Before you think of applying for any business loans, you need to understand the benefits and how to get unsecured business loans for startups which is more or less saying you want a business loan without a collateral.

The most crucial factor about building startups lies in the need for adequate funding. A lot of times, sponsors and investors are barely enough, and you still have more money to do a lot of things. This makes unsecured business loans a better option to kick start your entrepreneurship journey.

Naturally, for you to access some small business startup loans, you must provide equivalent collateral that matches the worth of the loan that you are requesting.

This collateral might come in the form of your assets, personal belongings, real estate, savings, or property. And if you cannot get these, you know unsecured business loans are your sure bet to build your startup or business.


• What are unsecured business loans, their benefits, and their disadvantages?

· How do unsecured business loans work?

· How can I get a startup business loan without collateral?

· Is it possible to get an unsecured business loan

Read more here:
https://techibytes.com/how-to-get-unsecured-business-loans-for-startups/

Digital payments globally increased tremendously in 2020. According to Visa’s Back to Business study, 78% of global consumers modified their payment methods during lockdown. In this article, we’d look into the future of Payments.

Many businesses and individuals switched from the regular mode of making payment either through physical or credit card to other digital payment options. this gave rise to a new era in the global digital economy. In Fact despite the harsh effect of the pandemic on businesses worldwide, the global e-commerce sector recorded a massive US$ 4.6 trillion in transactions. A huge increase from the previous year

However, this is just a little fraction of what is expected in a few years. Heralding the future of digital payments, the reinvention of cashless or digital payments ecosystem, is digital wallet the future of payments?

What is a Digital Wallet? What is Digital Payments? Forms Of Digital Payments in 2021, Advantages of Digital Payments, What is the Future of digital Payments?


Read more here:
https://techibytes.com/digital-wallets-are-the-future-of-payments/

Japanese Venture Capital SoftBank Vision Fund 2 led a $400 million Investment round for OPay, making it’s first investment bet in an African Startup. Opay has to date received about $570 million investment and the Nigerian mobile-payment platform is now valued at $2 billion, nailing it’s spot in the list of unicorn startups in Nigeria.

Read more:
https://techibytes.com/mobile-payment-platform-opay-raise-400m-by-softbank/

Japanese Venture Capital SoftBank Vision Fund 2 led a $400 million Investment round for OPay, making it’s first investment bet in an African Startup. Opay has to date received about $570 million investment and the Nigerian mobile-payment platform is now valued at $2 billion, nailing it’s spot in the list of unicorn startups in Nigeria.


Read more:
https://techibytes.com/mobile-payment-platform-opay-raise-400m-by-softbank/

Top Six Tech Business Ideas 2021 For Startups
Our list of top Six tech business ideas 2021 Edition for startups It takes a lot of planning to come

It takes a lot of planning to come up with amazing tech business ideas. Every tech enthusiast at some point in life will love to grow from being a tech lover to a tech business owner. This might be a critical phase to cross. You will need to brainstorm innovative tech startup ideas that are profitable and in high demand.

The concept behind the tech business ideas [2021 edition] is to provide our readers with Technopreneurship business ideas that stand out as solution gaps for customers. The technology industry is growing and every startup needs to align with trends that are not outdated.


This boils down to the fact that you shouldn’t just be looking for random business ideas for information technology, you should be asking questions like; what are the most profitable tech business? What is the best tech business to start? And what is a good tech business to start in 2021?

https://techibytes.com/top-six-tech-business-ideas-2021-for-startups/

Leading savings and investment startup, PiggyVest is on course to expanding its local base with the acquisition of a smaller but promising wealth management startup Savi.ng. Although the financial implications of this acquisition was not revealed by the company.

According to a medium post released by the company, several talks to buy Savi.ng have started since the beginning of this year, which has now been completed. With the completion of the deal, all of Savi.ng assets including its existing users will be automatically migrated to Piggyvest.

Read more here:
https://techibytes.com/piggy-savings-and-investment-startup-acquire-savi/

How Patricia was built from just an idea to a leading Crypto platform in Africa

Patricia is an Africa-centric integrated alternative payment and e-commerce company that facilitates the easy use of digital currencies like Bitcoin, and other digital assets for everyday transactions.

