₦airaland Forum

UK sales season around the corner. Check out this space for shops offering clearance sales.

Do you want to buy UK clothing at wholesale prices? We have an experienced in-house buyer to meet your needs and we will deliver at your doorstep even if your order a pallet load.

We have designed our services to enable you overcome the challenges faced in Nigeria when making International Payments.

Both have their pros and cons. Alibaba is where you can deal with the manufacturer directly but sometimes their MOQ's will scare you. Dhgate is filled by wholesalers who might give you a better deal than the manufacturer due to discounts they enjoy. If you require products built to your specification, use Alibaba and if not use Dhgate.

Alibaba is where you can easily encounter the "forty thieves" as they offer little protection in their reputation rating system. It is more difficult for scammers to operate in Dhgate.

In terms of payment, Dhgate offers the facility to take payments for sellers which is unavailable in Alibaba. Moreso they will only pay sellers when you confirm reciept of your goods. You pay directly to the seller in Alibaba and your funds could simply disappear.

Most of our customers prefer Dhgate and we provide a stress free payment service for all your Dhgate and Alibaba transactions.
Visit us today at www.sapnetsolutions.co.uk

sholatech: Hi,
I am interested in using SAPNET for ordering from UK websites and delivering to me at Jos, Plateau State.
I can pay with my Visacard, but want to be sure you also deliver outside Lagos.
Also, what are your service charges?

We enable you make the choice on how you want your delivery done. The system prompts you to use our services(Tariffs available on our website)or USE DHL(the image of each DHL shipping box/dimension) appears with their prices so you can make your choice. However if you are using a Visacard, note that we only accept Verified VisaCard.

Feel free to simulate a transaction on the site without making payment as transactions are deleted if payment is unconfirmed within 24 hours.

Thanks everyone for your custom.

bayfam: Detail ur service well here,do site like alliexpress.com recognize ur payment method or how do u come in if am buying from china? R u going to pay on my behalf,or i will forward want i want? Is their link to a website in ur own web page.i just dont get u.

We run a payments brokerage service making same day payments on your behalf with any method required, such as using PayPal, wire Transfer or card payment.

We RUN A WESTERN UNION agency too and can make immediate transfers to any part of the world on your behalf.

Simply go to our platform and select the type of payment you desire and the beneficiary details etc and leave the rest to us after you have made your payment in Naira as calculated by the platform.

Are you making purchases from China? We have a list of supplier websites on our platform and some of them are vetted.

Is your Chinese supplier refusing to ship to Nigeria? It is cheaper to ship to us and we will deliver to you in Nigeria for a token.

We are committed to providing superior services in our area of expertise.

Visit our website for all your money transfer needs inbound and outbound Nigeria. Our services include;

Money Transfer From Nigeria to UK
Money Transfer From UK To Nigeria
Money Transfer via Western Union From Nigeria
Cargo/Airfreight From UK to Nigeria
Online Payments via PayPal,Visa Mastercard
VoIP/Ukash credit purchase

www.sapnetsolutions.co.uk

Our services still remain unbeatable

You only deposit 30% of the cost of your consignment and pay the balance as you collect your items from our agent office in Lagos. We make Refunds for items you are not happy with on the spot.

Only resellers Please as our MOQ is 5 items.

ONLINEbizDON4U: Haha! !!You mean minimum of $100?

But I do fund elsewhere at 179 per dollar with any amount to be ordered for but I order for larger amount though.........................

It's understood that you get it for N3 less which is only N300 difference for $100. Considering you are paying for superfast service (1 hour) Then is only too fair.

We are Registered by the Financial Regulatory Authority (FSA) in the UK as a Payments Institution and by the HMRC as a Money Service Business (verifiable)so you see you will be dealing with a reputable firm and not just an individual. Does N300 justify such risks when dealing with individuals.

ONLINEbizDON4U: Ok but I deal with Liberty Reserve and AlertPay very well and can you be refferring them to me and I as well deal with paypal but not as much.

Kindly tell me how much you will be selling paypal cash in naira for me ....................

We offer same day funding of PayPal(Less than 1 hour)at N182 to $1 minimum $100. Send us an email(contactcentre@sapnetsolutions.co.uk) for discounts on other amounts.

ONLINEbizDON4U: What of Libert Reserve and AlertPay and just moving to PayPal?

We only do PayPal, the other two are not part of the payment modes that we enable.

