₦airaland Forum

I dey use CS hold body in terms of seeing daily gains.
That their format of seeing the daily percentage gains and losses, together with the amount made and lost is really bam!!!!

Iamblessed8888:
😂😂😂😂😂 @ secret society people. Seeing those daily gains helps alot.

Those ones?
Na by May 8 or thereabout statement of unit holdings will show.
I dont think they are ready to invest in an app at he moment.
Secret society people.

Iamblessed8888:
The dynamic 3 have vowed to make their subscribers rich. God bless them really good 🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑

How is zrosk doing? They need an app

I will oo.
As i even saw that red sef,i no even vex at all. It was a good run for April

CSblackpink:
Enjoy your millions. 😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂

This was initially what i saw when i checked by Quarter to 9 ooo.
So i just assumed we ended with a red.
I guess i checked too early and the update was still happening.
I am seeing the positive figures now.
I topped up yesterday though

CSblackpink:
No update from CS yet. Did you just top up?

Cs did a -0.06 red.
And with this, the Equity Month April 2026 comes to a green end.
The Greenist of them all.
Snow Green.
Green with a bang.
Sky green.
May, please be green.

Omo, Zedcrest didn't enter this Equity game to play ooooo.
97.1%!! Damn!!!!
If you invested #1,000,000 begining of January, as at now, you will be having #1,971,995.
See doings!!!

Wow! Wow!Wow!Wow!Wow!Wow!Wow!Wow!!!
Who carry ambulance dey pass abeg
You go enter abi you no go enter

Allboiz:
Cardinal is 7.40%

Still reasonable, My mind don climb go like -3.47

CSblackpink:
CS= -1.52%🌶️🌶️🌶️🌶️🌶️🌶️🌶️🌶️🤑🤑🤑🤑🤑🤑🤑🤑🤑🤪🤪

Omo, i am already gauging what CS will look like from the little wey i see from Paramount.
Showers of red!!!!E fit be the whole gain of 1 week...

LoriHamo:
Hahahahha

It was expected....na how "dip" we been dey guess

Just coming from the stocks forum and reading up on what UBA did. Make i no just find the dividend from the Zenith bank shares wey my mama buy for me ooo come 5th of May o..

Omo, result don dey show

For Equity, it was a + 0.74

auschris:
What's the actual return on CS today?
When I topped up today, my yield immediately dropped by 2.22%. After the day's update, the yield I see is -0.21%

Is there any CS Balanced fund investor in the house? I want to confirm something on the returns for the 14th of April. Was any value recorded? What was the % return for that day??

Exactly if you have 50k and the market gives a 3.36 positive green day, you make #51,680. If the market reads a negative red 3.36 you make #48,320. E go be like say the money dey vanish for ya eyes, but no fear, you no go die

bassdow:
I am actually doing almost all the different Stanbic IBTC funds that includes Equity.

My questions are partly so an elderly person who is a guest here can read and understand. Make e no be like say na only me dey talk.

Now another questtion; when you say "today Imaan return 3.36%, while ethical return 2.67%", does it mean if I had invested 50,000 naira in Imaan fund, my earning today alone would have been 3.36% of 50,000 naira which is 1,680 naira ?

We are getting there😎😎😎

welzyj2:
Your MTD still reflects the billions you don't want us to see 😊

@Uberchic
This is the unit price for today i think
272,000 ÷ 2.6662= 102,017

I had no favorite oo, because i didnt understand what was happening there, i only made gains from the 2 Fixed income funds before i ran. I think they were both low or moderate risk.

So when i saw that my capital for the other 4 dey go up today, come down tomorrow, i japa.
As at October 2025 Stanbic Equity had done 65% YTD, and that was x3 of the average of what MMF 20% was giving me for the whole year.

With what i know now, i would advice that Equity be started at the begining of the year, like on the very first day wey the fund managers dey start work, so that one can gain all the interest that comes with the YTD.
That way one can enjoy the green days and Yakubu manage the red days.

Zooposki:
Which funds were your favorite out of the above listed?

I am telling you, last year i tested the waters, i invested in Stanbic Equity, Shariah Fixed Income Fund, Balanced Fund, Enhanced Short Term, Guaranteed Investment Fund, Ethical Fund, just to see what was happening inside.

I was just seeing minus my capital in almost all of them, the app platform also didnt help much like Cardinal stone does. I just withdraw all my money when no one was saying anything positive, with plenty loses.

Knowing what i know now, that money would have doubled by now, because i now understand that i entered when the market was so bearish.

Bluearrow:
It is not even only about risk tolerance, there was so much misinformation on the mutual fund thread about equity, which discouraged alot of persons. It got so bad that EquityM/ CSblackpink had to create this thread & thanks to him for creating this thread. If not for this thread, I don't think some of us would be investing in equity by now, even if we have built some level of risk tolerance. Because they painted equity so bad in the mutual fund thread, like a place u just put your money & it is gone the next morning.

Officially left Stanbic funds and the dull interest rates. This year has not really smiled on their MMF, even with the compounding interest. Hopefully they will bounce back, because they will always be my first...

@Emmasoft really tried for me oo, i remember when i would spend hours on calls and chats with him, i was so adverse to any form of risk, i was so comfortable seeing my money in the traditional bank. But he managed to convince me, and when i jumped all legs in, there was no hold backs.
Then i wanted to see what all the other 7 funds in Stanbic were talking about, i moved into 6 of them with 1 toe, and moved back out when I didn't understand what was happening there.

