TokyoBulls:
One very important part of crowdfunding is the use of a trustee. I hope SEC regulates these folks from 2021. Good I did not lose from TheMap, the 2/3 for early CRMi covered the gaps in other areas. I am also taking action to recoup some money from the company so I am hopeful. 2021 is another year and we move again, full scale, with deeper due diligence. Please note that 'they are paying regularly' is not proof that something will not go wrong. Visiting offices or farms and interacting with employees is not proof that something will not go wrong. Low or high return is not proof that something will not go wrong. 'I am investing early' is not a strategy. We need to analyse every case and be sure there are no red flags. Our strategy must be matured and process/system based. Near zero emotion. Portfolio diversification is key. Putting money in different buckets with different risk levels puts you in a good shape in case any of them runs down.

Season's greetings, keep safe during the celebrations and have a restful holidays as we move into a new year.

Bcpump:
My investment experience this year 2020:
60% capital - low risk
piggy.vest. used to give 10% p.a but now gives 8%p.a. low risk but at least capital is safe.

20% capital- mid risk -
i diversified into about 6 agri techs. lowest 100k, highest 1m. averagely 500k. My experience
Farmcenta- so far so good. payment to be next year
Kenfarms - been my sweetest experience. 2/3 payments gotten. last one due this month
Farmbuddy- they did not pay upon maturity. Still waiting
Agropartnerships - so far so good. payment next year
Agrorite- so far so good. payment next year
Agrilet - so far so good. payment next year

20% capital - high risks -
riseinvest - so far so good. I see my returns on my dashboard and it is doing very good.
the map crmi- i put 1.4 in this very very risky thing. I was lucky to get 2 payments which covered capital. 20% interest made. this was the riskiest thing I did. I will never try it again
MBAF- I joined online in July with minimum 360k so wasn't affected by the no November payments. I have gotten 4/6 payments so far.


Things I'm looking forward to next year-
probably do more of rise invest and other mutual stocks.
steer clear very crazy investments such as themap.
reduce agritech exposure. most of them are now defaulting
switch from mbaF to addyF. same 360k. fx is so risky to stake a lot

Lamda05:
Thank you for this.

This year

- My major investment was with Farm4me/Viable X. I started with them in January. The journey has been smooth.
- Joined Addy recently after tracking comments about them for 3 months+


My gameplan for next year:

- 50% of my capital in risevest real estate plan. I want to preserve more capital
- 15% with Addy. The monthly returns from Addy will be moved to risevest.
- 35% diversified in Agrictechs: ViableX, peacefulpeaceimportexport, agropartnership. Move my returns to risevest.

My key approach will be never to reinvest returns from HYIP back into HYIP. I hope I stay disciplined with this

Bcpump:
My investment experience this year 2020:
60% capital - low risk
piggy.vest. used to give 10% p.a but now gives 8%p.a. low risk but at least capital is safe.

20% capital- mid risk -
i diversified into about 6 agri techs. lowest 100k, highest 1m. averagely 500k. My experience
Farmcenta- so far so good. payment to be next year
Kenfarms - been my sweetest experience. 2/3 payments gotten. last one due this month
Farmbuddy- they did not pay upon maturity. Still waiting
Agropartnerships - so far so good. payment next year
Agrorite- so far so good. payment next year
Agrilet - so far so good. payment next year

20% capital - high risks -
riseinvest - so far so good. I see my returns on my dashboard and it is doing very good.
the map crmi- i put 1.4 in this very very risky thing. I was lucky to get 2 payments which covered capital. 20% interest made. this was the riskiest thing I did. I will never try it again
MBAF- I joined online in July with minimum 360k so wasn't affected by the no November payments. I have gotten 4/6 payments so far.