Do you want to transfer money from Nigeria to the UK and complete your transfer same day.
Do you want to send an immediate transfer via Western Union, Swift, BACS or TT to anyone outside Nigeria?
Do you want to make a Paypal payment, fund a Paypal or Moneybookers(Skril) account in a matter of minutes?
Do you want to send Money from the UK to Nigeria(any bank account or cash pick-up from our payout banks) in a matter of minutes.
Do you want to shop online from any web store in the UK or China

Yes?

Do you know you could be availed these services using your Interswitch ATM card, Verve or Visa card.

YES you can!

Visit us today at www.sapnetsolutions.co.uk

We Supply UK used Grade A and Grade B Mobile phones at affordable prices.

We supply the following to resellers in Nigeria.

GRADE A and B
1. Used Blackberry smart-phones( Any model)
2. Used HTC Mobile Phones (All models)
3. Used Nokia Mobile Phones (All models)
4. Used Samsung Mobile Phones (All models)
5. Used LG Mobile Phones (All models)
6. Used Apple iPhones (All models)
7. Used Apple iPads (All models)
8. Other used android based mobile phones and Tablets

Just send us your requirements list and leave the rest to us. You only deposit 30% of the cost of your consignment and pay the balance as you collect your items from our agent office in Lagos. We make Refunds for items you are not happy with on the spot.

You can contact us by phone (+447722077966) by email(contactcentre@sapnetsolutions.co.uk)

You can also visit our website www.sapnetsolutions.co.uk to explore our other services

We require the services of a developer to build a platform for a new business model.

Required:
Expert knowledge of Ruby and PHP programming languages.
Experience with modern software frameworks like Ruby on Rails and Codeigniter
Experience with modern Javascript frameworks especially JQuery
Deep love for testing of all forms (Unit, Spec, BDD etc.)
Proficiency in the use of GIT and SVN.
Strong collaboration skills.

Desired:
Experience with Facebook development: Connect, GraphAPI, Canvas / Iframe Apps
Experience in OO design and development, and one or more of: C, C++, Objective C, or Java
Knowledge of, or experience with Iphone Development
Understanding of server technologies
Bsc in Computer Science or equivalent experience

If you feel you have got what it takes kindly send us your resume and your portfolio to edoedeko@sapnetsolutions.co.uk

WafiJoe:
^^
I tried to get the lease agreement paper from the owner of the shop but he refused my request, he even told me not to bother about renting the space anymore, he said he have given it to "a more serious person". Anyway, thanks for your effort but it seems it is impossible for small loans to be given to a lot of Nigerian youths, because a lot of them like me do not "meet the requirements". My advise is if you guys are willing to give loan (and I believe you are), you should try another procedure/method to make it work.

Once again, thanks for your effort.

@ Maross,
Forget about it, there is no vacant shop in UNIBEN but if you insist, you should be patient, go to Student Affairs, they can help you.

It may be possible that Maross was only seeking a way out of the logjam by suggesting you get your own place outright instead of becoming a sub-tenant.

We have bolded some comments in your last post and will be taking your suggestion seriously. We will be in touch.

Maross:
@poster, please how much does it cost to rent a shop in UNIBEN?

Wafijoe<

Where are we on this? Please respond to the question from Maross.

Wafijoe,

Thanks a lot for the response. The reason for requesting for lease agreement is just to ensure our funds are not being unnecessarily put at risk. One of the risks you have is either Uniben claiming the tenant did not get the space appropriately and kick you both out, hence we need to send someone to confirm the document. Secondly if there is no legal contract between you and this tenant, he could kick you out when your business starts doing well and offer your service to customers.

We are funding about 50 people and assuming we give out N40,000 to each, it amounts to N2,000,000. Surely that is not the kind of amount to gamble with, hence all the questions and checks.

The lease agreement is non negotiable from our point of view and we cannot move forward without this or without confirming it.

No worries. Once we are done collecting next week, we'll respond. Thanks for the interest.

One week left for collecting applications.

You can get your Paypal account funded in minutes. Please visit our website to carry out your transaction.

Wafijoe,

Thanks for the clarifications.

By risk we means issues present or probable such as inconsistency in University rental policies,security, faulty transformers within the campus for long durations, ASUU strike etc. We only wanted to know how these issue may affect your business and how you intend to manage these risks both in the long and short run.

We hope to get the lease arrangement between the owner and the University that let the office space. On the last issue raised please find below the profitability analysis so we are clear we on thesame page as its quite easy to understand contrary to what you said.

