I doubt there are up to 500,000 Nigerians even in London where 80% of Nigerians in the UK live.

As soon as I saw Peckham in North London - I knew this clown has no clue about what he is saying. Peckham is in South London. And statistically there should be more Nigerians around Thamesmead/Bexley and Thurrock axis (maybe Havering) than Peckham today. It changed time ago but a lot of Nigerians still come to Peckham to shop tho.

Anyway, the hustle is real.

masterp204:
There's a saying " people perish for lack of understanding or knowledge".
That's what you get when You board a plane from Nigeria and land your ass in London.
What happened to Manchester, Newcastle and other cities ?
I've been to the uk and am talking from experience.
I've met so many Nigerians who summoned courage to leave London and settle in other cities in the uk and are making more money while paying very little for rent .
I stayed in Sunderland And visited friends in Newcastle and Bradford. These guys (students)do part time jobs , pay their tuition fees and accommodation themselves and still send money home while some folks work their ass off and end up spending their money alone on rents in London.
If you want to make it in the UK please stay away from London. It has been messed up my ur fellow country men that's why the police stops and ask you for documents . They don't try that shit* anywhere in the uk except London.
Also, living in the uk as an illegal immigrant is something you wouldn't want to do because you won't be able to do anything with your life.
As for the taxi matter, I and a friend paid £50 from heathrow to our hotel the last time I visited there. And who says that guy can't make £300 (90,000 naira) everyday. FYI , he owns the car. So while some ppl rant about staying in naija and drinking garri just like I read earlier when you havent traveled and seen things first hand is absolutely your choice, because it's a case of "who no go, no know". You don't judge by the posts & comments you read here. Do your research. Lastly, You'll enjoy your stay in diaspora if you live there legally.
My 2 cents.

Chuksemi:
This post is soo touching. Living in the United Kingdom as an immigrant is hard, yet financially fulfilling, at least in Nigerian standards. But what exactly is the need for money when you are constantly unhappy and at worse, depressed?
I think it's better to stick with your country and slug it out here After all, we would all die one day, what use is it making so much money you can't enjoy. Even some paupers here lead a better and fulfilling life. Any way, only one who wears the shoe knows where it itches.

Seun, Ishilove, lalasticlala. This post is worth it.