You may or may not have realized it yet, but the people you surround yourself with maybe subtly shaping the decisions you make with your money, and unfortunately, the outcome is often less favourable.

I showed two friends this material that I have used to make money online, one wanted to buy, and the other friend convinced him not to, claiming that it was a scam. A few months later, the one who discouraged the other came back and bought. He started making money, and that was how the other missed out.

There are friends you shouldn't keep; these kinda friends are gonna ruin you, and you won't even know. I will list them out so that you can verify if you have such friends around you.

Beware of these five types of people who can harm your finances:

1. Enemies of Progress

You will also recognize them by their comments on any wonderful topic that would help others. They are lazy and don't want to work hard, so they want everyone to miss the same opportunity that they miss.

The moment you drop any wonderful idea, you would hear things like "it won't work", "scam", "I have tried it before and it didn't work".

Such negative attitude will eventually rub off on you, and you will equally follow suit. The end result is that you remain comfortable in your condition and fail to push forward.

Identifying a person's negative characteristics early on puts you in a better position to protect your finances from people who can harm your finances. Be aware of how your friends may be affecting your money decisions, so you can better protect your finances.

2. Stingy Hands

Stingy Hands are people who, instead of thinking of money as a tool, see it as something to be conserved at all costs, even if it means alienating their friends.

Most of us may have experienced this multiple times, usually in situations where a bill is split and you'll be surprised to find that you need to pay more than expected.

What's worse is that these people do not value your friendship and would be willing to lose you as a friend, rather than spend their money.

3. Wasters

These type of people will castigate you for buying materials that would improve your finances. They are happy when you spend the whole day with your money drinking and enjoying at parties.

They may frequently borrow small amounts of money from you and expect you to pick up the tab if you invite them to go out somewhere.

It becomes worse when you may find yourself granting even bigger favours such as letting them use your ATM card to make a large purchase on the condition that they pay you back.

They pay you small amounts at first, but eventually, you'll find yourself chasing them down for the money.

4. Shopaholics

Shopaholics can be dangerous friends to have when you're trying to get out of debt or are aiming to save more. These people find the idea of letting cash sit in a bank account unthinkable.

If you spend some time with them at a mall, they'll soon guilt you into buying something you don't really need.

However, not all shopaholics have the intention to exhaust your resources and they could be oblivious to the idea. It just so happens that they have enough resources to live their lifestyle.

On the other hand, it doesn't mean you should be tempted to adopt their habits.

5. Braggarts

Braggarts are known for putting a lot of effort into letting everyone know how successful they are with their finances, which is rather off-putting.

They constantly tell you how great they're doing financially and it may cause you to question the choices you're making with your money.

It becomes more difficult when you're roughly the same age, as you find yourself starting to make comparisons between their progress and your own.

Life is a single race, so whatever you know would improve your finances, go ahead and do it. Forget about what people say. That it didn't work for them doesn't mean it won't work for you.

This material has helped people improve their finances, make sure you check it out using the link below;

See source for more

say no to plagiarism

Now that you know, what do you think?

lalasticlala

forreelinc:
say no to plagiarism

Here we go.

This writeup is worth memorizing.
I need a memory card.
So I can give it to E-Money because he needs this information.

Haters are worse than these friends.
They beef, despite dope singles with over 13views on YouTube.
But first let me drop my red plastic cup,
Because it is too late to fail.

the dude above me tho... E go begin run him okoro mouth so...

Biggest enemy of progress!

Valid points

“better the devil you know than the devil you don’t”

Great

Wait leme read d post .... hmmm nothing to say

Nice write-up...#Good advice!

Some friends really don't want you to grow..
Always asking where is the next club or hotel to visit, but never ask you where the next business deal or idea is coming come.

NwaAmaikpe:



This writeup is worth memorizing.
I need a memory card.
So I can give it to E-Money because he needs this information.

But first let me drop my red plastic cup,
Because it is too late to fail.

Make sure you impregnate your girlfriend,because for almost 10yrs ,you're still an upcoming artist

Lol. fear enemies of progress

Are you one of them?

The e-book man!

Sumbodi just sub sumbodi on ds thread.
If u no u no.
Deadly diss. Oga na master.

NwaAmaikpe , Is Airforce 1 ur new problem?