Total amount made for the day:
Typing N1,764
Printing N100
Scanning N100
Total N1,964

Daily Expenditure
Transportation N200
Lunch N200
Paper N70
Ink N200
Rent N100
Maintenance cost N200
Total N970

Daily profit = N1,964 – N970 = N994

Monthly profit = Daily profit x 26 working days = N994 x 26 = N25,844
Therefore the minimum profit for a month is equal to N25,844

Check your minimum profit monthly against your minimum expenditure monthly and revert. Thanks

****We have deliberately responded to you on this forum as we intend funding other young entrepreneurs from Nigeria . We want the process to be a learning curve for both you, us and other prospective entrepreneurs.

We have gone through your business plan and are quite impressed. However we require answers to the issues outlined below. If we see further potential, then we can get your full documentation and get someone to verify same, arrange an interview and if approved, we'll disburse as required.

1. It was noted that a generator did not constitute part of your capital expenditure or included in your available fixed assets. Why?
   
2. You have not sent us a copy of the lease agreement between the present occupier with Uniben and the lease agreement between you and the
    business  already situate there as requested. 
3. If you are going to be typing for 6 hours assuming you run at optimal level based on your profitability analysis, how do you intend to handle
    scanning etc and how will this affect your service delivery and profitability ultimately?
4. Typesetting might be a seasonal activity during end of sessions. How do you fill in the gap?
5. We expect to see your risk analysis.What are your risks? Send us a risk assesment doing business inside Uniben while sharing office space.
6. How do you generate income during holidays?
7. You plan to share with a business centre which presumably is well established, how will their business affect your operation and vice-versa
8. Finally and most importantly your projections for daily expenditure is N970 which is N25,220 monthly, your projected monthly profit is N25,840 and you plan to make a monthly loan repayment of N10,000 over a 4 month period presumably. How do you reconcile the disparity in the figures provided?

Provide answers to these issues on this forum please. We want others to learn from your pitch.

Send us your business plan,capital injected, your net-worth, experience and copies of the documents indicating the allocation of such space within UNIBEN. Then indicate the total amount required and your repayment plan.

If these are okay, we will ask you for your ID details. We will verify your documents. If all is okay then we would disburse a part  or all of what you require.

PLEASE NOTE: You will pay NO FEES OR INTEREST on this so do your presentation properly especially the business plan. If okay we will fund you as indicated above and you only repay what we gave you.

Please send to contactcentre(at)sapnetsolutions(dot)co(dot)uk

Do you have a business plan?

The website is up and running. Maybe you tried it during a routine maintenance earlier today. You may check it again. The link to the form is at the bottom of the first post.

Opportunities are available to individuals and businesses interested in becoming agents of SAPNET Solutions Limited (www.sapnetsolutions.co.uk) within Nigeria. This agency arrangement will only cover our transactions emanating from Nigeria and preference will be given to our customers with good records and any bureau de change.

We have a limit of ONLY 3 agents per state.

Please Note:
1. We will pay you a good commission from our charges. You can earn a substantial amount from this daily because it is computed in GBP pounds sterling and converted to Naira.
2. You will be expected to be of a good background and financial history. We may ask you for bank statements and a verifiable reference letter from your bank. In some cases, you may need to provide a guarantor.
3. You will be expected to have the ability to handle our funds/customers funds in trust
4. You will be expected to abide by our policies and procedures.
5. You MUST have access to the Internet via PC and possess a mobile phone preferably a Blackberry smart phone.
6. We will send our customers to you but you can solicit customers to increase your commission.

We will provide training related to our:
1. State of the art web based network system
2. Compliance and policies
3. AML programs
Interested? Click on the link below and fill the form.

http://sapnetsolutions.wufoo.com/forms/z7x4a9/

Top-Up any Nigerian phone on Glo, Etisalat, MTN or Airtel straight from the UK via SAPNET Solutions in less than 10 minutes.

The PIN is credited to the recipients phone automatically.

Put a smile on someone's face on Nigeria today. What are you waiting for? Visit www.sapnetsolutions.co.uk

We offer Western Union, Moneygram and PayPal payment services from Nigeria to any country in the world.
However you need to be aware that when making your purchases using Western Union and Moneygram, they do not come with buyers protection. This means that you are at the mercy of your supplier. If you trust your supplier then go ahead.

What ever payment your require to make can be done from our payments portal. Visit our website today

We offer same day money transfer to Nigeria from the UK at competitive rates.

We can credit any account in any bank in Nigeria is less than 30 minutes or your can opt for cash collection across the counter from FINBANK, UBA and SPRINGBANK

We will match any rate in the UK and offer rates that are better than Nigerian black market rates.

Visit our website today to complete your Money Transfer. www.sapnetsolutions.co.uk