₦airaland Forum

frozen70:
If the land you saw is OK for you to live there and go to work, buy half plot, use the balance and erect a room and parlor self contain.

Move your things there and start living there then plan on how to own a car

A car is like a human being that must consume to live a car must be maintained and Nigeria roads are the major cause of car problem

If you think the land is far from you to go to work, then get a car

But bear in mind that you will need to buy a land one day and develop it

Hmmmm

Buy a land and build a room and parlour with 1.5m? Lol, na crayfish OP wan buy. Funny people everywhere. Even those collapsed buildings cost far more.

FivePeas:
I know. Calm down. Start stopping her from trekking permanently. Buy a car of 300k.

Out the rest in business and grow that money.

Listen to sound counsel. Money not invested to grow is evil o. Before 20 minutes the money Don kawa

U wicked ohhh i swear.guy if ur a salary earner u can pay ur loans easily.So make a man that love his wife dearly go buy scrap of 300k and be in mechanic everyday and before u know it the remaining balance will be gulped by repairs.

Op u love ur family get a sweet car jor.but drive safe.my salary was almost 400k where i worked last.I took loan of 2.5 mill then.i roughly had like 5mill then.but wanna use it as back up.i bought a car of 1.8 mill then for wife.stilll no regrets.

For u to take that loan just tighten up.just op not from bank but ur work place.

akpunda86:
U wicked ohhh i swear.guy if ur a salary earner u can pay ur loans easily.So make a man that love his wife dearly go buy scrap of 300k and be in mechanic everyday and before u know it the remaining balance will be gulped by repairs.

Op u love ur family get a sweet car jor.but drive safe.my salary was almost 400k where i worked last.I took loan of 2.5 mill then.i roughly had like 5mill then.but wanna use it as back up.i bought a car of 1.8 mill then for wife.stilll no regrets.

For u to take that loan just tighten up.just op not from bank but ur work place.

Okay Sir. I'm am evil man.

truthsayer009:
Those cars are not good enough for a family man. Not presentable either, I checked it and it's looks like 3rd hand Nigerian use definitely. Which means a lot of money would be spent trying to maintain after buying.

I only said my personal observations.

Befitting on credit. Yahoo boy no laptop. Sorry. I helped a married man sell a pathfinder 400k and the buyer was happy. Family man using pathfinder of 400k before choosing to sell.

Convenience on credit

Ofemmanu1:
Honestly, it is not so good to buy a car with a loan but in your case, you should get a car.
Maybe a Camry, a friend just bought a Camry 2009 for 1.4 and it's cool.
Do not buy anyhow car, else you regret it.

A Nigerian used I guess

FivePeas:
Okay Sir. I'm am evil man.

Bros i no say u be evil man.i say you wicked oh.and was jokingly.

akpunda86:
Bros i no say u be evil man.i say you wicked oh.and was jokingly.

Whatever rocks your boat man

From the same salary o �

Eberechi24:
how are you gonna maintain the car?

knocked engine
Changing of oil
Replacement of failed parts, etc

I will advice you to get a small car for easy movement around, a car isn't a luxury but necessity.

Erums:
A Nigerian used I guess

Yea

Op, i totally understand where you are coming from because I've been there. Please whatever you do, don't buy scrap as car and there's no where in Nigeria you will see a good car for 700k, it must have issues.

Land, it's easy for people without experience in life and without children to say go for land, reality is different for a lot of people. If you decide on buying a land, Where's the land and is it legit?

When my dad was working he built his houses and bought two cars with loan so decide what is best for you and your family but don't throw the money away buying things that will not give you value.

If u buy cheap cars u don buy family problem be that better shine yours eyes.

Someone bought a car 450k n its engine parked up in 2 months n he needed about 300k which he didn't have for repairs. Till today the car is still waiting for repairs n scrap ppl dey come price am 100k

Buying a naija used car is a gamble u may be lucky or unlucky.

It's a against the law of basic economics to borrow to fund liabilities.

My advice - Invest that money into something profitable n delay gratification. Ur wife can be taking Keke or bus when the sun is harsh or get a househelp to help run errands n go market.

Secure their future if u love them

OP Freest,

Coman buy land with as little as 500k to 750k a plot in good locations. *No omonile wahala, no government wahala* to disturb you on the land. Even if you just leave the plot fallow for years to appreciate, nobody will disturb you on top your plot. Contact me on 08069506169 for site inspection and to seal this deal. No let this opportunity pass you by o.

The balance of 750k to 1m, you can either still buy a car or invest in foodstuffs business to multiply it.


All the best.

In everything you do, please don’t buy a Naija used car

oladipuposadeeq:
OK Dont mind me. then i didn't read what you wrote but golf 2 that one na irin wo

golf 2 Na mashine my broda!

ee rugged!

MichaelSokoto:
golf 2 Na mashine my broda!

ee rugged!

na why i call am irin wo

Freest:
Ok. As at the time of discuss I planned to get a car hence I applied for the loan. Later started having second thought when I saw an available land for sale. But then I have started the process already.

So this was my confusion. I only felt the need for the car cos of the travails of my family

Bros you can get a Nigerian used 03 to 05 honda civic for 500k for madam and you can also use it for uber/bolt and then invest the remaining 1M in a business for madam. Don't buy land now.

My advice is: The most important thing is the check the value chain of whichever thing you want to buy: which means, what financial increase will it brings to you in return..... It's fine if you are buying the car for commercial purposes, because that might eventually breeds the money to buy yourself a car for luxury, but if you buy the car for luxury, it won't bring in any income but it will aways demand mentainance fees from you. About your family, nothing will do them, they will survive it. It is better for them to have standard education without enjoying the luxury of being carried in a car than enjoy the luxuries of the car without good education and good feeding and housing. My advice is:::::::: put the money to the soil as a seed and let it yield and bring increase.........Note: In 1990, Sir Shina Peters bought a house of #20m while in the same year Jim Ovia started Access bank with the same amount. In 2015 Shina Peters renovated the building with about 60m while Jim Ovia networth was about 970m.... Be wise!!!!

If you are contemplating between a car and a land, then it's obvious the correct option is land.

This is coming from an economical point of view but if you want a luxurious one, then car is the answer.

[quote author=cannanland post=89764918]My advice is: The most important thing is the check the value chain of whichever thing you want to buy: which means, what financial increase will it brings to you in return..... It's fine if you are buying the car for commercial purposes, because that might eventually breeds the money to buy yourself a car for luxury, but if you buy the car for luxury, it won't bring in any income but it will aways demand mentainance fees from you. About your family, nothing will do them, they will survive it. It is better for them to have standard education without enjoying the luxury of being carried in a car than enjoy the luxuries of the car without good education and good feeding and housing. My advice is:::::::: put the money to the soil as a seed and let it yield and bring increase.........Note: In 1990, Sir Shina Peters bought a house of #20m while in the same year Jim Ovia started Access bank with the same amount. In 2015 Shina Peters renovated the building with about 60m while Jim Ovia networth was about 970m.... Be wise!!!! Jim Ovia of Zenith Bank now worth 980million dollars