OkpaAkuEriEri:
Sumbodi just sub sumbodi on ds thread.
If u no u no.
Deadly diss. Oga na master.

Airforce 1 vs NwaAmaikpe

Dpredictor:
You may or may not have realized it yet, but the people you surround yourself with maybe subtly shaping the decisions you make with your money, and unfortunately, the outcome is often less favourable.

I showed two friends this material that I have used to make money online, one wanted to buy, and the other friend convinced him not to, claiming that it was a scam. A few months later, the one who discouraged the other came back and bought. He started making money, and that was how the other missed out.

There are friends you shouldn't keep; these kinda friends are gonna ruin you, and you won't even know. I will list them out so that you can verify if you have such friends around you.

Beware of these five types of people who can harm your finances:

1. Enemies of Progress

You will also recognize them by their comments on any wonderful topic that would help others. They are lazy and don't want to work hard, so they want everyone to miss the same opportunity that they miss.

The moment you drop any wonderful idea, you would hear things like "it won't work", "scam", "I have tried it before and it didn't work".

Such negative attitude will eventually rub off on you, and you will equally follow suit. The end result is that you remain comfortable in your condition and fail to push forward.

Identifying a person's negative characteristics early on puts you in a better position to protect your finances from people who can harm your finances. Be aware of how your friends may be affecting your money decisions, so you can better protect your finances.

[s]2. Stingy Hands

Stingy Hands are people who, instead of thinking of money as a tool, see it as something to be conserved at all costs, even if it means alienating their friends.

Most of us may have experienced this multiple times, usually in situations where a bill is split and you'll be surprised to find that you need to pay more than expected.

What's worse is that these people do not value your friendship and would be willing to lose you as a friend, rather than spend their money.[/s]

3. Wasters

These type of people will castigate you for buying materials that would improve your finances. They are happy when you spend the whole day with your money drinking and enjoying at parties.

They may frequently borrow small amounts of money from you and expect you to pick up the tab if you invite them to go out somewhere.

It becomes worse when you may find yourself granting even bigger favours such as letting them use your ATM card to make a large purchase on the condition that they pay you back.

They pay you small amounts at first, but eventually, you'll find yourself chasing them down for the money.

4. Shopaholics

Shopaholics can be dangerous friends to have when you're trying to get out of debt or are aiming to save more. These people find the idea of letting cash sit in a bank account unthinkable.

If you spend some time with them at a mall, they'll soon guilt you into buying something you don't really need.

However, not all shopaholics have the intention to exhaust your resources and they could be oblivious to the idea. It just so happens that they have enough resources to live their lifestyle.

On the other hand, it doesn't mean you should be tempted to adopt their habits.

5. Braggarts

Braggarts are known for putting a lot of effort into letting everyone know how successful they are with their finances, which is rather off-putting.

They constantly tell you how great they're doing financially and it may cause you to question the choices you're making with your money.

It becomes more difficult when you're roughly the same age, as you find yourself starting to make comparisons between their progress and your own.

Life is a single race, so whatever you know would improve your finances, go ahead and do it. Forget about what people say. That it didn't work for them doesn't mean it won't work for you.

This material has helped people improve their finances, make sure you check it out using the link below;

See source for more

go and make your own money...

if you give too much some people tend to take advantage of it especially ladies

a friend worth having as a friend is me

Keep your circle of friends really small. That is all.

Inspiring

Friends, I have seen lots of them. Most of them can only be described as leeches...

Avoid people like my ex..........


That girl want u to carry all her life problems yet she will still tell u of how u haven't done anything for her

NwaAmaikpe:



This writeup is worth memorizing.
I need a memory card.
So I can give it to E-Money because he needs this information.

Haters are worse than these friends.
They beef, despite dope singles with over 13views on YouTube.
But first let me drop my red plastic cup,
Because it is too late to fail.

Pepsi101:

Make sure you impregnate your girlfriend,because for almost 10yrs ,you're still an upcoming artist

both of you are pure evil

Goldenrichard:

Airforce 1 vs NwaAmaikpe

who asked u?radio without battery

Elder001:



go and make your own money...

if you give too much some people tend to take advantage of it especially ladies

aka gum spotted

SirBunky85:
who asked u?radio without battery

Sir Monkey is it ur radio

Goldenrichard:
Sir Monkey is it ur radio

busybody