₦airaland Forum

How many Nigerians have lost money to fake property agents, ghost developments and dishonest landlords?
I built a platform called Truxper where you can check reviews of any Nigerian business — including property agents, developers and estate companies — before you hand over your money.
Real reviews from real Nigerians. AI-moderated so no fake ratings.
Next time someone wants you to pay for a property, search their company name on Truxper first.
Has anyone here been scammed by a property agent or developer in Nigeria? Share your story 👇

I got tired of paying for services in Nigeria and getting scammed with no way to warn others.
So I built Truxper — a platform where Nigerians can rate and review businesses based on real experiences.
Over 170 businesses already listed across finance, logistics, tech, health, food and more. Reviews are AI-moderated so no fake ratings can slip through.
Business owners can also claim their listing and respond to reviews — just like the big platforms abroad, but built for Nigeria.
Just search Truxper on Google to find it.
Have you ever been scammed or disappointed by a Nigerian business? Drop your experience below 👇

We Nigerians have some of the most creative expressions in the world and half of them will never make it into any official dictionary.
Today's one: Enter one chance — to be tricked or fall into a bad situation, usually by trusting the wrong person or opportunity.
"No enter one chance with that fake investment scheme."
Some others that deserve official recognition:
— Chop knuckle — fist bump, show of solidarity
— E don do — it's over, finished
— Carry last — to be the slowest or least successful
— Gbas gbos — exchange of blows or heated argument
— Omo — expression of surprise or emphasis
— Shakara — showing off, forming
What are your own favourites? Drop them below with the meaning. Let's build the ultimate Naija slang dictionary right here on Nairaland. 🇳🇬

The Central Bank of Nigeria has issued an official warning that the viral ₦5,000 note featuring President Tinubu is fake and not legal tender. The note has been circulating on WhatsApp and social media.
This raises a bigger question — with the naira already struggling at ₦1,366 to the dollar, the last thing Nigerians need is counterfeit currency eroding confidence further.
Has anyone seen this fake note circulating in their area? And do you think CBN is doing enough to protect the currency?

Cement at ₦13,000 is actually one of the most painful examples in this thread. In 2020 you could build a room for roughly ₦500k. That same room today will cost you ₦1.8m - ₦2m minimum. The naira devaluation doesn't just affect buying imported goods — it has inflated everything including locally produced materials like cement, iron rods, and tiles.
The minimum wage argument is also correct. What is ₦70,000 when a bag of cement alone is ₦13,000? You need 50 bags minimum for a basic foundation. That's ₦650,000 just for cement — nearly 10 months of minimum wage on one building material.
What other everyday items have people noticed the biggest jump in since 2020? Drop your examples below.

Quick update on the numbers since this thread started:

Dollar rate today — ₦1,374. That's another slide from the ₦1,378 I quoted on Sunday. The naira just keeps drifting.

Adeoyekay mentioned cement at ₦13,000 a bag. That one hit different because in 2020 a bag of cement was around ₦3,500. That's nearly 4x increase. Anyone trying to build or renovate right now is basically watching their budget double in real time.

The NLC just announced they are banning indoor May Day celebrations and ordering street protests over the ₦70,000 minimum wage. Think about that — the minimum wage is ₦70,000 but a bag of rice alone is ₦85,000. One bag of rice costs more than the entire minimum monthly wage. That is the real state of things.

Wealthyonos raised the political angle and I think that's the core question now as 2027 approaches. Nigerians are clearly suffering but the same pattern repeats every election cycle.

So let me ask this — what would actually need to change for ₦50,000 to mean something again? Is it exchange rate stability, fuel price, local production, or something else entirely?

Thanks for the detailed response Intell1gentdude, really helpful.

To answer your question about my setup — the site is a large single HTML file (~500KB) hosted on GitHub Pages with Cloudflare CDN. It makes lots of API calls for live data like exchange rates, weather, fuel prices etc. So I can't cache the HTML too aggressively or users see stale data.