Simply put Patricia want to harness the power of Cryptocurrency to create alternative solutions to digital payments and global E-commerce. But let’s see how Patricia was built.

Here’s a typical from nothing to something story of a young man who sold popcorn, sold airtime, started from having two employees, has successfully built one of the biggest Crypto platform in Africa, big enough to be one of the major sponsor of the popular Big Brother Naija (BBNaija) reality TV show with a billion naira.

Here's an inspiring story every young Nigerian should learn from. Make sure you share to other youth striving to hustle.

https://techibytes.com/how-patricia-was-built-to-a-crypto-platform/

Tech Startups worldwide have become an integral driving force of the economy of any country, innovating a new world through persistent research and development of advanced technology, creating high-paying lucrative jobs in the process. The pandemic has forced many companies to move online, increasing the idea of remote workforce, the focus has now shifted on to VPNs, log management, as well as cloud-based security tools.

So if you find yourself in Canada or you're making a research for knowledge sake, check the list out.
https://techibytes.com/top-highest-paying-companies-in-canada/

We would be looking at the highest paying companies in Canada you can work for. Truth is, for many reasons a Company might be one of the best but might not be paying the most. We Curved this list to only tech Companies in Toronto Canada.

Tech Startups worldwide have become an integral driving force of the economy of any country, innovating a new world through persistent research and development of advanced technology, creating high-paying lucrative jobs in the process. The pandemic has forced many companies to move online, increasing the idea of remote workforce, the focus has now shifted on to VPNs, log management, as well as cloud-based security tools.

So if you find yourself in Canada or you're making a research for knowledge sake, check the list out.
https://techibytes.com/top-highest-paying-companies-in-canada/

Canada has about 38million people and is the second largest country in the world. become a desired destination for most Nigerian tech talents out there to work; young people, especially in Africa, dream of a golden opportunity to relocate to Canada because of the generous opportunities in the country. But when you think of the biggest tech startup hub globally, Canada most often gets ignored due to its proximity to Silicon Valley in the United States.

But in reality, Canada has a thriving startup ecosystem that cannot be ignored; this is evident in our list of top tech companies to work for in Canada.


Canada has been placed as the fourth most influential startup hub worldwide, behind the USA, Israel, and the United Kingdom. No wonder many Nigerians and African developers are migrating to Canada.

So in this article, I will tell you about ten tech companies to work for in Canada should in case you’re planning to move to Canada, or you’re just interested to know about the biggest tech companies in Canada with a special focus on Toronto. Toronto is the startup capital of Canada and the finance capital of Canada.


Read more here:
https://techibytes.com/top-10-tech-companies-to-work-for-in-canada/

Affiliate marketing, digital course etc check how Nigerian youth are making it online


I have met guys who make legit hard currency from the internet (not from fraud) and I have also met people who have been struggling to make anything tangible online.

What then is passive income? How many streams of income should you have? What are the best passive income ideas in 2021?

In a layman’s term, passive income is money you made online primarily through work or investment that requires little or no minimal labor to earn and maintain. It’s a steady flow of income where you expend little effort to grow the income and do not need busywork after a certain period.
In this article, I have simplified few things people do to milk money from the internet and I hope this could help someone out there who's struggling to make steady income or looking for more streams of income.

Kindly drop your comments after reading through. Share for someone who might need this info.
https://techibytes.com/how-to-make-steady-passive-income-in-nigeria-2021/

Canada has about 38million people and is the second largest country in the world. become a desired destination for most Nigerian tech talents out there to work; young people, especially in Africa, dream of a golden opportunity to relocate to Canada because of the generous opportunities in the country. But when you think of the biggest tech startup hub globally, Canada most often gets ignored due to its proximity to Silicon Valley in the United States.

But in reality, Canada has a thriving startup ecosystem that cannot be ignored; this is evident in our list of top tech companies to work for in Canada.


Canada has been placed as the fourth most influential startup hub worldwide, behind the USA, Israel, and the United Kingdom. No wonder many Nigerians and African developers are migrating to Canada.

So in this article, I will tell you about ten tech companies to work for in Canada should in case you’re planning to move to Canada, or you’re just interested to know about the biggest tech companies in Canada with a special focus on Toronto. Toronto is the startup capital of Canada and the finance capital of Canada.

