₦airaland Forum

Please any update on FFS replacement sir?

SuppoOmoo:
You are free to use any account type as your salary account... Either Standard Savings Account (NOT Student' Savings type), Salary Account (Semi-current) or Standard Current Account.

With Standard Savings Account, any amount can enter but your access to BANK LOANS is limited as banks don't disburse huge loans to Savings Account. Both Salary and Current Account afford you unlimited access to bank loans but maintenance fee is higher compared to Savings Account.

During our own time, we were advised to open Salary Account or Current Account but I decided to use the Savings Account I have been using for long. Even before getting the Job, i have decided I ll not at any time go for bank loan. It's a tough decision though because there ll be situations that call for loan taking.

DISCLAIMER: I'm not condemning taking bank loans. Situations might call for it at some points but if one is determined and has financial discipline, one might not near bank loan in his entire career life. Public Service Rule even frowns against Serious Financial Embarrassment/Bankruptcy, it is one of the acts of Serious Misconducts liable to disciplinary action by the Authority. There are alternatives to bank loan, very good and confinient ones. You ll get to know them when you enter proper.

Dannyxy:
you should be able to, as long as it is valid..

please any info on Fire replacement........