Things I'm looking forward to next year-
probably do more of rise invest and other mutual stocks.
steer clear very crazy investments such as themap.
reduce agritech exposure. most of them are now defaulting
switch from mbaF to addyF. same 360k. fx is so risky to stake a lot

MummyIMadeIt:


Can you tell me more about addy

TokyoBulls:
One very important part of crowdfunding is the use of a trustee. I hope SEC regulates these folks from 2021. Good I did not lose from TheMap, the 2/3 for early CRMi covered the gaps in other areas. I am also taking action to recoup some money from the company so I am hopeful. 2021 is another year and we move again, full scale, with deeper due diligence. Please note that 'they are paying regularly' is not proof that something will not go wrong. Visiting offices or farms and interacting with employees is not proof that something will not go wrong. Low or high return is not proof that something will not go wrong. 'I am investing early' is not a strategy. We need to analyse every case and be sure there are no red flags. Our strategy must be matured and process/system based. Near zero emotion. Portfolio diversification is key. Putting money in different buckets with different risk levels puts you in a good shape in case any of them runs down.

Season's greetings, keep safe during the celebrations and have a restful holidays as we move into a new year.

[/quote][quote author=MummyIMadeIt post=97083539]

Can you tell me more about addy

omopretty1:
Can you please shed more light on TEEL and Corequest?

Lamda05:
Thank you for this.

This year

- My major investment was with Farm4me/Viable X. I started with them in January. The journey has been smooth.
- Joined Addy recently after tracking comments about them for 3 months+


My gameplan for next year:

- 50% of my capital in risevest real estate plan. I want to preserve more capital
- 15% with Addy. The monthly returns from Addy will be moved to risevest.
- 35% diversified in Agrictechs: ViableX, peacefulpeaceimportexport, agropartnership. Move my returns to risevest.

My key approach will be never to reinvest returns from HYIP back into HYIP. I hope I stay disciplined with this

Bridget001:


Risevest are profe.ssional asset mana.gers that help people in.vest in 3 foreign assets.
1) EURO.BOND: 10-12% p.a.ROI(Return Of Investment) of guaran.teed low risk.

2) US REAL ESTA.TE: 13-15% p.a. ROI, of medium risk (not capped). Last year recorded 17%.

3) US STO.CKS: 12-14% p.a. ROI of high risk (not capped). Last year record.ed 27% . Made up of 20+ high growth sto.cks. You don't need a dom account for it. You can fund in naira which becomes dollars on the app,

You can invest for 3, 6 or 12mon.ths and rollover to com.pound your interest.

The ROI above is per annum but because of the value of dollars and Naira devaluation (high dollar to naira rate that keeps increasing) it's worth more than the figures stated.

For the Euro.bond and RE you can invest for 3mon.ths, 6 or 12mon.ths and you can add money any time you want. For sto.cks you can invest as long as you want and with.draw any time.

You can in.vest with as low as $10 and top up your inves.tments at any time.

There is also a tele.gram gro.up where impor.tant finan.cial inf GVCor.mation & educ.ation are shared. The admins also respond to enquiries or complaints fast there too.

If anyone want to in.vest with Rise.vest kindly use my refer.ral co.de MISF3KC8
Thank you

Telsidelake:
.


Peaceful peace sounds like a ponzi. I know it's not by name sha.

Bridget001:
Notes on Risevest
ABOUT THE COMPANY
Risevest is a digital asset manager that connects Nigerians to dollar denominated investments around the world:
1) Euro.bond
2)US Real Es.tate
3)US Stocks

-Was formerly Cashestate from March 2019 which was only real estate. In November 2019 new options like Eurobond and US stocks were added and relaunched as Risevest.

-Risevest is registered with the Corporate Affairs Commission as Rise Vest Technologies Limited with RC number 1622382 and provide financial services under a Lagos State Cooperative License number LSCS 17080.

-Risevest are also registered investment advisors with the United States of America securities and exchange commission as Rise wealth Advisors with CRD number 306658.

-Risevest operates in Nigeria and is open to Nigerians anywhere in the world that have BVN.

