ALVA001:
To never rent a house above my 1 month salary.

obembet:
I believe there are alot of intelligent people here on Nairaland who can advice how someone can manage his/her income.

Alot of Nairalanders here as been a blessing to us when it come to advice even though there are funny people too that turn every thread to fun

I have been reading different article on nairaland how someone can invest her savings wisely.

So as for you Nairalanders, What is the best financial advice you’ve ever been given or learned on Nairaland ?

Smile4mee01:
Well I cant recall if I learnt any financial here but i have learnt alot.

Let me put you on some game.

Hard work alone is no longer enough to make you financially independent because you wont be strong forever. Regardless of your age, the earlier you achieve this the easier your life will be.

Invest in
1. Real estate.
2. Shares
3. Businesses.

These three has proven to be the bedrock of all wealthy people all over the world. Real estate alone is responsible for over 90%of the worlds millionaires.( Andrew Carneige)

Don't sleep. Wake up. God is sti the greatest.

Bless up.

Slynation:
exactly boss...That thread was an eye opener, since then, if I can't afford expensive something triple times+ the amount, then I let it go...!! Financial intelligence is indeed a knowledge of it's own

pocohantas:
That would be freelancing.

I saw it first on Nairaland.

GeneralKoko:


Please point me to a thread in freelancing. Thanks

SwayG:
One of the thread that really boost my confidence in making money was the thread "How Old Were You When You Made Your First Million?".
I no lie, that thread really motivated me as I was 20 then and a lot of persons on the thread made their first million before 25. That time I no get shishi . The way i take hustle like say I get time bomb for my back, day and night was with my only GF called laptop.

I really focused on my craft (Programming and ui/ux) and I made my first milla before 24 and hit 2 milla when i turned 24. I'm in my finals in uni and I can't wait to grad if not for this yeye ASUU strike and focus on my craft without school distractions.

for those who missed the thread, the link is below.
Bookmark the thread and read every bit. Some Nigerian youths are still doing well.

https://www.nairaland.com/4852491/how-old-when-made-first

Hullabaloon:


Can u point me to the platforms where you got Ui/Ux jobs. I'm good with figma but I've not made a dime from it.

Though I've been making money as a writer and wordpress web designer, but I'll love to hammer with Ui/Ux

Enumerator:
Bro how far? You fit put me through that programing and UI/DX stuff?

Athemisia:

Learning the programming is one thing making money from it is another. How do a Nigerian profit from it?

SwayG:


Mostly referrals..
I've never applied for any paid job. When I started I volunteered to help firms with their ui/ux and they automatically started referring me to their connects after a while. And the story continues. And I get some referrals from my contacts.

GeneralKoko:


Please point me to a thread in freelancing. Thanks

SwayG:


I no fit o. Just enter YouTube and Udemy. That's basically where I learned from. And then you learn more from the job.
It takes time and dedication. If you're serious, before 12months you'll be a pro

NeckingNgulping:


Betting wouldn't be as bad as it's seen by people if one can bet with their senses intact.. Don't stake what you can't afford to lose.

The worst thing that can happen to a man with a big dream is going into debt. If you're a chronic debtor, you'll achieve in 10 years what you're supposed to achieve in 2 years.

Stay away from debt..

bigpicture001:
When I asked my gf how com sh makes about 150k daily in her biz. Sh answer me its. Cuz of financial management and discipline... For example as she. Listed

1. Sh doesnt spend the company money.. sh assume herself to be a worker in her own firm.. and when I ask how does sh know what is good to pay herself, she replied.. exactly the same amount someeone else who wants to get paid to do exactly her job..

2. Sh handles her marketing herself.. according to her, the marketing sector is the. Brain box of a biz.. that is where u meet clients and put a face to ur biz.. dou it's very stressful, but sh still does it herself..

3. Sh evaluate the financial essence of all her companies expenditure.. e. G sh dida big sign board outside of her office.. the government caame and charged her 2k monthly for it and collected the. Money yearly.. making 48k..

Now, if a customer comes in.. sh asked them Tru a form to thick how dey got to know about her office.. for everyone who ticks through the sign board.. sh list them in a separate book and den it helps her to know how many person the sign post brought in monthly and how much those persons paid for their services..