10 Tech Companies to work for in Canada

ApplyBoard
StackAdapt
KOHO Financial
Ada
Loopio
Borrowell
Integrate.ai
league
Maple

Read more here:
https://techibytes.com/top-10-tech-companies-to-work-for-in-canada/

Fidia sets to ease the creator economy by making payment simple


All digital content creators now have an Easier way to get paid for being creative. Now Imagine as a digital content creator who spent hundreds of hours creating content like writing an E-Book, making a YouTube video or just building a digital product and there’s no proper way to monetize or get a thank you donation from your users who love your work, that could be frustrating right?



Alright let us break it down a bit, what if there’s a way to monetize the value that you provide on the internet? Are you a content writer, graphics designer, musician, online tutor, a skit maker or whatever else you do on the internet right now but you are either not making money from it or not making enough, I have great news for you and you’re going to love this. Why? Because Fidia payment link is now here for you.



Read more here: https://techibytes.com/fidia-to-ease-creator-economy-with-payment-links/

Fidia sets to ease the creator economy by making payment simple


All digital content creators now have an Easier way to get paid for being creative. Now Imagine as a digital content creator who spent hundreds of hours creating content like writing an E-Book, making a YouTube video or just building a digital product and there’s no proper way to monetize or get a thank you donation from your users who love your work, that could be frustrating right?



Alright let us break it down a bit, what if there’s a way to monetize the value that you provide on the internet? Are you a content writer, graphics designer, musician, online tutor, a skit maker or whatever else you do on the internet right now but you are either not making money from it or not making enough, I have great news for you and you’re going to love this. Why? Because Fidia payment link is now here for you.



Read more here: https://techibytes.com/fidia-to-ease-creator-economy-with-payment-links/

Canada has become a desired destination for most Nigerian tech talents out there to work; young people, especially in Africa, dream of a golden opportunity to relocate to Canada because of the generous opportunities in the country. But when you think of the biggest tech startup hub globally, Canada most often gets ignored due to its proximity to Silicon Valley in the United States. But in reality, Canada has a thriving startup ecosystem that cannot be ignored; this is evident in our list of top tech companies to work for in Canada.


Canada has been placed as the fourth most influential startup hub worldwide, behind the USA, Israel, and the United Kingdom. No wonder many Nigerians and African developers are migrating to Canada.

So in this article, I will tell you about ten tech companies to work for in Canada should in case you’re planning to move to Canada, or you’re just interested to know about the biggest tech companies in Canada with a special focus on Toronto. Toronto is the startup capital of Canada and the finance capital of Canada.

10 Tech Companies to work for in Canada

ApplyBoard
StackAdapt
KOHO Financial
Ada
Loopio
Borrowell
Integrate.ai
league
Maple

Read more here:
https://techibytes.com/top-10-tech-companies-to-work-for-in-canada/

Fidia sets to ease the creator economy by making payment simple


All digital content creators now have an Easier way to get paid for being creative. Now Imagine as a digital content creator who spent hundreds of hours creating content like writing an E-Book, making a YouTube video or just building a digital product and there’s no proper way to monetize or get a thank you donation from your users who love your work, that could be frustrating right?



Alright let us break it down a bit, what if there’s a way to monetize the value that you provide on the internet? Are you a content writer, graphics designer, musician, online tutor, a skit maker or whatever else you do on the internet right now but you are either not making money from it or not making enough, I have great news for you and you’re going to love this. Why? Because Fidia payment link is now here for you.



Read more here: https://techibytes.com/fidia-to-ease-creator-economy-with-payment-links/

Kenya-based financial technology company, M-Kopa is set to introduce buy now pay later into Nigeria market as it appoints former Country Head, SafeBoda Nigeria, Babajide Duroshola as the new General Manager to lead its team.

His appointment coincides with M-KOPA’s broader vision of expanding to other markets, which includes a move to Nigeria.

On June 18, Babajide Duroshola, ex-country head, SafeBoda Nigeria, stepped down from his role two years after taking the safeboda job post-Andela.

Read more here: on how you can benefit from this scheme
https://techibytes.com/ex-safeboda-manager-babajide-duroshola-joins-m-kopa/

In search to protect online Footprint, we tested few Networks to find out the best vpn service networks to use for your surfing. Have you ever wondered on how to bypass an App or website to which you are restricted to access either in your School or your Country? Yes, I know you must have and most of the times you have to leave this website or app and never return to it because you can’t gain access to it.

