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If you want to be wealthy and happy, learn to work harder on yourself than you do on your job. What you become is far more important than what you get. The important question to ask on the job is not, "What am I getting?" Instead, you should ask, "What am I becoming?" Getting and becoming are like Siamese twins: What you become directly influences what you get. Think of it this way: Most of what you have today you have attracted by becoming the person you are today.

I've also found that income rarely exceeds personal development. Sometimes income takes a lucky jump, but unless you learn to handle the responsibilities that come with it, it will usually shrink back to the amount you can handle.
If someone hands you a million dollars, you'd better hurry up and become a millionaire. A very rich man once said, "If you took all the money in the world and divided it equally among everybody, it would soon be back in the same pockets it was before." It is hard to keep that which has not been obtained through personal development.

So here's the great axiom of life: To have more than you've got, become more than you are. Unless you change how you are, you'll always have what you've got.

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I was reading a book at my favorite beach-side coffee shop when an 18-year-old kid sat down next to me and said, “That’s a great read, ain’t it?” So we started chatting.
He told me he was getting ready to graduate from high school in a couple of weeks and then immediately starting his college career in the fall. “But I have no clue what I want to do with my life,” he said. “Right now I’m just going with the flow.”
And then, with eager, honest eyes, he began asking me one question after the next:
“What do you do for a living?”
“When and how did you decide what you wanted to do?”
“Why did you do this? Why didn’t you do that?”
“Is there anything you wish you had done differently?”
Etc…
I answered his questions as best as I could, and tried to give decent advice with the time I had. And after a half-hour conversation, he thanked me and we parted ways.
But on the walk home I realized the conversation I had with him was actually quite nostalgic for me. He reminded me of me ten years ago. So I started thinking about his questions again, and I began imagining all of the things I wish someone had told me when I was 18.

Then I took it a step further and thought about all the things I would love to tell myself if I could travel back in time to give my 18-year-old self some advice about life.

Here are 18 things I wish someone told me when I was 18:
1. Commit Yourself to Making Lots of Mistakes. – Mistakes teach you important lessons. The biggest mistake you can make is doing nothing because you’re too scared to make a mistake. So don’t hesitate – don’t doubt yourself. In life, it’s rarely about getting a chance; it’s about taking a chance. You’ll never be 100% sure it will work, but you can always be 100% sure doing nothing won’t work. Most of the time you just have to go for it! And no matter how it turns out, it always ends up just the way it should be. Either you succeed or you learn something. Win-Win. Remember, if you never act, you will never know for sure, and you will be left standing in the same spot forever.

2. Find Hard Work You Love Doing. – If I could offer my 18-year-old self some real career advice, I’d tell myself not to base my career choice on other people’s ideas, goals and recommendations. I’d tell myself not to pick a major because it’s popular, or statistically creates graduates who make the most money. I’d tell myself that the right career choice is based on one key point: Finding hard work you love doing. As long as you remain true to yourself, and follow your own interests and values, you can find success through passion. Hard work ain’t hard when you concentrate on your passion.


3. Invest Time, Energy and Money in Yourself Everyday. – When you invest in yourself, you can never lose, and over time you will change the trajectory of your life. You are simply the product of what you know. The more time, energy and money you spend acquiring pertinent knowledge, the more control you have over your life.

4. Explore new ideas and opportunities often. – Your natural human fears of failure and embarrassment will sometimes stop you from trying new things. But you must rise above these fears, for your life’s story is simply the culmination many small, unique experiences. And the more unique experiences you have, the more interesting your story gets. So seek as many new life experiences as possible and be sure to share them with the people you care about. Not doing so is not living.

5. When Sharpening Your Career Skills, Focus More on Less. – Think in terms of Karate: A black belt seems far more impressive than a brown belt. But does a brown belt really seem any more impressive than a red belt? Probably not to most people. Remember that society elevates experts high onto a pedestal. Hard work matters, but not if it’s scattered in diverse directions. So narrow your focus on learning fewer career related skills and master them all.