4. Prompt payment.. see, eeh, nomater how bad bizness is , sh pays on the laast day of. The months..

5. Inducement. Sh likes to go all out and make her customers feel special.. at the. End of. The. Year . Sh doesn't buy plastic plate oo..

Example.. last year it was rechargeable. Lamp of more. Than 300pieces.. the year before it's a standard hotel towel.. we bought 250 pieces..

6. Advert.. sh likes to attach her firm's name aand on every item she gives to u.. like table calenders pens, etc..

7. Customers satisfaction. She goes to the lenght of dragging any o f her staff in the. Caar to follower her to any customer whom sh noticed has stopped or reduced the rate of transaction with her..if the customer complain of any of her staffs..sh will.make sure sh doesn't apologize on the staff's befalf..the staff does it themselves..

That girl no dey rest.. sh like money and pay all attention to details..

Last last.. sh lives a. Very very moderate life.. infact in thee town where we are.. everyone doesn't know sh is. The riches lady in the whom town. .sh is just 27 .with over 20million in account and asset worth over 10milliom..

And operates from just a mere 3bedroom flat

wilfred101:
Sorry to pry, but what kindof work does she do

NeckingNgulping:


Betting wouldn't be as bad as it's seen by people if one can bet with their senses intact.. Don't stake what you can't afford to lose.

The worst thing that can happen to a man with a big dream is going into debt. If you're a chronic debtor, you'll achieve in 10 years what you're supposed to achieve in 2 years.

Stay away from debt..

eMoney50:


If you don't have money, but you have a lot of time, there is no excuse for you to be broke..

Learn How to Make Money with Your Time!

Here is a website that pays you for doing various task daily.

You can make up-to $100 per day if you are active on the website.

This is not a get rich quick scheme.

You work daily by visiting the website to get your earnings accumulates.

For more details about the program and payment process Click the link on my Bio.

Thanks.

eMoney50:


I am serious.

This is legit.

See for yourself. It will cost you nothing to check it out.

You can make up-to $100 per day if you are active on the website.

If you have been wasting your post on Facebook, now is the opportunity to make money with your time.

I have already withdrawn $2530 to my US account from the website.

It's not by pressure. Please join only if you are interested. I am not forcing you. You will not withdraw to my bank account.

ecomalchemist:
Cut your coat according to your MATERIAL.

Start a business..

Buying and selling.

Affiliate marketing.

Big congratulations...the Hu$tle continues !!!

you need to pick up yourself and hit the streets running with good information which I'm about to share with you and other unemployed or underemployed Nigerians.

> Take a course on Marketing and Sales.<

Learn how to sell.

Find someone who is doing a business and making sales offline. You’ll find many of them in Onitsha, Computer village, Aba, Alaba, Aspamda, Idumota, etc.
Most of these people have no idea what goes on online. They also do not care what goes on online.


All they care about is making sales and getting
money flowing into the business daily.

Be their online person.

Bring their business online, and advertise to those who want what they sell.

You will make money doing this.
You’ll make a lot of money doing this.


As a woman, you can open an online shop for that woman selling lace in Aba, and add money on top onto for yourself. That’s your own profit on every sale.
As a guy, you can open an online store store for that man selling computers at Computer village.


Read information from Google and publish content about computers and what people should look out for before buying a laptop.
More people would begin to reach out to you when need laptops.


Reach out to that guy who makes shoes and footwear in your neighborhood and be their online guy.
Promote what they make online and add your own profit.

Look around you, look where others are neglecting, you’ll find a gem.

You can’t afford to be idle for long.
You can’t afford to stay broke.
You can’t afford to continue earning a meagre salary every month.

You don’t need to be a genius to make money online, and have a better life.

Look for a business that is offline, bring it online and get them SALES.

You will make a lot of money.
Not just money...

You will build your confidence.
Your influence will grow, and...
You’ll attract more opportunities to yourself.
You need to start operating smartly.

Look for an offline business, bring it online and get them SALES.

The Gadget importation guide is available for those who want to be financially free. It's free, reap and apply the knowledge.