A Virtual Private Network (VPN) is a secure portal between two or more devices which provides an encrypted connection from your device to the internet. In Much simpler words it means accessing the internet, a certain website or web application securely without restrictions.

https://techibytes.com/five-best-vpn-service-networks-to-use/

Kenya-based financial technology company, M-Kopa has appointed former Country Head, SafeBoda Nigeria, Babajide Duroshola as the new General Manager to lead its team. His appointment coincides with M-KOPA’s broader vision of expanding to other markets, which includes a move to Nigeria.

On June 18, Babajide Duroshola, ex-country head, SafeBoda Nigeria, stepped down from his role two years after taking the safeboda job post-Andela.

Read more here:
https://techibytes.com/ex-safeboda-manager-babajide-duroshola-joins-m-kopa/

Kenya-based financial technology company, M-Kopa has appointed former Country Head, SafeBoda Nigeria, Babajide Duroshola as the new General Manager to lead its team. His appointment coincides with M-KOPA’s broader vision of expanding to other markets, which includes a move to Nigeria.

On June 18, Babajide Duroshola, ex-country head, SafeBoda Nigeria, stepped down from his role two years after taking the safeboda job post-Andela.

Read more here:
https://techibytes.com/ex-safeboda-manager-babajide-duroshola-joins-m-kopa/

Is making legit money online really difficult?


I have met guys who make legit hard currency from the internet (not from fraud) and I have also met people who have been struggling to make anything tangible online.

What then is passive income? How many streams of income should you have? What are the best passive income ideas in 2021?

In a layman’s term, passive income is money you made online primarily through work or investment that requires little or no minimal labor to earn and maintain. It’s a steady flow of income where you expend little effort to grow the income and do not need busywork after a certain period.
In this article, I have simplified few things people do to milk money from the internet and I hope this could help someone out there who's struggling to make steady income or looking for more streams of income.

Kindly drop your comments after reading through. Share for someone who might need this info.
https://techibytes.com/how-to-make-steady-passive-income-in-nigeria-2021/

Passwords are used almost everywhere talk of the websites, social media accounts, email, our computers, mobile phone, bank applications, to verify the identity of a user during the authentication process. Passwords are mostly personal (they are designed to be known only by the account holder).

Google says hackers steal almost 250,000 web login almost every week. Most of this security breach of personal account results from a user’s lack of ability to secure one’s password.

We've gathered few new safe methods you can adopt to keep your passwords and logins far from the reach of hackers

https://techibytes.com/seven-tips-to-secure-your-password-from-hackers/

Investing or trading in Bitcoin and other Cryptocurrency, in general, can be quite confusing for a beginner who is looking for legit bitcoin investment sites. You hear news every day about the price of BITCOIN falling and rising, and you have no idea what it means. There is frequent news about scams and people losing money. While this is true, and many scams have happened and continue to happen, it has never been easy to invest in and safely trade-in Cryptocurrency as it is today.

If you are like my good friend John who came to meet me a few months ago to dissect the mystery behind BITCOIN and how Crypto works, then this article is for you. John has heard different things about Cryptocurrency, and yet he still cannot understand it. How does a beginner get started? How do you get or make Bitcoin? Where should you buy Bitcoin? How do you invest in Bitcoin or Cryptocurrency? How much money do you need to start? What do you gain from investing in Crypto?Investing or trading in Bitcoin and other Cryptocurrency, in general, can be quite confusing for a beginner who is looking for legit bitcoin investment sites.

You hear news every day about the price of BITCOIN falling and rising, and you have no idea what it means. There is frequent news about scams and people losing money. While this is true, and many scams have happened and continue to happen, it has never been easy to invest in and safely trade-in Cryptocurrency as it is today.

If you are like my good friend John who came to meet me a few months ago to dissect the mystery behind BITCOIN and how Crypto works, then this article is for you. John has heard different things about Cryptocurrency, and yet he still cannot understand it. How does a beginner get started? How do you get or make Bitcoin? Where should you buy Bitcoin? How do you invest in Bitcoin or Cryptocurrency? How much money do you need to start? What do you gain from investing in Crypto?


