₦airaland Forum

starbBonny:
Hi Nairalanders,

I am a web developer and digital marketer with a few digital assets. Normally I do make monthly withdrawal of USD from my Dom account over the counter until the then-policy that restricted such withdrawals.

I contacted a friend of mine that linked me to an alhaji that accepts USD interbank transfer, and then sends the Naira equivalent to the given bank account detail. We did about three successful transaction successively until the policy reverse.

Some months later, we got in touch again, and this time around I have over 3k USD and he assured me of swift transaction: Swearing that he's in the bank already, just waiting for the alert.

To shorten the boring details; he got the alert and should have deposited well-over a million Naira to my account, but that didn't happen. The alert I got was a poor fraction of the sum: He still had the huge part of it (about a million Naira).

When I notified him of it, he promised to rectify the challenge, but that never happened. We met and contracted a repayment agreement (with just a witness), but he defaulted. I involved force persons, he paid another fraction and still defaulted on the several agreements.

I'm lost of ideas on how best to retrieve my money as so much has been wasted already and he still has a good sum hanging in his hand with only cock and bull stories to give.

The first and second police arrest didn't yield many-a-positive results and I'm in doubt of the third. What's the best method to retrieve my money considering that – for so many months he's yet to pay the monthly fraction he pledged with the police and the whole thing is getting longer than normal?

N/B I skipped some details (that could be provided on request) and his location is Lagos while mine is SS

I'm willing to explore all ideas (including loosing some fraction) as long as they're going to yield a quick & positive result.

Bloomyloo:
Get a court order, freeze the account and any other account linked to his BVN on the grounds that he may have defrauded other people. He will come crawling to you as he will be helpless. Then u can demand to be paid with interest

Bloomyloo:
Get a court order, freeze the account and any other account linked to his BVN on the grounds that he may have defrauded other people. He will come crawling to you as he will be helpless. Then u can demand to be paid with interest

Bloomyloo:
Get a court order, freeze the account and any other account linked to his BVN on the grounds that he may have defrauded other people. He will come crawling to you as he will be helpless. Then u can demand to be paid with interest

starbBonny:
the police should go ahead and get him rearressted? On first arrest, their union opined that he isn’t a registered member and the mallam doesn’t seem to have any seizable asset.

naijacutee:
Great advice!

Can I ask what exactly changed for you?

As I understand it, you usually accept payments direct into your domicillary account, but the new policy means that you are now unable to withdraw this over the counter? Is this right?

Bloomyloo:
The police already did the best they usually do. If u push further, you may end up at court which most likely means bye bye to the money or prolonged payment agreement.

Just use the court order approach @ OP

starbBonny:
Sure! Would explore this option. My fear was their form of business isn't easily quantifiable and any repayment plan enacted by court would be based on any monthly income he declares which would make the whole thing messier.