6. People Are Not Mind Readers. Tell them what you’re thinking. – People will never know how you feel unless you tell them. Your boss? Yeah, he doesn’t know you’re hoping for a promotion because you haven’t told him yet. That cute girl you haven’t talked to because you’re too shy? Yeah, you guessed it; she hasn’t given you the time of day simply because you haven’t given her the time of day either. In life, you have to communicate with others. And often, you have to open your vocal cords and speak the first words. You have to tell people what you’re thinking. It’s as simple as that.

7. Make Swift Decisions And Take Immediate Action. – Either you’re going to take action and seize new opportunities, or someone else will first. You can’t change anything or make any sort of progress by sitting back and thinking about it. Remember, there’s a huge difference between knowing how to do something and actually doing it. Knowledge is basically useless without action.


8. Accept And Embrace Change. – However good or bad a situation is now, it will change. That’s the one thing you can count on. So embrace change, and realize that change happens for a reason. It won’t always be easy or obvious at first, but in the end it will be worth it.

9. Don’t Worry Too Much About What Other People Think About You. – For the most part, what other people think and say about you doesn’t matter. When I was 18, I let the opinions of my high school and early college peers influence my decisions. And, at times, they steered me away from ideas and goals I strongly believed in. I realize now, ten years later, that this was a foolish way to live, especially when I consider that nearly all of these people whose opinions I cared so much about are no longer a part of my life. Unless you’re trying to make a great first impression (job interview, first date, etc.), don’t let the opinions of others stand in your way. What they think and say about you isn’t important. What is important is how you feel about yourself.

Watch out for Part 2 of this write up.

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A lot of people still hold the old believe view of making money online as almost entirely advertising based. There was a time when that was true. During the tech boom of the late 90’s, thousands of websites jumped up based solely on monetizing content (e.g. articles and news) with advertising.
And yes, many of those businesses failed because they tried to grow into fortune 500 sized companies overnight, riding on the back of advertising profits and the ‘virtual’ equity of their stock options. Of course, the market corrected itself and these companies crashed and burned.
The major lesson learned there is that to make money online you need to offer a mix of products and services. In other words, you need to offer real value to visitors while charging a fair price.
The types of products and services offered really run the gamut. Nearly everything for sale offline is also for sale on the internet. Also, there are some products and services which are exclusively internet-based and arise from the unique needs of internet users (for example, e-books, website graphics, internet service, providers, email providers, etc)
Just what types of products are offered online then? The possibilities are endless and they can tale a number of forms:

Type One: Physical Products
Again, anything you can sell offline can be sold online, too. This includes things like books, cds, clothing, jewellery, houses, cars, kitchen appliances, plane tickets, toys, gadgets and so on.

Type Two: Digital Products
People also sell ‘digital’ products and services on the internet. For example, downloadable e-books, audio, video and software are considered ‘digital’ products. Other types of digital products include membership-based services. For example, you can charge a monthly fee for access to a website, newsletter, consulting service and so on.

Type Three: ‘Intangibles’
What I’m calling “intangible” products aren’t really products, per se, but monetization models based on internet traffic and advertising. A good example of this is Google Adsense. In the Google Adsense program, website publishers can place Google ads on their websites and get paid each time a visitors clicks on one of the advertisements. Likewise, publishers can set their own advertising rates and sell space for things like banner advertisements. This is all very similar to the ‘old’ model internet business relied on a few years back…

It’s just a matter of finding creative ways to extract advertising profit from the content that pulls traffic to your website.
By now, I believe you can see the avenues smart people use to make money online; you could be the next net millionaire being of value to people online.

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a. Purchase the MassiveGold Package for only $15 by spending $10 to your sponsor (for helping us to share this opportunity) and $5 to the admin account (as maintenance fee and for the product it self).
b. You receive a private member only area and web site to share with others.
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Post this same advert in all these websites after you have change the referral link to your own.
Watch out as money begin to flow into your LR account day and night.

