₦airaland Forum

lied:
THE PERSON YOU WENT TO VISIT DID IT.

I AM 100 PERCENT SURE.

Stole your phone and he probably knows your phone unlock code.
As for you sim-pin, he simply contacted customercare for your PUK. Pretending to be you.

TheABOMINATION:
Majority of Nigerians are as foolish as the op, their smartphone happens to be their personal computer, which they use to access their bank accounts, cryptocurrency exchange, PayPal, Skrill and other ewallet.

Despite knowing that if their smartphone is stolen, or they are caught by authorized or unauthorized criminals, they will lose all their money, they will still carry their smartphone with them as they move around in public.



Your secondary phone can contain anything TikTok, WhatsApp, Facebook, game app, except money related apps. Protect your money by keeping smartphones that has to access where you store your money at home.

Look, there is nothing wrong with carrying your ATM card with you as you move around in public. But there's everything wrong with carrying the ATM card that is linked to your main account.

The total amount of money in the account of the ATM card you carry around, should not be more than 10% of your total cash.

Even if a rich man would move around with a check book, the maximum amount of money they can write in the check will not be up to 10% of their net worth.

http://saharareporters.com/2021/12/18/how-nigerian-policemen-extorted-n22million-worth-bitcoin-young-men-gunpoint-lagos

Twoclans:
I know there is something off about what happened to you, but I cant place it for now .

TheABOMINATION:
An intelligent person would have a secondary bank account that is linked to their phone app, ATM etc and a main account that is not linked to any of these where he keeps 80% of his money. Any record of transaction to the main account is deleted.

An intelligent person would create countermeasures for unfortunate encounters. Since you know that robbers will demand for your bank details, make it so that you will be fine even if you give them your bank details.

TheABOMINATION:
So you are saying in Nigeria people are safe not by being careful but by the grace of God.

hatchy:
I closed mine last year after my money,over 200k was withdrawn without my authorisation. I went to the bank saverally for them to do something but without any positive results. They told me its pos withdrawal and cannot be traced. A bank staff in same Access told me that these crimes are committed with the connivance of fellow staff members.
I created a scene the day I asked them to close my account. The stupid branch manager was trying to sweet talk me to change my mind....na im I change am for am. Na beg everybody including staff and customers begin beg me. Account finally closed withing 10 munites.

Thieves on suits and skirts

Osilama1:
when u Post real story e no go smell front page... U de mind nairaland...

Xionez:
Just put of curiosity, Which phone is that?

Twoclans:
OP I am trying to get a hold of how this fraud was carried out .

My first suspicion would be the location you said you were coming from.Could it be that someone close to you took the phone at that location and the person knows the password for your banking transactions.

Or could it be you thought your sim and phone was encrypted with so many passwords meanwhile maybe your phone had rebooted itself or done a factory reset


What could it be? My brain is hot I cant think straight. Sorry for your loss.However your bank should atleast make a move to assist you trace the fraudster.

Backlaw406:
I'm also wondering how the fraudster could unlock simlock without the person know the number. Even the person entered the wrong PIN three times and the sim got blocked and the person called the customer care with another sim to ask for the PUK. They will ask for the number and recently call records of the sim you are asking PUK for to verify your claim and not you want to do fraud on the sim.

Is what I've done for my friend who used to lock his sim, he was in travelling that time, his phone was trying to access by someone at his absence and the sim got blocked and asking for PUK. he called me with another phone and asked me to help him called customer care since we are using the same network provider.

I called the customer care and explained my friend ordeal, they asked I should called the number, they asked I should called the 4 numbers he used to call and the recent recharge activities and recent call records, their question plenty like kilode before they could release his PUK. So, if the person don't know all these, how could they unlock the sim?

What of the sim swap and clone?, but what if the person don't know the number, does the cloning possible? What if there has been a way to generate a sim number by the code on the back of sim card by using softwares, or what do you think?

timchogon81:
I have said this, if the banks can't device a means of locating which POS that effected a transaction, that thing should be scrapped

Backlaw406:
Sorry Op, I feel your pains. Hope the money wasn't huge. Next time when you discovered that your phone is missing, immediately starting to block your bank account, know every of your banks blocking code offhand, so that you can immediately borrow phone from the people around you at the moment to block your account.

Don't depend only on those securing system, scammers are developing their skill all days, they are finding a way to bypass all those security system everyday. You found your phone missing, try every possible means to make your account blocked immediately.

SirMichael1:
Bros, when you receive a message with your phone locked, does the phone show the maessage on the screen even when it is still locked?

MITCHELL96:
But you should have known these fraudster are way too smart these days, they'll definitely find a way to bypass anything just to get your money regardless.


Even that bank sef, It's full of fraudsters

MITCHELL96:
Ehyaa, sorry.

But see ehn, whenever you're inside Keke or a moving vehicle, always try to hold your phone in your hand, don't put it in your pocket, it can slip of when you're trying to come down from the Keke, you can as well use a headphone and play music's while holding it, to make you no to sleep off

POS transaction can't be traced, even if it is, it won't show names like John Olatunde, etc,, It will rather show User/agent 0025373 and stuffs like that, so trying to trace it, Neither "Agent" or "User" is anybody's real name


You see ehn, Nigerian has gotten to the point that nobody can be trusted, the country is hard, even if it was you that had such opportunity to swindle somebody's money, you might want to take the money, so it's better to encrypt your phone, Sim cards, etc to the extent that it will be difficult for somebody to get your money using your phone


That's why I don't blame people that locks almost every app on their phone, their reasons might be for situations like this

I know of a guy who openly told me he hacked somebody's bet9ja account with over 300k in the account because the guy lose guarded his phone, he used the money there to play games till he boosted the money to over 6 million and added his own account and withdrew the funds.


Everybody get red eyes like this, keep your gadgets save and tightly encrypted.

Svlla:

Scrap iron asin aluminum condemn
How many kilos?
Where are my northern brothers

Dannybammz:
LoL, I just dey hype am.
I'll update you after a week

Dannybammz:
Got one today at #135k

I'm actually a Samsung lover, but I can tell you that Infinix note11 pro is a machine

Hgcouture:
YES

Hgcouture:
Your satisfaction is our concern.08090909680

morikee:
Wait can a Nigerian Army wore a Nigerian Camouflage in USA?

TracyDelta:
If this will bring peace, why not?
Hello everyone, I am that single mum of kids who asked for help cos I am depressed. Since I have to give something for something, I am now available for hook-up for men in Owerri, Umuahia, ABA and Portharcourt. Please I am doing this for money. These are the locations I can travel to. Interested men should call me on 0816 154 0063.
Serious men only pls. Thank you

seunny4lif:
I swear
We want Ole back because this coach na scam

Cdng102:
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Tracka:
https://twitter.com/HQNigerianArmy/status/1496164335420325888?s=19[/quote]all the ones wey dey surrender since where dem?