We’ll answer all of these questions and list 10 of the best and legit Bitcoin investment sites that enable you to buy, trade and invest in Bitcoin and other Cryptocurrency. Just ensure you read to the end.


https://techibytes.com/top-10-legit-bitcoin-investment-sites-to-try/

Investing or trading in Bitcoin and other Cryptocurrency, in general, can be quite confusing for a beginner who is looking for legit bitcoin investment sites. You hear news every day about the price of BITCOIN falling and rising, and you have no idea what it means. There is frequent news about scams and people losing money. While this is true, and many scams have happened and continue to happen, it has never been easy to invest in and safely trade-in Cryptocurrency as it is today.

If you are like my good friend John who came to meet me a few months ago to dissect the mystery behind BITCOIN and how Crypto works, then this article is for you. John has heard different things about Cryptocurrency, and yet he still cannot understand it. How does a beginner get started? How do you get or make Bitcoin? Where should you buy Bitcoin? How do you invest in Bitcoin or Cryptocurrency? How much money do you need to start? What do you gain from investing in Crypto?Investing or trading in Bitcoin and other Cryptocurrency, in general, can be quite confusing for a beginner who is looking for legit bitcoin investment sites.

You hear news every day about the price of BITCOIN falling and rising, and you have no idea what it means. There is frequent news about scams and people losing money. While this is true, and many scams have happened and continue to happen, it has never been easy to invest in and safely trade-in Cryptocurrency as it is today.

If you are like my good friend John who came to meet me a few months ago to dissect the mystery behind BITCOIN and how Crypto works, then this article is for you. John has heard different things about Cryptocurrency, and yet he still cannot understand it. How does a beginner get started? How do you get or make Bitcoin? Where should you buy Bitcoin? How do you invest in Bitcoin or Cryptocurrency? How much money do you need to start? What do you gain from investing in Crypto?


We’ll answer all of these questions and list 10 of the best and legit Bitcoin investment sites that enable you to buy, trade and invest in Bitcoin and other Cryptocurrency. Just ensure you read to the end.


https://techibytes.com/top-10-legit-bitcoin-investment-sites-to-try/

Investing or trading in Bitcoin and other Cryptocurrency, in general, can be quite confusing for a beginner who is looking for legit bitcoin investment sites. You hear news every day about the price of BITCOIN falling and rising, and you have no idea what it means. There is frequent news about scams and people losing money. While this is true, and many scams have happened and continue to happen, it has never been easy to invest in and safely trade-in Cryptocurrency as it is today.

If you are like my good friend John who came to meet me a few months ago to dissect the mystery behind BITCOIN and how Crypto works, then this article is for you. John has heard different things about Cryptocurrency, and yet he still cannot understand it. How does a beginner get started? How do you get or make Bitcoin? Where should you buy Bitcoin? How do you invest in Bitcoin or Cryptocurrency? How much money do you need to start? What do you gain from investing in Crypto?Investing or trading in Bitcoin and other Cryptocurrency, in general, can be quite confusing for a beginner who is looking for legit bitcoin investment sites.

You hear news every day about the price of BITCOIN falling and rising, and you have no idea what it means. There is frequent news about scams and people losing money. While this is true, and many scams have happened and continue to happen, it has never been easy to invest in and safely trade-in Cryptocurrency as it is today.

If you are like my good friend John who came to meet me a few months ago to dissect the mystery behind BITCOIN and how Crypto works, then this article is for you. John has heard different things about Cryptocurrency, and yet he still cannot understand it. How does a beginner get started? How do you get or make Bitcoin? Where should you buy Bitcoin? How do you invest in Bitcoin or Cryptocurrency? How much money do you need to start? What do you gain from investing in Crypto?


We’ll answer all of these questions and list 10 of the best and legit Bitcoin investment sites that enable you to buy, trade and invest in Bitcoin and other Cryptocurrency. Just ensure you read to the end.


https://techibytes.com/top-10-legit-bitcoin-investment-sites-to-try/

Investing or trading in Bitcoin and other Cryptocurrency, in general, can be quite confusing for a beginner who is looking for legit bitcoin investment sites. You hear news every day about the price of BITCOIN falling and rising, and you have no idea what it means. There is frequent news about scams and people losing money. While this is true, and many scams have happened and continue to happen, it has never been easy to invest in and safely trade-in Cryptocurrency as it is today.

