How Come I Am Never Lucky???? - Family (2) - Nairaland
Nairaland Forum › Nairaland General › Family › How Come I Am Never Lucky???? (4260 Views)
| Re: How Come I Am Never Lucky???? by Jonscotin(op): 6:21pm On Jul 10, 2019 |
djon78:I didn't reason it that way that someone close to you is passing through difficult situation and you know the person is hardworking and you give him and his wife money to continue their business and the man is trustworthy. Along the line the Alhaji that he paid money to in order to supply him loads disappeared with the money. Both my money and other money that he borrowed from people. And he has been doing business with the Alhaji for one year and no complain. It wasn't my fault that I tried to help. They have all promised to pay me back when they get to their feet but it has not been easy. |
| Re: How Come I Am Never Lucky???? by Acidosis(m): 6:45pm On Jul 10, 2019 |
Jonscotin:Sad one. Sorry about your loss bro. I can't begin to imagine what you've been through. If you see reasons to pray harder, please do but please there is no crime in being extra careful and diligent. It is well |
| Re: How Come I Am Never Lucky???? by Acidosis(m): 6:51pm On Jul 10, 2019 |
Jonscotin:There is a school of thought that says don't give to a friend a loan you can't afford to lose. Sounds harsh but proponents of that theory have strong reasons. When a friend borrows from you, he would never spend the money in the same manner with someone who obtains an equal amount from the bank. The thought of losing his home and all he had laboured for won't allow him transact business with an Alhaji without due diligence. I bet he lost that money knowing very well that the risk of a default is low. You're not gonna arrest him after all, so what's there in taking big risk with someone else's money. It is pure psychology bro. When they come for loans you can't afford to lose, direct them to the bank, and watch them pay back with interest even before the due date. Technically speaking, you're the reason (your softness) your friend couldn't pay back the loan. |
| Re: How Come I Am Never Lucky???? by lilyheaven: 6:51pm On Jul 10, 2019 |
Jonscotin:Please next time, don't give any money you can't forget. 1m is too much ,except if you have enough . |
| Re: How Come I Am Never Lucky???? by djon78(m): 6:52pm On Jul 10, 2019 |
Jonscotin:Bro I am telling you from experience. I used to be like you. But I learnt bitter lesson. I have lost millions, almost everything I had. People are not what they seem to be. They will take advantage of your soft nature. So I understand you. But that's not how life is lived. I help people financially still, but I don't borrow people money. Rather I dash those in need according to my capacity. But to borrow someone money, I don't try that. I believe life is training you to get wiser. Learn to guard your money. Doesn't stop you from helping people in need, but to borrow people money, don't ever make that mistake again. Be wise |
| Re: How Come I Am Never Lucky???? by Nobody: 7:52pm On Jul 10, 2019 |
Jonscotin:Psalm 112 v 5: A good man sheweth favour, and lendeth: he will guide his affairs with discretion As I understand it, the summary of the above scripture is that even a good man should apply discretion when showing favour and lending to others. There is a fundamental rule of lending that should govern your lending in the future: NEVER give you you can't bear to lose. Asides the above rule, there are at least two considerations you should have when someone comes to borrow from you. Ask yourself: 1. Will he be WILLING to pay when that time comes? This has to do with the credibility of the person. 2. Even though willing, does/will he have the CAPACITY to repay the money, and within the said time frame? In other words, is his promise feasible or is he just making it out of desperation? What I see is that you might have been going by only emotions when lending people money. That doesn't always serve one well. Love your neighbour as yourself, means you have to start by loving yourself. But of course, the above is just for your future dealings. What you can do right now is to pray and take advantage of any legal opportunity to make money around you. Don't give up, this stage will pass. |
| Re: How Come I Am Never Lucky???? by sisisioge: 8:14pm On Jul 10, 2019*. Modified: 10:27pm On Jul 10, 2019 |
Assually, its not unluckiness, it is unwisdomness that is worrying you. Rule no 1: Never lend anyone money you cannot forgo. Rule no 2: Never draw out of your capital to venture into unsecure investment! Borrowing friends money na Tbills? Hian! May God help you fa, please receive wisdom! |
| Re: How Come I Am Never Lucky???? by nnamdiosu(m): 9:40pm On Jul 10, 2019 |
Jonscotin:Why exactly so u keep on borrowing over and over again? |
