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Exchange Rate During Online Payment. - Investment - Nairaland

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Exchange Rate During Online Payment. by Nobody: 2:10pm On Jun 20, 2017
Hello everyone,
I was wondering what the exchange rate is when you pay for stuff online in foreign currency, do they use the official bank rate or black market rate? And also what's the best Nigerian bank in regards to low debit rates for foreign transactions. I recently just relocated back to Nigeria so I'm clueless to these things. Thanks.
Re: Exchange Rate During Online Payment. by puppiluv(m): 3:18pm On Jun 20, 2017
Best you call the bank for current rates before you make online payments!
Re: Exchange Rate During Online Payment. by Nobody: 4:10pm On Jun 20, 2017
puppiluv:
Best you call the bank for current rates before you make online payments!
I don't have a Nigerian account yet that's why I'm tryna figure out which is the best.
Re: Exchange Rate During Online Payment. by puppiluv(m): 5:49pm On Jun 20, 2017
WillOkey:
Hello everyone,
I was wondering what the exchange rate is when you pay for stuff online in foreign currency, do they use the official bank rate or black market rate? And also what's the best Nigerian bank in regards to low debit rates for foreign transactions. I recently just relocated back to Nigeria so I'm clueless to these things. Thanks.

they use official bank rate if you use Nigerian bank debit card,i think access bank/gtbank rate's are sensible to me.
Re: Exchange Rate During Online Payment. by mactoni91(m): 8:54am On Jun 21, 2017
lie...
Gtbank charges between 390 - 391
from my personal experience recently
Re: Exchange Rate During Online Payment. by puppiluv(m): 10:05am On Jun 21, 2017
mactoni91:
lie...
Gtbank charges between 390 - 391
from my personal experience recently
whats lie there now?most banks charges more,i only said sensible to me,if you not cool with their charges you have the option of trying other banks if you can find one!
Re: Exchange Rate During Online Payment. by Nobody: 10:09am On Jun 21, 2017
mactoni91:
lie...
Gtbank charges between 390 - 391
from my personal experience recently
Whoa. That's the black market rate, the dollar is N308 at cbn last I checked. So there's no bank that gives out cbn rates?

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