Thanks to @EquityM/ CSblackpink who opened up the Equity thread, i observed for a long time, made little research, and then dove all in, even with the bloody red days sef.
If someone had told me i would be putting my money into a high risk investment like Equity in 2024 when i still dey research, i for don nod the person, because i know how long it took for me to join MMF o wey be low risk.

The moral lesson of this epistle is to start somewhere and build up your risk tolerance.

@Emmasoft and EquityM, if person never tell una thank you, this is me saying it. Una dey motivate person without asking for anything.
I probably would just focus on Equity this year, read up on the Stocks thread, maybe gather enough mometum, i fit begin to dey do my own trading from next year sef.

Money must be made.

Officially left Stanbic funds and the dull interest rates. This year has not really smiled on their MMF, even with the compounding interest. Hopefully they will bounce back, because they will always be my first...

@Emmasoft really tried for me oo, i remember when i would spend hours on calls and chats with him, i was so adverse to any form of risk, i was so comfortable seeing my money in the traditional bank. But he managed to convince me, and when i jumped all legs in, there was no hold backs.
Then i wanted to see what all the other 7 funds in Stanbic were talking about, i moved into 6 of them with 1 toe, and moved back out when I didn't understand what was happening there.

Thanks to @EquityM/ CSblackpink who opened up the Equity thread, i observed for a long time, made little research, and then dove all in, even with the bloody red days sef.
If someone had told me i would be putting my money into a high risk investment like Equity in 2024 when i still dey research, i for don nod the person, because i know how long it took for me to join MMF o wey be low risk.

The moral lesson of this epistle is to start somewhere and build up your risk tolerance.

@Emmasoft and EquityM, if person never tell una thank you, this is me saying it. Una dey motivate person without asking for anything.
I probably would just focus on Equity this year, read up on the Stocks thread, maybe gather enough mometum, i fit begin to dey do my own trading from next year sef.

Money must be made.

Ahhhhh...🫣🫣🫣 You remember my story!!!That time when Zed them dey carry person like egg. I been dey look them with 1 eye closed. Zrosk still gat us. We don join sha, no be small ntooorr oo

Iamblessed8888:
And they were begging you then oo. I dont think they will call anyone again. They just send out Ntoooo emails from time to time now 😂😂😂

The unit prices are going up, Topped up on the 14th for 1.67, on the 16th for 1.70 and it is climbing.
Unless you cant wait, like @CSblack pink wrote, just chill.
Hoping the green days greens wella and for a while. Interest waits for noone sha.

Iamblessed8888:
Paramount will reflect on monday. Quickly load zed now and you will get today gains tonight. Worst case you will recover your buy NAV and then some

We can't wait o, they should sama us with interest that will cushion incoming red days. We accept!!!

Allboiz:
They should be expecting 7% + tonight

m

Zedcrest is looking to march them YTD for YTD this year, even without 100m. They are hoping their name is cemented in the mind of investors, as they just started equity this year.

CSblackpink:
CSOF might do 70-80 YTD tonight.

Zedcrest go just dey make person regret why we no join them from since January. Brother in arms with CSOF. See teasing oo 😏😏

Na why this daily checking no too good.
Based on the screenshots of the YTDs i was able to get, someone who started Equity from the begining of the year with these various fund managers will say that the distance no too far, they are all chasing themselves.

Minus Zedcrest wey dey carry us go where we no know

If you invested from the 1st of January with Zedcrest, you should be seeing about 61.47%
Paramount should be 44.46%
Cardinal Stone is at 37.41%
Stanbic Ethical fund is at 37.14%
Stanbic Imam fund is at 35.16%
Stanbic Equity is at 31.24%
Even the Balanced funds are not far behind.

Zenith balanced fund and ESG did 60.52% and 51.03% for last year.
I seriously did not understand what i was seeing for this year oo.

The goal should be the end of the year's value, depending on when you joined o, and the growth that occurred from that point.

Bluearrow:
I think paramount was the leading equity fund manager for last year, probably they are going to be leading this year too. Stanbic equity is now almost like savings account. Money market fund better pass stanbic equity now.

No be small thing, Zedcrest growth no be here oo, on par with CSOF that requires you to invest 100M
What and what do they have in their basket that others dont have??

Iamblessed8888:
Zedcrest will cross 60% YTD tonight and this is just q1. I suspect equity funds will do above 100% this year. What i dont know is how next year will pan out. Who has experience with the stock market in election year

Welcome back ooo, the thread has been a little slow without you to dey ginger us forward

CSblackpink:
Am back, ooooooooo.

Might be a slightly green day for CS.
Fingers crossed

Cardinal stone offers everything you have listed. You can check them out and make your own research. Always remember that Equity is a high risk investment, and no guarantee of returns.

Mixology:
Please I need recommendation for just one equity fund with fast top up and fast withdrawal, good returns history and ability to see your daily returns, good app interface as well.

Them still get customers na.🫣🫣
This is just April. The stocks in their basket fit still pick up, or they might just reshuffle

Gratefulme:
Am I the only one still holding on to quantum zenith

Cardinal stone was green yesterday +0.24 and today +0.08.
It was tiny, but 🤷🤷

LoriHamo:
They have started the month with significant loss

Abasi mbok o o o