Note: Only those who do nothing achieve nothing.

Thank you.

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b. You receive a private member only area and web site to share with others.
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d. You will earn $10 from all of your members' first referral and all of their first referral to INFINITY.
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After registration, get your unique referral link
Go to www.google.com, search for 50 money making forums, message boards and free CLASSIFIED ADVERTS WEBSITES.
Post this same advert in all these websites after you have change the referral link to your own.
Watch out as money begin to flow into your LR account day and night.

Note: Only those who do nothing achieve nothing.

Thank you.

Here is How To Make Massive Unlimited Dollars Directly Into Your Liberty Reserve Account.

Follow the directions below and you'll be on the way to making massive dollars into your liberty reserve account
a. Purchase the MassiveGold Package for only $15 by spending $10 to your sponsor (for helping us to share this opportunity) and $5 to the admin account (as maintenance fee and for the product it self).
b. You receive a private member only area and web site to share with others.
c. Earn $10 for each referral you introduce except for the first referral.
d. You will earn $10 from all of your members' first referral and all of their first referral to INFINITY.
Visit http://massivegold.com/go.php?reff=bilad for more information.

How To Make Money Into Your LR Account With This System
After registration, get your unique referral link
Go to www.google.com, search for 50 money making forums, message boards and free CLASSIFIED ADVERTS WEBSITES.
Post this same advert in all these websites after you have change the referral link to your own.
Watch out as money begin to flow into your LR account day and night.

Note: Only those who do nothing achieve nothing.

Thank you.

Here is How To Make Massive Unlimited Dollars Directly Into Your Liberty Reserve Account.

Follow the directions below and you'll be on the way to making massive dollars into your liberty reserve account
a. Purchase the MassiveGold Package for only $15 by spending $10 to your sponsor (for helping us to share this opportunity) and $5 to the admin account (as maintenance fee and for the product it self).
b. You receive a private member only area and web site to share with others.
c. Earn $10 for each referral you introduce except for the first referral.
d. You will earn $10 from all of your members' first referral and all of their first referral to INFINITY.
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After registration, get your unique referral link
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Spring of Life Estate (Opposite Redeemers University Permanent Site) is a well secured and gated estate situated in Simawa beside Redemption Camp (RCCG) and behind Deeper Life Ministries with a link road to Ikorodu and Shagamu.

Benefits
• Instant Inspection and allocation.
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• You are buying at great discount when compare with prevailing land value in similar estates around the area.
• Live within a fenced, gated and secured estate with other infrastructures like street lights, good road network and drainages, water, garbage disposal system etc.
• If you construct a block of flats, rentals will be very high in the future and that means life time investment and profit for you.

Payment plan for 648meter square plot
Discounted Price: N540k (Documentation and legal fee inclusive)
Installment payment available

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Live within a fenced, gated and secured estate with other infrastructures like street lights, good road network and drainages, water, garbage disposal system etc.
If you construct a block of flats, rentals will be very high in the future and that means life time investment and profit for you.

Payment plan for 648meter square plot
Discounted Price: N540k (Documentation and legal fee inclusive)
Installment payment available

The estate is being developed by Kingdom Realties Limited, a real estate development and management company.
For enquiries and inspection, please call 08068272981.

Stop looking for job, you can create job with little or no capital if you are well equip with the right knowledge. Here is an opportunity for you to be your own boss by attending an absolutely free Business Opportunity Seminar organised by HIME Global Resources holding at their corporate office in Lagos.

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Time : 11am prompt

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Here is an opportunity for you to be your own boss by attending an absolutely free Business Opportunity Seminar organised by HIME Global Resources holding at their corporate office in Lagos.

At the seminar, you will discover:

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How to get free training by seasoned Consultants on Fish Farming Business, Solar Energy Development and Forex Trading.
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How to get loan without collateral

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