| Re: How Come I Am Never Lucky???? by Graduateacher(f): 10:36pm On Jul 10, 2019*. Modified: 5:33am On Jul 11, 2019 |
Jonscotin:There's an enemy within your click, I repeat "trust no one" maybe he changed the engine, sold your gear box and every other valuable thing inside the car valuable then burnt the carcass. Next time just take pictures and send to your friends to show people any body that wants to buy can meet you up somewhere or you take the vehicle to them yourself for appraisal. It seems you've lived a sheltered life this must be the reason you're not aware of the extreme wickedness a humanbeing can display |
| Re: How Come I Am Never Lucky???? by dustydee: 10:36pm On Jul 10, 2019 |
Jonscotin:Is the car not insured? The insurance company should pay you. |
| Re: How Come I Am Never Lucky???? by Deathisfree: 12:05am On Jul 11, 2019 |
SageMK:Please share me the document |
| Re: How Come I Am Never Lucky???? by Deathisfree: 12:17am On Jul 11, 2019 |
Jonscotin:My own opinion Let’s go extra ordinary, in other worlds “spiritual”,you need to be strong when you have competitors around. None of them want you to be greater With the look of things. Even if you borrow dangote money. He won’t refund it to you ,what’s the assurance that when you sell your other property,the money won’t be stolen or the business eventually relegate and you will be left with nothing again. Think smart and think hard. Invest for your wife this time around. I think life is dealing with you. Take a brake and find a solution to your spiritual life |
| Re: How Come I Am Never Lucky???? by saintneo(m): 2:18am On Jul 11, 2019 |
Matt 10:16. Helping people is good, but helping the people that will make God open more ways to you is more important. You needed the Holy Spirit to teach you how to make choices. Time to ask why me is over, it's time to cry to God to rescue you. Just go for deliverance and you will see. Key in into the teaching, fasting and praying. Jonscotin: |
| Re: How Come I Am Never Lucky???? by Nobody: 3:29am On Jul 11, 2019*. Modified: 3:52am On Jul 11, 2019 |
It sounds like you have been making bad decisions, esp w| regards to money and trusting |
| Re: How Come I Am Never Lucky???? by Jonscotin(op): 10:21am On Jul 11, 2019 |
I have listen to everybody and I realised that I have made too many bad decisions. I would have gone far in life if not for all this decisions. Sometimes I wonder why people turns out to be poor but now i understand. I thank God for my life for giving me the wisdom to make those money and from now on, I promise to make judicious use of them if I make them back. |
| Re: How Come I Am Never Lucky???? by HEFAIROHLUWA(m): 10:52am On Jul 11, 2019 |
Jonscotin:Respect your religion but if you dont want to be more unfortunate in life avoid selfish manipulative religious people taking you for a ride because of your soft nature.. I see some people here telling you to start praying cos its spiritual .. Praying aint bad but when you dont use your head and allow people use you prayer wont work so this is not a prayer thing.I knew someone ...a persumed brother in the lord that cajoled the other brother to lend him this huge amount of money...Till today he didnt pay the money even when he add enough...This crippled the other brothers business.But hoo hoo karma is a bitch he too is now ridiculously broke with no one to assist.. Reason I told you earlier to avoid manipulative sweet mouthed people People that use religion or friendliness to selfishly milk you dry without considering your future. The always give and it shall be given to you type of brothers..Sense the trick? *****Avoid careless people ( I got severly burnt last year was super frustrated and over tempered cos I lost all I had because I tried helping someone..He was very careless up till today I still dont understand how the whole thing happened and he even moved on as if nothing happened. The most frustrating thing is that my oldman feel ill for the first time during that period last year and almost died.. coincedence or village people? I cant say but hes doing good now unfortunatley my reserve was spent on him. You still have a property right? So you are still lucky..Invest the sale properly sha. In conclusion ***Reduce your expectations from people ***Adjust that soft side of yours a little bit ***Listen to Richy4 ***Dont be cajoled again Dont get it twisted everyone gets depressed so stand up and never bow down. Most nigerians are selfish by nature never forget that! Goodluck. |
| Re: How Come I Am Never Lucky???? by HEFAIROHLUWA(m): 10:54am On Jul 11, 2019 |
Richy4: ![]() |
| Re: How Come I Am Never Lucky???? by opelyem(m): 3:58pm On Jul 12, 2019 |
Jonscotin:Bro, you gave people impression that you have money that you don't need, that's why they kept borrowing. Since you now have a wife, when next they ask for money, tell them you run joint account and you will have to seek permission from your wife. Watch them turn their backs. As for the burnt car, sorry for the loss. |