-Here is their latest stocks performance https://rise.capital/blog/stocks/performance-update-oct-2020/

INTEREST RATES OFFERED
1) EURO.BOND: 10-12% p.a.ROI(Return Of Investment)

2) US REAL ESTA.TE: 13-15% p.a.

3) US STO.CKS: 12-14% p.a. ROI. Last year record.ed 27% .
Made up of 20+ high growth sto.cks. You don't need a dom account for it. You can fund in dollars or naira which becomes dollars on the app.
-You can also withdraw in naira or dollars.

-You can invest for 3, 6 or 12mon.ths and rollover to com.pound your interest.
-Minimum investment is $10 and you can top up your inves.tments at any time.

FEES
1)Management Fees:
No fees on investment with returns below 10%.
1.5% on investment with returns between 10% and 15%.
2% on investment with returns above 15%.
The management fee is charged annually after your investment matures not before.
2) Withdrawal Fees
-NGN 35 transfer fee charged for withdrawals into bank accounts.
-And 5% withdrawal penalty fee charged on all withdrawals made from a locked (yet to mature) plan.

3) Transaction Fees
- No transaction fee if you transfer to your Risevest unique Providus Bank Account on the app.
-Card Payments:
NGN Cards: From 1.4% to (1.5% + NGN 100) per transaction and capped at NGN 2000.
USD Cards: From 2.9% to (3.9% + NGN100) per transaction.

ACCESS/INVESTMENT CHANNELS
Risevest is available on Android and iOS.

SUSTAINABILITY
Risevest seems sustainable having been in business for 1+years and having successfully completed two accelerator programs; LABS powered by ARM in Lagos, and Techstars & Western Union accelerator in Denver, USA.

KEY EXECUTIVES
-About Risevest--https://rise.capital/about-us
- Eke Urum: Founder and CEO,
https://www.linkedin.com/mwlite/in/ekeurum
-Bosun Olanrewaju: Co-founder and CTO,
https://www.linkedin.com/mwlite/in/bosunolanrewaju
-Tony Odiba: Co-founder and Data Analytics,
https://www.linkedin.com/mwlite/in/odiba-anthony

-Eke Urum was the cofounder of Buycoins

COMPANY FAQ
http://help.rise.capital/en/

INSURANCE
-Risevest claims that "as an investment firm, your investment are insured by the US government for up to $500,000 and all other investments are held by our SEC registered trustees to ensure security and safety. With our cooperative license with the Lagos state government, your investment with us is recorded and audited by the state. In the event of a liquidation the users account is credited with their investment."

LIMITATIONS
-- You can liquidate your investment at any time but doing so before maturity may cost you 5% penalty fee.
-- You can't select individual stocks, they do it for you.

SECURITY AND REGULATION
Their SEC registered trustees, ARM Holdings Limited monitors and maintains investments to ensure peace of mind for users and guarantee the integrity of assets and investment process. App features PCI-DSS (bank level) security to protect investments from unauthorized access.

SUMMARY
-Pros
-- It seems to belong to a stable company that has been running business for a while.
-- The owners are visible online and can be contacted and held accountable if Risevest has hiccups.
-- Safety from naira devaluation because of the dollar investment opportunities.
-- Telegram group where investors get to interact with one another and the admins including the CEO. Financial edu.cation is also shared there.
-- Monthly investors' zoom meeting.
-- You can liquidate your investment at any time.
-- This looks like a low to high risk investment, considering the range of assets that someone can invest in.
-- Diversification: Ability to invest in Euro.bond, US real estate and stoc.ks.

Cons
-- Only available on Android and iOS. Not on web yet.
-- Withdrawal takes 3 to 5 working days before it lands in your account because investments are in US and have to go through a process.

Happy Investing!

If you want to invest with Risevest kindly use my referr.al code: MISF3KC8

benedictuyi:

Weldone

hustla:
Any word on themag.ng?