If you are like my good friend John who came to meet me a few months ago to dissect the mystery behind BITCOIN and how Crypto works, then this article is for you. John has heard different things about Cryptocurrency, and yet he still cannot understand it. How does a beginner get started? How do you get or make Bitcoin? Where should you buy Bitcoin? How do you invest in Bitcoin or Cryptocurrency? How much money do you need to start? What do you gain from investing in Crypto?Investing or trading in Bitcoin and other Cryptocurrency, in general, can be quite confusing for a beginner who is looking for legit bitcoin investment sites.

You hear news every day about the price of BITCOIN falling and rising, and you have no idea what it means. There is frequent news about scams and people losing money. While this is true, and many scams have happened and continue to happen, it has never been easy to invest in and safely trade-in Cryptocurrency as it is today.

If you are like my good friend John who came to meet me a few months ago to dissect the mystery behind BITCOIN and how Crypto works, then this article is for you. John has heard different things about Cryptocurrency, and yet he still cannot understand it. How does a beginner get started? How do you get or make Bitcoin? Where should you buy Bitcoin? How do you invest in Bitcoin or Cryptocurrency? How much money do you need to start? What do you gain from investing in Crypto?


We’ll answer all of these questions and list 10 of the best and legit Bitcoin investment sites that enable you to buy, trade and invest in Bitcoin and other Cryptocurrency. Just ensure you read to the end.


https://techibytes.com/top-10-legit-bitcoin-investment-sites-to-try/

How to secure your Gmail Account from third-party intrusion

Gmail is an effective tool that helps us keep in touch with the world,Gmail is Google’s free email service, available at mail.google.com. If you have a Google account, you already have a Gmail account.

Our Gmail account always holds a lot of vital information, these include bank information, personal letters, passwords, private images, private phone numbers, banking details and many more. Why not take just 12 minutes to read this post and check out how to properly secure your Gmail account, this can be a business Gmail account or a personal Gmail account.

We put together few tips to help secure your Gmail here:

https://techibytes.com/how-to-secure-your-gmail-account-from-third-party/

Know The Top 20 Reasons Why Businesses and Startups Fail


Over the past few years, Nigeria has experienced 61% of business/ startup’s failure especially in the business sector, so we make findings to know the reasons why most businesses startups fail.

Most businesses and startups in Nigeria start off well and many barely make it to the next stage of business before going down the drain.

Yes, there are great untapped business markets in Nigeria, but there are other factors that make it impossible for these businesses to strive.

There are various reasons why startups fail within a short time of their existence and this failure has been recorded over time through most field market surveys, from poor products to inflation to lack of funding, we have about 20 of the reasons why most businesses sink in Nigeria.


https://techibytes.com/know-the-top-20-reasons-why-startups-fail/

Know The Top 20 Reasons Why Startups Fail


Over the past few years, Nigeria has experienced 61% of business/ startup’s failure especially in the business sector, so we make findings to know the reasons why most businesses startups fail.

Most businesses and startups in Nigeria start off well and many barely make it to the next stage of business before going down the drain.

Yes, there are great untapped business markets in Nigeria, but there are other factors that make it impossible for these businesses to strive.

There are various reasons why startups fail within a short time of their existence and this failure has been recorded over time through most field market surveys, from poor products to inflation to lack of funding, we have about 20 of the reasons why most businesses sink in Nigeria.


https://techibytes.com/know-the-top-20-reasons-why-startups-fail/

Have you heard about people who make money while sleeping, the passive income? I know a friend who told me not so long ago that before he wakes up in the morning, he should have received an alert of money paid into his account.

Even if he doesn’t do anything for the rest of the month, he will continue to make steady passive income online monthly.


So yes! This is how lazy People are legally making money in 2021. Let us know if you disagree.

https://techibytes.com/how-to-make-steady-passive-income-in-nigeria-2021/

josh123:
True, i make btw 15 to 20 Dollars per day. And i stay indoor most of the time. My neigbours think i am lazy and weird cuz i do not go out often. I no send sha as far the money keeps on rolling

Would you like to share which of these skills you're using to make this earning someone might need the information.