| Re: How Come I Am Never Lucky???? by nams77: 4:13pm On Jul 12, 2019 |
Jonscotin:You are not soft. You are just surrounded by wicked folks. That's how naija is now, everyone is a jackal/ fox. I was thinking the same like you just this morning. I wondered why God had to send me to this part of the world where people are cruel and heartless. I can hardly see some one in need and not help, even when i am not dangote. On some occasion, i have given help and then go broke the next day and wonder what's wrong with me. Its OK bro. Just pull yourself together and win once more |
| Re: How Come I Am Never Lucky???? by Nobody: 5:09pm On Jul 12, 2019 |
Bros, go and learn money management cos as it is, u definitely lack what it takes to have your money work for you. U use emotions to handle money and people know that so they capitalise on it and tell you their sob stories. Money and emotions don't have anything in common. Any money u lend is money forgotten. They don't usually pay back. U wanna lend, make sure it's money u can easily forget. Also when they come with their stories, deflate them with your own sob stories whether true or not. Until u learn this, u will continue to make more mistakes. I also believe u are not the type that always show people u are loaded, may e that's why they always come. Hide yourself. The need to show the world we have arrived is one of pur own undoing. Great men and women use their brain, not heart. |
| Re: How Come I Am Never Lucky???? by Nobody: 5:47pm On Jul 12, 2019 |
Simply give out what you can afford to lose. You simply do not have bad luck. Take responsibility of your poor decisions and think about you and your new family now. |
| Re: How Come I Am Never Lucky???? by frozen70(f): 7:24pm On Jul 12, 2019 |
Jonscotin:Let's assume that your simplicity was taken for granted Hence fort, don't hide any financial transactions of borrowing from your wife If possible tell them you don't have and stick to it Law of survival is me first so apply it No award will be given to you for being generous You have learnt in a bitter way, no more financial help to anyone Pray to God to send helpers to you, he knows what you are passing through and he will sort you out Sorry for all the idiots that disappeared with your money, karma is waiting for them in their way to success |
| Re: How Come I Am Never Lucky???? by Nobody: 8:06pm On Jul 12, 2019 |
Jonscotin:Keep praying please and wait patiently till the day your wife will put to bed. Doors will open again hours after you have your baby, but please stop giving loans. You are not a bank! Give them what you can afford to lose. |
| Re: How Come I Am Never Lucky???? by Jonscotin(op): 2:49pm On Jul 14, 2019 |
God has embarrassed with Blessings this past week. I wrote this post to make God to notice my predicament. And God has proven Himself. He has done so many things for me and He will still do more. Brethens, God is real and ever faithful. I can testify enough of his Goodness in my life. I promise never to go back to my immoral habit that have been with me since my nysc days in 2010. |
| Re: How Come I Am Never Lucky???? by Logobenzz: 2:51pm On Jul 14, 2019 |
Jonscotin:God?I'm really surprised. Anyways,I'm so happy for you Bro. Keep at it and learn your lessons. |
| Re: How Come I Am Never Lucky???? by cococandy(f): 4:49pm On Jul 14, 2019 |
How do you have money to give away but no savings? That’s not wise. I’m not judging you right now but saying for the future because I know that you will rise again. When you do, please be more pragmatic about how you do charity. Jonscotin: |
| Re: How Come I Am Never Lucky???? by cococandy(f): 4:49pm On Jul 14, 2019 |
Oh great. Now be careful henceforth Jonscotin: |
| Re: How Come I Am Never Lucky???? by bukatyne(f): 6:26pm On Jul 14, 2019 |
Jonscotin:Brother, From this story, I am seeing poor decision making and not ill luck. Even the car might be a set up. Or how did it catch fire with everyone in it intact? You need wisdom and to be weary of frenemies. |
| Re: How Come I Am Never Lucky???? by addictiv(m): 1:19am On Jul 15, 2019 |
@op, you have to change ur mindset... you re only focusing on the losses and as such thats only what you ll be getting.. more losses. learn to be grateful and stay positive. |
| Re: How Come I Am Never Lucky???? by Jonscotin(op): 10:34am On Jul 23, 2019 |
I will try and stay positive for God to do his will. He has been helping me out and I believe I will come out stronger and better. |
| Re: How Come I Am Never Lucky???? by amaham(m): 10:50am On Jul 23, 2019 |
Rule of thumb is..... Don't lend the money you can't forget. |
| Re: How Come I Am Never Lucky???? by Leis: 1:20pm On Jul 23, 2019 |
Sake the face of God, he will help you. |
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