₦airaland Forum

It's no news that most Nigerian banks are not very supportive of small and individual businesses. While they claim to have products for SMSE, the conditions to access them are usually not so straight forward.

The truth is, there are a lot of young Nigerians with legit small businesses who just need small loans say 300k-500k to manage and grow their businesses. Young people who have no parents, family members or friends to raise them the needed funds to just keep their businesses running.

Youths who believe in legit hustle, who have made up their mind to stick with genuine business than get involved in unwholesome activities. One would think the Nigerian banks would be more youth friendly considering the very high unemployment rate in the country. Our banks can certainly and should do better.

I recently received a personal loan offer from one of them, not even my main bank I should say.


So, which bank offers the most friendly personal and small business loans?

Have you gotten any loans recently? Pls share your experiences.

I need this information, but i don't think Nigerian banks are good in giving loans ,

dose any one knows a private institution / Personnel that can be able to lander me a loan of 150 to 200k , which i can pay back in a given period of six months, please.

1stbest:
I need this information, but i don't think Nigerian banks are good in giving loans ,

dose any one knows a private institution / Personnel that can be able to lander me a loan of 150 to 200k , which i can pay back in a given period of six months, please.

With the recently policy of the CBN forcing them to lend, a lot of them have started giving out. You just have to call or mail your bank to find out if they have any such facility.

ynotsadeek:
With the recently policy of the CBN forcing them to lend, a lot of them have started giving out. You just have to call or mail your bank to find out if they have any such facility.

their terms and conditions is too bad , after applying ,they will end up not giving you anything.

Are you a salary Earner? Do you live in Lagos, Rivers and Abuja ? You can Borrow between #50,000 to #4,000,000 cash loan without collateral within 24 hours. Call RenMoney MFB now on 09087090739 to get started now.


Are you a salary Earner? Do you live in Lagos, Rivers and Abuja ? You can Borrow between #50,000 to #4,000,000 cash loan without collateral within 24 hours. Call RenMoney MFB now on 09087090739 to get started now.