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Nairaland Forum / Nairaland / General / Business / What's Your Take On Workers' loan? (475 Views)
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What's Your Take On Workers' loan? by absoluteSuccess: 12:45pm On May 01, 2017 |
Happy workers day. What is your take on loan and the after effect witnessed in most families whereby, one collects loan and to repay becomes a problem? Some Nigerians believe loan money is 'accursed money' that one can hardly repay. Recently, I wanted to collect an entrepreneurial loan from AB bank after meeting the criteria, I just changed my mind based on the fact that you find it easy to get some loans and desperation will blind you from seeing the dangers ahead. How effective is a loan system that exclude upstarts in business? I thing there should be a forum for already practising enterpreneurs but whose business is still at incubating stage, if this country is serious about growing her micro-economy. Also, I firmly believe that a business that cannot raise you a modest initial running capital is not worth financing on borrowed fund. Moreso various companies loan their workers enough money to keep them as perpetual-staffs, hampering mobility of labour. What's your take on workers or enterprise loans? |
Re: What's Your Take On Workers' loan? by dingbang(m): 12:51pm On May 01, 2017 |
Well loans are for business savvy people who have financial intelligence |
Re: What's Your Take On Workers' loan? by absoluteSuccess: 1:07pm On May 01, 2017 |
dingbang: True that, But business savvy and financial intelligence are two quite expensive skills to have together at a time and still be in need of loan na. |
Re: What's Your Take On Workers' loan? by dingbang(m): 1:15pm On May 01, 2017 |
absoluteSuccess:dangote is a good example.. He still takes loans... |
Re: What's Your Take On Workers' loan? by absoluteSuccess: 1:23pm On May 01, 2017 |
dingbang: Yes yes that's true. But is it always safe to follow the footprint of a dangote whom you don't have the idea how he get and disburses his loan? Can I go for a loan because its the fad of business prestige? |
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