After reading your suggestions and doing more research, here's what I've settled on:

1. Browser Cache TTL — set to 2 hours. Short enough that returning visitors get fresh data, long enough to reduce origin hits.

2. Edge Cache TTL — set to 4 hours on the HTML. Cloudflare serves the shell fast, while JavaScript fetches the live API data fresh on every page load anyway.

3. API calls — these bypass Cloudflare cache entirely since they go directly from the browser to the API providers (ExchangeRate-API, OpenWeather etc.). No caching needed there.

This approach has worked well — cache hit rate has improved significantly from the 1% it was before.

For anyone else running a GitHub Pages + Cloudflare setup with live data, the key insight is: cache the HTML shell aggressively, but let the JavaScript handle fresh data fetching on the

Great points from everyone here.

Coly2012 and advanceDNA are both right — fuel price is the trigger but import dependency is the deeper problem. Even when fuel drops, transport and logistics costs don't come down immediately because operators have already adjusted their prices upward. It takes months for any price reduction to trickle down to the market.

The naira losing 72% of its value against the dollar since 2020 is the core issue. Everything Nigeria imports — which is almost everything — now costs nearly 3x what it did in naira terms. Rice, chicken, eggs, spare parts, drugs, raw materials. All of it.

Love800 said "everything is falling apart" and honestly the numbers back that up. ₦50,000 that fed a family in 2020 can barely buy a bag of rice today.

The only real long-term answer for the average Nigerian is to earn in stronger currencies while spending in naira. Remote work, freelancing and diaspora remittances have become the real lifeline for many families right now.

Inflation will only ease sustainably when Nigeria starts producing more of what it consumes. Until then, the cost of living will keep rising faster than salaries.

Thank you for this detailed response, I really appreciate it.

I tried the Cache Everything rule on Cloudflare but my site is a large single HTML file (~500KB) with lots of JavaScript API calls fetching live data — dollar rates, weather, fuel prices etc. So caching the HTML too aggressively means users see stale data.

I think the solution is to cache the HTML for a short time (maybe 1 hour) but exclude the API calls from caching entirely.

Will try GTmetrix today and see what it recommends. If you don't mind me asking — what Edge Cache TTL do you recommend for a site with live data that updates every few minutes?

Thanks again!

I'm running a static site on GitHub Pages with Cloudflare CDN.

Currently my cache hit rate is less than 1% which I know is terrible.

Has anyone successfully improved caching for a GitHub Pages + Cloudflare setup? What cache rules did you use?

Also open to suggestions on improving Core Web Vitals for a single page application with lots of API calls.

Any webmasters here with experience on this?

I was doing some calculations this Easter weekend and the results are honestly shocking.

Here's what ₦50,000 could buy in 2020:

- Rice (50kg): ₦22,000
- Chicken (whole): ₦3,500
- Petrol (litre): ₦162
- Eggs (crate): ₦2,000
- Bus fare: ₦200

Here's what the same ₦50,000 buys in 2026:

- Rice (50kg): ₦85,000 — you can't even complete the purchase
- Chicken (whole): ₦12,000
- Petrol (litre): ₦1,245
- Eggs (crate): ₦6,000
- Bus fare: ₦1,000

In 2020, ₦50,000 filled your fridge and left change.
In 2026, ₦50,000 doesn't even cover one bag of rice.

The naira has lost about 72% of its value against the dollar since 2020 — from ₦381 to ₦1,378 today.

How are people coping? What has inflation hit hardest for you personally?

Topic: Nigerians Earning in Dollars From Home — Share Your Experience

With the naira at ₦1,500/$1, remote work has become the biggest financial opportunity for Nigerians right now.

$1,000/month = ₦1.5M
$2,000/month = ₦3M

Skills currently in highest demand internationally:
- Software development
- UI/UX design
- Digital marketing
- Content writing
- Virtual assistance

The challenge most Nigerians face:
1. No portfolio
2. Don't know which platforms to use
3. Payment issues

Anyone here working remotely? What platform did you use to get your first client?

okay